# Top 16 Regtech Startups in San Francisco by Funding (2026)

> The 16 best-funded regtech startups in San Francisco, ranked by total funding raised: $427M combined.

Source: https://millionrounds.com/top-lists/regtech-startups-san-francisco (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Bretton AI** Bretton AI is an enterprise software company based in San Francisco, California, specializing in an agentic AI platform designed for financial crime operations](https://millionrounds.com/company/bretton-ai) Bretton AI is an enterprise software company based in San Francisco, California, specializing in an agentic AI platform designed for financial crime operations *Founded* 2023 San Francisco, United States **$75M** last round Feb 2026
- 2 [**MURAL** Mural is an AI-powered visual workspace platform that enhances team collaboration by connecting strategy to execution in a shared digital environment.](https://millionrounds.com/company/mural) Mural is an AI-powered visual workspace platform that enhances team collaboration by connecting strategy to execution in a shared digital environment. *Founded* 2011 San Francisco, United States **$67M** last round Oct 2026
- 3 [**Anrok** Anrok is a San Francisco-based fintech company founded in 2020.](https://millionrounds.com/company/anrok) Anrok is a San Francisco-based fintech company founded in 2020. *Founded* 2020 San Francisco, United States **$55M** last round Oct 2025
- 4 [**DataGrail** DataGrail is an AI-powered privacy automation platform that helps enterprises manage global data privacy regulations.](https://millionrounds.com/company/datagrail) DataGrail is an AI-powered privacy automation platform that helps enterprises manage global data privacy regulations. *Founded* 2018 San Francisco, United States **$54M** last round Oct 2022
- 5 [**Synctera** Synctera is a Banking-as-a-Service (BaaS) and embedded finance platform founded in 2020, headquartered in Palo Alto, California, with additional locations in Sa](https://millionrounds.com/company/synctera) Synctera is a Banking-as-a-Service (BaaS) and embedded finance platform founded in 2020, headquartered in Palo Alto, California, with additional locations in Sa *Founded* 2020 San Francisco, United States **$40M** last round Nov 2026
- 6 [**Variance** Variance is an AI-powered risk intelligence platform designed to help enterprises detect and manage fraud, user-generated content violations, and marketplace abuse.](https://millionrounds.com/company/variance) Variance is an AI-powered risk intelligence platform designed to help enterprises detect and manage fraud, user-generated content violations, and marketplace abuse. *Founded* 2021 San Francisco, United States **$25M** last round Apr 2026
- 7 [**Ketch** Ketch is a data privacy management software company that provides a B2B SaaS platform designed to help brands collect, control, and activate permissioned, priva](https://millionrounds.com/company/ketch) Ketch is a data privacy management software company that provides a B2B SaaS platform designed to help brands collect, control, and activate permissioned, priva *Founded* 2020 San Francisco, United States **$20M** last round Sept 2021
- 8 [**Mosey** Mosey is the easy way to do state compliance, designed for growing businesses operating in many states at once.](https://millionrounds.com/company/mosey) Mosey is the easy way to do state compliance, designed for growing businesses operating in many states at once. *Founded* 2021 San Francisco, United States **$18M** last round Aug 2022
- 9 [**Finley Technologies** Finley helps companies streamline debt capital raise and management.](https://millionrounds.com/company/finley-technologies) Finley helps companies streamline debt capital raise and management. *Founded* 2021 San Francisco, United States **$17M** last round Jan 2023
- 10 [**Clear Skye** Clear Skye is a prominent identity security and governance software company based in Emeryville, California.](https://millionrounds.com/company/clear-skye) Clear Skye is a prominent identity security and governance software company based in Emeryville, California. *Founded* 2015 San Francisco, United States **$16M** last round Sept 2025
- 11 [**CipherOwl** CipherOwl is an AI-powered intelligence platform focused on institutional cryptocurrency compliance and on-chain data analysis.](https://millionrounds.com/company/cipherowl) CipherOwl is an AI-powered intelligence platform focused on institutional cryptocurrency compliance and on-chain data analysis. *Founded* 2024 San Francisco, United States **$15M** last round Oct 2025
- 12 [**Compliance.ai** Compliance.ai is a change management platform for financial services firms and compliance professionals.](https://millionrounds.com/company/compliance-ai) Compliance.ai is a change management platform for financial services firms and compliance professionals. *Founded* 2014 San Francisco, United States **$10M** last round Aug 2022
- 13 [**Resourcely** Resourcely lets you provision resource templates that are secure and compliant by design.](https://millionrounds.com/company/resourcely) Resourcely lets you provision resource templates that are secure and compliant by design. *Founded* 2022 San Francisco, United States **$8.3M** last round Jul 2022
- 14 [**Middesk** Middesk is a business identity platform that helps companies verify, onboard, and monitor business customers through automated, real-time APIs.](https://millionrounds.com/company/middesk) Middesk is a business identity platform that helps companies verify, onboard, and monitor business customers through automated, real-time APIs. *Founded* 2019 San Francisco, United States **$4.0M** last round Jun 2022
- 15 [**PayInOne** PayInOne provides global employee onboarding and management, data privacy compliance, and payroll services for various companies.](https://millionrounds.com/company/payinone) PayInOne provides global employee onboarding and management, data privacy compliance, and payroll services for various companies. *Founded* 2020 San Francisco, United States **$3.0M** last round May 2022
- 16 [**ModernTax** ModernTax is a financial technology company based in San Francisco, California, founded in 2021.](https://millionrounds.com/company/moderntax) ModernTax is a financial technology company based in San Francisco, California, founded in 2021. *Founded* 2021 San Francisco, United States **$100K** last round Oct 2023

