Cash Credit

Cash Credit, officially known as “Кеш Кредит” ЕАД, is a non-banking financial institution based in Sofia, Bulgaria.

Established in 2011 and registered with the Bulgarian National Bank, the company specializes in providing ultra-fast microloans ranging from 100 to 10,000 BGN. Approval for these loans can be granted in as little as six minutes, requiring only a personal ID card for individuals. The company offers a variety of loan products, including interest-free loans for new clients, business loans for new ventures, car loans for vehicle purchases, and dedicated loans for pensioners. Cash Credit operates offices across Bulgaria and provides a fully online application process. In 2024, the company announced a partnership with Smart Communications to expand its services to mobile-based microfinance in the Philippines, enhancing its fintech presence beyond Bulgaria. Cash Credit focuses on speed and accessibility, catering primarily to individuals in need of quick financial support.