Cumplo

Cumplo is a fintech company founded in 2011 by Nicolas Shea and Josefa Monge.

Based in Las Condes, Santiago, Chile, with offices in Mexico City and Lima, it operates the largest SME crowdlending network in Latin America. Cumplo connects small and medium-sized enterprises (SMEs) seeking financing with a diverse group of investors. The company is certified as a B Corporation, reflecting its commitment to improving access to capital for SMEs. Cumplo offers a digital collaborative financing platform that includes services such as crowdlending, digital factoring, and tokenized investment contracts. It allows SMEs to use unpaid invoices as collateral for loans, providing faster and more flexible financing options compared to traditional banks. The platform has funded over USD $1.6 billion across 3,381 SMEs through 38,574 loans, serving around 50,000 registered users, including 3,000 investors. Cumplo aims to eliminate inequality in access to capital in Chile, Mexico, and Peru, with plans for future expansion into the US market.