# Top 50 Retirement Startups Worldwide by Funding (2026)

> The 50 best-funded retirement startups worldwide, ranked by total funding raised: $5.4B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/retirement-startups (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Prismic Life Reinsurance** Prismic Life Reinsurance is a life and annuity reinsurance company that provides access to investing, insurance, and retirement security.](https://millionrounds.com/company/prismic-life-reinsurance) Prismic Life Reinsurance is a life and annuity reinsurance company that provides access to investing, insurance, and retirement security. *Founded* - Hamilton, Bermuda **$1.9B** last round May 2026
- 2 [**Chariot Reinsurance** Chariot Reinsurance is a financial service company that provides insurance, asset management, and retirement solutions.](https://millionrounds.com/company/chariot-reinsurance) Chariot Reinsurance is a financial service company that provides insurance, asset management, and retirement solutions. *Founded* 2024 Hamilton, Bermuda **$1.0B** last round Dec 2024
- 3 [**Aura Holdings** Aura Holdings is a real estate company that provides luxury retirement community homes with management services.](https://millionrounds.com/company/aura-holdings) Aura Holdings is a real estate company that provides luxury retirement community homes with management services. *Founded* - Coorparoo, Australia **$706M** last round Mar 2026
- 4 [**Vestwell** Vestwell is a financial technology company based in New York City, founded in 2016.](https://millionrounds.com/company/vestwell) Vestwell is a financial technology company based in New York City, founded in 2016. *Founded* 2016 New York, United States **$553M** last round Mar 2026
- 5 [**Smart Pension** Smart Pension is a FinTech company that specializes in retirement savings technology, offering simplified pension solutions for businesses.](https://millionrounds.com/company/smart-pension) Smart Pension is a FinTech company that specializes in retirement savings technology, offering simplified pension solutions for businesses. *Founded* 2014 London, United Kingdom **$399M** last round Aug 2025
- 6 [**Guideline** Guideline is a retirement plan platform that offers the all-inclusive 401(k) and full-stack solution for growing businesses.](https://millionrounds.com/company/guideline) Guideline is a retirement plan platform that offers the all-inclusive 401(k) and full-stack solution for growing businesses. *Founded* 2015 New York, United States **$207M** last round Jun 2021
- 7 [**Human Interest** Human Interest is a technology-driven financial services company based in San Francisco, California, founded in 2015.](https://millionrounds.com/company/human-interest) Human Interest is a technology-driven financial services company based in San Francisco, California, founded in 2015. *Founded* 2015 San Francisco, United States **$126M** last round Oct 2025
- 8 [**Pontera** Pontera, formerly known as FeeX, is a fintech company based in New York City, founded in 2012.](https://millionrounds.com/company/pontera) Pontera, formerly known as FeeX, is a fintech company based in New York City, founded in 2012. *Founded* 2012 New York, United States **$60M** last round Dec 2023
- 9 [**Household Capital** Household Capital is an Australian financial services firm established in 2016, specializing in retirement funding solutions for homeowners aged 60 and older.](https://millionrounds.com/company/household-capital) Household Capital is an Australian financial services firm established in 2016, specializing in retirement funding solutions for homeowners aged 60 and older. *Founded* 2018 Melbourne, Australia **$38M** last round Oct 2022
- 10 [**NextCapital** NextCapital is an enterprise digital advice platform based in Chicago, Illinois.](https://millionrounds.com/company/nextcapital) NextCapital is an enterprise digital advice platform based in Chicago, Illinois. *Founded* 2014 Chicago, United States **$36M** last round Jan 2017
- 11 [**AdCare Health Systems** AdCare Health Systems manages, develops and acquires nursing homes, living facilities, and retirement communities.](https://millionrounds.com/company/adcare-health-systems) AdCare Health Systems manages, develops and acquires nursing homes, living facilities, and retirement communities. *Founded* 1988 Atlanta, United States **$36M** last round Apr 2015
- 12 [**401GO** 401GO is a fintech retirement benefit platform that offers a fully-owned, automated 401(k) plan solution tailored for small businesses.](https://millionrounds.com/company/401go) 401GO is a fintech retirement benefit platform that offers a fully-owned, automated 401(k) plan solution tailored for small businesses. *Founded* 2017 Sandy, United States **$33M** last round Dec 2025
