# Top 50 Payments Startups in Europe by Funding (2026)

> The 50 best-funded payments startups in Europe, ranked by total funding raised: $6.2B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/payments-startups-europe (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Tabeo** Tabeo is a payments and contact management system for the healthcare sector.](https://millionrounds.com/company/tabeo) Tabeo is a payments and contact management system for the healthcare sector. *Founded* 2017 London, United Kingdom **$960M** last round Jun 2024
- 2 [**Ebury** Ebury is a global fintech providing international business accounts, multi-currency payments, FX hedging, trade finance, and business APIs to 25,000+ businesses](https://millionrounds.com/company/ebury) Ebury is a global fintech providing international business accounts, multi-currency payments, FX hedging, trade finance, and business APIs to 25,000+ businesses *Founded* 2009 London, United Kingdom **$570M** last round Nov 2019
- 3 [**GoCardless** GoCardless helps 75,000+ businesses get paid on time.](https://millionrounds.com/company/gocardless) GoCardless helps 75,000+ businesses get paid on time. *Founded* 2011 London, United Kingdom **$442M** last round Aug 2026
- 4 [**Zepz** Zepz is a global digital cross-border payments platform that enables international money transfers.](https://millionrounds.com/company/zepz) Zepz is a global digital cross-border payments platform that enables international money transfers. *Founded* - London, United Kingdom **$432M** last round Apr 2025
- 5 [**iZettle** Zettle by PayPal is on a mission to help small businesses succeed in a world of giants.](https://millionrounds.com/company/izettle) Zettle by PayPal is on a mission to help small businesses succeed in a world of giants. *Founded* 2010 Stockholm, Sweden **$391M** last round Dec 2017
- 6 [**TrueLayer** TrueLayer is a leading open banking payments network based in London, founded in 2016.](https://millionrounds.com/company/truelayer) TrueLayer is a leading open banking payments network based in London, founded in 2016. *Founded* 2016 London, United Kingdom **$376M** last round Oct 2026
- 7 [**Teya** Teya builds tools for SMBs to unlock hassle-free payments, better business management, new and returning customers, all on fair terms.](https://millionrounds.com/company/teya) Teya builds tools for SMBs to unlock hassle-free payments, better business management, new and returning customers, all on fair terms. *Founded* 2019 United Kingdom **$370M** last round Nov 2021
- 8 [**Powa Technologies** Powa Technologies was a UK-based fintech and commerce company founded in 2007 by Dan Wagner.](https://millionrounds.com/company/powa-technologies) Powa Technologies was a UK-based fintech and commerce company founded in 2007 by Dan Wagner. *Founded* 2007 London, United Kingdom **$177M** last round Nov 2014
- 9 [**Zilch** Zilch is is a direct-to-consumer ad-subsidised payments network that provides a flexible buy now, pay later service.](https://millionrounds.com/company/zilch) Zilch is is a direct-to-consumer ad-subsidised payments network that provides a flexible buy now, pay later service. *Founded* 2016 London, United Kingdom **$175M** last round Nov 2025
- 10 [**Zego** Zego is a property management automation company founded in 2003 and is now a subsidiary of Global Payments.](https://millionrounds.com/company/zego) Zego is a property management automation company founded in 2003 and is now a subsidiary of Global Payments. *Founded* 2016 London, United Kingdom **$150M** last round Apr 2026
- 11 [**Sokin** Sokin is a global FinTech company based in London, UK, founded in 2019 by Vroon Modgill.](https://millionrounds.com/company/sokin) Sokin is a global FinTech company based in London, UK, founded in 2019 by Vroon Modgill. *Founded* 2019 London, United Kingdom **$146M** last round Jan 2026
- 12 [**Volume Payments** Volume Payments, operating as Volume, is a London-based FinTech startup that specializes in global business payments.](https://millionrounds.com/company/volume-payments) Volume Payments, operating as Volume, is a London-based FinTech startup that specializes in global business payments. *Founded* 2021 London, United Kingdom **$146M** last round Jun 2024
- 13 [**Clear2Pay** Clear2Pay is a payments technology company providing payment and payment-related solutions for financial institutions and their clients.](https://millionrounds.com/company/clear2pay) Clear2Pay is a payments technology company providing payment and payment-related solutions for financial institutions and their clients. *Founded* 2001 Belgium **$128M** last round Dec 2009
