Home Credit International

Home Credit International is part of the Home Credit consumer finance group, an international non-bank financial institution founded in 1997 in the Czech Republic and headquartered in the Netherlands.

The group focuses on providing consumer finance solutions in emerging markets, particularly for customers with little or no credit history. It serves over 144 million customers and employs more than 44,000 people. The company offers a range of financial services, including installment lending, cash loans, credit cards, car loans, and debt consolidation. Home Credit utilizes an omnichannel distribution model that combines online and physical sales networks to deliver its services. The group emphasizes responsible lending and aims to enhance financial inclusion for underserved consumers, leveraging technology and data analytics to support its operations.