# Top 50 Life Insurance Startups Worldwide by Funding (2026)

> The 50 best-funded life insurance startups worldwide, ranked by total funding raised: $5.3B combined.

Source: https://millionrounds.com/top-lists/life-insurance-startups (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Prismic Life Reinsurance** Prismic Life Reinsurance is a life and annuity reinsurance company that provides access to investing, insurance, and retirement security.](https://millionrounds.com/company/prismic-life-reinsurance) Prismic Life Reinsurance is a life and annuity reinsurance company that provides access to investing, insurance, and retirement security. *Founded* - Hamilton, Bermuda **$1.9B** last round May 2026
- 2 [**Oscar Health** Oscar Insurance serves millions of individuals across the country with innovative products and ICHRA solutions across life stages, health needs, and budgets.](https://millionrounds.com/company/oscar-health) Oscar Insurance serves millions of individuals across the country with innovative products and ICHRA solutions across life stages, health needs, and budgets. *Founded* - New York, United States **$895M** last round Sept 2025
- 3 [**Wilton Re** Wilton Re is a U.S.-based life reinsurance company founded in 2004, specializing in acquiring and managing in-force blocks of life insurance and annuity policies.](https://millionrounds.com/company/wilton-re) Wilton Re is a U.S.-based life reinsurance company founded in 2004, specializing in acquiring and managing in-force blocks of life insurance and annuity policies. *Founded* 2004 Norwalk, United States **$600M** last round Dec 2004
- 4 [**Gracie Point** Gracie Point is a finance company that offers life insurance financing solutions.](https://millionrounds.com/company/gracie-point) Gracie Point is a finance company that offers life insurance financing solutions. *Founded* 2010 New York, United States **$250M** last round Feb 2026
- 5 [**Bestow** Bestow is a Dallas-based insurtech and financial software company that specializes in providing a B2B technology platform for the life insurance and annuity industry.](https://millionrounds.com/company/bestow) Bestow is a Dallas-based insurtech and financial software company that specializes in providing a B2B technology platform for the life insurance and annuity industry. *Founded* 2017 Dallas, United States **$205M** last round May 2025
- 6 [**PolicyGenius** Policygenius is an online insurance tech company that specializes in providing life, home, and auto insurance.](https://millionrounds.com/company/policygenius) Policygenius is an online insurance tech company that specializes in providing life, home, and auto insurance. *Founded* 2014 Topeka, United States **$161M** last round Mar 2022
- 7 [**Centerfield** Datalot powered by Centerfield acquires new customers for leading auto, home, life, health, Medicare, and commercial insurance companies at scale.](https://millionrounds.com/company/centerfield) Datalot powered by Centerfield acquires new customers for leading auto, home, life, health, Medicare, and commercial insurance companies at scale. *Founded* 2011 Los Angeles, United States **$156M** last round Jan 2017
- 8 [**Trust Mutual Life** Trust Mutual Life is an insurance company that offers life insurance, health insurance, and accident insurance services.](https://millionrounds.com/company/trust-mutual-life) Trust Mutual Life is an insurance company that offers life insurance, health insurance, and accident insurance services. *Founded* 2016 Beijing **$152M** last round Jun 2016
- 9 [**Partners Life** Partners Life is a provider of life insurance, income protection, medical insurance, disability insurance, trauma cover and risk protection.](https://millionrounds.com/company/partners-life) Partners Life is a provider of life insurance, income protection, medical insurance, disability insurance, trauma cover and risk protection. *Founded* 2010 Takapuna, New Zealand **$136M** last round May 2016
- 10 [**Meanwhile** Meanwhile is a Bermuda-licensed life insurer that specializes in Bitcoin-denominated life insurance policies.](https://millionrounds.com/company/meanwhile) Meanwhile is a Bermuda-licensed life insurer that specializes in Bitcoin-denominated life insurance policies. *Founded* 2022 Hamilton, Bermuda **$120M** last round Oct 2026
- 11 [**Reassured** Reassured is the UK's largest life insurance broker, specializing in comparing and arranging life insurance, income protection, critical illness cover, and funeral plans.](https://millionrounds.com/company/reassured) Reassured is the UK's largest life insurance broker, specializing in comparing and arranging life insurance, income protection, critical illness cover, and funeral plans. *Founded* 2009 Basingstoke, United Kingdom **$85M** last round Jul 2023
