# Top 24 P2P Lending Startups Worldwide by Funding (2026)

> The 24 best-funded P2P lending startups worldwide, ranked by total funding raised: $351M combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/p2p-lending-startups (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Jimubox** Jimubox (积木盒子) is a Chinese online peer-to-peer (P2P) lending platform founded in 2012 and launched in August 2013.](https://millionrounds.com/company/jimubox) Jimubox (积木盒子) is a Chinese online peer-to-peer (P2P) lending platform founded in 2012 and launched in August 2013. *Founded* 2013 China **$131M** last round Jul 2016
- 2 [**RateSetter** RateSetter is a P2P lending platform allowing users to lend and borrow money directly from each other according to their own interest rates.](https://millionrounds.com/company/ratesetter) RateSetter is a P2P lending platform allowing users to lend and borrow money directly from each other according to their own interest rates. *Founded* 2010 London, United Kingdom **$64M** last round May 2017
- 3 [**SocietyOne** SocietyOne is a P2P lending platform connecting creditworthy borrowers with savvy investors.](https://millionrounds.com/company/societyone) SocietyOne is a P2P lending platform connecting creditworthy borrowers with savvy investors. *Founded* 2011 Sydney, Australia **$30M** last round Dec 2014
- 4 [**Rongjinsuo** Online P2P lending platform based in Shenzhen.](https://millionrounds.com/company/rongjinsuo) Online P2P lending platform based in Shenzhen. *Founded* 2013 China **$24M** last round Jan 2018
- 5 [**Akseleran** Akseleran is an Indonesian financial technology company that operates a fully licensed Peer-to-Peer (P2P) Lending platform.](https://millionrounds.com/company/akseleran) Akseleran is an Indonesian financial technology company that operates a fully licensed Peer-to-Peer (P2P) Lending platform. *Founded* 2016 Indonesia **$24M** last round Sept 2019
- 6 [**LendOS** P2P Lending platform for e-commerce](https://millionrounds.com/company/lendos) P2P Lending platform for e-commerce *Founded* 2020 United States **$13M** last round Sept 2025
- 7 [**LiquiLoans** LiquiLoans (NDX P2P Private Limited) is a regulated Peer to Peer (P2P) Non-Banking Financial Company (NBFC) based in Mumbai, India.](https://millionrounds.com/company/liquiloans) LiquiLoans (NDX P2P Private Limited) is a regulated Peer to Peer (P2P) Non-Banking Financial Company (NBFC) based in Mumbai, India. *Founded* 2018 Mumbai, India **$12M** last round Sept 2022
- 8 [**Hepan Finance** Hepan Finance is a P2P platform that focuses on providing operating capital to small businesses in the Shanghai area.](https://millionrounds.com/company/hepan-finance) Hepan Finance is a P2P platform that focuses on providing operating capital to small businesses in the Shanghai area. *Founded* 2013 China **$9.9M** last round Jul 2016
- 9 [**Mintos** Mintos is Europe’s largest peer-to-peer (P2P) lending marketplace and a multi-asset investment platform.](https://millionrounds.com/company/mintos) Mintos is Europe’s largest peer-to-peer (P2P) lending marketplace and a multi-asset investment platform. *Founded* 2014 Riga, Latvia **$9.0M** last round Sept 2024
- 10 [**Bondora** Bondora is a European fintech company based in Tallinn, Estonia, founded in 2008.](https://millionrounds.com/company/bondora) Bondora is a European fintech company based in Tallinn, Estonia, founded in 2008. *Founded* 2008 Tallinn, Estonia **$7.0M** last round Feb 2015
- 11 [**Elfin Market** Elfin Market is a UK-based fintech company founded in 2016, specializing in peer-to-peer (P2P) lending.](https://millionrounds.com/company/elfin-market) Elfin Market is a UK-based fintech company founded in 2016, specializing in peer-to-peer (P2P) lending. *Founded* 2016 London, United Kingdom **$5.9M** last round Mar 2026
- 12 [**Danacita** Danacita, officially known as PT Inclusive Finance Group, is a prominent financial technology company based in Indonesia, specializing in education financing.](https://millionrounds.com/company/danacita) Danacita, officially known as PT Inclusive Finance Group, is a prominent financial technology company based in Indonesia, specializing in education financing. *Founded* 2017 Jakarta, Indonesia **$5.0M** last round Feb 2021
- 13 [**Faircent** Faircent.com is India's largest peer to peer lending website which caters to retail and business loans and also the first to be recognized as an NBFC-P2P by the RBI.](https://millionrounds.com/company/faircent) Faircent.com is India's largest peer to peer lending website which caters to retail and business loans and also the first to be recognized as an NBFC-P2P by the RBI. *Founded* 2013 Gurugram, India **$4.3M** last round Aug 2019
