# Top 29 Insurtech Startups Founded in 2018 by Funding (2026)

> The 29 best-funded insurtech startups founded in 2018, ranked by total funding raised: $1.2B combined.

Source: https://millionrounds.com/top-lists/insurtech-startups-founded-2018 (Millionrounds; every figure on the page links to its filing or article)

- 1 [**High Street Insurance Partners** High Street Insurance Partners is an insurance agency that offers personal insurance and business insurance services.](https://millionrounds.com/company/high-street-insurance-partners) High Street Insurance Partners is an insurance agency that offers personal insurance and business insurance services. *Founded* 2018 Traverse City, United States **$550M** last round Aug 2025
- 2 [**Navi** Navi is a rapidly growing financial services company based in India, founded in 2018 by Sachin Bansal and Ankit Agarwal.](https://millionrounds.com/company/navi) Navi is a rapidly growing financial services company based in India, founded in 2018 by Sachin Bansal and Ankit Agarwal. *Founded* 2018 Bengaluru, India **$199M** last round Oct 2026
- 3 [**Kalepa** Kalepa is an insurtech company founded in 2018, based in New York City.](https://millionrounds.com/company/kalepa) Kalepa is an insurtech company founded in 2018, based in New York City. *Founded* 2018 New York, United States **$89M** last round Nov 2026
- 4 [**Vouch Insurance** Vouch Insurance is a technology-driven insurance broker based in San Francisco, California, founded in 2018.](https://millionrounds.com/company/vouch-insurance) Vouch Insurance is a technology-driven insurance broker based in San Francisco, California, founded in 2018. *Founded* 2018 San Francisco, United States **$46M** last round Nov 2019
- 5 [**Coincover** CoinCover is a UK-based digital asset security and risk management company founded in May 2018 in Cardiff, Wales.](https://millionrounds.com/company/coincover) CoinCover is a UK-based digital asset security and risk management company founded in May 2018 in Cardiff, Wales. *Founded* 2018 London, United Kingdom **$39M** last round Feb 2026
- 6 [**Qantev** Qantev is an Insurtech startup based in Paris, France, specializing in AI solutions for the health and life insurance sectors.](https://millionrounds.com/company/qantev) Qantev is an Insurtech startup based in Paris, France, specializing in AI solutions for the health and life insurance sectors. *Founded* 2018 Paris, France **$34M** last round Oct 2024
- 7 [**XP Health** XP Health is a digital-first, AI-powered vision benefits platform that aims to make accessing high-quality vision services seamless and affordable.](https://millionrounds.com/company/xp-health) XP Health is a digital-first, AI-powered vision benefits platform that aims to make accessing high-quality vision services seamless and affordable. *Founded* 2018 Palo Alto, United States **$33M** last round Sept 2024
- 8 [**ZestyAI** ZestyAI is an AI risk platform based in San Francisco, California, that focuses on property and climate risk for the insurance industry.](https://millionrounds.com/company/zestyai) ZestyAI is an AI risk platform based in San Francisco, California, that focuses on property and climate risk for the insurance industry. *Founded* 2018 San Francisco, United States **$28M** last round Jun 2025
- 9 [**Coterie Insurance** Coterie Insurance is a tech-enabled Managing General Agent (MGA) and insurtech platform founded in 2018, headquartered in Appleton, Wisconsin.](https://millionrounds.com/company/coterie-insurance) Coterie Insurance is a tech-enabled Managing General Agent (MGA) and insurtech platform founded in 2018, headquartered in Appleton, Wisconsin. *Founded* 2018 Appleton, United States **$27M** last round Sept 2025
- 10 [**Broker Insights** Broker Insights is an insurtech company that enhances the global commercial insurance industry through data-driven decision-making.](https://millionrounds.com/company/broker-insights) Broker Insights is an insurtech company that enhances the global commercial insurance industry through data-driven decision-making. *Founded* 2018 Dundee, United Kingdom **$22M** last round Aug 2026
- 11 [**Sigo Seguros** Sigo Seguros is an insurtech company based in Austin, Texas, founded in 2019.](https://millionrounds.com/company/sigo-seguros) Sigo Seguros is an insurtech company based in Austin, Texas, founded in 2019. *Founded* 2018 Austin, United States **$21M** last round Jul 2026
- 12 [**Parsyl** Parsyl is a data-powered insurer and risk management company based in Denver, Colorado, with additional offices in London and New York.](https://millionrounds.com/company/parsyl) Parsyl is a data-powered insurer and risk management company based in Denver, Colorado, with additional offices in London and New York. *Founded* 2018 Denver, United States **$20M** last round Jan 2025
- 13 [**Cachet** Cachet is an Estonian InsurTech company founded in 2018, specializing in adaptive, usage-based insurance infrastructure tailored for the platform and gig economy.](https://millionrounds.com/company/cachet) Cachet is an Estonian InsurTech company founded in 2018, specializing in adaptive, usage-based insurance infrastructure tailored for the platform and gig economy. *Founded* 2018 Tallinn, Estonia **$18M** last round Oct 2026
