# Top 50 Insurtech Startups in Europe by Funding (2026)

> The 50 best-funded insurtech startups in Europe, ranked by total funding raised: $5.4B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/insurtech-startups-europe (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Talanx AG**](https://millionrounds.com/company/talanx-ag) *Founded* - Germany **$1.2B** last round Apr 2026
- 2 [**Alan** Alan is a prominent digital health partner based in France, recognized as the first new licensed health insurance company in the country since 1986.](https://millionrounds.com/company/alan) Alan is a prominent digital health partner based in France, recognized as the first new licensed health insurance company in the country since 1986. *Founded* 2016 Paris, France **$733M** last round Jun 2026
- 3 [**Fidelis Insurance** Fidelis Insurance is a property and casualty (re)insurance start up.](https://millionrounds.com/company/fidelis-insurance) Fidelis Insurance is a property and casualty (re)insurance start up. *Founded* 2015 London, United Kingdom **$400M** last round Jun 2025
- 4 [**Darag**](https://millionrounds.com/company/darag) *Founded* - Malta **$304M** last round Jul 2018
- 5 [**Wefox**](https://millionrounds.com/company/wefox) *Founded* - Germany **$199M** last round Jul 2025
- 6 [**Zego** Zego is a property management automation company founded in 2003 and is now a subsidiary of Global Payments.](https://millionrounds.com/company/zego) Zego is a property management automation company founded in 2003 and is now a subsidiary of Global Payments. *Founded* 2016 London, United Kingdom **$150M** last round Apr 2026
- 7 [**Wefox Group**](https://millionrounds.com/company/wefox-group) *Founded* - Germany **$145M** last round Mar 2019
- 8 [**Ethos** Ethos ESG, now part of ACA Group, specializes in data and analysis services that assess the impact of companies and funds on various social and environmental is](https://millionrounds.com/company/ethos) Ethos ESG, now part of ACA Group, specializes in data and analysis services that assess the impact of companies and funds on various social and environmental is *Founded* 2019 Minneapolis, United Kingdom **$143M** last round May 2026
- 9 [**Marshmallow** Marshmallow Technology Ltd., founded in 2017 in London, is a British insurtech and fintech company.](https://millionrounds.com/company/marshmallow) Marshmallow Technology Ltd., founded in 2017 in London, is a British insurtech and fintech company. *Founded* 2017 London, United Kingdom **$135M** last round Apr 2025
- 10 [**Huddle**](https://millionrounds.com/company/huddle) *Founded* - United Kingdom **$123M** last round Dec 2021
- 11 [**Prima Assicurazioni**](https://millionrounds.com/company/prima-assicurazioni) *Founded* - Italy **$116M** last round Oct 2018
- 12 [**Prima.it** Prima.it is an insurance agency that provides car, motorcycle, and home insurance services.](https://millionrounds.com/company/prima-it) Prima.it is an insurance agency that provides car, motorcycle, and home insurance services. *Founded* 2015 Milan, Italy **$116M** last round Oct 2018
- 13 [**Penelope Health** We believe that information asymmetry is a root cause of market inefficiencies within US healthcare.](https://millionrounds.com/company/penelope-health) We believe that information asymmetry is a root cause of market inefficiencies within US healthcare. *Founded* 2025 Altrincham, United Kingdom **$100M** last round Sept 2026
- 14 [**Hedvig** Hedvig delivers modern storage for any enterprise compute environment running at any scale.](https://millionrounds.com/company/hedvig) Hedvig delivers modern storage for any enterprise compute environment running at any scale. *Founded* 2012 Santa Clara, Sweden **$97M** last round Mar 2023
- 15 [**Qoala**](https://millionrounds.com/company/qoala) *Founded* - Spain **$94M** last round Jul 2025
- 16 [**TODAY**](https://millionrounds.com/company/today) *Founded* - Denmark **$91M** last round Oct 2026
- 17 [**Shift Technology** Shift Technology is a provider of AI-driven decision automation and optimization technology for the global insurance industry.](https://millionrounds.com/company/shift-technology) Shift Technology is a provider of AI-driven decision automation and optimization technology for the global insurance industry. *Founded* 2013 Paris, France **$90M** last round Nov 2021
- 18 [**hyperexponential** hyperexponential is a London-based financial software company founded in 2017, focusing on pricing decision intelligence (PDI) for the commercial and specialty](https://millionrounds.com/company/hyperexponential) hyperexponential is a London-based financial software company founded in 2017, focusing on pricing decision intelligence (PDI) for the commercial and specialty *Founded* 2017 London, United Kingdom **$87M** last round Aug 2026
- 19 [**GetSafe**](https://millionrounds.com/company/getsafe) *Founded* - Germany **$80M** last round Oct 2021
- 20 [**YuLife** YuLife is a London-based insurtech company founded in 2016 that aims to redefine life insurance.](https://millionrounds.com/company/yulife) YuLife is a London-based insurtech company founded in 2016 that aims to redefine life insurance. *Founded* 2016 London, United Kingdom **$75M** last round Sept 2022