- 12 [**MobiKwik** MobiKwik is a financial services company that provides a fintech platform designed for online payments, life insurance, and loans.](https://millionrounds.com/company/mobikwik) MobiKwik is a financial services company that provides a fintech platform designed for online payments, life insurance, and loans. *Founded* 2009 Gurugram, India **$78M** last round Dec 2018
- 13 [**YuLife** YuLife is a London-based insurtech company founded in 2016 that aims to redefine life insurance.](https://millionrounds.com/company/yulife) YuLife is a London-based insurtech company founded in 2016 that aims to redefine life insurance. *Founded* 2016 London, United Kingdom **$75M** last round Sept 2022
- 14 [**Health IQ** Health IQ was an online insurance platform and broker based in Mountain View, California, founded in 2013 by Munjal Shah.](https://millionrounds.com/company/health-iq) Health IQ was an online insurance platform and broker based in Mountain View, California, founded in 2013 by Munjal Shah. *Founded* 2014 Mountain View, United States **$60M** last round Dec 2025
- 15 [**Azos** Azos is a Brazilian insurtech company focused on making life insurance accessible to families across Brazil.](https://millionrounds.com/company/azos) Azos is a Brazilian insurtech company focused on making life insurance accessible to families across Brazil. *Founded* 2020 Sao Paulo, Brazil **$56M** last round Mar 2026
- 16 [**Qantev** Qantev is an Insurtech startup based in Paris, France, specializing in AI solutions for the health and life insurance sectors.](https://millionrounds.com/company/qantev) Qantev is an Insurtech startup based in Paris, France, specializing in AI solutions for the health and life insurance sectors. *Founded* 2018 Paris, France **$34M** last round Oct 2024
- 17 [**Sproutt Insurance** Sproutt Insurance is an independent online life insurance broker and insurtech company founded in 2018.](https://millionrounds.com/company/sproutt-insurance) Sproutt Insurance is an independent online life insurance broker and insurtech company founded in 2018. *Founded* 2018 Hartford, United States **$26M** last round Sept 2021
- 18 [**Dayforward** Dayforward is a fully-digital life insurance company founded in 2019 and based in New York, NY.](https://millionrounds.com/company/dayforward) Dayforward is a fully-digital life insurance company founded in 2019 and based in New York, NY. *Founded* 2020 New York, United States **$25M** last round Jan 2023
- 19 [**DeadHappy** DeadHappy was a UK-based insurtech company founded in 2013, known for its digital, pay-as-you-go life insurance and will management platform.](https://millionrounds.com/company/deadhappy) DeadHappy was a UK-based insurtech company founded in 2013, known for its digital, pay-as-you-go life insurance and will management platform. *Founded* 2013 Leicester, United Kingdom **$22M** last round Sept 2023
- 20 [**Modern Life** Modern Life is a technology-enabled life insurance brokerage founded in 2021 and based in New York City.](https://millionrounds.com/company/modern-life) Modern Life is a technology-enabled life insurance brokerage founded in 2021 and based in New York City. *Founded* 2021 PRINCE, United States **$20M** last round Nov 2025
- 21 [**InfrasAI** InfrasAI, based in Sunnyvale, California, is a fintech and insurtech startup that specializes in AI-powered headless connectivity infrastructure.](https://millionrounds.com/company/infrasai) InfrasAI, based in Sunnyvale, California, is a fintech and insurtech startup that specializes in AI-powered headless connectivity infrastructure. *Founded* 2019 Sunnyvale, United States **$17M** last round Jan 2023
- 22 [**Sureify** Sureify Labs, Inc.](https://millionrounds.com/company/sureify) Sureify Labs, Inc. *Founded* 2012 San Jose, United States **$15M** last round Sept 2021
- 23 [**Qumata** Qumata is a global InsurTech and data science company founded in 2017, focused on AI-powered digital risk assessment for the life and health insurance sectors.](https://millionrounds.com/company/qumata) Qumata is a global InsurTech and data science company founded in 2017, focused on AI-powered digital risk assessment for the life and health insurance sectors. *Founded* 2017 London, United Kingdom **$13M** last round Feb 2022
- 24 [**Helpcheck** helpcheck is a prominent LegalTech company based in Düsseldorf, Germany, founded in 2016 by Peer Schulz and Phil Sokowicz.](https://millionrounds.com/company/helpcheck) helpcheck is a prominent LegalTech company based in Düsseldorf, Germany, founded in 2016 by Peer Schulz and Phil Sokowicz. *Founded* 2016 Duesseldorf, Germany **$13M** last round Jan 2019
