# Top 50 Payments Startups Worldwide by Funding (2026)

> The 50 best-funded payments startups worldwide, ranked by total funding raised: $24B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/payments-startups (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Ramp** Ramp is a financial operations and spend management platform based in New York City, founded in 2019.](https://millionrounds.com/company/ramp) Ramp is a financial operations and spend management platform based in New York City, founded in 2019. *Founded* 2006 Boston, United States **$4.5B** last round Oct 2026
- 2 [**Go-Jek** Gojek is an Indonesian on-demand super app and digital services platform based in Jakarta.](https://millionrounds.com/company/go-jek) Gojek is an Indonesian on-demand super app and digital services platform based in Jakarta. *Founded* 2010 Jakarta, Indonesia **$3.6B** last round Mar 2019
- 3 [**Affirm** Buy now pay later without the fees.](https://millionrounds.com/company/affirm) Buy now pay later without the fees. *Founded* - San Francisco, United States **$1.7B** last round Oct 2025
- 4 [**Tabeo** Tabeo is a payments and contact management system for the healthcare sector.](https://millionrounds.com/company/tabeo) Tabeo is a payments and contact management system for the healthcare sector. *Founded* 2017 London, United Kingdom **$960M** last round Jun 2024
- 5 [**Remitly** Remitly is a mobile payments service that enables users to make person-to-person international money transfers.](https://millionrounds.com/company/remitly) Remitly is a mobile payments service that enables users to make person-to-person international money transfers. *Founded* 2011 Seattle, United States **$861M** last round Jun 2025
- 6 [**PhonePe** PhonePe is a prominent Indian fintech super-app and digital payments company based in Bengaluru, Karnataka.](https://millionrounds.com/company/phonepe) PhonePe is a prominent Indian fintech super-app and digital payments company based in Bengaluru, Karnataka. *Founded* 2015 Bengaluru, India **$666M** last round Oct 2025
- 7 [**Careem** Careem is building the Everything App for the Middle East, making it easier to move around, order food & groceries, manage payments, & more.](https://millionrounds.com/company/careem) Careem is building the Everything App for the Middle East, making it easier to move around, order food & groceries, manage payments, & more. *Founded* - United Arab Emirates **$622M** last round Oct 2018
- 8 [**Clip** Clip is the leading digital payments and commerce enablement platform in Mexico.](https://millionrounds.com/company/clip) Clip is the leading digital payments and commerce enablement platform in Mexico. *Founded* 2012 Ciudad de Mexico, Mexico **$603M** last round Jun 2026
- 9 [**Ripple** Ripple is a leading American technology company focused on enhancing global cross-border payments through blockchain technology.](https://millionrounds.com/company/ripple) Ripple is a leading American technology company focused on enhancing global cross-border payments through blockchain technology. *Founded* 2012 San Francisco, United States **$596M** last round Nov 2025
- 10 [**Ebury** Ebury is a global fintech providing international business accounts, multi-currency payments, FX hedging, trade finance, and business APIs to 25,000+ businesses](https://millionrounds.com/company/ebury) Ebury is a global fintech providing international business accounts, multi-currency payments, FX hedging, trade finance, and business APIs to 25,000+ businesses *Founded* 2009 London, United Kingdom **$570M** last round Nov 2019
- 11 [**GoCardless** GoCardless helps 75,000+ businesses get paid on time.](https://millionrounds.com/company/gocardless) GoCardless helps 75,000+ businesses get paid on time. *Founded* 2011 London, United Kingdom **$442M** last round Aug 2026
- 12 [**Zepz** Zepz is a global digital cross-border payments platform that enables international money transfers.](https://millionrounds.com/company/zepz) Zepz is a global digital cross-border payments platform that enables international money transfers. *Founded* - London, United Kingdom **$432M** last round Apr 2025
- 13 [**Behalf** Behalf develops a digital platform that facilitates payments and accelerates cash flow by extending net terms and financing to businesses.](https://millionrounds.com/company/behalf) Behalf develops a digital platform that facilitates payments and accelerates cash flow by extending net terms and financing to businesses. *Founded* 2011 New York, United States **$406M** last round Jul 2021