- 14 [**Afluenta** Afluenta is a leading peer-to-peer (P2P) and marketplace lending fintech company based in Buenos Aires, Argentina.](https://millionrounds.com/company/afluenta) Afluenta is a leading peer-to-peer (P2P) and marketplace lending fintech company based in Buenos Aires, Argentina. *Founded* 2010 Buenos Aires, Argentina **$2.9M** last round May 2015
- 15 [**People Capital** People Capital is a student loan company leveraging a peer-to-peer (p2p) lending platform to match students with college funding sources, be they individual in](https://millionrounds.com/company/people-capital) People Capital is a student loan company leveraging a peer-to-peer (p2p) lending platform to match students with college funding sources, be they individual in *Founded* 2008 New York, United States **$2.5M** last round Jun 2009
- 16 [**Lendbox** Lendbox, officially known as Transactree Technologies Private Limited, is a licensed Non-Banking Financial Company (NBFC) based in New Delhi, India.](https://millionrounds.com/company/lendbox) Lendbox, officially known as Transactree Technologies Private Limited, is a licensed Non-Banking Financial Company (NBFC) based in New Delhi, India. *Founded* 2015 New Delhi, India **$1.5M** last round Mar 2021
- 17 [**haoshouyi.com** haoshouyi.com is a P2P network lending information intermediary platform.](https://millionrounds.com/company/haoshouyi-com) haoshouyi.com is a P2P network lending information intermediary platform. *Founded* 2014 Haidian **$1.5M** last round Jul 2017
- 18 [**Fagura** p2p lending marketplace, where people looking for loans at a lower interest rate meet with investors interested in a more consistent returns](https://millionrounds.com/company/fagura) p2p lending marketplace, where people looking for loans at a lower interest rate meet with investors interested in a more consistent returns *Founded* 2017 Bucharest, Estonia **$1.1M** last round Oct 2024
- 19 [**Crowdstacker** Crowdstacker Limited is a UK-based peer-to-peer (P2P) lending platform that connects individual lenders with British businesses seeking loan finance.](https://millionrounds.com/company/crowdstacker) Crowdstacker Limited is a UK-based peer-to-peer (P2P) lending platform that connects individual lenders with British businesses seeking loan finance. *Founded* 2014 Saint Albans, United Kingdom **$1.1M** last round Jul 2018
- 20 [**Prestadero** Prestadero is a Mexican fintech company founded in 2011, operating as a regulated peer-to-peer (P2P) lending platform and collective financing institution.](https://millionrounds.com/company/prestadero) Prestadero is a Mexican fintech company founded in 2011, operating as a regulated peer-to-peer (P2P) lending platform and collective financing institution. *Founded* 2011 Ciudad de México, Mexico **$1.1M** last round Jul 2014
- 21 [**Crowde** CROWDE is a regulated peer-to-peer (P2P) lending platform based in Jakarta, Indonesia.](https://millionrounds.com/company/crowde) CROWDE is a regulated peer-to-peer (P2P) lending platform based in Jakarta, Indonesia. *Founded* 2015 Indonesia **$1.0M** last round Sept 2019
- 22 [**Scramble** Scramble OÜ, also known as Scrambleup, is a fintech company based in Tallinn, Estonia, founded in 2019.](https://millionrounds.com/company/scramble) Scramble OÜ, also known as Scrambleup, is a fintech company based in Tallinn, Estonia, founded in 2019. *Founded* 2019 Tallinn, Estonia **$545K** last round Mar 2024
- 23 [**NEO Finance** NEO Finance is Lithuania's leading peer-to-peer (P2P) lending platform, known as Paskolų klubas (Loan Club).](https://millionrounds.com/company/neo-finance) NEO Finance is Lithuania's leading peer-to-peer (P2P) lending platform, known as Paskolų klubas (Loan Club). *Founded* 2015 Vilnius, Lithuania **$80K** last round Dec 2018
- 24 [**Maclear** Maclear is a P2P lending and investment platform that provides investment opportunities.](https://millionrounds.com/company/maclear) Maclear is a P2P lending and investment platform that provides investment opportunities. *Founded* 2020 United States **$55K** last round Mar 2014

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose own description names this theme, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back p2P lending startups worldwide in the app, with filters, lists and exports.

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## More lists worldwide

[See all](https://millionrounds.com/top-lists?r=Global)

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