Top list · Worldwide
Open banking startups worldwide
66 open banking startups worldwide have raised money in rounds we track. These are the 50 that have raised the most, $1.5B between them, with the United Kingdom the most common home.
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TrueLayerTrueLayer is a leading open banking payments network based in London, founded in 2016.TrueLayer is a leading open banking payments network based in London, founded in 2016.
Founded 2016London, United Kingdom$376Mlast round Oct 2026 - 2
Deposit SolutionsDeposit Solutions is provider of the open banking platform for deposits connecting banks and depositors.Deposit Solutions is provider of the open banking platform for deposits connecting banks and depositors.
Founded 2011Germany$192Mlast round Sept 2019 - 3
Volume PaymentsVolume Payments, operating as Volume, is a London-based FinTech startup that specializes in global business payments.Volume Payments, operating as Volume, is a London-based FinTech startup that specializes in global business payments.
Founded 2021London, United Kingdom$146Mlast round Jun 2024 - 4
KoyoKoyo was a UK-based fintech lender founded in 2018 in London.Koyo was a UK-based fintech lender founded in 2018 in London.
Founded 2018London, United Kingdom$117Mlast round Oct 2022 - 5
TarabutMENA’s first and largest regulated Open Banking platform (AISP & PISP) that connects a regional network of banks and FinTechs via API.MENA’s first and largest regulated Open Banking platform (AISP & PISP) that connects a regional network of banks and FinTechs via API.
Founded 2018Bahrain$82Mlast round Sept 2026 - 6
Brite PaymentsBrite Payments is a Swedish fintech company founded in 2019, specializing in real-time Instant Account-to-Account (A2A) payments through Open Banking, often refBrite Payments is a Swedish fintech company founded in 2019, specializing in real-time Instant Account-to-Account (A2A) payments through Open Banking, often ref
Founded 2019Stockholm, Sweden$60Mlast round Oct 2023 - 7
Volt.ioVolt.io is a London-based fintech company that specializes in open banking technology and real-time payments.Volt.io is a London-based fintech company that specializes in open banking technology and real-time payments.
Founded 2019London, United Kingdom$60Mlast round Jun 2023 - 8
FinicityFinicity provides open banking services, real-time financial data access and insights.Finicity provides open banking services, real-time financial data access and insights.
Founded 1999Murray, United States$42Mlast round Dec 2016 - 9
Token.ioToken.io is a prominent provider of account-to-account (A2A) payment infrastructure in Europe and the UK, focusing on open banking solutions.Token.io is a prominent provider of account-to-account (A2A) payment infrastructure in Europe and the UK, focusing on open banking solutions.
Founded 2015London, United Kingdom$40Mlast round Jun 2025 - 10
PowensPowens is a platform that integrates Open Finance and Embedded Banking for businesses.Powens is a platform that integrates Open Finance and Embedded Banking for businesses.
Founded -Paris, France$34Mlast round Apr 2022 - 11
FlowPayFlowPay is a payment institution authorized by the BOI under PSD2 as PISP and AISP.
FlowPay is a payment institution authorized by the BOI under PSD2 as PISP and AISP.
Founded 2019Czechia$33Mlast round Mar 2025 - 12
CrezcoCrezco is a London-based fintech company that specializes in embedded payments through an API, utilizing open banking technology.Crezco is a London-based fintech company that specializes in embedded payments through an API, utilizing open banking technology.
Founded 2020London, United Kingdom$32Mlast round Jan 2026 - 13
SpareOpen Banking Platform that connects banks, customers and the third parties that want access to the dataOpen Banking Platform that connects banks, customers and the third parties that want access to the data
Founded 2018Canada$31Mlast round Sept 2024 - 14
QwistQwist is an independent Open Banking platformQwist is an independent Open Banking platform
Founded 2012Berlin, Germany$26Mlast round Jun 2021 - 15
FranqFranq is a Brazilian fintech startup founded in 2019 and based in Florianópolis, Santa Catarina.Franq is a Brazilian fintech startup founded in 2019 and based in Florianópolis, Santa Catarina.
Founded 2019Florianopolis, Brazil$25Mlast round May 2026 - 16
CircitCircit Limited is a technology company based in Dublin, Ireland, specializing in financial audit management.Circit Limited is a technology company based in Dublin, Ireland, specializing in financial audit management.
Founded 2017Dublin, Ireland$22Mlast round Feb 2026 - 17
AeropayAeropay is a financial technology company based in Chicago, Illinois, founded in 2017 by Daniel Muller.Aeropay is a financial technology company based in Chicago, Illinois, founded in 2017 by Daniel Muller.
Founded 2017Chicago, United States$20Mlast round May 2024 - 18
KoxaKoxa is a fintech company based in New York, founded in 2020.Koxa is a fintech company based in New York, founded in 2020.
