New wave · Worldwide

New CFO tech stack startups, founded 2020 on

The new wave: 180 CFO tech stack startups founded in 2020 or later that have raised money in rounds we track, $3.3B between them, placed in 6 segments.

180startups on the map
6segments
$3.3Braised between them
Accounting and closemost funded segment

Accounting and close

79

+55 more

Payables and receivables

29

+5 more

Tax

22

Spend and expenses

20

Treasury and cash

17

Planning and forecasting

13

Segment by segment

Accounting and close

79 startups · $1.3B raised

  1. PennylanePennylane is a fintech startup that develops a financial operating system designed for small and medium-sized businesses.France$286M
  2. RilletRillet is an AI-native accounting and ERP platform founded in 2021, designed to automate core finance workflows for SaaS, usage-baUnited States$195M
  3. AiwynAiwyn, founded in 2020 and based in Charlotte, North Carolina, specializes in practice automation software tailored for accounting firms.United States$113M
  4. NumericNumeric, also known as Velocity Labs, is a financial technology company based in San Francisco.United States$79M
  5. Adaptive Real EstateAdaptive Real Estate helps construction teams save time and money.United States$49M
  6. AnderaAndera is a San Francisco-based AI company founded in 2024 that specializes in automating SOX (Sarbanes-Oxley) testing and audits United States$46M
  7. TabitTabit is a fintech firm that offers software for accounting, wealth management, direct purchase, and transaction processing.United States$40M
  8. FinaloopFinaloop is an AI-driven platform that automates accounting and financial operations for e-commerce businesses, particularly direcUnited States$35M

Payables and receivables

29 startups · $370M raised

  1. DaylitDaylit brings AI agents to Accounts Receivable.United States$110M
  2. FreehandFreehand is an agentic AI company specializing in spend management and supply chain operations.United States$76M
  3. StuutStuut Technologies is an innovative artificial intelligence company based in New York City, founded in 2024.United States$30M
  4. ApronApron is a London-based financial technology company founded in 2021 by Bogdan Uzbekov.United Kingdom$29M
  5. ChargezoomChargezoom is a fintech company founded in 2020 that specializes in an AI-powered embedded payment platform.United States$18M
  6. OpenEnvoyOpenEnvoy is a financial technology company founded in 2020, based in Las Vegas, Nevada, with additional operations in San Mateo, United States$15M
  7. RaenestRaenest optimizes accounts receivable & expenses for startups & freelancers with global bank accounts & simplified multicurrency invoicing.Nigeria$11M
  8. DostDost automates the process of incoming supplier invoices to help CFOs and Finance Managers of mid-size and large companies.Spain$9.6M

Tax

22 startups · $311M raised

  1. LimeTaxLimetax is a tax advisory and accounting group based in Berlin, Germany.Germany$77M
  2. AccrualAccrual is an AI-native accounting platform tailored for leading accounting firms.United States$75M
  3. TaxwireTaxwire is a New York-based company founded in 2023 that focuses on automating sales tax compliance for various sectors, includingUnited States$34M
  4. RemitianRemitian is a Miami-based fintech company that offers an AI-powered SaaS platform designed to automate tax remittance, payments, aUnited States$27M
  5. RavicalRavical is the agentic operating layer for professional services firms.Belgium$25M
  6. KabilioKabilio is a Barcelona-based startup founded in 2024 that specializes in AI software for accounting and tax automation.Germany$20M
  7. SkalarSkalar is a digital tax advisory and accounting firm based in Munich, Germany.Germany$14M
  8. Cynch AICynch AI is a FinTech and AI-native tax technology company based in San Francisco, founded in 2022.United States$9.0M

Spend and expenses

20 startups · $845M raised

  1. JuniJuni is a licensed fintech company based in Gothenburg, Sweden, founded in 2020.Sweden$312M
  2. NitraNitra is overhauling the healthcare industry with radically efficient and transparent solutions - starting with spend management.United States$302M
  3. CapitalOSCapitalOS is an embedded spend management infrastructure designed for B2B platforms.United States$52M
  4. AlaanAlaan is an AI-native finance platform based in Dubai, designed to streamline expense management for businesses in the Middle East.United Arab Emirates$48M
  5. ExponentExponent Financial is an AI-powered financial platform that specializes in spend management, financing, and bookkeeping solutions United States$40M
  6. MendelMendel is a fintech company based in Mexico City, founded in 2021.Mexico$35M
  7. ClarasightClarasight is a New York-based technology company founded in 2021 by Adam Braun and Philip Charm.United States$21M
  8. First BoulevardFirst Boulevard develops a neo-banking platform that offers digital banking and spend management solutions to black communities.United States$15M

Treasury and cash

17 startups · $259M raised

  1. DeFi Development CorporationDeFi Development Corp.United States$125M
  2. EmbatEmbat is a Madrid-based fintech company that specializes in AI-driven, cloud-native treasury management solutions.Spain$35M
  3. MMeowMeow offers businesses checking accounts with interest, treasury management services, invoicing, bill pay and more.United States$22M
  4. KoxaKoxa is a fintech company based in New York, founded in 2020.United States$15M
  5. CoinshiftCoinshift is a non-custodial, multi-chain treasury management platform tailored for Web3 businesses, DAOs, and crypto-native teams.United States$15M
  6. VestoVesto is a modern treasury management platform that helps finance teams unify a view of all their banks in one place.France$10M
  7. Round TreasuryRound Treasury is a London-based fintech company founded in 2023, offering an AI-powered treasury management platform.United Kingdom$8.1M
  8. Treasure FinancialTreasure Financial, based in San Francisco and founded in 2018, is a financial technology company that specializes in treasury manUnited States$7.5M

Planning and forecasting

13 startups · $147M raised

  1. AbacumAbacum is an AI-native Financial Planning and Analysis (FP&A) platform that aims to modernize finance operations for mid-market coUnited States$60M
  2. VaretoVareto is a B2B SaaS company based in Mountain View, California, founded in 2020.United States$20M
  3. LiveFlowLiveFlow turns your spreadsheet into a scalable, realtime FP&A platformUnited States$14M
  4. fintasticFintastic is an AI-native enterprise planning and analysis platform designed for financial planning and analysis (FP&A) and enterpUnited States$12M
  5. Helu.ioHelu.io is a fintech company based in Vienna, Austria, founded in 2020.Austria$10M
  6. AtlarAtlar is an AI-native treasury management platform based in Stockholm, Sweden, founded in 2022.Sweden$8.6M
  7. BracketBracket gives finance teams global cash clarity and FX control in one place.United States$8.0M
  8. VarosVaros provides a planning software for marketing, product, and finance teams.United States$4.3M

How this map is made. Every startup here has raised money in rounds we track, and was founded in 2020 or later. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in CFO tech stack, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026.

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