- 13 [**Inspired Villages Group** Inspired Villages Group offers a collection of beautiful apartments with five-star facilities for that luxury retirement lifestyle.](https://millionrounds.com/company/inspired-villages-group) Inspired Villages Group offers a collection of beautiful apartments with five-star facilities for that luxury retirement lifestyle. *Founded* 2017 United Kingdom **$30M** last round Dec 2025
- 14 [**IRALOGIX** IRALOGIX is a financial technology company based in Pittsburgh, specializing in a cloud-native, white-label IRA recordkeeping and administration platform.](https://millionrounds.com/company/iralogix) IRALOGIX is a financial technology company based in Pittsburgh, specializing in a cloud-native, white-label IRA recordkeeping and administration platform. *Founded* 2015 Pittsburgh, United States **$27M** last round Jul 2022
- 15 [**Basic Capital** Basic Capital is a venture-backed financial technology company founded in 2023 and based in New York City.](https://millionrounds.com/company/basic-capital) Basic Capital is a venture-backed financial technology company founded in 2023 and based in New York City. *Founded* 2021 New York, United States **$25M** last round Aug 2025
- 16 [**the prosperity company** the prosperity company is an insurance company that offers pension and retirement products.](https://millionrounds.com/company/the-prosperity-company) the prosperity company is an insurance company that offers pension and retirement products. *Founded* 2018 Ruggell **$21M** last round Dec 2019
- 17 [**Micruity** Micruity is a financial technology company founded in 2017, based in Toronto, Ontario, with additional operations in California.](https://millionrounds.com/company/micruity) Micruity is a financial technology company founded in 2017, based in Toronto, Ontario, with additional operations in California. *Founded* 2017 Toronto, Canada **$20M** last round Dec 2025
- 18 [**Ubiquity Retirement + Savings** Ubiquity is a growth-explosive entrepreneurial FinTech company.](https://millionrounds.com/company/ubiquity-retirement-savings) Ubiquity is a growth-explosive entrepreneurial FinTech company. *Founded* 1999 San Francisco, United States **$19M** last round Mar 2019
- 19 [**Aboon** We're not just another TPA.](https://millionrounds.com/company/aboon) We're not just another TPA. *Founded* 2023 New York, United States **$18M** last round Oct 2025
- 20 [**Epsor** Epsor is a French fintech company founded in 2017, specializing in salaried savings and retirement solutions.](https://millionrounds.com/company/epsor) Epsor is a French fintech company founded in 2017, specializing in salaried savings and retirement solutions. *Founded* 2017 Paris, France **$17M** last round Mar 2025
- 21 [**Sandringham Financial Partners** Sandringham Financial Partners provides financial advice on investments, retirement pensions, mortgages and estate planning.](https://millionrounds.com/company/sandringham-financial-partners) Sandringham Financial Partners provides financial advice on investments, retirement pensions, mortgages and estate planning. *Founded* 2012 Huddersfield, United Kingdom **$17M** last round Jun 2023
- 22 [**Retirable** Retirable is a financial services technology company specializing in retirement planning, advising, and income generation.](https://millionrounds.com/company/retirable) Retirable is a financial services technology company specializing in retirement planning, advising, and income generation. *Founded* 2019 New York, United States **$14M** last round Apr 2026
- 23 [**Afilio** Afilio is a Berlin-based insurtech and legal technology company founded in 2017.](https://millionrounds.com/company/afilio) Afilio is a Berlin-based insurtech and legal technology company founded in 2017. *Founded* 2017 Berlin, Germany **$13M** last round Aug 2021
- 24 [**PlanGap** PlanGap is a product innovation company based in Atlanta, Georgia, founded in 2017.](https://millionrounds.com/company/plangap) PlanGap is a product innovation company based in Atlanta, Georgia, founded in 2017. *Founded* 2017 Atlanta, United States **$9.4M** last round Dec 2021
- 25 [**Brio Retirement Living** Brio Retirement Living is a real estate firm that provides housing solutions for retirement people.](https://millionrounds.com/company/brio-retirement-living) Brio Retirement Living is a real estate firm that provides housing solutions for retirement people. *Founded* 2016 United Kingdom **$7.5M** last round Mar 2022