Founded 2020New York, United States$15Mlast round Aug 2026 - 19
YaspaYaspa is a fintech company that specializes in Intelligent Payments solutions, integrating open banking and AI to facilitate real-time bank payments.Yaspa is a fintech company that specializes in Intelligent Payments solutions, integrating open banking and AI to facilitate real-time bank payments.
Founded 2017London, United Kingdom$12Mlast round Jul 2025 - 20
Ozone APIOzone API is a fintech startup based in London, United Kingdom, with an additional office in Pune, India.Ozone API is a fintech startup based in London, United Kingdom, with an additional office in Pune, India.
Founded 2017London, United Kingdom$11Mlast round Jan 2024 - 21
EnfuceEnfuce is a female-founded global issuer processor and payment platform established in 2016 and headquartered in Espoo, Finland.Enfuce is a female-founded global issuer processor and payment platform established in 2016 and headquartered in Espoo, Finland.
Founded 2016Espoo, Finland$9.3Mlast round Nov 2023 - 22
Credit KudosCredit Kudos is a credit bureau that uses financial behavior and data through open banking to measure creditworthiness.Credit Kudos is a credit bureau that uses financial behavior and data through open banking to measure creditworthiness.
Founded 2015United Kingdom$9.2Mlast round Apr 2020 - 23
LUXHUBLUXHUB is a Open Banking API Platform.LUXHUB is a Open Banking API Platform.
Founded 2018Strassen, Luxembourg$8.0Mlast round May 2020 - 24
Z m RailsZūm Rails is a financial technology company based in Montreal, Canada, founded in 2019.Zūm Rails is a financial technology company based in Montreal, Canada, founded in 2019.
Founded 2020Montreal, Canada$7.8Mlast round Feb 2024 - 25
OBCONNECTOBCONNECT is an open banking and open data space that offers banking sectors data and payment instructions services.OBCONNECT is an open banking and open data space that offers banking sectors data and payment instructions services.
Founded 2018Watford, United Kingdom$7.7Mlast round Oct 2024 - 26
XploreA community marketplace offering open-banking-enabled payments & Fortune 500 technology for independents to manage and grow their businessesA community marketplace offering open-banking-enabled payments & Fortune 500 technology for independents to manage and grow their businesses
Founded 2017Bath, United States$7.2Mlast round Feb 2022 - 27
GuiaBolsoGuiabolso offers both financial management and marketplace app (B2C), and Open Banking SaaS solution (B2B).Guiabolso offers both financial management and marketplace app (B2C), and Open Banking SaaS solution (B2B).
Founded 2012São Paulo, Brazil$7.0Mlast round Dec 2021 - 28
HigalaHigala is a fintech startup based in the Philippines, focused on enhancing financial inclusion through open-source payments infrastructure and digital banking solutions.Higala is a fintech startup based in the Philippines, focused on enhancing financial inclusion through open-source payments infrastructure and digital banking solutions.
Founded 2023Philippines$6.8Mlast round Dec 2025 - 29
banqUPBanqUP is an API-driven platform for open banking, allowing for banks and fintech companies to access a number of European banking APIs.BanqUP is an API-driven platform for open banking, allowing for banks and fintech companies to access a number of European banking APIs.
Founded -Kontich, Belgium$6.5Mlast round Jan 2026 - 30
AtoaAtoa Payments Limited is a UK-based fintech company founded in 2022, offering an all-in-one payment platform for businesses.Atoa Payments Limited is a UK-based fintech company founded in 2022, offering an all-in-one payment platform for businesses.
Founded 2022London, United Kingdom$6.5Mlast round Jun 2023 - 31
Round FinanceRound Finance Ltd.Round Finance Ltd.
Founded 2019San Francisco, United Kingdom$6.1Mlast round Apr 2026 - 32
DatanomikDatanomik is a Uruguayan B2B fintech and open banking platform founded in 2022, with its headquarters in Montevideo and operations expanding into São Paulo, Brazil.Datanomik is a Uruguayan B2B fintech and open banking platform founded in 2022, with its headquarters in Montevideo and operations expanding into São Paulo, Brazil.
Founded 2022Sao Paulo, Uruguay$6.0Mlast round Mar 2022 - 33
WhatifConsultancy Firm for Innovative Business and Operating Model, investing in Verticals Open Banking Companies and in Blockchain Use CaseConsultancy Firm for Innovative Business and Operating Model, investing in Verticals Open Banking Companies and in Blockchain Use Case
Founded 2019Dubai, Singapore$6.0Mlast round Jul 2024 - 34
Biza.ioBiza.io is a financial technology company based in Brisbane, Australia, founded in 2017.Biza.io is a financial technology company based in Brisbane, Australia, founded in 2017.
