# Top 50 Open Banking Startups Worldwide by Funding (2026)

> The 50 best-funded open banking startups worldwide, ranked by total funding raised: $1.5B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/open-banking-startups (Millionrounds; every figure on the page links to its filing or article)

- 1 [**TrueLayer** TrueLayer is a leading open banking payments network based in London, founded in 2016.](https://millionrounds.com/company/truelayer) TrueLayer is a leading open banking payments network based in London, founded in 2016. *Founded* 2016 London, United Kingdom **$376M** last round Oct 2026
- 2 [**Deposit Solutions** Deposit Solutions is provider of the open banking platform for deposits connecting banks and depositors.](https://millionrounds.com/company/deposit-solutions) Deposit Solutions is provider of the open banking platform for deposits connecting banks and depositors. *Founded* 2011 Germany **$192M** last round Sept 2019
- 3 [**Volume Payments** Volume Payments, operating as Volume, is a London-based FinTech startup that specializes in global business payments.](https://millionrounds.com/company/volume-payments) Volume Payments, operating as Volume, is a London-based FinTech startup that specializes in global business payments. *Founded* 2021 London, United Kingdom **$146M** last round Jun 2024
- 4 [**Koyo** Koyo was a UK-based fintech lender founded in 2018 in London.](https://millionrounds.com/company/koyo) Koyo was a UK-based fintech lender founded in 2018 in London. *Founded* 2018 London, United Kingdom **$117M** last round Oct 2022
- 5 [**Tarabut** MENA’s first and largest regulated Open Banking platform (AISP & PISP) that connects a regional network of banks and FinTechs via API.](https://millionrounds.com/company/tarabut) MENA’s first and largest regulated Open Banking platform (AISP & PISP) that connects a regional network of banks and FinTechs via API. *Founded* 2018 Bahrain **$82M** last round Sept 2026
- 6 [**Brite Payments** Brite Payments is a Swedish fintech company founded in 2019, specializing in real-time Instant Account-to-Account (A2A) payments through Open Banking, often ref](https://millionrounds.com/company/brite-payments) Brite Payments is a Swedish fintech company founded in 2019, specializing in real-time Instant Account-to-Account (A2A) payments through Open Banking, often ref *Founded* 2019 Stockholm, Sweden **$60M** last round Oct 2023
- 7 [**Volt.io** Volt.io is a London-based fintech company that specializes in open banking technology and real-time payments.](https://millionrounds.com/company/volt-io) Volt.io is a London-based fintech company that specializes in open banking technology and real-time payments. *Founded* 2019 London, United Kingdom **$60M** last round Jun 2023
- 8 [**Finicity** Finicity provides open banking services, real-time financial data access and insights.](https://millionrounds.com/company/finicity) Finicity provides open banking services, real-time financial data access and insights. *Founded* 1999 Murray, United States **$42M** last round Dec 2016
- 9 [**Token.io** Token.io is a prominent provider of account-to-account (A2A) payment infrastructure in Europe and the UK, focusing on open banking solutions.](https://millionrounds.com/company/token-io) Token.io is a prominent provider of account-to-account (A2A) payment infrastructure in Europe and the UK, focusing on open banking solutions. *Founded* 2015 London, United Kingdom **$40M** last round Jun 2025
- 10 [**Powens** Powens is a platform that integrates Open Finance and Embedded Banking for businesses.](https://millionrounds.com/company/powens) Powens is a platform that integrates Open Finance and Embedded Banking for businesses. *Founded* - Paris, France **$34M** last round Apr 2022
- 11 [**FlowPay** FlowPay is a payment institution authorized by the BOI under PSD2 as PISP and AISP.](https://millionrounds.com/company/flowpay) FlowPay is a payment institution authorized by the BOI under PSD2 as PISP and AISP. *Founded* 2019 Czechia **$33M** last round Mar 2025
- 12 [**Crezco** Crezco is a London-based fintech company that specializes in embedded payments through an API, utilizing open banking technology.](https://millionrounds.com/company/crezco) Crezco is a London-based fintech company that specializes in embedded payments through an API, utilizing open banking technology. *Founded* 2020 London, United Kingdom **$32M** last round Jan 2026