- 14 [**StyloPay** StyloPay is a UK-based FinTech company founded in 2014, specializing in payment-as-a-service solutions.](https://millionrounds.com/company/stylopay) StyloPay is a UK-based FinTech company founded in 2014, specializing in payment-as-a-service solutions. *Founded* 2014 London, United Kingdom **$122M** last round Nov 2020
- 15 [**Lydia** Lydia is a banking application to send and receive payments using the application.](https://millionrounds.com/company/lydia) Lydia is a banking application to send and receive payments using the application. *Founded* 2011 Paris, France **$121M** last round Dec 2021
- 16 [**Hercle**](https://millionrounds.com/company/hercle) *Founded* - Italy **$110M** last round Oct 2025
- 17 [**Mypinpad** Mypinpad is a global leader in mobile card payments acceptance and identity authentication software solutions.](https://millionrounds.com/company/mypinpad) Mypinpad is a global leader in mobile card payments acceptance and identity authentication software solutions. *Founded* 2012 Cardiff, United Kingdom **$94M** last round Jun 2026
- 18 [**Retail Merchant Services** Retail Merchant Services (RMS) is an independent payments services company based in Milton Keynes, UK.](https://millionrounds.com/company/retail-merchant-services) Retail Merchant Services (RMS) is an independent payments services company based in Milton Keynes, UK. *Founded* 2007 Milton Keynes, United Kingdom **$88M** last round Oct 2025
- 19 [**Shieldpay** Shieldpay is a UK-based fintech company founded in 2016, specializing in a secure digital escrow and payments platform tailored for the legal and professional s](https://millionrounds.com/company/shieldpay) Shieldpay is a UK-based fintech company founded in 2016, specializing in a secure digital escrow and payments platform tailored for the legal and professional s *Founded* 2017 London, United Kingdom **$86M** last round Feb 2026
- 20 [**CloudPay** Cloudpay Ltd offers global payroll, salary payments, and pay-on-demand services through a unified, cloud-based system.](https://millionrounds.com/company/cloudpay) Cloudpay Ltd offers global payroll, salary payments, and pay-on-demand services through a unified, cloud-based system. *Founded* 2022 United Kingdom **$77M** last round May 2018
- 21 [**Currency Cloud** Currencycloud specializes in a fully cloud-based platform for B2B cross-border payments.](https://millionrounds.com/company/currencycloud) Currencycloud specializes in a fully cloud-based platform for B2B cross-border payments. *Founded* 2012 London, United Kingdom **$60M** last round Mar 2017
- 22 [**Brite Payments** Brite Payments is a Swedish fintech company founded in 2019, specializing in real-time Instant Account-to-Account (A2A) payments through Open Banking, often ref](https://millionrounds.com/company/brite-payments) Brite Payments is a Swedish fintech company founded in 2019, specializing in real-time Instant Account-to-Account (A2A) payments through Open Banking, often ref *Founded* 2019 Stockholm, Sweden **$60M** last round Oct 2023
- 23 [**Volt.io** Volt.io is a London-based fintech company that specializes in open banking technology and real-time payments.](https://millionrounds.com/company/volt-io) Volt.io is a London-based fintech company that specializes in open banking technology and real-time payments. *Founded* 2019 London, United Kingdom **$60M** last round Jun 2023
- 24 [**Treasury Intelligence Solutions** Treasury Intelligence Solutions is a cloud-based software for payments, cashflow, liquidity, and financial services.](https://millionrounds.com/company/treasury-intelligence-solutions) Treasury Intelligence Solutions is a cloud-based software for payments, cashflow, liquidity, and financial services. *Founded* 2010 Berlin, Germany **$59M** last round Jun 2022
- 25 [**Nelly** Nelly provides a tool for medical practices that simplifies patient onboarding and payments.](https://millionrounds.com/company/nelly) Nelly provides a tool for medical practices that simplifies patient onboarding and payments. *Founded* 2021 Berlin, Germany **$51M** last round Jan 2025
- 26 [**Arrival** Arrival is a fintech company based in Crawley, United Kingdom, that simplifies how renters and property operators manage household expenses.](https://millionrounds.com/company/arrival) Arrival is a fintech company based in Crawley, United Kingdom, that simplifies how renters and property operators manage household expenses. *Founded* 2025 London, United Kingdom **$51M** last round Apr 2026