- 14 [**Crabi** Crabi is a digital auto insurance company based in Guadalajara, Mexico, founded in 2017.](https://millionrounds.com/company/crabi) Crabi is a digital auto insurance company based in Guadalajara, Mexico, founded in 2017. *Founded* 2018 Mexico City, Mexico **$14M** last round Jun 2025
- 15 [**DigiSure** DigiSure is an InsurTech company founded in 2018, based in Burlingame, California.](https://millionrounds.com/company/digisure) DigiSure is an InsurTech company founded in 2018, based in Burlingame, California. *Founded* 2018 Burlingame, United States **$13M** last round Aug 2021
- 16 [**CareVoice** CareVoice is a digital tool to facilitate advance care planning and communication for end of life care.](https://millionrounds.com/company/carevoice) CareVoice is a digital tool to facilitate advance care planning and communication for end of life care. *Founded* 2018 China **$10M** last round Aug 2019
- 17 [**Caura** Caura is a London-based technology company founded in 2018, specializing in vehicle administration management.](https://millionrounds.com/company/caura) Caura is a London-based technology company founded in 2018, specializing in vehicle administration management. *Founded* 2018 London, United Kingdom **$9.6M** last round Jan 2023
- 18 [**Setoo**](https://millionrounds.com/company/setoo) *Founded* 2018 United Kingdom **$9.3M** last round Sept 2018
- 19 [**Breathe Life** Breathe Life is an enterprise Software-as-a-Service, or SaaS, platform for the individual insurance industry.](https://millionrounds.com/company/breathe-life) Breathe Life is an enterprise Software-as-a-Service, or SaaS, platform for the individual insurance industry. *Founded* 2018 Canada **$8.3M** last round Aug 2020
- 20 [**Segura** Segura offers insurance services to protect families and assets with personalized coverage options.](https://millionrounds.com/company/segura) Segura offers insurance services to protect families and assets with personalized coverage options. *Founded* 2018 Brazil **$8.0M** last round Apr 2026
- 21 [**Optimus** Optimus is a insurance consulting and brokerage company that specializes in SME segment to entrepreneurs and companies.](https://millionrounds.com/company/optimus) Optimus is a insurance consulting and brokerage company that specializes in SME segment to entrepreneurs and companies. *Founded* 2018 United States **$7.5M** last round Dec 2005
- 22 [**bsurance** bsurance is a Vienna-based InsurTech company founded in 2017, specializing in an embedded insurance platform.](https://millionrounds.com/company/bsurance) bsurance is a Vienna-based InsurTech company founded in 2017, specializing in an embedded insurance platform. *Founded* 2018 Vienna, Austria **$4.6M** last round May 2022
- 23 [**Riskcovry** Riskcovry is an Indian insurtech infrastructure company founded in 2018 and headquartered in Mumbai, with a strong operational presence in Bengaluru.](https://millionrounds.com/company/riskcovry) Riskcovry is an Indian insurtech infrastructure company founded in 2018 and headquartered in Mumbai, with a strong operational presence in Bengaluru. *Founded* 2018 Mumbai, India **$4.5M** last round Jan 2024
- 24 [**Coverwatch** Coverwatch is a San Francisco-based commercial insurance brokerage that leverages AI technology to analyze business risks and connect clients with appropriate coverage.](https://millionrounds.com/company/coverwatch) Coverwatch is a San Francisco-based commercial insurance brokerage that leverages AI technology to analyze business risks and connect clients with appropriate coverage. *Founded* 2018 San Francisco, United States **$4.5M** last round Jul 2026
- 25 [**Smartia** Smartia provides scalable AI solutions that connect and transform industrial data into actionable insights.](https://millionrounds.com/company/smartia) Smartia provides scalable AI solutions that connect and transform industrial data into actionable insights. *Founded* 2018 Brazil **$2.8M** last round Oct 2022
- 26 [**Marrow** We bring brands to life with big ideas, unflinching creative, and people who give a damn.](https://millionrounds.com/company/marrow) We bring brands to life with big ideas, unflinching creative, and people who give a damn. *Founded* 2018 United Kingdom **$2.0M** last round Oct 2026
- 27 [**BrokerCloud** BrokerCloud is an open, contemporary and flexible IT platform for the insurance broker.](https://millionrounds.com/company/brokercloud) BrokerCloud is an open, contemporary and flexible IT platform for the insurance broker. *Founded* 2018 Belgium **$1.7M** last round Feb 2021
- 28 [**LISA Seguros Inteligentes** LISA Seguros Inteligentes is a Spanish InsurTech company and a fully digital Managed General Agent (MGA) based in Alcobendas, Madrid.](https://millionrounds.com/company/lisa-seguros-inteligentes) LISA Seguros Inteligentes is a Spanish InsurTech company and a fully digital Managed General Agent (MGA) based in Alcobendas, Madrid. *Founded* 2018 Alcobendas, Spain **$1.2M** last round Sept 2022
- 29 [**Mell.ro** Mellro is a productive real estate tool that offers rental property finance services.](https://millionrounds.com/company/mell-ro) Mellro is a productive real estate tool that offers rental property finance services. *Founded* 2018 Curitiba, Brazil **$897K** last round Jul 2024

