# Top 50 Fintech Startups Worldwide by Funding (2026)

> The 50 best-funded fintech startups worldwide, ranked by total funding raised: $94B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/fintech-startups (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Ant Financial**](https://millionrounds.com/company/ant-financial) *Founded* - China **$14B** last round Jun 2018
- 2 [**Ramp** Ramp is a financial operations and spend management platform based in New York City, founded in 2019.](https://millionrounds.com/company/ramp) Ramp is a financial operations and spend management platform based in New York City, founded in 2019. *Founded* 2006 Boston, United States **$4.5B** last round Oct 2026
- 3 [**SoFi** SoFi is a finance company that offers a range of lending and wealth management services.](https://millionrounds.com/company/sofi) SoFi is a finance company that offers a range of lending and wealth management services. *Founded* - San Francisco, United States **$4.2B** last round Dec 2025
- 4 [**JD.com**](https://millionrounds.com/company/jd-com) *Founded* - China **$3.8B** last round Jul 2018
- 5 [**Kalshi** Kalshi is a CFTC-regulated exchange and prediction market platform based in New York City.](https://millionrounds.com/company/kalshi) Kalshi is a CFTC-regulated exchange and prediction market platform based in New York City. *Founded* 2019 New York, United States **$3.7B** last round Oct 2026
- 6 [**Robinhood** Trade stocks on Robinhood with commission-free investing & advanced trading tools.](https://millionrounds.com/company/robinhood) Trade stocks on Robinhood with commission-free investing & advanced trading tools. *Founded* 2013 Palo Alto, United States **$3.5B** last round Apr 2026
- 7 [**Polymarket** Polymarket is the largest prediction market platform globally, allowing users to trade shares on the outcomes of real-world events.](https://millionrounds.com/company/polymarket) Polymarket is the largest prediction market platform globally, allowing users to trade shares on the outcomes of real-world events. *Founded* 2020 New York, United States **$3.0B** last round Aug 2026
- 8 [**Tamara** Tamara Restaurant in the 1st arrondissement of Paris, offerrs creative plates to share, inspired by the culinary tradition of Romania,](https://millionrounds.com/company/tamara) Tamara Restaurant in the 1st arrondissement of Paris, offerrs creative plates to share, inspired by the culinary tradition of Romania, *Founded* 2020 Saudi Arabia **$2.4B** last round Sept 2025
- 9 [**CloudWalk** The interplanetary payment network](https://millionrounds.com/company/cloudwalk) The interplanetary payment network *Founded* 2013 Sao Paulo, Brazil **$2.3B** last round Apr 2026
- 10 [**Avant** Avant Meats Company Limited is a pioneering cultivated meat company based in Hong Kong, recognized as the first of its kind in China and the first cultivated fi](https://millionrounds.com/company/avant) Avant Meats Company Limited is a pioneering cultivated meat company based in Hong Kong, recognized as the first of its kind in China and the first cultivated fi *Founded* 2018 Central, United States **$2.0B** last round Jul 2026
- 11 [**JD Finance**](https://millionrounds.com/company/jd-finance) *Founded* - China **$2.0B** last round Mar 2018
- 12 [**Binance**](https://millionrounds.com/company/binance) *Founded* - United Arab Emirates **$2.0B** last round Mar 2025
- 13 [**Kavak**](https://millionrounds.com/company/kavak) *Founded* - Mexico **$1.9B** last round Apr 2026
- 14 [**Paytm**](https://millionrounds.com/company/paytm) *Founded* - India **$1.9B** last round Nov 2019
- 15 [**Lufax** Lufax is an investment and financing platform that provides investment and wealth management services.](https://millionrounds.com/company/lufax) Lufax is an investment and financing platform that provides investment and wealth management services. *Founded* - China **$1.8B** last round Dec 2018
- 16 [**SumUp** SumUp is a leading global fintech company committed to levelling the playing field for small businesses.](https://millionrounds.com/company/sumup) SumUp is a leading global fintech company committed to levelling the playing field for small businesses. *Founded* 2012 London, Ireland **$1.7B** last round May 2025
- 17 [**Affirm** Buy now pay later without the fees.](https://millionrounds.com/company/affirm) Buy now pay later without the fees. *Founded* - San Francisco, United States **$1.7B** last round Oct 2025
- 18 [**Airwallex** Airwallex is the leading financial technology platform for modern businesses growing beyond borders](https://millionrounds.com/company/airwallex) Airwallex is the leading financial technology platform for modern businesses growing beyond borders *Founded* 2015 San Francisco, Australia **$1.6B** last round Jun 2026
- 19 [**iCapital** iCapital, officially known as Institutional Capital Network, Inc., is a prominent financial technology company based in New York City.](https://millionrounds.com/company/icapital) iCapital, officially known as Institutional Capital Network, Inc., is a prominent financial technology company based in New York City. *Founded* 2013 New York, United States **$1.6B** last round Sept 2026
- 20 [**Upstart** Upstart connects millions of consumers to 100+ banks and credit unions who leverage Upstart's artificial intelligence models and cloud applications to deliver s](https://millionrounds.com/company/upstart) Upstart connects millions of consumers to 100+ banks and credit unions who leverage Upstart's artificial intelligence models and cloud applications to deliver s *Founded* - San Mateo, United States **$1.6B** last round Apr 2026
- 21 [**Klarna**](https://millionrounds.com/company/klarna) *Founded* - Sweden **$1.6B** last round Jun 2022
- 22 [**Kabbage** Kabbage is a fintech company that offers cash flow management solutions to small businesses.](https://millionrounds.com/company/kabbage) Kabbage is a fintech company that offers cash flow management solutions to small businesses. *Founded* 2008 United States **$1.6B** last round Nov 2017
- 23 [**Funding Circle** Funding Circle is a lending platform for small businesses.](https://millionrounds.com/company/funding-circle) Funding Circle is a lending platform for small businesses. *Founded* 2009 London, United Kingdom **$1.5B** last round Feb 2026
- 24 [**Nubank** Juntos is a conversational technology platform that empowers and accompanies customers in their financial lives.](https://millionrounds.com/company/nubank) Juntos is a conversational technology platform that empowers and accompanies customers in their financial lives. *Founded* 2010 San Carlos, Brazil **$1.4B** last round Jun 2026