- 27 [**PPRO** PPRO is a London-based fintech company founded in 2006 by Philipp Bock.](https://millionrounds.com/company/ppro) PPRO is a London-based fintech company founded in 2006 by Philipp Bock. *Founded* 2006 London, United Kingdom **$50M** last round Jul 2018
- 28 [**Global Expat Pay** Global Expat Pay Limited is a technology company based in Windsor, England, specializing in Global Mobility solutions.](https://millionrounds.com/company/global-expat-pay) Global Expat Pay Limited is a technology company based in Windsor, England, specializing in Global Mobility solutions. *Founded* 2019 Windsor, United Kingdom **$46M** last round Jul 2024
- 29 [**Paddle** Paddle is a payments infrastructure provider for SaaS companies.](https://millionrounds.com/company/paddle) Paddle is a payments infrastructure provider for SaaS companies. *Founded* 2012 London, United Kingdom **$46M** last round Jul 2025
- 30 [**ePassi** ePassi is a fintech firm that offers payments, employee benefits, merchant solutions, PoS, and credit.](https://millionrounds.com/company/epassi) ePassi is a fintech firm that offers payments, employee benefits, merchant solutions, PoS, and credit. *Founded* 2007 Finland **$45M** last round Sept 2019
- 31 [**Swan** Use Swan&s APIs and ready-made white-label interfaces to embed banking features like accounts, cards, and payments into your workflows and UX.](https://millionrounds.com/company/swan) Use Swan&s APIs and ready-made white-label interfaces to embed banking features like accounts, cards, and payments into your workflows and UX. *Founded* - Paris, France **$44M** last round Jan 2025
- 32 [**Navro** Navro is a UK-authorized fintech company founded in 2022, specializing in global payments infrastructure.](https://millionrounds.com/company/navro) Navro is a UK-authorized fintech company founded in 2022, specializing in global payments infrastructure. *Founded* 2022 London, United Kingdom **$41M** last round Dec 2025
- 33 [**Crezco** Crezco is a London-based fintech company that specializes in embedded payments through an API, utilizing open banking technology.](https://millionrounds.com/company/crezco) Crezco is a London-based fintech company that specializes in embedded payments through an API, utilizing open banking technology. *Founded* 2020 London, United Kingdom **$32M** last round Jan 2026
- 34 [**Payrails** Payrails is a Berlin-based fintech company that provides a modular payment and financial infrastructure platform designed for global, high-growth enterprises.](https://millionrounds.com/company/payrails) Payrails is a Berlin-based fintech company that provides a modular payment and financial infrastructure platform designed for global, high-growth enterprises. *Founded* 2021 Berlin, Germany **$32M** last round Jun 2025
- 35 [**Banked** Banked is a fintech company providing an account-to-account payments platform built on modern banking rails.](https://millionrounds.com/company/banked) Banked is a fintech company providing an account-to-account payments platform built on modern banking rails. *Founded* 2017 London, United Kingdom **$31M** last round Feb 2025
- 36 [**XBP Europe** XBP Europe is an IT consulting service that provides digital transformation for business process automation, payments, and billings.](https://millionrounds.com/company/xbp-europe) XBP Europe is an IT consulting service that provides digital transformation for business process automation, payments, and billings. *Founded* - Egham, United Kingdom **$30M** last round Jun 2024
- 37 [**ClickandBuy** ClickandBuy is an e-commerce business that allows payments and money transfers to be made through the internet.](https://millionrounds.com/company/clickandbuy) ClickandBuy is an e-commerce business that allows payments and money transfers to be made through the internet. *Founded* 2000 Germany **$30M** last round Jan 2007
- 38 [**Apron** Apron is a London-based financial technology company founded in 2021 by Bogdan Uzbekov.](https://millionrounds.com/company/apron) Apron is a London-based financial technology company founded in 2021 by Bogdan Uzbekov. *Founded* 2021 London, United Kingdom **$29M** last round Sept 2024