- 25 [**Fintary** Fintary is an AI-powered revenue growth and commission management platform designed for insurance organizations, including agencies, brokers, carriers, and life](https://millionrounds.com/company/fintary) Fintary is an AI-powered revenue growth and commission management platform designed for insurance organizations, including agencies, brokers, carriers, and life *Founded* 2021 San Mateo, United States **$12M** last round Feb 2025
- 26 [**Clark** CLARK is a prominent European InsurTech company and one of the largest digital insurance brokers globally.](https://millionrounds.com/company/clark) CLARK is a prominent European InsurTech company and one of the largest digital insurance brokers globally. *Founded* 2015 Frankfurt, United States **$11M** last round Nov 2026
- 27 [**Life5** Life5 is an insurance company that offers life insurance services.](https://millionrounds.com/company/life5) Life5 is an insurance company that offers life insurance services. *Founded* 2021 Madrid, Spain **$11M** last round Jun 2023
- 28 [**asistensi** asistensi is a Venezuela-based prepaid medicine company that offers health assistance services to support emigrants in caring for their family members back home.](https://millionrounds.com/company/asistensi) asistensi is a Venezuela-based prepaid medicine company that offers health assistance services to support emigrants in caring for their family members back home. *Founded* 2019 Madrid, Spain **$11M** last round Jul 2021
- 29 [**PHP Agency** PHP Agency is a national, financial services company that offers clients personally suitable life insurance and annuity products.](https://millionrounds.com/company/php-agency) PHP Agency is a national, financial services company that offers clients personally suitable life insurance and annuity products. *Founded* 2009 Addison, United States **$10M** last round Aug 2017
- 30 [**Balance Re** Balance Re is a reinsurance company based in Germany, specializing in life reinsurance solutions for life insurers and pension funds.](https://millionrounds.com/company/balance-re) Balance Re is a reinsurance company based in Germany, specializing in life reinsurance solutions for life insurers and pension funds. *Founded* 2014 Cologne, Germany **$10M** last round Aug 2021
- 31 [**Stay** Stay is a Brazilian fintech that specializes in corporate financial benefits.](https://millionrounds.com/company/stay) Stay is a Brazilian fintech that specializes in corporate financial benefits. *Founded* 2023 Sao Paulo, Brazil **$8.3M** last round Oct 2026
- 32 [**Breathe Life** Breathe Life is an enterprise Software-as-a-Service, or SaaS, platform for the individual insurance industry.](https://millionrounds.com/company/breathe-life) Breathe Life is an enterprise Software-as-a-Service, or SaaS, platform for the individual insurance industry. *Founded* 2018 Canada **$8.3M** last round Aug 2020
- 33 [**Ethos Technologies** Ethos Life is an insurance company that provides ethical life insurance.](https://millionrounds.com/company/ethos-technologies) Ethos Life is an insurance company that provides ethical life insurance. *Founded* 2016 Austin, United States **$7.5M** last round Jan 2022
- 34 [**Afficiency** Afficiency is a New York-based insurtech company focused on reinventing life insurance.](https://millionrounds.com/company/afficiency) Afficiency is a New York-based insurtech company focused on reinventing life insurance. *Founded* 2017 New York, United States **$7.0M** last round Apr 2022
- 35 [**Carpe Data** Provides next generation predictive scoring and data products to P&C and life insurance companies.](https://millionrounds.com/company/carpe-data) Provides next generation predictive scoring and data products to P&C and life insurance companies. *Founded* 2016 United States **$6.6M** last round May 2017
- 36 [**InforcePRO software** InforcePRO® software is a web-based platform focused on in-force policy management for the life insurance industry.](https://millionrounds.com/company/inforcepro-software) InforcePRO® software is a web-based platform focused on in-force policy management for the life insurance industry. *Founded* 2011 Austin, United States **$6.5M** last round Sept 2015
- 37 [**Xaver** Xaver is a B2B FinTech company based in Cologne, Germany, founded in 2023 by Max Bachem.](https://millionrounds.com/company/xaver) Xaver is a B2B FinTech company based in Cologne, Germany, founded in 2023 by Max Bachem. *Founded* 2023 Cologne, Germany **$6.2M** last round Mar 2024
- 38 [**Amplify Life Insurance** Amplify is a platform offering life insurance products, allowing customers to invest and access tax-free savings through their policies.](https://millionrounds.com/company/amplify-life-insurance) Amplify is a platform offering life insurance products, allowing customers to invest and access tax-free savings through their policies. *Founded* 2019 San Francisco, United States **$6.2M** last round Dec 2025