- 21 [**Artificial Labs** Artificial Labs is a London-based technology company specializing in algorithmic underwriting, digital broking, and placement software for the specialty and com](https://millionrounds.com/company/artificial-labs) Artificial Labs is a London-based technology company specializing in algorithmic underwriting, digital broking, and placement software for the specialty and com *Founded* 2013 London, United Kingdom **$73M** last round Feb 2026
- 22 [**Canopius** Canopius is an insurance and underwriting services provider.](https://millionrounds.com/company/canopius) Canopius is an insurance and underwriting services provider. *Founded* 2003 22 Bishopsgate, United Kingdom **$59M** last round Mar 2023
- 23 [**Simplesurance** Simplesurance creates a platform for simple access to insurance to combine traditional insurance industries with digital business.](https://millionrounds.com/company/simplesurance) Simplesurance creates a platform for simple access to insurance to combine traditional insurance industries with digital business. *Founded* 2012 Berlin, Germany **$56M** last round May 2018
- 24 [**Criteria** Criteria provides insurance claims and loss adjustment services.](https://millionrounds.com/company/criteria) Criteria provides insurance claims and loss adjustment services. *Founded* 2016 United Kingdom **$56M** last round May 2019
- 25 [**StoØk**](https://millionrounds.com/company/stoik) *Founded* - France **$51M** last round Jan 2026
- 26 [**Cytora** Cytora is a configurable platform that enables commercial insurers to create digital workflows by digitising, evaluating and routing risks.](https://millionrounds.com/company/cytora) Cytora is a configurable platform that enables commercial insurers to create digital workflows by digitising, evaluating and routing risks. *Founded* 2014 London, United Kingdom **$45M** last round Sept 2025
- 27 [**Coincover** CoinCover is a UK-based digital asset security and risk management company founded in May 2018 in Cardiff, Wales.](https://millionrounds.com/company/coincover) CoinCover is a UK-based digital asset security and risk management company founded in May 2018 in Cardiff, Wales. *Founded* 2018 London, United Kingdom **$39M** last round Feb 2026
- 28 [**Qover** Qover is an insurance platform designed to enable fast-growing internet enterprises and insurance products.](https://millionrounds.com/company/qover) Qover is an insurance platform designed to enable fast-growing internet enterprises and insurance products. *Founded* 2016 Brussels, Belgium **$39M** last round Jul 2023
- 29 [**Right Choice** Purpose-oriented career matchmaking](https://millionrounds.com/company/right-choice) Purpose-oriented career matchmaking *Founded* 2022 United Kingdom **$37M** last round Jun 2018
- 30 [**Acheel** Acheel, est la première compagnie d'assurance généraliste 100% digitale en France.](https://millionrounds.com/company/acheel) Acheel, est la première compagnie d'assurance généraliste 100% digitale en France. *Founded* 2020 Paris, France **$35M** last round May 2021
- 31 [**Ominimo**](https://millionrounds.com/company/ominimo) *Founded* - Poland **$34M** last round Jul 2026
- 32 [**Qantev** Qantev is an Insurtech startup based in Paris, France, specializing in AI solutions for the health and life insurance sectors.](https://millionrounds.com/company/qantev) Qantev is an Insurtech startup based in Paris, France, specializing in AI solutions for the health and life insurance sectors. *Founded* 2018 Paris, France **$34M** last round Oct 2024
- 33 [**Hellas Direct** Hellas Direct is a digital-first, full-stack insurance company, empowered by cutting-edge technology and artificial intelligence.](https://millionrounds.com/company/hellas-direct) Hellas Direct is a digital-first, full-stack insurance company, empowered by cutting-edge technology and artificial intelligence. *Founded* 2011 Marousi, Cyprus **$32M** last round Feb 2024
- 34 [**Santexpat.fr** Santexpat is a health insurance platform for French expatriates in more than 200 countries](https://millionrounds.com/company/santexpat-fr) Santexpat is a health insurance platform for French expatriates in more than 200 countries *Founded* 2019 Paris, France **$30M** last round Mar 2026
- 35 [**Assiteca**](https://millionrounds.com/company/assiteca) *Founded* - Italy **$28M** last round Aug 2019
- 36 [**Konsileo** Konsileo is a UK-based commercial insurance broker and risk management adviser that leverages technology to enhance the insurance broking experience.](https://millionrounds.com/company/konsileo) Konsileo is a UK-based commercial insurance broker and risk management adviser that leverages technology to enhance the insurance broking experience. *Founded* 2015 London, United Kingdom **$26M** last round Sept 2026
- 37 [**Thinksurance** Thinksurance is a prominent insurtech company based in Frankfurt, Germany, founded in 2015.](https://millionrounds.com/company/thinksurance) Thinksurance is a prominent insurtech company based in Frankfurt, Germany, founded in 2015. *Founded* 2015 Frankfurt, Germany **$26M** last round Jun 2024
