# Top 50 Mortgage Startups Worldwide by Funding (2026)

> The 50 best-funded mortgage startups worldwide, ranked by total funding raised: $6.2B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/mortgage-startups (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Generation Home** Generation Home is a new mortgage lender dedicated to making homeownership work better for everyone.](https://millionrounds.com/company/generation-home) Generation Home is a new mortgage lender dedicated to making homeownership work better for everyone. *Founded* 2019 London, United Kingdom **$1.3B** last round Jan 2022
- 2 [**Interbridge Mortgages** Interbridge Mortgages operates as a specialist lender focused on second charge mortgages in the UK.](https://millionrounds.com/company/interbridge-mortgages) Interbridge Mortgages operates as a specialist lender focused on second charge mortgages in the UK. *Founded* 2023 Cardiff, United Kingdom **$426M** last round Jan 2026
- 3 [**LendInvest** LendInvest is a property fintech company that offers buy-to-let mortgages, bridging loans, and development finance to its customers.](https://millionrounds.com/company/lendinvest) LendInvest is a property fintech company that offers buy-to-let mortgages, bridging loans, and development finance to its customers. *Founded* 2008 London, United Kingdom **$385M** last round Jul 2021
- 4 [**WISE** Wise is a financial services firm that offers mortgage, insurance, and home buying services.](https://millionrounds.com/company/wise) Wise is a financial services firm that offers mortgage, insurance, and home buying services. *Founded* 2017 Italy **$374M** last round Jul 2024
- 5 [**Privlo** We’re disruptors who are redefining the mortgage industry.](https://millionrounds.com/company/privlo) We’re disruptors who are redefining the mortgage industry. *Founded* 2011 Pasadena, United States **$356M** last round Jul 2014
- 6 [**LiveMore Mortgages** LiveMore Mortgages is a financial services company that provides online mortgage lending services for older borrowers.](https://millionrounds.com/company/livemore-mortgages) LiveMore Mortgages is a financial services company that provides online mortgage lending services for older borrowers. *Founded* 2018 London, United Kingdom **$309M** last round Jan 2023
- 7 [**Nesto** Nesto Inc.](https://millionrounds.com/company/nesto) Nesto Inc. *Founded* 2018 Montreal, Canada **$302M** last round Jun 2026
- 8 [**Peakhill Capital** Peakhill is a commercial real estate firm that provides commercial mortgages and financing services.](https://millionrounds.com/company/peakhill-capital) Peakhill is a commercial real estate firm that provides commercial mortgages and financing services. *Founded* 2019 Toronto, Canada **$248M** last round Jul 2026
- 9 [**UpEquity** UpEquity is a tech-enabled mortgage platform.](https://millionrounds.com/company/upequity) UpEquity is a tech-enabled mortgage platform. *Founded* 2019 Austin, United States **$200M** last round Jun 2025
- 10 [**loanDepot** loanDepot is an independent retail mortgage lender that provides residential loans, refinance loans, and personal loan products nationwide.](https://millionrounds.com/company/loandepot) loanDepot is an independent retail mortgage lender that provides residential loans, refinance loans, and personal loan products nationwide. *Founded* 2010 Foothill Ranch, United States **$162M** last round Aug 2025
- 11 [**Valon** Valon is a New York-based fintech company founded in 2019, specializing in mortgage servicing through its innovative platform, ValonOS.](https://millionrounds.com/company/valon) Valon is a New York-based fintech company founded in 2019, specializing in mortgage servicing through its innovative platform, ValonOS. *Founded* 2019 New York, United States **$150M** last round Oct 2026
- 12 [**Equifinance** Equifinance is the lender of second-charge mortgages as an alternative to remortgaging and early redemption Charges.](https://millionrounds.com/company/equifinance) Equifinance is the lender of second-charge mortgages as an alternative to remortgaging and early redemption Charges. *Founded* 2010 London, United Kingdom **$129M** last round Jun 2025