- 39 [**iCover** iCover is a Missouri-based insurtech company founded in 2018 by Hari Srinivasan and Nicole Mwesigwa.](https://millionrounds.com/company/icover) iCover is a Missouri-based insurtech company founded in 2018 by Hari Srinivasan and Nicole Mwesigwa. *Founded* 2020 Chesterfield, United States **$5.0M** last round Aug 2022
- 40 [**Lion Street** Lion Street is a national financial services network based in Austin, Texas, founded in 2010 by Bob Carter and a group of independent life insurance firms.](https://millionrounds.com/company/lion-street) Lion Street is a national financial services network based in Austin, Texas, founded in 2010 by Bob Carter and a group of independent life insurance firms. *Founded* 2010 Austin, United States **$5.0M** last round Mar 2014
- 41 [**Embea** Embea is a Berlin-based insurtech company founded in 2022, specializing in embedded digital life and health insurance.](https://millionrounds.com/company/embea) Embea is a Berlin-based insurtech company founded in 2022, specializing in embedded digital life and health insurance. *Founded* 2022 Berlin, Germany **$4.3M** last round Feb 2024
- 42 [**Eleos** Life and income protection insurance with brands we trust.](https://millionrounds.com/company/eleos) Life and income protection insurance with brands we trust. *Founded* 2022 London, United Kingdom **$4.1M** last round May 2024
- 43 [**Pathwork** Pathwork is an AI-native insurance technology company that focuses on the distribution side of life and health insurance.](https://millionrounds.com/company/pathwork) Pathwork is an AI-native insurance technology company that focuses on the distribution side of life and health insurance. *Founded* 2024 San Francisco, United States **$3.5M** last round Sept 2025
- 44 [**vive** Vive is an online platform to quote, compare, and submit term life insurance.](https://millionrounds.com/company/vive) Vive is an online platform to quote, compare, and submit term life insurance. *Founded* 2018 Germany **$3.0M** last round Oct 2014
- 45 [**Inspro** InsPro Technologies provides group and individual insurance policy administration software for health, life, and annuities.](https://millionrounds.com/company/inspro) InsPro Technologies provides group and individual insurance policy administration software for health, life, and annuities. *Founded* 1986 Eddystone, United States **$3.0M** last round Sept 2013
- 46 [**ViteSicure** viteSicure, a brand of Bridge Insurance Services, is an innovative Italian insurance broker specializing in life and protection insurance products.](https://millionrounds.com/company/vitesicure) viteSicure, a brand of Bridge Insurance Services, is an innovative Italian insurance broker specializing in life and protection insurance products. *Founded* 2019 Milan, Italy **$2.9M** last round Apr 2026
- 47 [**Bequest** Bequest is a fintech life insurance company.](https://millionrounds.com/company/bequest) Bequest is a fintech life insurance company. *Founded* 2019 London **$2.2M** last round Jun 2021
- 48 [**The Hokus Platform** The Hokus Platform is an InsurTech and WealthTech company that offers Software-as-a-Service (SaaS) solutions for managing life insurance contracts.](https://millionrounds.com/company/the-hokus-platform) The Hokus Platform is an InsurTech and WealthTech company that offers Software-as-a-Service (SaaS) solutions for managing life insurance contracts. *Founded* 2020 Luxembourg City, Luxembourg **$2.0M** last round Sept 2022
- 49 [**Bluezone Insurance** Bluezone Insurance offers personalized, same-day life cover for people with chronic conditions, like type 2 diabetes and heart diseases.](https://millionrounds.com/company/bluezone-insurance) Bluezone Insurance offers personalized, same-day life cover for people with chronic conditions, like type 2 diabetes and heart diseases. *Founded* 2019 London, United Kingdom **$1.9M** last round May 2022
- 50 [**Simfuni** Simfuni is a life insurance software and insurance premium management company founded in 2022, based in Auckland, New Zealand, with operations in Australia and](https://millionrounds.com/company/simfuni) Simfuni is a life insurance software and insurance premium management company founded in 2022, based in Auckland, New Zealand, with operations in Australia and *Founded* 2022 Sydney, New Zealand **$1.8M** last round Jul 2023

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose own description names this theme, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

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