Top list · Worldwide

Consumer lending startups worldwide

42 consumer lending startups worldwide have raised money in rounds we track. These are the 42 that have raised the most, $3.0B between them, with the United States the most common home.

$3.0Braised by these 42
42on our record in all
United Statesmost common home
ID Financeraised the most
  1. 1ID FinanceID Finance is a data-driven financial technology company based in Barcelona, Spain.

    ID Finance is a data-driven financial technology company based in Barcelona, Spain.

    Founded 2015Barcelona, Spain$684Mlast round Oct 2026
  2. 2LendableLendable Ltd is a British fintech company based in London, specializing in digital consumer lending and personal finance solutions.

    Lendable Ltd is a British fintech company based in London, specializing in digital consumer lending and personal finance solutions.

    Founded 2014London, United Kingdom$283Mlast round Mar 2022
  3. 3Chongqing Ant Consumer FinanceChongqing Ant Consumer Finance operates as a consumer finance unit of ant group.

    Chongqing Ant Consumer Finance operates as a consumer finance unit of ant group.

    Founded 2021China$279Mlast round Aug 2025
  4. 4Kredivo GroupKredivo Group offers digital financial services through its brands Kredivo, KrediFazz, and Krom.

    Kredivo Group offers digital financial services through its brands Kredivo, KrediFazz, and Krom.

    Founded 2015Singapore, Singapore$270Mlast round Mar 2023
  5. 5Mercury FinancialMercury Financial is a financial services company that develops and manages credit cards and personal loans.

    Mercury Financial is a financial services company that develops and manages credit cards and personal loans.

    Founded 2014Atlanta, United States$200Mlast round Jul 2023
  6. 6Auxmoneyauxmoney is a leading digital-lending platform for consumer credit in Europe.

    auxmoney is a leading digital-lending platform for consumer credit in Europe.

    Founded 2007Düsseldorf, Germany$198Mlast round Oct 2015
  7. 7Oakbrook FinanceOakbrook Finance is a financial service provider that specializes in consumer lending, advanced analytics and technology solutions.

    Oakbrook Finance is a financial service provider that specializes in consumer lending, advanced analytics and technology solutions.

    Founded 2011Nottingham, United Kingdom$191Mlast round Jul 2022
  8. 8Braviant HoldingsA leading provider of tech-enabled credit products and services for underbanked consumers

    A leading provider of tech-enabled credit products and services for underbanked consumers

    Founded 2014Chicago, United States$150Mlast round Apr 2026
  9. 9SnapmintSnapmint facilitates simplified, fairly-priced and hassle-free EMI options without a Credit Card.

    Snapmint facilitates simplified, fairly-priced and hassle-free EMI options without a Credit Card.

    Founded 2015India$148Mlast round Oct 2025
  10. 10Open Co (Brazil)Alternative Online Lending, FinTech, online credit, Personal financial management

    Alternative Online Lending, FinTech, online credit, Personal financial management

    Founded 2021Sao Paulo, Brazil$115Mlast round Dec 2021
  11. 11DigittDigitt creates equitable financial tools to combat predatory lending.

    Digitt creates equitable financial tools to combat predatory lending.

    Founded 2018Guadalajara, Mexico$60Mlast round Jun 2026
  12. 12CredicuotasCredicuotas is Argentina's first fintech lending company, offering 100% online personal and consumer loans since its commercial launch in 2012.

    Credicuotas is Argentina's first fintech lending company, offering 100% online personal and consumer loans since its commercial launch in 2012.

    Founded 2013Buenos Aires, Argentina$51Mlast round May 2025
  13. 13Finance of America CompaniesFinance of America Companies is a consumer lending company that offers lending products and services.

    Finance of America Companies is a consumer lending company that offers lending products and services.

    Founded 2013New York, United States$50Mlast round Dec 2025
  14. 14CrediSmartCrediSmart offers microloans and smartphone financing via the Crediminuto app and partner stores, with stated APRs and app payments.

