Top list · Worldwide

Business lending startups worldwide

52 business lending startups worldwide have raised money in rounds we track. These are the 50 that have raised the most, $3.4B between them, with the United States the most common home.

$3.4Braised by these 50
52on our record in all
United Statesmost common home
Funding Circleraised the most
  1. 1Funding CircleFunding Circle is a lending platform for small businesses.

    Funding Circle is a lending platform for small businesses.

    Founded 2009London, United Kingdom$1.5Blast round Feb 2026
  2. 2Quantum Lending SolutionsQuantum is a fintech business that provides AI-powered decisioning and lending infrastructure to banks and technology platforms.

    Quantum is a fintech business that provides AI-powered decisioning and lending infrastructure to banks and technology platforms.

    Founded 2023Reston, United States$250Mlast round Nov 2025
  3. 3Aequum CapitalAequum is a commercial business that integrates an Environmental, Social, and Governance investment ethos.

    Aequum is a commercial business that integrates an Environmental, Social, and Governance investment ethos.

    Founded 2020Chicago, United States$250Mlast round Sept 2025
  4. 4Ascend MoneyAscend Money is a fintech startup company that delivers e-payment and micro-lending products.

    Ascend Money is a fintech startup company that delivers e-payment and micro-lending products.

    Founded 2015Bangkok$195Mlast round Jun 2024
  5. 5InCredInCred is a financial services platform that simplifies the lending process for personal, education, and business loans.

    InCred is a financial services platform that simplifies the lending process for personal, education, and business loans.

    Founded -India$147Mlast round Jul 2025
  6. 64Syte4Syte provides invoice finance solutions, lending, cash flow, business acquisition, and debt consolidation services.

    4Syte provides invoice finance solutions, lending, cash flow, business acquisition, and debt consolidation services.

    Founded 2016Chelmsford, United Kingdom$136Mlast round Sept 2025
  7. 7ElmBlueElmBlue provides equipment financing and leasing, specializing in large-format printers and related business equipment.

    ElmBlue provides equipment financing and leasing, specializing in large-format printers and related business equipment.

    Founded 2024Stratham, United States$125Mlast round Nov 2025
  8. 8Bond StreetBond Street is a startup focused on transforming small business lending through technology, data and design.

    Bond Street is a startup focused on transforming small business lending through technology, data and design.

    Founded 2013New York, United States$112Mlast round Jun 2015
  9. 9GRID FinanceThe GRID is Ireland’s online financing platform where people are lending and businesses are borrowing at competitive interest rates.

    The GRID is Ireland’s online financing platform where people are lending and businesses are borrowing at competitive interest rates.

    Founded 2013Dublin 2, Ireland$104Mlast round May 2022
  10. 10ThinCatsAt ThinCats we believe talent, creativity and hard work should be the drivers of success for mid-sized UK businesses, not access to funding.

    At ThinCats we believe talent, creativity and hard work should be the drivers of success for mid-sized UK businesses, not access to funding.

    Founded 2011Birmingham, United Kingdom$96Mlast round Aug 2024
  11. 11SAPIOur embedded finance loan-product-as-a-service enable payment companies and platforms to offer SME loan products to their business clients.

    Our embedded finance loan-product-as-a-service enable payment companies and platforms to offer SME loan products to their business clients.

    Founded 2020London, United Kingdom$74Mlast round Nov 2025
  12. 12FlorynFloryn is a technology-driven automated B2B lending company, with strong growth in the high volume loan segment

    Floryn is a technology-driven automated B2B lending company, with strong growth in the high volume loan segment

    Founded 2016's-Hertogenbosch, Netherlands$64Mlast round Oct 2022
  13. 13Targeted LendingTargeted Lending provides equipment financing services offering funding options for businesses.

    Targeted Lending provides equipment financing services offering funding options for businesses.

    Founded 2015New York, United States$50Mlast round Jan 2026
  14. 14LQD Business FinanceLQD Business Finance is a Chicago-based lending firm that specializes in providing structured financing solutions to small and medium-sized enterprises (SMEs) a

    LQD Business Finance is a Chicago-based lending firm that specializes in providing structured financing solutions to small and medium-sized enterprises (SMEs) a

    Founded 2015Chicago, United States$30Mlast round Nov 2015
  15. 15Credit CultureCredit Culture is a fintech company based in Singapore that specializes in digital personal loans.

    Credit Culture is a fintech company based in Singapore that specializes in digital personal loans.

    Founded 2016Singapore, Singapore$30Mlast round Jan 2019
  16. 16LulalendLulalend is an online lending company that provides fast and easy working capital funding to small businesses in South Africa.

    Lulalend is an online lending company that provides fast and easy working capital funding to small businesses in South Africa.

    Founded 2014South Africa$28Mlast round Feb 2026
  17. 17finmidfinmid is a Berlin-based company that provides embedded lending infrastructure for software platforms, marketplaces, and vertical SaaS businesses.

    finmid is a Berlin-based company that provides embedded lending infrastructure for software platforms, marketplaces, and vertical SaaS businesses.