- 13 [**Better Mortgage**](https://millionrounds.com/company/better-mortgage) *Founded* - United States **$115M** last round Jan 2019
- 14 [**Spry finance** Spry finance is a retail brand of equity release mortgage provider Seniors Money.](https://millionrounds.com/company/spry-finance) Spry finance is a retail brand of equity release mortgage provider Seniors Money. *Founded* 2021 Dublin, Ireland **$108M** last round Aug 2023
- 15 [**Houwzer** Houwzer is a modern real estate and mortgage brokerage based in Philadelphia, Pennsylvania, founded in 2014.](https://millionrounds.com/company/houwzer) Houwzer is a modern real estate and mortgage brokerage based in Philadelphia, Pennsylvania, founded in 2014. *Founded* 2015 Philadelphia, United States **$107M** last round Feb 2022
- 16 [**Lev** Lev is a commercial mortgage marketplace for capital market advisors.](https://millionrounds.com/company/lev) Lev is a commercial mortgage marketplace for capital market advisors. *Founded* 2019 New York, United States **$100M** last round May 2022
- 17 [**Valon Technologies** Valon is a tech-enabled residential mortgage servicer.](https://millionrounds.com/company/valon-technologies) Valon is a tech-enabled residential mortgage servicer. *Founded* 2019 New York, United States **$100M** last round Oct 2024
- 18 [**Lower** Lower is a fintech company and direct-to-consumer lender founded in 2018.](https://millionrounds.com/company/lower) Lower is a fintech company and direct-to-consumer lender founded in 2018. *Founded* 2018 Columbia, United States **$100M** last round Jun 2021
- 19 [**Unify** Mortgage business growth in one place.](https://millionrounds.com/company/unify) Mortgage business growth in one place. *Founded* 2008 St Paul, United States **$98M** last round Jul 2025
- 20 [**Recursion** Recursion provides analytic data tool solutions such as recursion analyzers, mortgage company data and data cloud.](https://millionrounds.com/company/recursion) Recursion provides analytic data tool solutions such as recursion analyzers, mortgage company data and data cloud. *Founded* 2015 United States **$81M** last round Jun 2018
- 21 [**Better.com** Better Mortgage Corporation is a direct lender dedicated to providing a fast, transparent digital mortgage experience backed by superior customer support.](https://millionrounds.com/company/better-com) Better Mortgage Corporation is a direct lender dedicated to providing a fast, transparent digital mortgage experience backed by superior customer support. *Founded* 2016 New York, United States **$74M** last round Apr 2026
- 22 [**Square Yards** Square Yards is India's largest integrated PropTech platform for real estate and mortgages.](https://millionrounds.com/company/square-yards) Square Yards is India's largest integrated PropTech platform for real estate and mortgages. *Founded* 2014 Gurugram, India **$73M** last round Nov 2025
- 23 [**cloudvirga** Cloudvirga offers a SaaS mortgage point-of-sale platform that simplifies origination, engages customers, and enables lenders.](https://millionrounds.com/company/cloudvirga) Cloudvirga offers a SaaS mortgage point-of-sale platform that simplifies origination, engages customers, and enables lenders. *Founded* 2016 United States **$73M** last round May 2018
- 24 [**MountainView Capital Holdings** Mountainview Capital Holdings is a financial services firm based in Denver, Colorado, specializing in the mortgage and fixed income capital markets.](https://millionrounds.com/company/mountainview-capital-holdings) Mountainview Capital Holdings is a financial services firm based in Denver, Colorado, specializing in the mortgage and fixed income capital markets. *Founded* 1989 Denver, United States **$65M** last round Nov 2007
- 25 [**Pine** Pine operates as a digital mortgage company.](https://millionrounds.com/company/pine) Pine operates as a digital mortgage company. *Founded* 2021 Toronto, Canada **$50M** last round Jun 2025
- 26 [**Volo Loans** Volo Loans is a financial services firm that offers home loan and mortgage services.](https://millionrounds.com/company/volo-loans) Volo Loans is a financial services firm that offers home loan and mortgage services. *Founded* 2022 Salt Lake City, United States **$50M** last round May 2025
