# Top 29 Insurtech Startups Founded in 2021 by Funding (2026)

> The 29 best-funded insurtech startups founded in 2021, ranked by total funding raised: $827M combined.

Source: https://millionrounds.com/top-lists/insurtech-startups-founded-2021 (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Ledgebrook** Ledgebrook is a technology-enabled Managing General Agent (MGA) based in Boston, Massachusetts, specializing in Excess and Surplus (E&S) lines of insurance.](https://millionrounds.com/company/ledgebrook) Ledgebrook is a technology-enabled Managing General Agent (MGA) based in Boston, Massachusetts, specializing in Excess and Surplus (E&S) lines of insurance. *Founded* 2021 Needham, United States **$265M** last round Oct 2026
- 2 [**Thatch** Thatch is a health benefits platform that combines financial technology and insurance services.](https://millionrounds.com/company/thatch) Thatch is a health benefits platform that combines financial technology and insurance services. *Founded* 2021 San Francisco, United States **$151M** last round Sept 2026
- 3 [**Enhance Health** Enhance Health is a technology-enabled digital health insurance brokerage and care navigation platform founded in 2021.](https://millionrounds.com/company/enhance-health) Enhance Health is a technology-enabled digital health insurance brokerage and care navigation platform founded in 2021. *Founded* 2021 Clearwater, United States **$150M** last round Jul 2026
- 4 [**Nirvana Insurance** Nirvana Insurance provides commercial fleet insurance using telematics data to enhance safety, and reduce costs.](https://millionrounds.com/company/nirvana-insurance) Nirvana Insurance provides commercial fleet insurance using telematics data to enhance safety, and reduce costs. *Founded* 2021 San Francisco, United States **$100M** last round Dec 2025
- 5 [**Dalma** Dalma is a digital pet insurance provider based in France, now serving the German market since October 2023.](https://millionrounds.com/company/dalma) Dalma is a digital pet insurance provider based in France, now serving the German market since October 2023. *Founded* 2021 Paris, France **$22M** last round Mar 2025
- 6 [**Quandri** Quandri is a Vancouver-based insurtech startup that specializes in AI-powered Renewal Intelligence for the personal lines insurance sector.](https://millionrounds.com/company/quandri) Quandri is a Vancouver-based insurtech startup that specializes in AI-powered Renewal Intelligence for the personal lines insurance sector. *Founded* 2021 Vancouver, Canada **$21M** last round Jul 2025
- 7 [**Modern Life** Modern Life is a technology-enabled life insurance brokerage founded in 2021 and based in New York City.](https://millionrounds.com/company/modern-life) Modern Life is a technology-enabled life insurance brokerage founded in 2021 and based in New York City. *Founded* 2021 PRINCE, United States **$20M** last round Nov 2025
- 8 [**Tuio** TUIO is an automotive company that specializes in car subscription services.](https://millionrounds.com/company/tuio) TUIO is an automotive company that specializes in car subscription services. *Founded* 2021 Spain **$17M** last round Sept 2024
- 9 [**Wallife** Wallife is an insurtech startup based in Rome, Italy, founded in 2020 and operational since 2022.](https://millionrounds.com/company/wallife) Wallife is an insurtech startup based in Rome, Italy, founded in 2020 and operational since 2022. *Founded* 2021 Rome, Italy **$12M** last round Jul 2022
- 10 [**Life5** Life5 is an insurance company that offers life insurance services.](https://millionrounds.com/company/life5) Life5 is an insurance company that offers life insurance services. *Founded* 2021 Madrid, Spain **$11M** last round Jun 2023
- 11 [**LogRock** Logrock is a digital insurance and compliance technology company founded in 2021 and based in Concord, North Carolina.](https://millionrounds.com/company/logrock) Logrock is a digital insurance and compliance technology company founded in 2021 and based in Concord, North Carolina. *Founded* 2021 Concord, United States **$8.0M** last round Apr 2025
- 12 [**Renew Risk** Renew Risk is a London-based InsurTech and FinTech company founded in 2021.](https://millionrounds.com/company/renew-risk) Renew Risk is a London-based InsurTech and FinTech company founded in 2021. *Founded* 2021 London, United Kingdom **$7.1M** last round Feb 2025
- 13 [**Hero Seguros** Hero Seguros is a Brazilian insurtech founded in 2021, specializing in digital travel insurance and mobile phone insurance.](https://millionrounds.com/company/hero-seguros) Hero Seguros is a Brazilian insurtech founded in 2021, specializing in digital travel insurance and mobile phone insurance. *Founded* 2021 Sao Paulo, Brazil **$7.0M** last round Apr 2026
- 14 [**AutoConnexa** AutoConnexa is an InsurTech company that specializes in personalized car insurance policies.](https://millionrounds.com/company/autoconnexa) AutoConnexa is an InsurTech company that specializes in personalized car insurance policies. *Founded* 2021 Bari, Italy **$5.2M** last round Feb 2026
- 15 [**Charter Space** Charter Space is a privately held space technology and fintech company founded in 2021, based in El Segundo, California.](https://millionrounds.com/company/charter-space) Charter Space is a privately held space technology and fintech company founded in 2021, based in El Segundo, California. *Founded* 2021 El Segundo, United States **$5.0M** last round Oct 2026