- 14 [**Flywire** Flywire is a payments enablement and software company that simplifies complex payments for its clients and their customers.](https://millionrounds.com/company/flywire) Flywire is a payments enablement and software company that simplifies complex payments for its clients and their customers. *Founded* 2011 Boston, United States **$403M** last round Aug 2023
- 15 [**Pebl** Pebl offers a mobile payment solution that allows businesses to accept payments from customers using their mobile phones.](https://millionrounds.com/company/pebl) Pebl offers a mobile payment solution that allows businesses to accept payments from customers using their mobile phones. *Founded* 2021 Sydney, United States **$400M** last round May 2022
- 16 [**iZettle** Zettle by PayPal is on a mission to help small businesses succeed in a world of giants.](https://millionrounds.com/company/izettle) Zettle by PayPal is on a mission to help small businesses succeed in a world of giants. *Founded* 2010 Stockholm, Sweden **$391M** last round Dec 2017
- 17 [**TrueLayer** TrueLayer is a leading open banking payments network based in London, founded in 2016.](https://millionrounds.com/company/truelayer) TrueLayer is a leading open banking payments network based in London, founded in 2016. *Founded* 2016 London, United Kingdom **$376M** last round Oct 2026
- 18 [**Teya** Teya builds tools for SMBs to unlock hassle-free payments, better business management, new and returning customers, all on fair terms.](https://millionrounds.com/company/teya) Teya builds tools for SMBs to unlock hassle-free payments, better business management, new and returning customers, all on fair terms. *Founded* 2019 United Kingdom **$370M** last round Nov 2021
- 19 [**Mozido** Mozido was a mobile financial services and digital commerce company based in Austin, Texas.](https://millionrounds.com/company/mozido) Mozido was a mobile financial services and digital commerce company based in Austin, Texas. *Founded* 2008 Austin, United States **$337M** last round Oct 2014
- 20 [**Grab Financial Group** Grab Financial Group provides financial services across payments, rewards, lending and insurance.](https://millionrounds.com/company/grab-financial-group) Grab Financial Group provides financial services across payments, rewards, lending and insurance. *Founded* 2018 Singapore, Singapore **$300M** last round Jan 2021
- 21 [**Paid** Paid is a web-developing company that provides shipping solutions by building website, collect payments, and compare shipping rates.](https://millionrounds.com/company/paid) Paid is a web-developing company that provides shipping solutions by building website, collect payments, and compare shipping rates. *Founded* 1999 Westborough, United States **$297M** last round Sept 2025
- 22 [**PayPay** PayPay is a fintech company that designs and operates a digital platform to facilitate online transactions and mobile payments.](https://millionrounds.com/company/paypay) PayPay is a fintech company that designs and operates a digital platform to facilitate online transactions and mobile payments. *Founded* 2018 Tokyo, Japan **$280M** last round Dec 2024
- 23 [**BILT** Bilt is a fintech company and loyalty program launched in 2020, designed specifically for renters.](https://millionrounds.com/company/bilt) Bilt is a fintech company and loyalty program launched in 2020, designed specifically for renters. *Founded* 2021 New York, United States **$272M** last round Sept 2026
- 24 [**Ribbon** Ribbon is a one-page checkout solution enabling merchants accept payments online and make an intuitive checkout experience for customers.](https://millionrounds.com/company/ribbon) Ribbon is a one-page checkout solution enabling merchants accept payments online and make an intuitive checkout experience for customers. *Founded* 2011 San Francisco, United States **$271M** last round Mar 2025
- 25 [**Bilt Rewards** Bilt Rewards is a payments and commerce network that allows users to earn points on rent and HOA payments payments.](https://millionrounds.com/company/bilt-rewards) Bilt Rewards is a payments and commerce network that allows users to earn points on rent and HOA payments payments. *Founded* - New York, United States **$250M** last round Jul 2025
- 26 [**Tabby** Tabby is a payments and shopping app that enables customers to make purchases and pay for them in installments.](https://millionrounds.com/company/tabby) Tabby is a payments and shopping app that enables customers to make purchases and pay for them in installments. *Founded* 2019 Saudi Arabia **$235M** last round Sept 2026
