# Top 50 Personal Finance Startups Worldwide by Funding (2026)

> The 50 best-funded personal finance startups worldwide, ranked by total funding raised: $1.4B combined.

Source: https://millionrounds.com/top-lists/personal-finance-startups (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Towergate** Towergate is a specialist insurance broker offering personal and business customers cover from a range of market leading policies.](https://millionrounds.com/company/towergate) Towergate is a specialist insurance broker offering personal and business customers cover from a range of market leading policies. *Founded* 1997 Ashford, United Kingdom **$322M** last round Feb 2011
- 2 [**Lendable** Lendable Ltd is a British fintech company based in London, specializing in digital consumer lending and personal finance solutions.](https://millionrounds.com/company/lendable) Lendable Ltd is a British fintech company based in London, specializing in digital consumer lending and personal finance solutions. *Founded* 2014 London, United Kingdom **$283M** last round Mar 2022
- 3 [**Personal Capital** Take control of your finances with Personal Capital](https://millionrounds.com/company/personal-capital) Take control of your finances with Personal Capital *Founded* 2009 United States **$244M** last round Feb 2019
- 4 [**Albo** Albo is a challenger bank that focuses on personal and business finances, as well as debit, credit, payroll, savings, and crypto.](https://millionrounds.com/company/albo) Albo is a challenger bank that focuses on personal and business finances, as well as debit, credit, payroll, savings, and crypto. *Founded* 2016 Ciudad de Mexico, Mexico **$86M** last round Oct 2024
- 5 [**Monarch Money** Monarch Money is a subscription-based platform that provides a personal finance program to track expenses.](https://millionrounds.com/company/monarch-money) Monarch Money is a subscription-based platform that provides a personal finance program to track expenses. *Founded* 2019 Covina, United States **$75M** last round May 2025
- 6 [**SmartAsset** SmartAsset is a financial technology company based in New York, dedicated to helping individuals make informed personal finance decisions.](https://millionrounds.com/company/smartasset) SmartAsset is a financial technology company based in New York, dedicated to helping individuals make informed personal finance decisions. *Founded* 2012 New York, United States **$56M** last round Aug 2021
- 7 [**Angle Auto Finance** Angle Auto Finance is a financial firm that offers auto loans, lending, commercial lending, leasing, and personal finance.](https://millionrounds.com/company/angle-auto-finance) Angle Auto Finance is a financial firm that offers auto loans, lending, commercial lending, leasing, and personal finance. *Founded* - Sydney, Australia **$33M** last round Mar 2024
- 8 [**REACH** REACH helps individuals master their personal finances and access credit responsibly.](https://millionrounds.com/company/reach) REACH helps individuals master their personal finances and access credit responsibly. *Founded* 2016 United States **$24M** last round Jun 2026
- 9 [**Plum Fintech** Plum Fintech is a developer of personal savings assistant solutions for customers.](https://millionrounds.com/company/plum-fintech) Plum Fintech is a developer of personal savings assistant solutions for customers. *Founded* 2016 London, United Kingdom **$23M** last round Apr 2026
- 10 [**Ant Money** Ant Money is a fintech company based in Newport Beach, California, founded in 2020.](https://millionrounds.com/company/ant-money) Ant Money is a fintech company based in Newport Beach, California, founded in 2020. *Founded* - Newport Beach, United States **$20M** last round Dec 2021
- 11 [**Finanzguru** Finanzguru is a prominent German FinTech company based in Frankfurt am Main, focused on digital personal finance management.](https://millionrounds.com/company/finanzguru) Finanzguru is a prominent German FinTech company based in Frankfurt am Main, focused on digital personal finance management. *Founded* 2015 Frankfurt, Germany **$19M** last round Apr 2023
- 12 [**FinLocker** FinLocker provides a personal financial assistant tool that enables loans and financial transactions.](https://millionrounds.com/company/finlocker) FinLocker provides a personal financial assistant tool that enables loans and financial transactions. *Founded* 2014 St Louis, United States **$18M** last round Aug 2025