- 38 [**By Miles** By Miles is reinventing car insurance - pay an annual cost to cover your car while it's parked, then pay by the miles you drive each month.](https://millionrounds.com/company/by-miles) By Miles is reinventing car insurance - pay an annual cost to cover your car while it's parked, then pay by the miles you drive each month. *Founded* 2016 United Kingdom **$25M** last round May 2020
- 39 [**Trasti** Trasti is a car insurance agency that offers vehicle purchase, sales, towing, and glass insurance services.](https://millionrounds.com/company/trasti) Trasti is a car insurance agency that offers vehicle purchase, sales, towing, and glass insurance services. *Founded* 2020 Warsaw, Poland **$25M** last round Jul 2025
- 40 [**Wrisk** Wrisk is a London-based insurtech company founded in 2016, specializing in embedded insurance technology for the automotive OEM sector.](https://millionrounds.com/company/wrisk) Wrisk is a London-based insurtech company founded in 2016, specializing in embedded insurance technology for the automotive OEM sector. *Founded* 2016 London, United Kingdom **$24M** last round Jul 2025
- 41 [**Way** Way is an all-in-one car ownership platform, offering everything from parking to charging.](https://millionrounds.com/company/way) Way is an all-in-one car ownership platform, offering everything from parking to charging. *Founded* 2016 Fremont, Finland **$23M** last round May 2025
- 42 [**QuanTemplate** Quantemplate is an AI-powered SaaS platform tailored for the re/insurance industry, including insurers, reinsurers, and managing general agents (MGAs).](https://millionrounds.com/company/quantemplate) Quantemplate is an AI-powered SaaS platform tailored for the re/insurance industry, including insurers, reinsurers, and managing general agents (MGAs). *Founded* 2013 Gloucester, United Kingdom **$22M** last round Oct 2019
- 43 [**Dalma** Dalma is a digital pet insurance provider based in France, now serving the German market since October 2023.](https://millionrounds.com/company/dalma) Dalma is a digital pet insurance provider based in France, now serving the German market since October 2023. *Founded* 2021 Paris, France **$22M** last round Mar 2025
- 44 [**DeadHappy** DeadHappy was a UK-based insurtech company founded in 2013, known for its digital, pay-as-you-go life insurance and will management platform.](https://millionrounds.com/company/deadhappy) DeadHappy was a UK-based insurtech company founded in 2013, known for its digital, pay-as-you-go life insurance and will management platform. *Founded* 2013 Leicester, United Kingdom **$22M** last round Sept 2023
- 45 [**Concirrus** Concirrus is an AI-native underwriting platform based in London, England, founded in 2011.](https://millionrounds.com/company/concirrus) Concirrus is an AI-native underwriting platform based in London, England, founded in 2011. *Founded* 2012 London, United Kingdom **$22M** last round Mar 2023
- 46 [**Broker Insights** Broker Insights is an insurtech company that enhances the global commercial insurance industry through data-driven decision-making.](https://millionrounds.com/company/broker-insights) Broker Insights is an insurtech company that enhances the global commercial insurance industry through data-driven decision-making. *Founded* 2018 Dundee, United Kingdom **$22M** last round Aug 2026
- 47 [**Hepster** Hepster is an InsurTech company that focuses on the insurance sector.](https://millionrounds.com/company/hepster) Hepster is an InsurTech company that focuses on the insurance sector. *Founded* 2016 Rostock, Germany **$21M** last round Jul 2023
- 48 [**INSTANDA** Instanda is a provider of a no-code core insurance platform that allows insurance companies to build, configure, and launch products online.](https://millionrounds.com/company/instanda) Instanda is a provider of a no-code core insurance platform that allows insurance companies to build, configure, and launch products online. *Founded* 2012 City of London, United Kingdom **$20M** last round Oct 2025
- 49 [**Lovys** Lovys is a digital insurance provider and InsurTech company based in Paris, France, founded in 2017 by Elise Moutarlier.](https://millionrounds.com/company/lovys) Lovys is a digital insurance provider and InsurTech company based in Paris, France, founded in 2017 by Elise Moutarlier. *Founded* 2017 Paris, France **$20M** last round Dec 2024
- 50 [**Cuvva** Cuvva is a UK-based insurtech company founded in 2014 by Freddy Macnamara.](https://millionrounds.com/company/cuvva) Cuvva is a UK-based insurtech company founded in 2014 by Freddy Macnamara. *Founded* 2015 London, United Kingdom **$20M** last round Jan 2021

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed as this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back insurtech startups in Europe in the app, with filters, lists and exports.

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## More insurance lists

[See all](https://millionrounds.com/top-lists?t=Insurance)

[*DH* *AH* *TA* **Insurtech startups worldwide** 490 companies · $21B](https://millionrounds.com/top-lists/insurtech-startups)

## More lists for Europe

[See all](https://millionrounds.com/top-lists?r=Europe)

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