- 25 [**N26**](https://millionrounds.com/company/n26) *Founded* - Spain **$1.4B** last round Oct 2021
- 26 [**Revolut** Revolut is a financial technology company that offers banking services, money transfers, foreign exchange, and spending analytics.](https://millionrounds.com/company/revolut) Revolut is a financial technology company that offers banking services, money transfers, foreign exchange, and spending analytics. *Founded* 2015 London, United Kingdom **$1.3B** last round Oct 2026
- 27 [**Plata**](https://millionrounds.com/company/plata) *Founded* - Mexico **$1.3B** last round Apr 2026
- 28 [**Chime**](https://millionrounds.com/company/chime) *Founded* - United States **$1.3B** last round Mar 2025
- 29 [**Checkout.com** Checkout.com is a global provider of payment solutions that help businesses and communities thrive in the digital economy.](https://millionrounds.com/company/checkout-com) Checkout.com is a global provider of payment solutions that help businesses and communities thrive in the digital economy. *Founded* - London, United Kingdom **$1.2B** last round Jan 2025
- 30 [**Ant International**](https://millionrounds.com/company/ant-international) *Founded* - - **$1.2B** last round Jul 2026
- 31 [**Wealthsimple** Wealthsimple for Advisors focuses on providing simple and insightful, technology-enabled solutions to advisors and financial planners.](https://millionrounds.com/company/wealthsimple) Wealthsimple for Advisors focuses on providing simple and insightful, technology-enabled solutions to advisors and financial planners. *Founded* 2014 Toronto, Canada **$1.2B** last round Oct 2026
- 32 [**Pagaya** Pagaya enables financial institutions to expand access to more customers through its artificial intelligence network.](https://millionrounds.com/company/pagaya) Pagaya enables financial institutions to expand access to more customers through its artificial intelligence network. *Founded* 2016 New York, United States **$1.2B** last round Sept 2026
- 33 [**Bright Health**](https://millionrounds.com/company/bright-health) *Founded* 2015 United States **$1.1B** last round Dec 2019
- 34 [**nCino** nCino provides a cloud banking platform that helps financial institutions modernize their operations and improve the customer experience.](https://millionrounds.com/company/ncino) nCino provides a cloud banking platform that helps financial institutions modernize their operations and improve the customer experience. *Founded* 2012 Wilmington, United States **$1.1B** last round Jan 2022
- 35 [**Stripe** Launch your startup quickly and cost effectively from anywhere in the world with Atlas.](https://millionrounds.com/company/stripe) Launch your startup quickly and cost effectively from anywhere in the world with Atlas. *Founded* 2018 San Francisco, United States **$1.0B** last round Mar 2026
- 36 [**College Ave** The College Ave Student Loans Product is made by Firstrust Bank, member FDIC.](https://millionrounds.com/company/college-ave) The College Ave Student Loans Product is made by Firstrust Bank, member FDIC. *Founded* 2014 Wilmington, United States **$1.0B** last round Sept 2024
- 37 [**Best Egg** Best Egg provides flexible solutions to help customers with limited savings confidently navigate their everyday financial lives.](https://millionrounds.com/company/best-egg) Best Egg provides flexible solutions to help customers with limited savings confidently navigate their everyday financial lives. *Founded* 2014 Wilmington, United States **$1.0B** last round Dec 2024
- 38 [**Agibank** Agibank is a commercial bank that provides banking products and services.](https://millionrounds.com/company/agibank) Agibank is a commercial bank that provides banking products and services. *Founded* 1999 Campinas, Brazil **$920M** last round Oct 2026
- 39 [**Octane**](https://millionrounds.com/company/octane) *Founded* - United States **$918M** last round Jul 2026
- 40 [**iwoca** Iwoca offers credit financing services for small businesses.](https://millionrounds.com/company/iwoca) Iwoca offers credit financing services for small businesses. *Founded* 2011 West End, United Kingdom **$911M** last round Jul 2026
- 41 [**Carta** Carta, Inc.](https://millionrounds.com/company/carta) Carta, Inc. *Founded* 2012 San Francisco, United States **$880M** last round Aug 2021
- 42 [**Credit Karma** Intuit Credit Karma offers free credit scores, reports and insights.](https://millionrounds.com/company/credit-karma) Intuit Credit Karma offers free credit scores, reports and insights. *Founded* 2007 United States **$868M** last round Mar 2018
- 43 [**Remitly** Remitly is a mobile payments service that enables users to make person-to-person international money transfers.](https://millionrounds.com/company/remitly) Remitly is a mobile payments service that enables users to make person-to-person international money transfers. *Founded* 2011 Seattle, United States **$861M** last round Jun 2025
- 44 [**PolicyBazaar**](https://millionrounds.com/company/policybazaar) *Founded* 2008 Gurgaon, India **$845M** last round Nov 2019
- 45 [**Atom Bank** Atom Bank plc is the United Kingdom’s first app-based, digital-only retail bank, founded in 2014 and launched in 2016.](https://millionrounds.com/company/atom-bank) Atom Bank plc is the United Kingdom’s first app-based, digital-only retail bank, founded in 2014 and launched in 2016. *Founded* 2014 Newcastle upon Tyne, United Kingdom **$818M** last round Mar 2026
- 46 [**Mynt**](https://millionrounds.com/company/mynt) *Founded* - Sweden **$811M** last round Apr 2025
- 47 [**Greensill Capital** Greensill Capital is a provider of structured working capital financing to businesses globally.](https://millionrounds.com/company/greensill-capital) Greensill Capital is a provider of structured working capital financing to businesses globally. *Founded* 2011 London, United Kingdom **$800M** last round May 2019
- 48 [**Perch Group** Perch Group is a credit and asset management company that offers debt purchase and debt collection services.](https://millionrounds.com/company/perch-group) Perch Group is a credit and asset management company that offers debt purchase and debt collection services. *Founded* 2018 Blackpool, United Kingdom **$789M** last round Jul 2025
- 49 [**Zopa**](https://millionrounds.com/company/zopa) *Founded* 2004 United Kingdom **$780M** last round Jul 2026
- 50 [**Circle**](https://millionrounds.com/company/circle) *Founded* - United States **$772M** last round Sept 2026