- 13 [**HelloWallet** HelloWallet is a personal finance software platform founded in 2009 by Dr.](https://millionrounds.com/company/hellowallet) HelloWallet is a personal finance software platform founded in 2009 by Dr. *Founded* 2009 Washington, United States **$16M** last round Jan 2012
- 14 [**Sarwa** Sarwa is a financial technology platform based in Abu Dhabi, UAE, founded in 2017.](https://millionrounds.com/company/sarwa) Sarwa is a financial technology platform based in Abu Dhabi, UAE, founded in 2017. *Founded* 2017 Abu Dhabi, United Arab Emirates **$15M** last round Jul 2021
- 15 [**Finn AI** Finn AI provides AI-powered conversational banking technology for personal banking and finance.](https://millionrounds.com/company/finn-ai) Finn AI provides AI-powered conversational banking technology for personal banking and finance. *Founded* 2014 Canada **$14M** last round Oct 2018
- 16 [**Fair Go Finance** Fair Go Finance provides online personal loan for everyday Aussies.](https://millionrounds.com/company/fair-go-finance) Fair Go Finance provides online personal loan for everyday Aussies. *Founded* 2008 Australia **$14M** last round Sept 2019
- 17 [**Kresus Labs** Kresus is an open-source, privacy-focused personal finance manager built on Web3 technologies.](https://millionrounds.com/company/kresus-labs) Kresus is an open-source, privacy-focused personal finance manager built on Web3 technologies. *Founded* 2021 San Francisco, United States **$13M** last round Feb 2026
- 18 [**WeMoney** WeMoney is an Australian financial wellness platform founded in 2020.](https://millionrounds.com/company/wemoney) WeMoney is an Australian financial wellness platform founded in 2020. *Founded* 2020 Perth, Australia **$12M** last round Apr 2025
- 19 [**INDmoney** INDmoney is a super-finance app based in India, launched in 2019 by Ashish Kashyap.](https://millionrounds.com/company/indmoney) INDmoney is a super-finance app based in India, launched in 2019 by Ashish Kashyap. *Founded* 2019 Gurugram, India **$11M** last round Mar 2022
- 20 [**Moneytree** Moneytree is a financial data aggregation platform that provides a personal finance app and a cloud-based accounting service.](https://millionrounds.com/company/moneytree) Moneytree is a financial data aggregation platform that provides a personal finance app and a cloud-based accounting service. *Founded* 2012 港区, Japan **$11M** last round Mar 2016
- 21 [**Yap** YAP is a digital money management application based in the UAE, focused on providing a comprehensive financial services platform through a mobile-first approach.](https://millionrounds.com/company/yap) YAP is a digital money management application based in the UAE, focused on providing a comprehensive financial services platform through a mobile-first approach. *Founded* 2020 Dubai, United States **$10M** last round Oct 2010
- 22 [**Zenfi** Zenfi is Mexico's first financial health platform, based in Zapopan, Jalisco.](https://millionrounds.com/company/zenfi) Zenfi is Mexico's first financial health platform, based in Zapopan, Jalisco. *Founded* - Guadalajara, Mexico **$8.5M** last round Jan 2023
- 23 [**FUNDtastic** FUNDtastic is an Indonesian fintech company founded in 2018 and headquartered in Jakarta.](https://millionrounds.com/company/fundtastic) FUNDtastic is an Indonesian fintech company founded in 2018 and headquartered in Jakarta. *Founded* 2018 Indonesia **$7.7M** last round Feb 2021
- 24 [**Finerio** Finerio is the first automated and free personal finance app.](https://millionrounds.com/company/finerio) Finerio is the first automated and free personal finance app. *Founded* 2016 Zitácuaro, Mexico **$6.5M** last round Oct 2023
- 25 [**Nectar NZ** Nectar NZ specializes in personal loans, retail finance, lending, debt consolidation, car finance, and emergency loans services.](https://millionrounds.com/company/nectar-nz) Nectar NZ specializes in personal loans, retail finance, lending, debt consolidation, car finance, and emergency loans services. *Founded* 2015 Auckland, New Zealand **$6.3M** last round Mar 2023
- 26 [**Era Finance** Era Finance is an AI-native personal finance platform founded in November 2023 by former executives from major tech companies.](https://millionrounds.com/company/era-finance) Era Finance is an AI-native personal finance platform founded in November 2023 by former executives from major tech companies. *Founded* 2023 San Jose, United States **$6.2M** last round Feb 2025