- 16 [**Jove Insurance** Jove Insurance is a London-based insurtech company founded in 2020 that specializes in borderless, subscription-based business insurance.](https://millionrounds.com/company/jove-insurance) Jove Insurance is a London-based insurtech company founded in 2020 that specializes in borderless, subscription-based business insurance. *Founded* 2021 London, United Kingdom **$4.5M** last round Nov 2024
- 17 [**CarmaCare** CarmaCare is a subscription-based fintech platform that offers "healthcare-for-your-car" services, making vehicle ownership more affordable and convenient.](https://millionrounds.com/company/carmacare) CarmaCare is a subscription-based fintech platform that offers "healthcare-for-your-car" services, making vehicle ownership more affordable and convenient. *Founded* 2021 Chicago, United States **$4.1M** last round Apr 2023
- 18 [**muffintech** Muffintech is a Berlin-based InsurTech startup founded in 2021, focusing on generative and conversational AI solutions specifically for the insurance industry.](https://millionrounds.com/company/muffintech) Muffintech is a Berlin-based InsurTech startup founded in 2021, focusing on generative and conversational AI solutions specifically for the insurance industry. *Founded* 2021 Berlin, Germany **$3.7M** last round Feb 2025
- 19 [**Arrow Risk Management** Arrow Risk Management hopes to use the cash to expand its operations further and develop its underwriting platform.](https://millionrounds.com/company/arrow-risk-management) Arrow Risk Management hopes to use the cash to expand its operations further and develop its underwriting platform. *Founded* 2021 London, United Kingdom **$2.6M** last round Mar 2024
- 20 [**Vitaance** Personalized employee benefits platform that helps companies optimize spend and maximize the impact of their wellbeing program](https://millionrounds.com/company/vitaance) Personalized employee benefits platform that helps companies optimize spend and maximize the impact of their wellbeing program *Founded* 2021 Barcelona, Spain **$2.4M** last round Feb 2023
- 21 [**SALT Insure** SALT Insure is a home and auto digital insurance application.](https://millionrounds.com/company/salt-insure) SALT Insure is a home and auto digital insurance application. *Founded* 2021 Grapevine, United States **$2.0M** last round May 2022
- 22 [**Ocho** OCHO is a San Francisco-based insurance agency and insurtech company focused on making car insurance more accessible.](https://millionrounds.com/company/ocho) OCHO is a San Francisco-based insurance agency and insurtech company focused on making car insurance more accessible. *Founded* 2021 San Francisco, United States **$1.6M** last round Nov 2014
- 23 [**Mitigrate** Mitigrate is an Oslo-based ClimateTech and InsurTech SaaS company founded in 2021.](https://millionrounds.com/company/mitigrate) Mitigrate is an Oslo-based ClimateTech and InsurTech SaaS company founded in 2021. *Founded* 2021 Oslo, Norway **$1.3M** last round Sept 2025
- 24 [**Tuito** TUITO is an insurtech company that integrates insurance into the e-commerce experience by embedding insurance offers directly into online shopping.](https://millionrounds.com/company/tuito) TUITO is an insurtech company that integrates insurance into the e-commerce experience by embedding insurance offers directly into online shopping. *Founded* 2021 Prague, Czechia **$1.1M** last round Aug 2023
- 25 [**Foliume** Empowering insurance distribution in Ibero-America with a modern customer care tool.](https://millionrounds.com/company/foliume) Empowering insurance distribution in Ibero-America with a modern customer care tool. *Founded* 2021 Madrid, Uruguay **$1.0M** last round May 2025
- 26 [**Bharatsure** Bharatsure Insurance Technology Private Limited is a Mumbai-based insurtech startup founded in May 2021 by Anuj Parekh and Sanil Basutkar.](https://millionrounds.com/company/bharatsure) Bharatsure Insurance Technology Private Limited is a Mumbai-based insurtech startup founded in May 2021 by Anuj Parekh and Sanil Basutkar. *Founded* 2021 Mumbai, India **$694K** last round Jul 2025
- 27 [**THE ENIGMASHIELD** THE ENIGMASHIELD LIMITED offers innovative insurance solutions to safeguard your future and protect what matters most.](https://millionrounds.com/company/the-enigmashield) THE ENIGMASHIELD LIMITED offers innovative insurance solutions to safeguard your future and protect what matters most. *Founded* 2021 Särö, Sweden **$500K** last round Jun 2022
- 28 [**Quota Rent** Quota Rent is a Madrid-based PropTech startup founded in 2021 that focuses on enhancing the rental housing process through an AI-driven SaaS platform.](https://millionrounds.com/company/quota-rent) Quota Rent is a Madrid-based PropTech startup founded in 2021 that focuses on enhancing the rental housing process through an AI-driven SaaS platform. *Founded* 2021 Madrid, Spain **$485K** last round Feb 2022
- 29 [**Lukango** Lukango is a London-based insurtech company founded in 2021, focused on providing custom insurance solutions for small businesses, microbusinesses, and sole professionals.](https://millionrounds.com/company/lukango) Lukango is a London-based insurtech company founded in 2021, focused on providing custom insurance solutions for small businesses, microbusinesses, and sole professionals. *Founded* 2021 London, United Kingdom **$463K** last round Oct 2025