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back regtech startups in San Francisco in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[All top lists](https://millionrounds.com/top-lists)

## More regtech lists

[See all](https://millionrounds.com/top-lists?t=Regtech)

[*W* *A* *Q* **Regtech startups in the United States** 120 companies · $4.4B](https://millionrounds.com/top-lists/regtech-startups-united-states)[*E* *Q* *L* **Regtech startups that raised in 2026** 68 companies · $2.2B in 2026](https://millionrounds.com/top-lists/regtech-startups-raised-2026)[*O* *E* *B* **Regtech startups in the United Kingdom** 27 companies · $1.2B](https://millionrounds.com/top-lists/regtech-startups-united-kingdom)[*W* *NA* *L* **Regtech startups in New York** 22 companies · $1.1B](https://millionrounds.com/top-lists/regtech-startups-new-york)[*NA* *BA* *H* **Regtech startups founded in 2023** 20 companies · $567M](https://millionrounds.com/top-lists/regtech-startups-founded-2023)[*D* *S* *A* **Regtech startups founded in 2020** 19 companies · $489M](https://millionrounds.com/top-lists/regtech-startups-founded-2020)[*F* *S* *T* **Regtech startups founded in 2019** 18 companies · $492M](https://millionrounds.com/top-lists/regtech-startups-founded-2019)[*F* *B* *R* **Regtech startups founded in 2021** 17 companies · $240M](https://millionrounds.com/top-lists/regtech-startups-founded-2021)

## More lists for San Francisco

[See all](https://millionrounds.com/top-lists?r=San%20Francisco)

[*O* *D* *TM* **Startups in San Francisco** 4,251 companies · $350B](https://millionrounds.com/top-lists/startups-san-francisco)[*O* *D* *TM* **AI startups in San Francisco** 1,276 companies · $321B](https://millionrounds.com/top-lists/ai-startups-san-francisco)[*A* *M* *BM* **IT Services startups in San Francisco** 404 companies · $3.9B](https://millionrounds.com/top-lists/it-services-startups-san-francisco)[*D* *C* *A* **Big Data & Analytics startups in San Francisco** 300 companies · $47B](https://millionrounds.com/top-lists/big-data-startups-san-francisco)[*AH* *CH* *Z* **Healthcare startups in San Francisco** 230 companies · $9.2B](https://millionrounds.com/top-lists/healthcare-startups-san-francisco)[*D* *L* *I* **Internet startups in San Francisco** 192 companies · $20B](https://millionrounds.com/top-lists/internet-startups-san-francisco)[*D* *A* *C* **Software startups in San Francisco** 189 companies · $48B](https://millionrounds.com/top-lists/software-startups-san-francisco)[*M* *AT* *CH* **Biotech startups in San Francisco** 181 companies · $12B](https://millionrounds.com/top-lists/biotech-startups-san-francisco)