    Founded 2021Berlin, Germany$24Mlast round Apr 2024
  18. 18Bank of GeorgetownBank of Georgetown was a community bank located in Washington, DC, dedicated to relationship banking for local businesses and individuals.

    Bank of Georgetown was a community bank located in Washington, DC, dedicated to relationship banking for local businesses and individuals.

    Founded 2005Vienna, United States$18Mlast round Dec 2013
  19. 19KoalabooxAll your small business management and financing solutions - in one app

    All your small business management and financing solutions - in one app

    Founded 2012Brussels$17Mlast round Feb 2019
  20. 20MomntMomnt is a financial technology platform that offers point-of-need lending solutions to businesses.

    Momnt is a financial technology platform that offers point-of-need lending solutions to businesses.

    Founded 2020Atlanta, United States$15Mlast round Sept 2023
  21. 21Lama AILama AI is a fintech company founded in 2022, based in New York, with a research and development center in Tel Aviv, Israel.

    Lama AI is a fintech company founded in 2022, based in New York, with a research and development center in Tel Aviv, Israel.

    Founded 2022New York, United States$12Mlast round Jun 2026
  22. 22AvanseoAvanseo is a French FinTech lending platform that specializes in providing online financing solutions for small businesses, micro-enterprises, and individual en

    Avanseo is a French FinTech lending platform that specializes in providing online financing solutions for small businesses, micro-enterprises, and individual en

    Founded 2017Paris La Défense, France$12Mlast round Mar 2021
  23. 23CredrightCredRight is a digital lending non-banking financial company (NBFC) based in Hyderabad, India, founded in 2016.

    CredRight is a digital lending non-banking financial company (NBFC) based in Hyderabad, India, founded in 2016.

    Founded 2016Hyderabad, India$10Mlast round Aug 2025
  24. 24Hepan FinanceHepan Finance is a P2P platform that focuses on providing operating capital to small businesses in the Shanghai area.

    Hepan Finance is a P2P platform that focuses on providing operating capital to small businesses in the Shanghai area.

    Founded 2013China$9.9Mlast round Jul 2016
  25. 25BondoraBondora is a European fintech company based in Tallinn, Estonia, founded in 2008.

    Bondora is a European fintech company based in Tallinn, Estonia, founded in 2008.

    Founded 2008Tallinn, Estonia$7.0Mlast round Feb 2015
  26. 26Able LendingAble Lending is a financial services company founded in 2014, based in Austin, Texas.

    Able Lending is a financial services company founded in 2014, based in Austin, Texas.

    Founded 2014Austin, United States$6.0Mlast round Aug 2015
  27. 27FInitiveFinitive is a data-driven private credit marketplace and financial technology platform based in New York, NY.

    Finitive is a data-driven private credit marketplace and financial technology platform based in New York, NY.

    Founded 2017New York, United States$6.0Mlast round May 2021
  28. 28Trade LedgerTrade Ledger is a Business lending platform.

    Trade Ledger is a Business lending platform.

    Founded 2016London, United Kingdom$5.6Mlast round May 2023
  29. 29Term LabsTerm Labs is a blockchain research and development business, is to provide scalable, transparent fixed-rate lending on blockchains.

    Term Labs is a blockchain research and development business, is to provide scalable, transparent fixed-rate lending on blockchains.

    Founded 2022San Diego, United States$5.5Mlast round Jul 2024
  30. 30Lending WorksLending Works is a peer-to-peer lending platform that provides loans and capital solutions for small and medium-sized businesses.

    Lending Works is a peer-to-peer lending platform that provides loans and capital solutions for small and medium-sized businesses.

    Founded 2012United Kingdom$5.3Mlast round Jan 2014
  31. 31Benchmark BankBenchmark Bank is a family-owned community bank based in Plano, Texas, founded in 1964.

    Benchmark Bank is a family-owned community bank based in Plano, Texas, founded in 1964.

    Founded 1964Plano, United States$5.2Mlast round Feb 2015
  32. 32OtheraOthera provides lenders, investors and businesses with blockchain investment solutions and tools for managing credit risk, debt and assets.\\Product Range:\* Et

    Othera provides lenders, investors and businesses with blockchain investment solutions and tools for managing credit risk, debt and assets.\\Product Range:\* Et

    Founded 2015Sydney, Australia$5.0Mlast round May 2018
  33. 33FaircentFaircent.com is India's largest peer to peer lending website which caters to retail and business loans and also the first to be recognized as an NBFC-P2P by the RBI.

    Faircent.com is India's largest peer to peer lending website which caters to retail and business loans and also the first to be recognized as an NBFC-P2P by the RBI.

    Founded 2013Gurugram, India$4.3Mlast round Aug 2019
  34. 34LendingFrontLendingFront is a fintech company based in New York, founded in 2014.

    LendingFront is a fintech company based in New York, founded in 2014.

    Founded 2014New York, United States$4.0Mlast round Dec 2019
  35. 35KaajKaaj is a fintech startup based in San Francisco, founded in 2024 by Utsav Shah and Shivi Sharma.