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies founded in 2021 whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

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## More insurtech lists

[See all](https://millionrounds.com/top-lists?t=Insurtech)

[*DH* *AH* *BH* **Insurtech startups in the United States** 232 companies · $16B](https://millionrounds.com/top-lists/insurtech-startups-united-states)[*AH* *TA* *DH* **Insurtech startups that raised in 2026** 90 companies · $8.1B in 2026](https://millionrounds.com/top-lists/insurtech-startups-raised-2026)[*FI* *Z* *E* **Insurtech startups in the United Kingdom** 62 companies · $1.9B](https://millionrounds.com/top-lists/insurtech-startups-united-kingdom)[*AH* *DH* *P* **Insurtech startups in the United States that raised in 2026** 47 companies · $5.5B in 2026](https://millionrounds.com/top-lists/insurtech-startups-united-states-raised-2026)[*C* *B* *F* **Insurtech startups founded in 2020** 37 companies · $951M](https://millionrounds.com/top-lists/insurtech-startups-founded-2020)[*AH* *CH* *E* **Insurtech startups founded in 2019** 31 companies · $2.1B](https://millionrounds.com/top-lists/insurtech-startups-founded-2019)[*R* *M* *RC* **Insurtech startups founded in 2022** 29 companies · $568M](https://millionrounds.com/top-lists/insurtech-startups-founded-2022)[*HS* *N* *K* **Insurtech startups founded in 2018** 29 companies · $1.2B](https://millionrounds.com/top-lists/insurtech-startups-founded-2018)

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