    CrediSmart offers microloans and smartphone financing via the Crediminuto app and partner stores, with stated APRs and app payments.

    Founded -Bogotá, Colombia$48Mlast round Apr 2026
  15. 15KrazyBeeKrazyBee is a non-banking financial institution that provides digital credit and lending solutions.

    KrazyBee is a non-banking financial institution that provides digital credit and lending solutions.

    Founded 2016Bengaluru, India$46Mlast round Jun 2024
  16. 16PlendPlend is building a better way to borrow where consumers are no longer held back by credit history.

    Plend is building a better way to borrow where consumers are no longer held back by credit history.

    Founded 2020London, United Kingdom$28Mlast round Jul 2026
  17. 17NousNous provides strategy, credit structuring, consumer lending and implementation services for Financial Institutions, Banks and Fintech

    Nous provides strategy, credit structuring, consumer lending and implementation services for Financial Institutions, Banks and Fintech

    Founded 2016United Kingdom$26Mlast round Oct 2026
  18. 18KueskiKueski is Mexico’s largest Buy-Now-Pay-Later (BNPL) and online consumer lending platform, founded in 2012 in Guadalajara.

    Kueski is Mexico’s largest Buy-Now-Pay-Later (BNPL) and online consumer lending platform, founded in 2012 in Guadalajara.

    Founded 2012Guadalajara, Mexico$25Mlast round Oct 2022
  19. 19KastleKastle is an applied AI company based in San Francisco, founded in 2024.

    Kastle is an applied AI company based in San Francisco, founded in 2024.

    Founded 2024San Francisco, United States$24Mlast round Sept 2026
  20. 20VIPeWe are building the future of financial health, starting with the ones who need it the most.

    We are building the future of financial health, starting with the ones who need it the most.

    Founded 2021São Paulo, Brazil$23Mlast round Jun 2023
  21. 21CircleBack LendingCircleBack Lending was a financial technology company focused on providing affordable credit to prime U.S.

    CircleBack Lending was a financial technology company focused on providing affordable credit to prime U.S.

    Founded 2012Boca Raton, United States$22Mlast round Jul 2015
  22. 22DividoDivido is a global white label consumer lending platform for financial institutions and multinational retailers.

    Divido is a global white label consumer lending platform for financial institutions and multinational retailers.

    Founded 2014London, United Kingdom$21Mlast round Apr 2022
  23. 23Clara LendingBuilding the fastest, simplest way for consumers to finance their home.

    Building the fastest, simplest way for consumers to finance their home.

    Founded 2014San Francisco, United States$19Mlast round Aug 2016
  24. 24MomntMomnt is a financial technology platform that offers point-of-need lending solutions to businesses.

    Momnt is a financial technology platform that offers point-of-need lending solutions to businesses.

    Founded 2020Atlanta, United States$15Mlast round Sept 2023
  25. 25KeyKey is helping a generation stuck renting get on the homeownership ladder while providing property owners with superior real estate returns.

    Key is helping a generation stuck renting get on the homeownership ladder while providing property owners with superior real estate returns.

    Founded 2018Canada$13Mlast round Mar 2024
  26. 26Credit FairCredit Fair operates as a consumer lending fintech startup.

    Credit Fair operates as a consumer lending fintech startup.

    Founded 2018India$5.0Mlast round Feb 2025
  27. 27NiroNiro is a private limited digital lending company based in Bangalore, India.

    Niro is a private limited digital lending company based in Bangalore, India.

    Founded 2021Bengaluru, India$4.3Mlast round May 2024
  28. 28MifundoAI-based platform which makes cross-border lending possible for the banks and consumers in EU.

    AI-based platform which makes cross-border lending possible for the banks and consumers in EU.

    Founded 2018Tallinn, Estonia$4.0Mlast round Sept 2024
  29. 29LendingFrontLendingFront is a fintech company based in New York, founded in 2014.

