Top list · Worldwide

Debt collection startups worldwide

40 debt collection startups worldwide have raised money in rounds we track. These are the 40 that have raised the most, $1.5B between them, with the United States the most common home.

$1.5Braised by these 40
40on our record in all
United Statesmost common home
Perch Groupraised the most
  1. 1Perch GroupPerch Group is a credit and asset management company that offers debt purchase and debt collection services.

    Perch Group is a credit and asset management company that offers debt purchase and debt collection services.

    Founded 2018Blackpool, United Kingdom$789Mlast round Jul 2025
  2. 2JG WentworthJG Wentworth is a financial services company that focuses on helping consumers who are experiencing financial hardship.

    JG Wentworth is a financial services company that focuses on helping consumers who are experiencing financial hardship.

    Founded 2013Radnor, United States$300Mlast round Sept 2025
  3. 3TrueAccordTrueAccord is a fintech company that specializes in digital-first debt collection and recovery.

    TrueAccord is a fintech company that specializes in digital-first debt collection and recovery.

    Founded 2013Lenexa, United States$76Mlast round Jun 2022
  4. 4CredgenicsCredgenics is a FinTech company based in Noida, India, founded in 2018.

    Credgenics is a FinTech company based in Noida, India, founded in 2018.

    Founded 2018Noida, India$50Mlast round Aug 2023
  5. 5SymendSymend is a Canadian Software-as-a-Service (SaaS) company based in Calgary, Alberta, founded in 2016.

    Symend is a Canadian Software-as-a-Service (SaaS) company based in Calgary, Alberta, founded in 2016.

    Founded 2016Calgary, Canada$42Mlast round Nov 2022
  6. 6InDebtedInDebted is debt collecting software that provides customer accounts and helps small and medium businesses to receive payment options.

    InDebted is debt collecting software that provides customer accounts and helps small and medium businesses to receive payment options.

    Founded -Sydney, Australia$41Mlast round Sept 2025
  7. 7AvtalAvtal is a fintech and SaaS company based in Austin, Texas, founded in 2023.

    Avtal is a fintech and SaaS company based in Austin, Texas, founded in 2023.

    Founded 2023Austin, United States$24Mlast round Mar 2026
  8. 8MeerkatMeerkat is a financial wellness company that provides solutions for savings, debt management, credit life cover, and funeral cover.

    Meerkat is a financial wellness company that provides solutions for savings, debt management, credit life cover, and funeral cover.

    Founded 2015United States$18Mlast round Mar 2015
  9. 9VambeVambe is a technology company based in Santiago, Chile, specializing in AI-powered conversational commerce.

    Vambe is a technology company based in Santiago, Chile, specializing in AI-powered conversational commerce.

    Founded 2023Las Condes, Chile$18Mlast round Dec 2025
  10. 10Ava FinancialAva Financial is a fintech company that provides financial solutions for everyone.

    Ava Financial is a fintech company that provides financial solutions for everyone.

    Founded 2020Mission Viejo, United States$16Mlast round Oct 2025
  11. 11Murphy AIMurphy AI is a next-generation debt collection platform powered by artificial intelligence, designed to optimize recovery rates while maintaining respectful and

    Murphy AI is a next-generation debt collection platform powered by artificial intelligence, designed to optimize recovery rates while maintaining respectful and

    Founded -Barcelona, Spain$13Mlast round Jul 2025
  12. 12JanuaryJanuary Technologies, Inc.

    January Technologies, Inc.

    Founded 2016New York, United States$12Mlast round Dec 2023
  13. 13RevoxRevox is a voice AI platform that allows teams to deploy human-sounding AI agents for making and receiving outbound phone calls at scale.

    Revox is a voice AI platform that allows teams to deploy human-sounding AI agents for making and receiving outbound phone calls at scale.

    Founded -Paris, France$9.5Mlast round Jan 2026
  14. 14DebbieDebbieTM is a Danish B2B SaaS company specializing in debt collection and accounts receivable automation.

    DebbieTM is a Danish B2B SaaS company specializing in debt collection and accounts receivable automation.

    Founded 2018Copenhagen, United States$8.1Mlast round Apr 2026
  15. 15Credit EngineSaaS provider of Loan Management system (LMS) from loan origination, credit management and debt collection to the financial sector.

    SaaS provider of Loan Management system (LMS) from loan origination, credit management and debt collection to the financial sector.

    Founded 2018Roppongi, Japan$7.9Mlast round Jan 2024
  16. 16DPDzeroDPDzero is a Bengaluru-based fintech company that offers India's first full-stack debt collections infrastructure through its Collections-as-a-Service (CaaS) platform.

    DPDzero is a Bengaluru-based fintech company that offers India's first full-stack debt collections infrastructure through its Collections-as-a-Service (CaaS) platform.

    Founded 2022Bengaluru, India$7.0Mlast round Aug 2025
  17. 17CollectaCollecta Servicios de Gestión de Cobro, S.A.

    Collecta Servicios de Gestión de Cobro, S.A.

    Founded 2002Madrid, United States$6.6Mlast round Jun 2010
  18. 18ClearGridClearGrid is a digital platform founded in 2023 that focuses on debt resolution through AI-driven, customer-first solutions.

    ClearGrid is a digital platform founded in 2023 that focuses on debt resolution through AI-driven, customer-first solutions.

    Founded 2023Dubai, United States$6.5Mlast round Mar 2025
  19. 19The Digital DRAThe Digital DRA Ltd offers digital debt resolution services, focusing on ethical solutions.

    The Digital DRA Ltd offers digital debt resolution services, focusing on ethical solutions.

    Founded 2021United Kingdom$5.2Mlast round Sept 2022
  20. 20AktosAktos is an AI-powered debt collection and accounts receivable management platform based in New York City.

