# Personal simple financing by utilizing Google Sheet & Telegram: n8n workflow

> Started by an incoming Telegram message, and works across Google Sheets and Telegram. It hands the judgement calls to OpenAI.

Source: https://millionrounds.com/workflow/personal-simple-financing-by-utilizing-google-sheet-and-tele (Millionrounds; every figure on the page links to its filing or article)

[Automation library](https://millionrounds.com/workflows) · [Chat assistants](https://millionrounds.com/workflows?category=Chat+assistants#library)

# Personal simple financing by utilizing Google Sheet & Telegram

Started by an incoming Telegram message, and works across Google Sheets and Telegram. It hands the judgement calls to OpenAI. 12 steps, 1 branch: a working afternoon to understand properly.

Medium Calls a model: OpenAI

[Download free](https://millionrounds.com/login?next=%2Fapp%2Fworkflow%2Fpersonal-simple-financing-by-utilizing-google-sheet-and-tele)

**12 steps** Medium: a working afternoon

**1** Branch: places the flow splits

**0** Loops or waits

**2** Services it connects to

## The flow

Starts it 1 Model 6 Logic 1 Service 4

The steps in the order they run, from what starts it.

- 1 **OpenAI Chat Model** Lm Chat Open Ai *Model*
- 2 **OpenAI Chat Model1** Lm Chat Open Ai *Model*
- 3 **Get row(s) in sheet in Google Sheets** Google Sheets Tool *Service*
- 4 **Structured Output Parser** Output Parser Structured *Model*
- 5 **On Telegram Message** Telegram trigger *Starts it*
- 6 **Writing Agent** Agent *Model*
- 7 **Reading Agent** Agent *Model*
- 8 **Decide the action** Open Ai *Model*
- 9 **Append row in sheet** Google Sheets *Service*
- 10 **Respond to User Query** Telegram *Service*
- 11 **Read or Write?** If *Logic*
- 12 **Respond Writing Result to User** Telegram *Service*

## How it's built

- **Starts on:** An incoming Telegram message
- **Steps:** 12, with 1 branch
- **Size:** Medium: a working afternoon
- **Connects to:** Google Sheets, Telegram
- **Model:** OpenAI

## Questions

What does it need to run?

An n8n account, plus your own Google Sheets and Telegram accounts, and a key for OpenAI. You connect your own accounts after importing it; none are included.

What starts it?

It starts on an incoming Telegram message.

Does it use AI?

Yes. It calls OpenAI. Model calls are billed by the provider, not by n8n.

How long does it take to set up?

Plan an afternoon. 12 steps is enough that you should read each one before running it.

How do I import it?

Copy the workflow, open a new workflow in n8n and paste. The steps appear on the canvas, ready for your own accounts.

**Before you run it**

Nothing here has been tested by us. It is somebody's working automation, read and described from its own steps. Treat the connections it wants as a list of accounts it will touch, and read the 12 steps before you point it at anything that matters.

## Run it in n8n

- **Create your n8n account** Free to start. n8n is where the workflow runs. [Create an n8n account ↗](https://millionrounds.com/n8n)
- **Download the workflow** Free with a Millionrounds account. [Download free](https://millionrounds.com/login?next=%2Fapp%2Fworkflow%2Fpersonal-simple-financing-by-utilizing-google-sheet-and-tele)
- **Paste it into n8n** Open a new workflow in n8n and paste. Then connect your own accounts.

Stored with the author's traces removed: canvas notes, instance identifiers, saved credential names and any live document they had left behind.

## Connects to

Each opens the other workflows that use it.

[Google Sheets](https://millionrounds.com/workflows?service=Google+Sheets#library)[Telegram](https://millionrounds.com/workflows?service=Telegram#library)

## Workflows like it

Also chat assistants, with the same services where possible, closest in size first.

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- [**AI-powered Gmail email organization with OpenRouter** 12 steps · calls a model · Gmail, Telegram](https://millionrounds.com/workflow/ai-powered-gmail-email-organization-with-openrouter)
- [**Automate NGO aid request management with Telegram and OpenAI** 12 steps · calls a model · Google Sheets, Telegram](https://millionrounds.com/workflow/automate-ngo-aid-request-management-with-telegram-and-openai)
- [**Automate consent dispute handling with OpenAI** 12 steps · calls a model · Gmail, Google Sheets](https://millionrounds.com/workflow/automate-consent-dispute-handling-with-openai)
- [**Automate release notes from ClickUp to Notion & Slack** 12 steps · calls a model · ClickUp, Gmail](https://millionrounds.com/workflow/automate-release-notes-from-clickup-to-notion-and-slack)
- [**Automated Trading Signals Workflow with Sheets and Telegram** 12 steps · calls a model · Google Sheets, Telegram](https://millionrounds.com/workflow/automated-trading-signals-workflow-with-sheets-and-telegram)