Founded 2017Brisbane, Australia$5.3Mlast round Aug 2022 - 35
GrabrFiGrabrFi is a financial technology company based in San Francisco that provides non-US residents with online access to US dollar banking services.GrabrFi is a financial technology company based in San Francisco that provides non-US residents with online access to US dollar banking services.
Founded -San Francisco, United States$5.2Mlast round Jun 2025 - 36
tell.moneytell.money is a London-based open banking SaaS platform founded in 2020.tell.money is a London-based open banking SaaS platform founded in 2020.
Founded 2020London, United Kingdom$5.2Mlast round May 2022 - 37
Open PaymentsOpen Payments is a Swedish fintech startup founded in 2017, headquartered in Stockholm.Open Payments is a Swedish fintech startup founded in 2017, headquartered in Stockholm.
Founded 2017Stockholm, Sweden$4.5Mlast round Jan 2025 - 38
GaloyGaloy is a financial technology company based in Mountain View, California, founded in September 2019 by Nicolas Burtey and Chris Hunter.Galoy is a financial technology company based in Mountain View, California, founded in September 2019 by Nicolas Burtey and Chris Hunter.
Founded 2019Mountain View, United States$4.0Mlast round Aug 2022 - 39
NeonomicsNeonomics is an open banking and financial technology company based in Oslo, Norway.Neonomics is an open banking and financial technology company based in Oslo, Norway.
Founded 2017Oslo, Norway$4.0Mlast round Oct 2026 - 40
TaxZapTaxZap is an AI-powered tax filing and accounting software company founded in 2021.TaxZap is an AI-powered tax filing and accounting software company founded in 2021.
Founded 2021Dublin, Ireland$2.8Mlast round Apr 2025 - 41
QippayQippay is a fintech company based in New Zealand that specializes in open banking payments and infrastructure.Qippay is a fintech company based in New Zealand that specializes in open banking payments and infrastructure.
Founded 2021Auckland, New Zealand$2.8Mlast round Oct 2026 - 42
NordigenNordigen is an open banking API that provides PSD2 data connections to banks.Nordigen is an open banking API that provides PSD2 data connections to banks.
Founded 2016Riga$2.6Mlast round Jun 2021 - 43
FINQwareFinqware is a Romanian fintech company based in Bucharest, specializing in open banking and treasury automation solutions for multi-entity, cross-border organizations.Finqware is a Romanian fintech company based in Bucharest, specializing in open banking and treasury automation solutions for multi-entity, cross-border organizations.
Founded 2018București, Romania$2.2Mlast round Jun 2023 - 44
MonerchyMonerchy is a fintech company based in Vilnius, Lithuania, founded in 2022.Monerchy is a fintech company based in Vilnius, Lithuania, founded in 2022.
Founded 2022Vilnius, Lithuania$2.0Mlast round Mar 2023 - 45
FintechX TechnologiesFintechX Technologies Zrt.FintechX Technologies Zrt.
Founded 2019Budapest, Hungary$1.6Mlast round Nov 2021 - 46
GuamaGuama is a Colombian fintech startup founded in 2023, headquartered in Bogotá.Guama is a Colombian fintech startup founded in 2023, headquartered in Bogotá.
Founded 2023Bogota, Colombia$1.5Mlast round Aug 2025 - 47
KashimiKashimi is a Lithuanian fintech startup founded in 2024 and based in Vilnius.Kashimi is a Lithuanian fintech startup founded in 2024 and based in Vilnius.
Founded 2024New York, Lithuania$1.4Mlast round Sept 2025 - 48
AkahuAkahu is a leading open finance and open banking intermediary based in Auckland, New Zealand.Akahu is a leading open finance and open banking intermediary based in Auckland, New Zealand.
Founded 2020Auckland, New Zealand$1.4Mlast round Oct 2023 - 49
AperidataAperiData is an FCA authorised credit bureau and Open Banking Provider that uses financial data to transform credit scoring.AperiData is an FCA authorised credit bureau and Open Banking Provider that uses financial data to transform credit scoring.
Founded 2020Chester, United Kingdom$1.3Mlast round May 2024 - 50
Fingate.ioFingate.io is a fintech company based in Turkey, founded in 2020.Fingate.io is a fintech company based in Turkey, founded in 2020.
Founded 2020Istanbul, Türkiye$1.2Mlast round Apr 2024
London, United Kingdom
Germany
Bahrain
Stockholm, Sweden
Murray, United States
Paris, France
Czechia
Canada
Florianopolis, Brazil
Dublin, Ireland
Espoo, Finland
Strassen, Luxembourg
Philippines
Kontich, Belgium
Sao Paulo, Uruguay
Dubai, Singapore
Brisbane, Australia
Oslo, Norway
Auckland, New Zealand
București, Romania
Vilnius, Lithuania
Budapest, Hungary
Bogota, Colombia
Istanbul, TürkiyeCompanies whose own description names this theme, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.
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