- 26 [**Stax.ai** Stax.ai is a business intelligence application for financial and retirement plan administrative operations.](https://millionrounds.com/company/stax-ai) Stax.ai is a business intelligence application for financial and retirement plan administrative operations. *Founded* 2020 Scottsdale, United States **$7.0M** last round Sept 2024
- 27 [**Goldk** GoldK offers a range of web-based financial services for retirement plan operators.](https://millionrounds.com/company/goldk) GoldK offers a range of web-based financial services for retirement plan operators. *Founded* 1999 United States **$7.0M** last round Jul 2003
- 28 [**Wealth Access** Wealth Access is a Nashville-based company founded in 2011 that specializes in a Connected Intelligence Platform designed for financial institutions.](https://millionrounds.com/company/wealth-access) Wealth Access is a Nashville-based company founded in 2011 that specializes in a Connected Intelligence Platform designed for financial institutions. *Founded* 2011 Nashville, United States **$6.2M** last round Sept 2015
- 29 [**Golden Gateway Financial** Golden Gateway Financial, located in Oakland, California, is a comprehensive resource for seniors to assess their financial health at retirement.](https://millionrounds.com/company/golden-gateway-financial) Golden Gateway Financial, located in Oakland, California, is a comprehensive resource for seniors to assess their financial health at retirement. *Founded* 2006 Oakland, United States **$6.0M** last round Sept 2007
- 30 [**PTO Exchange** PTO Exchange is a cloud-based benefits platform founded in 2013 and headquartered in Woodinville, Washington.](https://millionrounds.com/company/pto-exchange) PTO Exchange is a cloud-based benefits platform founded in 2013 and headquartered in Woodinville, Washington. *Founded* 2013 Woodinville, United States **$5.4M** last round Mar 2022
- 31 [**Penfold** Penfold is a UK-based fintech company that specializes in digital pension solutions.](https://millionrounds.com/company/penfold) Penfold is a UK-based fintech company that specializes in digital pension solutions. *Founded* 2018 London, United Kingdom **$5.2M** last round May 2025
- 32 [**Neosilver** NEOSILVER is a French social utility company focused on promoting active and fulfilling retirement for seniors.](https://millionrounds.com/company/neosilver) NEOSILVER is a French social utility company focused on promoting active and fulfilling retirement for seniors. *Founded* 2018 Paris, France **$4.4M** last round Sept 2024
- 33 [**Silvur** Silvur is a retirement planning app that helps baby boomers reach their retirement goals.](https://millionrounds.com/company/silvur) Silvur is a retirement planning app that helps baby boomers reach their retirement goals. *Founded* 2016 New York, United States **$3.7M** last round Feb 2026
- 34 [**Beagle** Beagle helps you save your hard earned retirement money.](https://millionrounds.com/company/beagle) Beagle helps you save your hard earned retirement money. *Founded* 2020 United Kingdom **$3.5M** last round Jan 2024
- 35 [**MKC Wealth** MKC Wealth offers retirement, estate and trust planning, investment and wealth management solutions for private and corporate sectors.](https://millionrounds.com/company/mkc-wealth) MKC Wealth offers retirement, estate and trust planning, investment and wealth management solutions for private and corporate sectors. *Founded* 2003 London, United Kingdom **$3.3M** last round Sept 2025
- 36 [**Nestimate** Nestimate is a fintech and insurtech startup based in Lincoln, Nebraska, founded in 2022.](https://millionrounds.com/company/nestimate) Nestimate is a fintech and insurtech startup based in Lincoln, Nebraska, founded in 2022. *Founded* 2022 Lincoln, United States **$3.0M** last round Aug 2025
- 37 [**Starts at 60** Starts at 60 is a leading online digital and social media brand in Australia and New Zealand, catering to individuals aged 60 and over.](https://millionrounds.com/company/starts-at-60) Starts at 60 is a leading online digital and social media brand in Australia and New Zealand, catering to individuals aged 60 and over. *Founded* 2013 West End, Australia **$2.7M** last round Mar 2019
- 38 [**Arnie** Arnie is a fintech company based in San Francisco that focuses on modernizing retirement account servicing, particularly for 401(k) plans and other retirement vehicles.](https://millionrounds.com/company/arnie) Arnie is a fintech company based in San Francisco that focuses on modernizing retirement account servicing, particularly for 401(k) plans and other retirement vehicles. *Founded* - San Francisco, United States **$2.2M** last round Oct 2021