    Kaaj is a fintech startup based in San Francisco, founded in 2024 by Utsav Shah and Shivi Sharma.

    Founded 2024San Francisco, United States$3.8Mlast round Nov 2025
  36. 36SwirepaySwirepay is a global payments orchestration and reconciliation platform founded in 2019.

    Swirepay is a global payments orchestration and reconciliation platform founded in 2019.

    Founded 2019Santa Clara, United States$3.4Mlast round Feb 2025
  37. 37QuarterSpotQuarterSpot is an online lending platform founded in 2011, based in Fairfax, Virginia.

    QuarterSpot is an online lending platform founded in 2011, based in Fairfax, Virginia.

    Founded 2013New York, United States$2.8Mlast round May 2014
  38. 38JUDI.AIJUDI.AI is a Canadian fintech company based in Vancouver, specializing in small business lending analytics software.

    JUDI.AI is a Canadian fintech company based in Vancouver, specializing in small business lending analytics software.

    Founded 2016Vancouver, Canada$2.5Mlast round Jun 2026
  39. 39NikelNikel, formerly known as Impact Credit Solutions, is a fintech company based in Singapore that specializes in embedded lending technology.

    Nikel, formerly known as Impact Credit Solutions, is a fintech company based in Singapore that specializes in embedded lending technology.

    Founded 2018Jakarta, Singapore$2.5Mlast round Apr 2022
  40. 40Rush GoldRush Gold is a real-world-asset FinTech for retail, sophisticated investors and business customers for savings, spending & lending.

    Rush Gold is a real-world-asset FinTech for retail, sophisticated investors and business customers for savings, spending & lending.

    Founded 2016Vancouver, Canada$2.2Mlast round Sept 2021
  41. 41Edinburgh Alternative FinanceEdinburgh Alternative Finance launched in 2014 with a focus on developing innovative proprietary technology to power the next wave of innovation in financial te

    Edinburgh Alternative Finance launched in 2014 with a focus on developing innovative proprietary technology to power the next wave of innovation in financial te

    Founded 2014Edinburgh, United Kingdom$1.8Mlast round Aug 2022
  42. 42ShareInShareIn is a fintech company based in Edinburgh, founded in 2011.

    ShareIn is a fintech company based in Edinburgh, founded in 2011.

    Founded 2011United Kingdom$1.7Mlast round Dec 2021
  43. 43Honeycomb CreditHoneycomb Credit is a developer of a peer-to-peer lending platform designed to allow friends and family to fund small businesses.

    Honeycomb Credit is a developer of a peer-to-peer lending platform designed to allow friends and family to fund small businesses.

    Founded 2017Pittsburgh, United States$1.1Mlast round Mar 2026
  44. 44CrowdstackerCrowdstacker Limited is a UK-based peer-to-peer (P2P) lending platform that connects individual lenders with British businesses seeking loan finance.

    Crowdstacker Limited is a UK-based peer-to-peer (P2P) lending platform that connects individual lenders with British businesses seeking loan finance.

    Founded 2014Saint Albans, United Kingdom$1.1Mlast round Jul 2018
  45. 45InvestNextDoorInvestNextDoor is a crowd-lending marketplace for small business.

    InvestNextDoor is a crowd-lending marketplace for small business.

    Founded 2013Bellingham, United States$630Klast round Jul 2015
  46. 46FinvervFinverv is a SaaS-enabled lending infrastructure platform based in Gurugram, Haryana, India.

    Finverv is a SaaS-enabled lending infrastructure platform based in Gurugram, Haryana, India.

    Founded 2021Gurugram, India$570Klast round Aug 2022
  47. 47FlowtFlowt is a Kenya-based financial intelligence and lending platform that leverages AI to support climate-smart small and growing businesses in Africa.

    Flowt is a Kenya-based financial intelligence and lending platform that leverages AI to support climate-smart small and growing businesses in Africa.

    Founded -Nairobi, Kenya$550Klast round Sept 2026
  48. 48Carloina Community ImpactCarolina Community Impact provides access to credit and asset-building techniques for individuals and businesses.

    Carolina Community Impact provides access to credit and asset-building techniques for individuals and businesses.

    Founded -Raleigh, United States$549Klast round Apr 2023
  49. 49CorefinCorefin is an open-source lending platform that enables technology businesses to create and market lending solutions.

    Corefin is an open-source lending platform that enables technology businesses to create and market lending solutions.

    Founded 2024San Francisco, United States$500Klast round Feb 2024
  50. 50Tribe3Tribe3 is a cutting-edge digital lending platform that aims to empower small business owners by giving them instant access to finance.

    Tribe3 is a cutting-edge digital lending platform that aims to empower small business owners by giving them instant access to finance.

    Founded 2016-$268Klast round Apr 2023
Total fundinghow the list is ranked
15 November 2026updated nightly
Rounds we tracksource: Millionrounds

Companies whose own description names this theme, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

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