- 27 [**Jeeves** Jeeves is a B2B financial tech platform offering credit, funded corporate cards, and cross-border payments for businesses.](https://millionrounds.com/company/jeeves) Jeeves is a B2B financial tech platform offering credit, funded corporate cards, and cross-border payments for businesses. *Founded* 2019 Miami, India **$210M** last round Sept 2026
- 28 [**Tradeshift** Tradeshift is a cloud-based global business network and platform based in San Francisco, California.](https://millionrounds.com/company/tradeshift) Tradeshift is a cloud-based global business network and platform based in San Francisco, California. *Founded* 2009 San Francisco, United States **$204M** last round Jun 2016
- 29 [**MoonPay** MoonPay is a financial technology company that builds payments infrastructure for crypto.](https://millionrounds.com/company/moonpay) MoonPay is a financial technology company that builds payments infrastructure for crypto. *Founded* 2019 Dover, United States **$200M** last round Mar 2025
- 30 [**Uzum** Uzum is a digital ecosystem for online shopping, payments, and business services.](https://millionrounds.com/company/uzum) Uzum is a digital ecosystem for online shopping, payments, and business services. *Founded* 2022 Tashkent, Uzbekistan **$197M** last round Mar 2026
- 31 [**dLocal** Unlock the power of emerging markets: accept and send cross-border payments in Africa, Asia, and Latin America](https://millionrounds.com/company/dlocal) Unlock the power of emerging markets: accept and send cross-border payments in Africa, Asia, and Latin America *Founded* 2016 Montevideo, Uruguay **$191M** last round Sept 2025
- 32 [**PayIt** PayIt is a digital government platform that provides a secure, cloud-native customer experience and payments solution tailored for state and local government ag](https://millionrounds.com/company/payit) PayIt is a digital government platform that provides a secure, cloud-native customer experience and payments solution tailored for state and local government ag *Founded* 2013 Kansas City, United States **$190M** last round Aug 2022
- 33 [**YapStone** Yapstone is an payment processing platform for the vacation rental industry, providing an integrated way of accepting payments.](https://millionrounds.com/company/yapstone) Yapstone is an payment processing platform for the vacation rental industry, providing an integrated way of accepting payments. *Founded* 1999 Walnut Creek, United States **$183M** last round Feb 2018
- 34 [**Augustus** Augustus is a global payments and clearing platform, previously known as Ivy, founded in 2022 by Ferdinand Dabitz, Joshua Becker, Simon Wimmer, and Peter Lieck.](https://millionrounds.com/company/augustus) Augustus is a global payments and clearing platform, previously known as Ivy, founded in 2022 by Ferdinand Dabitz, Joshua Becker, Simon Wimmer, and Peter Lieck. *Founded* - Munich, United States **$180M** last round Jul 2026
- 35 [**Powa Technologies** Powa Technologies was a UK-based fintech and commerce company founded in 2007 by Dan Wagner.](https://millionrounds.com/company/powa-technologies) Powa Technologies was a UK-based fintech and commerce company founded in 2007 by Dan Wagner. *Founded* 2007 London, United Kingdom **$177M** last round Nov 2014
- 36 [**Zilch** Zilch is is a direct-to-consumer ad-subsidised payments network that provides a flexible buy now, pay later service.](https://millionrounds.com/company/zilch) Zilch is is a direct-to-consumer ad-subsidised payments network that provides a flexible buy now, pay later service. *Founded* 2016 London, United Kingdom **$175M** last round Nov 2025
- 37 [**Hometap** Hometap is a fintech company allowing homeowners to tap their home equity without monthly payments.](https://millionrounds.com/company/hometap) Hometap is a fintech company allowing homeowners to tap their home equity without monthly payments. *Founded* 2017 Boston, United States **$162M** last round Dec 2025
- 38 [**Thunes** Thunes is a Singapore-based financial technology company that specializes in cross-border payments.](https://millionrounds.com/company/thunes) Thunes is a Singapore-based financial technology company that specializes in cross-border payments. *Founded* 2016 Singapore, Singapore **$160M** last round Apr 2025