    LendingFront is a fintech company based in New York, founded in 2014.

    Founded 2014New York, United States$4.0Mlast round Dec 2019
  30. 30Aham Housing FinanceAham Housing Finance is a financial services firm that offers home loans.

    Aham Housing Finance is a financial services firm that offers home loans.

    Founded 2017Chennai$3.6Mlast round Nov 2023
  31. 31Lil SnackLil Snack is developing the daily games consumer platform.They has collectively built some of the most beloved gaming experiences.

    Lil Snack is developing the daily games consumer platform.They has collectively built some of the most beloved gaming experiences.

    Founded 2023Los Angeles, United States$3.1Mlast round Apr 2024
  32. 32HelloSolar FinanceHelloSolar Finance is a financial company that offers loan for access to the adoption of green technologies.

    HelloSolar Finance is a financial company that offers loan for access to the adoption of green technologies.

    Founded -Scottsdale, United States$3.0Mlast round Jul 2023
  33. 33PeerformPeerform is a peer-to-peer lending platform that connects lenders and borrowers for fixed-rate personal loans.

    Peerform is a peer-to-peer lending platform that connects lenders and borrowers for fixed-rate personal loans.

    Founded 2010United States$2.9Mlast round Apr 2014
  34. 34SoisySoisy is an Italian Payment Institution offering installment payments at point-of-sale (POS), financed via marketplace lending.

    Soisy is an Italian Payment Institution offering installment payments at point-of-sale (POS), financed via marketplace lending.

    Founded 2015Italy$1.9Mlast round Nov 2020
  35. 35sEATzsEATz is a tech company looking to change the way spectators buy food at sports stadiums.

    sEATz is a tech company looking to change the way spectators buy food at sports stadiums.

    Founded 2018Houston$1.7Mlast round Jan 2021
  36. 36YappYapp is a lending agency that provides small personal loans through a fast simplified processing system for consumers.

    Yapp is a lending agency that provides small personal loans through a fast simplified processing system for consumers.

    Founded 2017United States$1.0Mlast round Apr 2012
  37. 37TekkrediTekkredi is a fintech platform based in Istanbul, Turkey, specializing in consumer lending and debt consolidation.

    Tekkredi is a fintech platform based in Istanbul, Turkey, specializing in consumer lending and debt consolidation.

    Founded 2016Türkiye$985Klast round Dec 2017
  38. 38ScrambleScramble OÜ, also known as Scrambleup, is a fintech company based in Tallinn, Estonia, founded in 2019.

    Scramble OÜ, also known as Scrambleup, is a fintech company based in Tallinn, Estonia, founded in 2019.

    Founded 2019Tallinn, Estonia$545Klast round Mar 2024
  39. 39LoanStar TechnologiesLoanStar works with lenders of all sizes to design, deploy and power instant indirect consumer lending at the point-of-sale.

    LoanStar works with lenders of all sizes to design, deploy and power instant indirect consumer lending at the point-of-sale.

    Founded 2015Swarthmore, United States$500Klast round Jan 2026
  40. 40Evolve CreditEvolve Credit makes it faster and easier for financial institutions to streamline, digitize, and scale financial products and services.

    Evolve Credit makes it faster and easier for financial institutions to streamline, digitize, and scale financial products and services.

    Founded 2019Lagos$150Klast round Jun 2023
  41. 41Flight RefundFlight Refund assists air passengers to enforce claims against airlines for delayed or cancelled flights.

    Flight Refund assists air passengers to enforce claims against airlines for delayed or cancelled flights.

    Founded 2012Budapest, Hungary$130Klast round Feb 2020
  42. 42FincludeTransforming consumer credit based on transactional behaviour

    Transforming consumer credit based on transactional behaviour

    Founded 2018Dublin, Ireland$5Klast round May 2023
Total fundinghow the list is ranked
15 November 2026updated nightly
Rounds we tracksource: Millionrounds

Companies whose own description names this theme, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

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