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies founded in 2018 whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

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## More insurtech lists

[See all](https://millionrounds.com/top-lists?t=Insurtech)

[*DH* *AH* *BH* **Insurtech startups in the United States** 232 companies · $16B](https://millionrounds.com/top-lists/insurtech-startups-united-states)[*AH* *TA* *DH* **Insurtech startups that raised in 2026** 90 companies · $8.1B in 2026](https://millionrounds.com/top-lists/insurtech-startups-raised-2026)[*FI* *Z* *E* **Insurtech startups in the United Kingdom** 62 companies · $1.9B](https://millionrounds.com/top-lists/insurtech-startups-united-kingdom)[*AH* *DH* *P* **Insurtech startups in the United States that raised in 2026** 47 companies · $5.5B in 2026](https://millionrounds.com/top-lists/insurtech-startups-united-states-raised-2026)[*C* *B* *F* **Insurtech startups founded in 2020** 37 companies · $951M](https://millionrounds.com/top-lists/insurtech-startups-founded-2020)[*AH* *CH* *E* **Insurtech startups founded in 2019** 31 companies · $2.1B](https://millionrounds.com/top-lists/insurtech-startups-founded-2019)[*R* *M* *RC* **Insurtech startups founded in 2022** 29 companies · $568M](https://millionrounds.com/top-lists/insurtech-startups-founded-2022)[*L* *T* *EH* **Insurtech startups founded in 2021** 29 companies · $827M](https://millionrounds.com/top-lists/insurtech-startups-founded-2021)

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