- 13 [**Spare** Open Banking Platform that connects banks, customers and the third parties that want access to the data](https://millionrounds.com/company/spare) Open Banking Platform that connects banks, customers and the third parties that want access to the data *Founded* 2018 Canada **$31M** last round Sept 2024
- 14 [**Qwist** Qwist is an independent Open Banking platform](https://millionrounds.com/company/qwist) Qwist is an independent Open Banking platform *Founded* 2012 Berlin, Germany **$26M** last round Jun 2021
- 15 [**Franq** Franq is a Brazilian fintech startup founded in 2019 and based in Florianópolis, Santa Catarina.](https://millionrounds.com/company/franq) Franq is a Brazilian fintech startup founded in 2019 and based in Florianópolis, Santa Catarina. *Founded* 2019 Florianopolis, Brazil **$25M** last round May 2026
- 16 [**Circit** Circit Limited is a technology company based in Dublin, Ireland, specializing in financial audit management.](https://millionrounds.com/company/circit) Circit Limited is a technology company based in Dublin, Ireland, specializing in financial audit management. *Founded* 2017 Dublin, Ireland **$22M** last round Feb 2026
- 17 [**Aeropay** Aeropay is a financial technology company based in Chicago, Illinois, founded in 2017 by Daniel Muller.](https://millionrounds.com/company/aeropay) Aeropay is a financial technology company based in Chicago, Illinois, founded in 2017 by Daniel Muller. *Founded* 2017 Chicago, United States **$20M** last round May 2024
- 18 [**Koxa** Koxa is a fintech company based in New York, founded in 2020.](https://millionrounds.com/company/koxa) Koxa is a fintech company based in New York, founded in 2020. *Founded* 2020 New York, United States **$15M** last round Aug 2026
- 19 [**Yaspa** Yaspa is a fintech company that specializes in Intelligent Payments solutions, integrating open banking and AI to facilitate real-time bank payments.](https://millionrounds.com/company/yaspa) Yaspa is a fintech company that specializes in Intelligent Payments solutions, integrating open banking and AI to facilitate real-time bank payments. *Founded* 2017 London, United Kingdom **$12M** last round Jul 2025
- 20 [**Ozone API** Ozone API is a fintech startup based in London, United Kingdom, with an additional office in Pune, India.](https://millionrounds.com/company/ozone-api) Ozone API is a fintech startup based in London, United Kingdom, with an additional office in Pune, India. *Founded* 2017 London, United Kingdom **$11M** last round Jan 2024
- 21 [**Enfuce** Enfuce is a female-founded global issuer processor and payment platform established in 2016 and headquartered in Espoo, Finland.](https://millionrounds.com/company/enfuce) Enfuce is a female-founded global issuer processor and payment platform established in 2016 and headquartered in Espoo, Finland. *Founded* 2016 Espoo, Finland **$9.3M** last round Nov 2023
- 22 [**Credit Kudos** Credit Kudos is a credit bureau that uses financial behavior and data through open banking to measure creditworthiness.](https://millionrounds.com/company/credit-kudos) Credit Kudos is a credit bureau that uses financial behavior and data through open banking to measure creditworthiness. *Founded* 2015 United Kingdom **$9.2M** last round Apr 2020
- 23 [**LUXHUB** LUXHUB is a Open Banking API Platform.](https://millionrounds.com/company/luxhub) LUXHUB is a Open Banking API Platform. *Founded* 2018 Strassen, Luxembourg **$8.0M** last round May 2020
- 24 [**Z m Rails** Zūm Rails is a financial technology company based in Montreal, Canada, founded in 2019.](https://millionrounds.com/company/z-m-rails) Zūm Rails is a financial technology company based in Montreal, Canada, founded in 2019. *Founded* 2020 Montreal, Canada **$7.8M** last round Feb 2024
- 25 [**OBCONNECT** OBCONNECT is an open banking and open data space that offers banking sectors data and payment instructions services.](https://millionrounds.com/company/obconnect) OBCONNECT is an open banking and open data space that offers banking sectors data and payment instructions services. *Founded* 2018 Watford, United Kingdom **$7.7M** last round Oct 2024