    Aktos is an AI-powered debt collection and accounts receivable management platform based in New York City.

    Founded 2022New York, United States$4.4Mlast round Jun 2023
  21. 21AttunelyAttunely was a Seattle-based fintech startup that specialized in optimizing debt collection processes through its cloud-based, machine learning platform.

    Attunely was a Seattle-based fintech startup that specialized in optimizing debt collection processes through its cloud-based, machine learning platform.

    Founded 2018Seattle, United States$3.7Mlast round Feb 2019
  22. 22Leap FinancialLeap Financial offers an array of loans, mortgages, debt consolidation, home renovation, and equity finance services.

    Leap Financial offers an array of loans, mortgages, debt consolidation, home renovation, and equity finance services.

    Founded 2019United States$3.5Mlast round Dec 2024
  23. 23MoonflowMoonflow is a debt collection on Autopilot.

    Moonflow is a debt collection on Autopilot.

    Founded 2023Sheridan, Argentina$3.2Mlast round May 2026
  24. 24Money SweetspotMoney Sweetspot is a rewarding new way that offers financing options and financial services to imperfect humans.

    Money Sweetspot is a rewarding new way that offers financing options and financial services to imperfect humans.

    Founded -Auckland, New Zealand$3.0Mlast round Jul 2024
  25. 25Connected DataConnected Data is a technology company based in Nottingham, UK, founded in early 2020.

    Connected Data is a technology company based in Nottingham, UK, founded in early 2020.

    Founded 2020Nottingham, United Kingdom$2.9Mlast round Oct 2024
  26. 26Apriority FinancialApriority Financial is a debt optimization platform that manages and optimizes employee personal debt.

    Apriority Financial is a debt optimization platform that manages and optimizes employee personal debt.

    Founded 2022United States$2.3Mlast round Oct 2025
  27. 27MEGA.AIMEGA.AI is a Denmark-based AI company founded in 2024, specializing in AI-powered voice agents that enhance the Order to Cash (O2C) process.

    MEGA.AI is a Denmark-based AI company founded in 2024, specializing in AI-powered voice agents that enhance the Order to Cash (O2C) process.

    Founded 2023Dover, United States$2.0Mlast round Sept 2025
  28. 28InToneIntone is an AI voice agent platform that specializes in automated customer engagement and sales conversations.

    Intone is an AI voice agent platform that specializes in automated customer engagement and sales conversations.

    Founded 2021San Francisco, United States$1.7Mlast round May 2023
  29. 29DebtFolioDebtFolio helps people manage their outstanding debt while providing tools to improve their credit score.

    DebtFolio helps people manage their outstanding debt while providing tools to improve their credit score.

    Founded 2006United States$1.6Mlast round Dec 2009
  30. 30DebtStreamDebtStream Solutions Limited is a UK-based fintech company that specializes in digital debt collection and recoveries.

    DebtStream Solutions Limited is a UK-based fintech company that specializes in digital debt collection and recoveries.

    Founded 2019Chester, United Kingdom$1.5Mlast round Jan 2022
  31. 31Settl.Settl is a debt collection agency that offers digital solutions for small and medium-sized companies at all stages of their operations.

    Settl is a debt collection agency that offers digital solutions for small and medium-sized companies at all stages of their operations.

    Founded 2016Norway$1.2Mlast round Jan 2024
  32. 32CollBoxCollBox is a financial services company founded in 2015 and based in Austin, TX.

    CollBox is a financial services company founded in 2015 and based in Austin, TX.

    Founded 2015Odessa, United States$1.0Mlast round Jan 2020
  33. 33FinnyxFinnyx deploys agentic AI to automate debt recovery, optimising collections workflows through voice and multi-channel orchestration.

    Finnyx deploys agentic AI to automate debt recovery, optimising collections workflows through voice and multi-channel orchestration.

    Founded -Munich, Germany$587Klast round Dec 2025
  34. 34AlturAltur is a financial technology company based in Mexico City, specializing in automating debt collection through autonomous voice AI agents.

    Altur is a financial technology company based in Mexico City, specializing in automating debt collection through autonomous voice AI agents.

    Founded 2022Mexico City, United States$500Klast round Sept 2025
  35. 35RespaidRespaid is a tech company that uses AI and debt collectors to recover debt for businesses.

    Respaid is a tech company that uses AI and debt collectors to recover debt for businesses.

    Founded 2020San Francisco, United States$500Klast round Sept 2023
  36. 36DomuDomu Technology Inc.

    Domu Technology Inc.

    Founded 2022San Francisco, United States$500Klast round Sept 2024
  37. 37CollectWiseCollectWise automates consumer debt collection with AI.

    CollectWise automates consumer debt collection with AI.

    Founded -Oceanport, United States$500Klast round Dec 2024
  38. 38RubypayeurRubypayeur is a French online debt collection agency and fintech based in Paris, founded in 2019.

    Rubypayeur is a French online debt collection agency and fintech based in Paris, founded in 2019.

    Founded 2019Paris, France$435Klast round Apr 2022
  39. 39RetrievablesRetrievables is a technology platform and marketplace that connects businesses with unpaid invoices to vetted collections law firms and agencies for efficient d

    Retrievables is a technology platform and marketplace that connects businesses with unpaid invoices to vetted collections law firms and agencies for efficient d

    Founded 2022Delray Beach, United States$125Klast round Dec 2024
  40. 40Lien EnforcementLooking for a debt collection agency?

    Looking for a debt collection agency?

    Founded 2010San Jose, United States$20Klast round Apr 2010
Total fundinghow the list is ranked
15 November 2026updated nightly
Rounds we tracksource: Millionrounds

Companies whose own description names this theme, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

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