- 27 [**Housfy** Housfy is a leading digital proptech platform based in Barcelona, Spain, specializing in real estate services.](https://millionrounds.com/company/housfy) Housfy is a leading digital proptech platform based in Barcelona, Spain, specializing in real estate services. *Founded* 2017 Barcelona, Spain **$38M** last round May 2022
- 28 [**MAXEX** MAXEX is a financial services technology company based in Atlanta, Georgia, founded in 2013.](https://millionrounds.com/company/maxex) MAXEX is a financial services technology company based in Atlanta, Georgia, founded in 2013. *Founded* 2013 Atlanta, United States **$38M** last round Feb 2026
- 29 [**Truework** Truework is an automated verification platform that specializes in income and employment verification for mortgage lenders, banking institutions, landlords, and HR teams.](https://millionrounds.com/company/truework) Truework is an automated verification platform that specializes in income and employment verification for mortgage lenders, banking institutions, landlords, and HR teams. *Founded* 2017 San Francisco, United States **$36M** last round Jun 2023
- 30 [**Spring Financial Group** Spring Financial Group is set to transform the way people in the UK get a mortgage.](https://millionrounds.com/company/spring-financial-group) Spring Financial Group is set to transform the way people in the UK get a mortgage. *Founded* 2015 London, United Kingdom **$34M** last round Jan 2024
- 31 [**Own Up** Own Up is a Boston-based fintech company that operates a concierge-driven mortgage marketplace.](https://millionrounds.com/company/own-up) Own Up is a Boston-based fintech company that operates a concierge-driven mortgage marketplace. *Founded* 2016 Boston, United States **$34M** last round Aug 2022
- 32 [**Bedaya Mortgage Finance** Bedaya Mortgage Finance is Egypt’s first non-bank mortgage provider offering digital mortgage financing facilities.](https://millionrounds.com/company/bedaya-mortgage-finance) Bedaya Mortgage Finance is Egypt’s first non-bank mortgage provider offering digital mortgage financing facilities. *Founded* 2019 Giza, Egypt **$32M** last round Sept 2025
- 33 [**Century Capital** Century Capital offers bridging loans and mortgage services to entrepreneurs, first-time home buyers, and property developers.](https://millionrounds.com/company/century-capital) Century Capital offers bridging loans and mortgage services to entrepreneurs, first-time home buyers, and property developers. *Founded* 2012 London, United Kingdom **$32M** last round Jun 2024
- 34 [**Maxwell Financial Labs** A digital mortgage platform and value-added services designed exclusively for small to midsize mortgage lenders.](https://millionrounds.com/company/maxwell-financial-labs) A digital mortgage platform and value-added services designed exclusively for small to midsize mortgage lenders. *Founded* 2015 Denver, United States **$30M** last round Oct 2021
- 35 [**Sprive** Sprive is a UK-based fintech startup founded in 2019 and headquartered in London.](https://millionrounds.com/company/sprive) Sprive is a UK-based fintech startup founded in 2019 and headquartered in London. *Founded* 2019 London, United Kingdom **$29M** last round Sept 2026
- 36 [**Restate** Restate is a modern mortgage platform for mortgage loan officers and their clients.](https://millionrounds.com/company/restate) Restate is a modern mortgage platform for mortgage loan officers and their clients. *Founded* 2023 Berlin, Germany **$27M** last round Oct 2026
- 37 [**Opcity** Opcity connects real estate agents and mortgage loan officers to pre-screened, live leads.](https://millionrounds.com/company/opcity) Opcity connects real estate agents and mortgage loan officers to pre-screened, live leads. *Founded* 2015 United States **$27M** last round May 2017
- 38 [**Commercial Mortgage Capital** Commercial Mortgage Capital provides real estate finance, debt and equity solutions to clients who wish to buy property.](https://millionrounds.com/company/commercial-mortgage-capital) Commercial Mortgage Capital provides real estate finance, debt and equity solutions to clients who wish to buy property. *Founded* 1996 Sparta Township, United States **$27M** last round Nov 2013