- 26 [**Xplore** A community marketplace offering open-banking-enabled payments & Fortune 500 technology for independents to manage and grow their businesses](https://millionrounds.com/company/xplore) A community marketplace offering open-banking-enabled payments & Fortune 500 technology for independents to manage and grow their businesses *Founded* 2017 Bath, United States **$7.2M** last round Feb 2022
- 27 [**GuiaBolso** Guiabolso offers both financial management and marketplace app (B2C), and Open Banking SaaS solution (B2B).](https://millionrounds.com/company/guiabolso) Guiabolso offers both financial management and marketplace app (B2C), and Open Banking SaaS solution (B2B). *Founded* 2012 São Paulo, Brazil **$7.0M** last round Dec 2021
- 28 [**Higala** Higala is a fintech startup based in the Philippines, focused on enhancing financial inclusion through open-source payments infrastructure and digital banking solutions.](https://millionrounds.com/company/higala) Higala is a fintech startup based in the Philippines, focused on enhancing financial inclusion through open-source payments infrastructure and digital banking solutions. *Founded* 2023 Philippines **$6.8M** last round Dec 2025
- 29 [**banqUP** BanqUP is an API-driven platform for open banking, allowing for banks and fintech companies to access a number of European banking APIs.](https://millionrounds.com/company/banqup) BanqUP is an API-driven platform for open banking, allowing for banks and fintech companies to access a number of European banking APIs. *Founded* - Kontich, Belgium **$6.5M** last round Jan 2026
- 30 [**Atoa** Atoa Payments Limited is a UK-based fintech company founded in 2022, offering an all-in-one payment platform for businesses.](https://millionrounds.com/company/atoa) Atoa Payments Limited is a UK-based fintech company founded in 2022, offering an all-in-one payment platform for businesses. *Founded* 2022 London, United Kingdom **$6.5M** last round Jun 2023
- 31 [**Round Finance** Round Finance Ltd.](https://millionrounds.com/company/round-finance) Round Finance Ltd. *Founded* 2019 San Francisco, United Kingdom **$6.1M** last round Apr 2026
- 32 [**Datanomik** Datanomik is a Uruguayan B2B fintech and open banking platform founded in 2022, with its headquarters in Montevideo and operations expanding into São Paulo, Brazil.](https://millionrounds.com/company/datanomik) Datanomik is a Uruguayan B2B fintech and open banking platform founded in 2022, with its headquarters in Montevideo and operations expanding into São Paulo, Brazil. *Founded* 2022 Sao Paulo, Uruguay **$6.0M** last round Mar 2022
- 33 [**Whatif** Consultancy Firm for Innovative Business and Operating Model, investing in Verticals Open Banking Companies and in Blockchain Use Case](https://millionrounds.com/company/whatif) Consultancy Firm for Innovative Business and Operating Model, investing in Verticals Open Banking Companies and in Blockchain Use Case *Founded* 2019 Dubai, Singapore **$6.0M** last round Jul 2024
- 34 [**Biza.io** Biza.io is a financial technology company based in Brisbane, Australia, founded in 2017.](https://millionrounds.com/company/biza-io) Biza.io is a financial technology company based in Brisbane, Australia, founded in 2017. *Founded* 2017 Brisbane, Australia **$5.3M** last round Aug 2022
- 35 [**GrabrFi** GrabrFi is a financial technology company based in San Francisco that provides non-US residents with online access to US dollar banking services.](https://millionrounds.com/company/grabrfi) GrabrFi is a financial technology company based in San Francisco that provides non-US residents with online access to US dollar banking services. *Founded* - San Francisco, United States **$5.2M** last round Jun 2025
- 36 [**tell.money** tell.money is a London-based open banking SaaS platform founded in 2020.](https://millionrounds.com/company/tell-money) tell.money is a London-based open banking SaaS platform founded in 2020. *Founded* 2020 London, United Kingdom **$5.2M** last round May 2022
- 37 [**Open Payments** Open Payments is a Swedish fintech startup founded in 2017, headquartered in Stockholm.](https://millionrounds.com/company/open-payments) Open Payments is a Swedish fintech startup founded in 2017, headquartered in Stockholm. *Founded* 2017 Stockholm, Sweden **$4.5M** last round Jan 2025