- 39 [**Zego** Zego is a property management automation company founded in 2003 and is now a subsidiary of Global Payments.](https://millionrounds.com/company/zego) Zego is a property management automation company founded in 2003 and is now a subsidiary of Global Payments. *Founded* 2016 London, United Kingdom **$150M** last round Apr 2026
- 40 [**Sokin** Sokin is a global FinTech company based in London, UK, founded in 2019 by Vroon Modgill.](https://millionrounds.com/company/sokin) Sokin is a global FinTech company based in London, UK, founded in 2019 by Vroon Modgill. *Founded* 2019 London, United Kingdom **$146M** last round Jan 2026
- 41 [**CLEAR** Clear is a fintech platform that provides services for invoices, taxes, payments, and credit.](https://millionrounds.com/company/clear) Clear is a fintech platform that provides services for invoices, taxes, payments, and credit. *Founded* 2011 Bangalore, United States **$146M** last round Sept 2025
- 42 [**Volume Payments** Volume Payments, operating as Volume, is a London-based FinTech startup that specializes in global business payments.](https://millionrounds.com/company/volume-payments) Volume Payments, operating as Volume, is a London-based FinTech startup that specializes in global business payments. *Founded* 2021 London, United Kingdom **$146M** last round Jun 2024
- 43 [**atVenu** atVenu is a global provider of live event commerce and payments solutions, focusing on transient and pop-up commerce.](https://millionrounds.com/company/atvenu) atVenu is a global provider of live event commerce and payments solutions, focusing on transient and pop-up commerce. *Founded* 2012 San Clemente, United States **$131M** last round Oct 2024
- 44 [**Clear2Pay** Clear2Pay is a payments technology company providing payment and payment-related solutions for financial institutions and their clients.](https://millionrounds.com/company/clear2pay) Clear2Pay is a payments technology company providing payment and payment-related solutions for financial institutions and their clients. *Founded* 2001 Belgium **$128M** last round Dec 2009
- 45 [**InstaMed** InstaMed simplifies healthcare payments for providers.](https://millionrounds.com/company/instamed) InstaMed simplifies healthcare payments for providers. *Founded* 2004 Philadelphia, United States **$127M** last round Sept 2016
- 46 [**Elevate** Financial infrastructure for athletes and school administrators that offers next-level tools to seamlessly navigate earnings, payments, and team finances.](https://millionrounds.com/company/elevate) Financial infrastructure for athletes and school administrators that offers next-level tools to seamlessly navigate earnings, payments, and team finances. *Founded* - United States **$127M** last round Mar 2025
- 47 [**Splitpay** SplitPay is a payments service provider that provides buy now, pay later services in the UK.](https://millionrounds.com/company/splitpay) SplitPay is a payments service provider that provides buy now, pay later services in the UK. *Founded* 2019 Brazil **$125M** last round Sept 2026
- 48 [**StyloPay** StyloPay is a UK-based FinTech company founded in 2014, specializing in payment-as-a-service solutions.](https://millionrounds.com/company/stylopay) StyloPay is a UK-based FinTech company founded in 2014, specializing in payment-as-a-service solutions. *Founded* 2014 London, United Kingdom **$122M** last round Nov 2020
- 49 [**Lydia** Lydia is a banking application to send and receive payments using the application.](https://millionrounds.com/company/lydia) Lydia is a banking application to send and receive payments using the application. *Founded* 2011 Paris, France **$121M** last round Dec 2021
- 50 [**PayNearMe** PayNearMe provides a web and mobile-based cash payments platform designed to facilitate online purchases and bill payments.](https://millionrounds.com/company/paynearme) PayNearMe provides a web and mobile-based cash payments platform designed to facilitate online purchases and bill payments. *Founded* 2009 Santa Clara, United States **$121M** last round Sept 2025

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose own description names this theme, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

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## More payments lists

[See all](https://millionrounds.com/top-lists?t=Payments)

[*T* *E* *G* **Payments startups in Europe** 187 companies · $6.2B](https://millionrounds.com/top-lists/payments-startups-europe)

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