- 39 [**Snapdocs** Snapdocs, Inc.](https://millionrounds.com/company/snapdocs) Snapdocs, Inc. *Founded* 2013 San Francisco, United States **$25M** last round Nov 2019
- 40 [**OptiFunder** OptiFunder is a private FinTech company based in Clayton, Missouri, founded in 2018.](https://millionrounds.com/company/optifunder) OptiFunder is a private FinTech company based in Clayton, Missouri, founded in 2018. *Founded* 2018 St. Louis, United States **$25M** last round Nov 2021
- 41 [**Athena Home Loans** Athena Home Loans is a leading digital non-bank fintech lender in Australia, focused on providing fair and fee-free mortgage products.](https://millionrounds.com/company/athena-home-loans) Athena Home Loans is a leading digital non-bank fintech lender in Australia, focused on providing fair and fee-free mortgage products. *Founded* 2017 Sydney, Australia **$25M** last round Nov 2018
- 42 [**Kastle** Kastle is an applied AI company based in San Francisco, founded in 2024.](https://millionrounds.com/company/kastle) Kastle is an applied AI company based in San Francisco, founded in 2024. *Founded* 2024 San Francisco, United States **$24M** last round Sept 2026
- 43 [**Habito** Habito is a UK-based digital mortgage broker and fintech company founded in 2014, with its public launch in April 2016.](https://millionrounds.com/company/habito) Habito is a UK-based digital mortgage broker and fintech company founded in 2014, with its public launch in April 2016. *Founded* 2015 London, United Kingdom **$24M** last round Jun 2023
- 44 [**Multiply Mortgage**](https://millionrounds.com/company/multiply-mortgage) *Founded* - United States **$24M** last round Mar 2025
- 45 [**GrowXCD Finance** GrowXCD Finance provides support for origination, loan processing, and collections for their secured small-ticket mortgage product.](https://millionrounds.com/company/growxcd-finance) GrowXCD Finance provides support for origination, loan processing, and collections for their secured small-ticket mortgage product. *Founded* 2022 Indonesia **$23M** last round Oct 2025
- 46 [**TidalWave** Tidalwave is an agentic AI company dedicated to eliminating bottlenecks in the mortgage process.](https://millionrounds.com/company/tidalwave) Tidalwave is an agentic AI company dedicated to eliminating bottlenecks in the mortgage process. *Founded* 2023 New York, United States **$22M** last round Nov 2025
- 47 [**Reggora** Reggora is a Boston-based technology company founded in 2016 that offers a cloud-based appraisal management platform.](https://millionrounds.com/company/reggora) Reggora is a Boston-based technology company founded in 2016 that offers a cloud-based appraisal management platform. *Founded* 2016 Boston, United States **$21M** last round Sept 2025
- 48 [**Atlantic Coast Mortgage** Simple.](https://millionrounds.com/company/atlantic-coast-mortgage) Simple. *Founded* 2011 Fairfax, United States **$20M** last round Aug 2021
- 49 [**Aidium** Aidium builds intelligent solutions that enable mortgage lenders to increase performance through simplified task automation..](https://millionrounds.com/company/aidium) Aidium builds intelligent solutions that enable mortgage lenders to increase performance through simplified task automation.. *Founded* 2019 Boulder, United States **$19M** last round Apr 2024
- 50 [**Handsome Financial Services** Handsome Financial Services offers real estate mortgage management services.](https://millionrounds.com/company/handsome-financial-services) Handsome Financial Services offers real estate mortgage management services. *Founded* 2016 Hongkou **$18M** last round Dec 2017

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose own description names this theme, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

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## More lists worldwide

[See all](https://millionrounds.com/top-lists?r=Global)

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