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed as this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back fintech startups worldwide in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[All top lists](https://millionrounds.com/top-lists)

## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)[*P* *T* *C* **Fintech startups founded in 2020** 179 companies · $12B](https://millionrounds.com/top-lists/fintech-startups-founded-2020)

## More lists worldwide

[See all](https://millionrounds.com/top-lists?r=Global)

[*GV* *V* *RP* **Health startups worldwide** 12,811 companies · $81B](https://millionrounds.com/top-lists/health-startups)[*O* *A* *X* **AI startups worldwide** 10,238 companies · $830B](https://millionrounds.com/top-lists/ai-startups)[*GV* *V* *RP* **Biotech startups worldwide** 7,127 companies · $70B](https://millionrounds.com/top-lists/biotech-startups)[*D* *B* *FT* **Big data startups worldwide** 3,812 companies · $220B](https://millionrounds.com/top-lists/big-data-startups)[*O* *A* *B* **AI startups that raised in 2026** 2,922 companies · $540B in 2026](https://millionrounds.com/top-lists/ai-startups-raised-2026)[*FT* *CE* *P* **Energy providers startups worldwide** 2,808 companies · $152B](https://millionrounds.com/top-lists/energy-providers-startups)[*A* *P* *O* **Marketing tech startups worldwide** 2,728 companies · $28B](https://millionrounds.com/top-lists/marketing-tech-startups)[*SA* *C* *D* **Customer service startups worldwide** 2,637 companies · $64B](https://millionrounds.com/top-lists/customer-service-startups)