- 39 [**Responsible Life** Responsible Life specializes in lifetime mortgages to release the wealth in property, alongside retirement mortgages.](https://millionrounds.com/company/responsible-life) Responsible Life specializes in lifetime mortgages to release the wealth in property, alongside retirement mortgages. *Founded* 2010 Plymouth, United Kingdom **$1.8M** last round Dec 2022
- 40 [**Amber River** Amber River is a financial planning company that provides mortgage, retirement, insurance, estate, and investment management services.](https://millionrounds.com/company/amber-river) Amber River is a financial planning company that provides mortgage, retirement, insurance, estate, and investment management services. *Founded* 2019 Lossiemouth, United Kingdom **$1.8M** last round Dec 2021
- 41 [**Fortune 360 Group** Fortune 360 Group is a consulting firm that provides wealth management, employee benefits, and retirement planning advice.](https://millionrounds.com/company/fortune-360-group) Fortune 360 Group is a consulting firm that provides wealth management, employee benefits, and retirement planning advice. *Founded* 2015 Plantation **$1.6M** last round May 2015
- 42 [**Retirement Income Group** Retirement Income Group is a wealth management firm based in Toronto, specializing in integrated financial planning, insurance, and investment services.](https://millionrounds.com/company/retirement-income-group) Retirement Income Group is a wealth management firm based in Toronto, specializing in integrated financial planning, insurance, and investment services. *Founded* 2019 Toronto, Canada **$1.6M** last round Feb 2020
- 43 [**Mirabelle** Mirabelle is a Paris-based fintech company dedicated to financing "well-aging" in France and Europe.](https://millionrounds.com/company/mirabelle) Mirabelle is a Paris-based fintech company dedicated to financing "well-aging" in France and Europe. *Founded* 2024 Paris, France **$1.1M** last round Dec 2024
- 44 [**RevisaPrev** RevisaPrev is a Brazilian legal fintech founded in 2020, based in São José do Rio Preto, São Paulo.](https://millionrounds.com/company/revisaprev) RevisaPrev is a Brazilian legal fintech founded in 2020, based in São José do Rio Preto, São Paulo. *Founded* 2020 Sao Jose de Rio Preto, Brazil **$700K** last round Sept 2025
- 45 [**Autumna** Autumna provides retirement living, home, and nursing care services.](https://millionrounds.com/company/autumna) Autumna provides retirement living, home, and nursing care services. *Founded* 2017 United Kingdom **$623K** last round Nov 2023
- 46 [**FiPath** FiPath provides unbiased retirement planning content and analytical tools that enables consumers to take control of their financial future.](https://millionrounds.com/company/fipath) FiPath provides unbiased retirement planning content and analytical tools that enables consumers to take control of their financial future. *Founded* 2008 Alpharetta, United States **$505K** last round Jun 2010
- 47 [**Jones Regan Wealth Management** Jones Regan Wealth Management is a financial advisory firm that provides retirement planning, investment planning, and mortgage services.](https://millionrounds.com/company/jones-regan-wealth-management) Jones Regan Wealth Management is a financial advisory firm that provides retirement planning, investment planning, and mortgage services. *Founded* 2014 Bolton, United Kingdom **$491K** last round Mar 2026
- 48 [**Latona** Latona is an insurance company that provides insurance underwriting, reinsurance, and retirement services.](https://millionrounds.com/company/latona) Latona is an insurance company that provides insurance underwriting, reinsurance, and retirement services. *Founded* 2017 Japan **$327K** last round Aug 2021
- 49 [**Keystone Technologies** Keystone Technologies is a provider of an online community network for retirement communities.](https://millionrounds.com/company/keystone-technologies) Keystone Technologies is a provider of an online community network for retirement communities. *Founded* 2001 Eureka, United States **$100K** last round Jul 2014
- 50 [**Hively** Hively is a digital platform and private membership network designed to assist older adults and retirees in navigating life after retirement.](https://millionrounds.com/company/hively) Hively is a digital platform and private membership network designed to assist older adults and retirees in navigating life after retirement. *Founded* 2023 Boston, United States **$25K** last round Nov 2011

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose own description names this theme, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

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