- 27 [**Spiir** Spiir is a free mobile app that helps users manage their personal finances effortlessly.](https://millionrounds.com/company/spiir) Spiir is a free mobile app that helps users manage their personal finances effortlessly. *Founded* 2010 Aarhus, Denmark **$5.9M** last round Dec 2018
- 28 [**Karma Wallet** Turn your daily spending into impactful sustainability.](https://millionrounds.com/company/karma-wallet) Turn your daily spending into impactful sustainability. *Founded* 2019 Wake Forest, United States **$5.5M** last round Dec 2023
- 29 [**Long Game** Long Game is the mobile personal finance app that uses games with cash prizes to help users win the savings game.](https://millionrounds.com/company/long-game) Long Game is the mobile personal finance app that uses games with cash prizes to help users win the savings game. *Founded* 2015 United States **$4.0M** last round Jun 2021
- 30 [**Novac** Complete portal for Personal Finance and Wealth Management](https://millionrounds.com/company/novac) Complete portal for Personal Finance and Wealth Management *Founded* 2018 Italy **$3.8M** last round Mar 2025
- 31 [**GoParity** Personal finance and investment app that connects people and companies with organizations that need funding for sustainability projects.](https://millionrounds.com/company/goparity) Personal finance and investment app that connects people and companies with organizations that need funding for sustainability projects. *Founded* 2017 Portugal **$3.3M** last round May 2025
- 32 [**PINA Indonesia** PINA Indonesia is a digital wealth management and personal finance platform based in Jakarta, Indonesia.](https://millionrounds.com/company/pina-indonesia) PINA Indonesia is a digital wealth management and personal finance platform based in Jakarta, Indonesia. *Founded* 2021 South Jakarta, Indonesia **$3.0M** last round Jul 2022
- 33 [**Budge** Budge is a private company based in New York that offers a budgeting and personal finance app designed to help users manage their debt and savings.](https://millionrounds.com/company/budge) Budge is a private company based in New York that offers a budgeting and personal finance app designed to help users manage their debt and savings. *Founded* 2021 New York, United States **$2.8M** last round Sept 2022
- 34 [**HomeZada** HomeZada is a personal finance platform to help you manage, maintain, and improve your home, which is your largest financial asset](https://millionrounds.com/company/homezada) HomeZada is a personal finance platform to help you manage, maintain, and improve your home, which is your largest financial asset *Founded* 2011 El Dorado Hills, United States **$2.5M** last round Nov 2022
- 35 [**Piere** Piere is an AI-powered personal finance and money management app designed for iPhone users.](https://millionrounds.com/company/piere) Piere is an AI-powered personal finance and money management app designed for iPhone users. *Founded* 2022 Fort Lauderdale, United States **$2.1M** last round Oct 2025
- 36 [**Klear** Klear is an independent financial consulting company based in Milan, Italy, operating under Klear Advisory S.r.l.](https://millionrounds.com/company/klear) Klear is an independent financial consulting company based in Milan, Italy, operating under Klear Advisory S.r.l. *Founded* 2024 Milan, Italy **$2.0M** last round Jun 2015
- 37 [**Circles powered by StepLadder** Circles powered by StepLadder is a dynamic FinTech company based in London, specializing in collaborative savings circles.](https://millionrounds.com/company/circles-powered-by-stepladder) Circles powered by StepLadder is a dynamic FinTech company based in London, specializing in collaborative savings circles. *Founded* 2016 London, United Kingdom **$1.9M** last round Nov 2021
- 38 [**Wingocard** Wingocard was a fintech startup based in Montreal, Quebec, Canada, founded in 2019.](https://millionrounds.com/company/wingocard) Wingocard was a fintech startup based in Montreal, Quebec, Canada, founded in 2019. *Founded* 2019 Montreal, Canada **$1.7M** last round May 2021
- 39 [**Banqer** Banqer is a financial education platform for schools, used by over 300,000 students around Australasia.](https://millionrounds.com/company/banqer) Banqer is a financial education platform for schools, used by over 300,000 students around Australasia. *Founded* 2014 Christchurch, New Zealand **$1.5M** last round Oct 2022