- 38 [**Galoy** Galoy is a financial technology company based in Mountain View, California, founded in September 2019 by Nicolas Burtey and Chris Hunter.](https://millionrounds.com/company/galoy) Galoy is a financial technology company based in Mountain View, California, founded in September 2019 by Nicolas Burtey and Chris Hunter. *Founded* 2019 Mountain View, United States **$4.0M** last round Aug 2022
- 39 [**Neonomics** Neonomics is an open banking and financial technology company based in Oslo, Norway.](https://millionrounds.com/company/neonomics) Neonomics is an open banking and financial technology company based in Oslo, Norway. *Founded* 2017 Oslo, Norway **$4.0M** last round Oct 2026
- 40 [**TaxZap** TaxZap is an AI-powered tax filing and accounting software company founded in 2021.](https://millionrounds.com/company/taxzap) TaxZap is an AI-powered tax filing and accounting software company founded in 2021. *Founded* 2021 Dublin, Ireland **$2.8M** last round Apr 2025
- 41 [**Qippay** Qippay is a fintech company based in New Zealand that specializes in open banking payments and infrastructure.](https://millionrounds.com/company/qippay) Qippay is a fintech company based in New Zealand that specializes in open banking payments and infrastructure. *Founded* 2021 Auckland, New Zealand **$2.8M** last round Oct 2026
- 42 [**Nordigen** Nordigen is an open banking API that provides PSD2 data connections to banks.](https://millionrounds.com/company/nordigen) Nordigen is an open banking API that provides PSD2 data connections to banks. *Founded* 2016 Riga **$2.6M** last round Jun 2021
- 43 [**FINQware** Finqware is a Romanian fintech company based in Bucharest, specializing in open banking and treasury automation solutions for multi-entity, cross-border organizations.](https://millionrounds.com/company/finqware) Finqware is a Romanian fintech company based in Bucharest, specializing in open banking and treasury automation solutions for multi-entity, cross-border organizations. *Founded* 2018 București, Romania **$2.2M** last round Jun 2023
- 44 [**Monerchy** Monerchy is a fintech company based in Vilnius, Lithuania, founded in 2022.](https://millionrounds.com/company/monerchy) Monerchy is a fintech company based in Vilnius, Lithuania, founded in 2022. *Founded* 2022 Vilnius, Lithuania **$2.0M** last round Mar 2023
- 45 [**FintechX Technologies** FintechX Technologies Zrt.](https://millionrounds.com/company/fintechx-technologies) FintechX Technologies Zrt. *Founded* 2019 Budapest, Hungary **$1.6M** last round Nov 2021
- 46 [**Guama** Guama is a Colombian fintech startup founded in 2023, headquartered in Bogotá.](https://millionrounds.com/company/guama) Guama is a Colombian fintech startup founded in 2023, headquartered in Bogotá. *Founded* 2023 Bogota, Colombia **$1.5M** last round Aug 2025
- 47 [**Kashimi** Kashimi is a Lithuanian fintech startup founded in 2024 and based in Vilnius.](https://millionrounds.com/company/kashimi) Kashimi is a Lithuanian fintech startup founded in 2024 and based in Vilnius. *Founded* 2024 New York, Lithuania **$1.4M** last round Sept 2025
- 48 [**Akahu** Akahu is a leading open finance and open banking intermediary based in Auckland, New Zealand.](https://millionrounds.com/company/akahu) Akahu is a leading open finance and open banking intermediary based in Auckland, New Zealand. *Founded* 2020 Auckland, New Zealand **$1.4M** last round Oct 2023
- 49 [**Aperidata** AperiData is an FCA authorised credit bureau and Open Banking Provider that uses financial data to transform credit scoring.](https://millionrounds.com/company/aperidata) AperiData is an FCA authorised credit bureau and Open Banking Provider that uses financial data to transform credit scoring. *Founded* 2020 Chester, United Kingdom **$1.3M** last round May 2024
- 50 [**Fingate.io** Fingate.io is a fintech company based in Turkey, founded in 2020.](https://millionrounds.com/company/fingate-io) Fingate.io is a fintech company based in Turkey, founded in 2020. *Founded* 2020 Istanbul, Türkiye **$1.2M** last round Apr 2024

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose own description names this theme, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

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