Ki

Ki Insurance is a fully digital and algorithmically powered syndicate based in London, UK.

Launched in 2020-2021, it is the first of its kind within Lloyd’s of London, aiming to transform the commercial insurance market. Ki delivers instant underwriting decisions in as little as 10 seconds, significantly reducing the time typically required for such processes. The company operates a digital-first underwriting platform that provides automatic assessments and instant quotes for specialty insurance risks across 36 classes of business, including property, marine, energy, and aviation. This platform allows brokers to access multiple capacity quotes simultaneously, enhancing efficiency and enabling quick decision-making. Ki collaborates with major partners like Google Cloud and University College London to leverage advanced technology for informed underwriting. Ki Insurance serves brokers in the Lloyd’s market, focusing on those who need fast follow-capacity for complex risks. It has quickly established itself as a leader in the insurtech space, having underwritten over GBP 329 million in premiums in its first year.