- 40 [**Patron GO** Patron GO is a fintech company based in Prague, Czechia, specializing in personal finance management through its mobile app.](https://millionrounds.com/company/patron-go) Patron GO is a fintech company based in Prague, Czechia, specializing in personal finance management through its mobile app. *Founded* 2020 Prague, Czechia **$1.4M** last round Apr 2026
- 41 [**Econans** Econans provides digital simulation and advice services for personal finances.](https://millionrounds.com/company/econans) Econans provides digital simulation and advice services for personal finances. *Founded* 2018 Gothenburg, Sweden **$1.3M** last round Jun 2023
- 42 [**Curie Money** Curie Money is a fintech startup based in Bengaluru, Karnataka, India, founded in 2022 by IIT graduates Arindam Ghosh and Tushar Choudhary.](https://millionrounds.com/company/curie-money) Curie Money is a fintech startup based in Bengaluru, Karnataka, India, founded in 2022 by IIT graduates Arindam Ghosh and Tushar Choudhary. *Founded* 2022 Bengaluru, India **$1.2M** last round Jan 2024
- 43 [**Dirt** Making personal finance & financial literacy less mysterious, more human and accessible to everyone, anywhere](https://millionrounds.com/company/dirt) Making personal finance & financial literacy less mysterious, more human and accessible to everyone, anywhere *Founded* 2021 United States **$1.2M** last round May 2022
- 44 [**iTribe** iTribe is a financial social network and investing platform based in India, founded in 2021.](https://millionrounds.com/company/itribe) iTribe is a financial social network and investing platform based in India, founded in 2021. *Founded* 2021 Bengaluru, India **$1.0M** last round Apr 2022
- 45 [**Get.com** Get.com, founded in 2011 by Pedro Pla and Grace Cheng, is a privately held company based in New York, with an additional location in Singapore.](https://millionrounds.com/company/get-com) Get.com, founded in 2011 by Pedro Pla and Grace Cheng, is a privately held company based in New York, with an additional location in Singapore. *Founded* 2014 New York, United States **$1.0M** last round Sept 2011
- 46 [**SuperFi** SuperFi is a feature-rich personal finance app that helps users track bills, manage budgets, and earn rewards for paying on time.](https://millionrounds.com/company/superfi) SuperFi is a feature-rich personal finance app that helps users track bills, manage budgets, and earn rewards for paying on time. *Founded* - London, United Kingdom **$988K** last round Jul 2023
- 47 [**Rewind Me** Rewind.Me offers apps and services that deliver control over personal data for consumers and marketers.](https://millionrounds.com/company/rewind-me) Rewind.Me offers apps and services that deliver control over personal data for consumers and marketers. *Founded* 2011 United States **$800K** last round Jun 2012
- 48 [**Finansialku** Finansialku, officially known as PT Solusi Finansialku Indonesia, is a prominent financial planning and FinTech company based in Bandung, Indonesia.](https://millionrounds.com/company/finansialku) Finansialku, officially known as PT Solusi Finansialku Indonesia, is a prominent financial planning and FinTech company based in Bandung, Indonesia. *Founded* 2013 Bandung, Indonesia **$800K** last round Aug 2020
- 49 [**Blue Sky Financial** Blue Sky Financial is a B2C fintech that offers financial services in mortgage, insurance, real estate, and personal loans.](https://millionrounds.com/company/blue-sky-financial) Blue Sky Financial is a B2C fintech that offers financial services in mortgage, insurance, real estate, and personal loans. *Founded* 2020 Boise, United States **$700K** last round Sept 2022
- 50 [**MoneyReef** MoneyReef is a mobile app company creating financial tools to help consumers better interact with their personal finance information.](https://millionrounds.com/company/moneyreef) MoneyReef is a mobile app company creating financial tools to help consumers better interact with their personal finance information. *Founded* 2011 United States **$650K** last round Jan 2012

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose own description names this theme, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

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[See all](https://millionrounds.com/top-lists?r=Global)

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