- 39 [**Kadmos** Kadmos is a payment solution that focuses on salary payments for migrant workers.](https://millionrounds.com/company/kadmos) Kadmos is a payment solution that focuses on salary payments for migrant workers. *Founded* 2021 Berlin, Germany **$29M** last round Jul 2022
- 40 [**Mollie** Mollie is a prominent European fintech company and payment service provider based in Amsterdam, Netherlands.](https://millionrounds.com/company/mollie) Mollie is a prominent European fintech company and payment service provider based in Amsterdam, Netherlands. *Founded* 2004 Amsterdam, Netherlands **$28M** last round Jul 2019
- 41 [**Alt21** Alt21 is a regulated Business FX, Payments, and Hedging Platform that provides financial and non-financial institutions with low-cost, transparent hedging solut](https://millionrounds.com/company/alt21) Alt21 is a regulated Business FX, Payments, and Hedging Platform that provides financial and non-financial institutions with low-cost, transparent hedging solut *Founded* 2017 London, United Kingdom **$28M** last round Jun 2026
- 42 [**payleven** payleven enables small and medium sized businesses to accept card payments via smartphone or tablet.](https://millionrounds.com/company/payleven) payleven enables small and medium sized businesses to accept card payments via smartphone or tablet. *Founded* 2012 São Paulo, Germany **$25M** last round Feb 2016
- 43 [**BKN301** BKN301 is a London-based fintech infrastructure provider that specializes in Banking-as-a-Service (BaaS) and digital payments.](https://millionrounds.com/company/bkn301) BKN301 is a London-based fintech infrastructure provider that specializes in Banking-as-a-Service (BaaS) and digital payments. *Founded* 2021 London, United Kingdom **$24M** last round Apr 2025
- 44 [**Opply** Opply is an AI-powered supply chain and procurement platform based in London, United Kingdom.](https://millionrounds.com/company/opply) Opply is an AI-powered supply chain and procurement platform based in London, United Kingdom. *Founded* 2021 London, United Kingdom **$23M** last round Oct 2026
- 45 [**Evina** Evina is a French cybersecurity company founded in 2018, headquartered in Paris, with additional offices in Dubai.](https://millionrounds.com/company/evina) Evina is a French cybersecurity company founded in 2018, headquartered in Paris, with additional offices in Dubai. *Founded* 2018 Paris, France **$23M** last round Nov 2021
- 46 [**Monavate** Monavate is a fintech company based in Cambridge, UK, founded in 2020.](https://millionrounds.com/company/monavate) Monavate is a fintech company based in Cambridge, UK, founded in 2020. *Founded* 2020 Cambridge, United Kingdom **$22M** last round Jun 2026
- 47 [**Labrys Technologies** SaaS, Mobile App, Payments; Global Network Management System](https://millionrounds.com/company/labrys-technologies) SaaS, Mobile App, Payments; Global Network Management System *Founded* - London, United Kingdom **$20M** last round Jun 2025
- 48 [**Kody** Kody is a fintech company based in Singapore, originally founded in the UK in 2018.](https://millionrounds.com/company/kody) Kody is a fintech company based in Singapore, originally founded in the UK in 2018. *Founded* 2018 Sunnyvale, United Kingdom **$20M** last round Aug 2026
- 49 [**Thirdfort** Building first end-to-end Anti Fraud Platform to combine KYC, AML and secure payments to protect life's big transactions.](https://millionrounds.com/company/thirdfort) Building first end-to-end Anti Fraud Platform to combine KYC, AML and secure payments to protect life's big transactions. *Founded* - London, United Kingdom **$20M** last round Mar 2022
- 50 [**Trustpair** Trustpair is digitizes and automates the validation of your vendor payments to protect you against transfer frauds.](https://millionrounds.com/company/trustpair) Trustpair is digitizes and automates the validation of your vendor payments to protect you against transfer frauds. *Founded* 2017 Paris, France **$20M** last round Oct 2022

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose own description names this theme, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back payments startups in Europe in the app, with filters, lists and exports.

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## More payments lists

[See all](https://millionrounds.com/top-lists?t=Payments)

[*R* *G* *A* **Payments startups worldwide** 667 companies · $24B](https://millionrounds.com/top-lists/payments-startups)

## More lists for Europe

[See all](https://millionrounds.com/top-lists?r=Europe)

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