# Top 50 Fintech Startups in the United States by Funding Raised in 2026

> The 50 fintech startups in the United States that raised in 2026 that raised the most in 2026, ranked by money raised this year: $22B combined.

Source: https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026 (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Ramp** Ramp is a financial operations and spend management platform based in New York City, founded in 2019.](https://millionrounds.com/company/ramp) Ramp is a financial operations and spend management platform based in New York City, founded in 2019. *Founded* 2006 Boston, United States **$3.4B** last round Oct 2026
- 2 [**Kalshi** Kalshi is a CFTC-regulated exchange and prediction market platform based in New York City.](https://millionrounds.com/company/kalshi) Kalshi is a CFTC-regulated exchange and prediction market platform based in New York City. *Founded* 2019 New York, United States **$2.2B** last round Oct 2026
- 3 [**Robinhood** Trade stocks on Robinhood with commission-free investing & advanced trading tools.](https://millionrounds.com/company/robinhood) Trade stocks on Robinhood with commission-free investing & advanced trading tools. *Founded* 2013 Palo Alto, United States **$2.0B** last round Apr 2026
- 4 [**Upstart** Upstart connects millions of consumers to 100+ banks and credit unions who leverage Upstart's artificial intelligence models and cloud applications to deliver s](https://millionrounds.com/company/upstart) Upstart connects millions of consumers to 100+ banks and credit unions who leverage Upstart's artificial intelligence models and cloud applications to deliver s *Founded* - San Mateo, United States **$1.5B** last round Apr 2026
- 5 [**Pagaya** Pagaya enables financial institutions to expand access to more customers through its artificial intelligence network.](https://millionrounds.com/company/pagaya) Pagaya enables financial institutions to expand access to more customers through its artificial intelligence network. *Founded* 2016 New York, United States **$1.1B** last round Sept 2026
- 6 [**iCapital** iCapital, officially known as Institutional Capital Network, Inc., is a prominent financial technology company based in New York City.](https://millionrounds.com/company/icapital) iCapital, officially known as Institutional Capital Network, Inc., is a prominent financial technology company based in New York City. *Founded* 2013 New York, United States **$820M** last round Sept 2026
- 7 [**Octane**](https://millionrounds.com/company/octane) *Founded* - United States **$750M** last round Jul 2026
- 8 [**Polymarket** Polymarket is the largest prediction market platform globally, allowing users to trade shares on the outcomes of real-world events.](https://millionrounds.com/company/polymarket) Polymarket is the largest prediction market platform globally, allowing users to trade shares on the outcomes of real-world events. *Founded* 2020 New York, United States **$700M** last round Aug 2026
- 9 [**Alpaca** Alpaca is a brokerage infrastructure company based in San Mateo, California, that specializes in providing an API-first platform for commission-free trading.](https://millionrounds.com/company/alpaca) Alpaca is a brokerage infrastructure company based in San Mateo, California, that specializes in providing an API-first platform for commission-free trading. *Founded* 2017 San Mateo, United States **$451M** last round Jul 2026
- 10 [**Whop** Whop is a social commerce platform and online marketplace based in Brooklyn, New York.](https://millionrounds.com/company/whop) Whop is a social commerce platform and online marketplace based in Brooklyn, New York. *Founded* 2021 New York, United States **$400M** last round Oct 2026
- 11 [**Vestwell** Vestwell is a financial technology company based in New York City, founded in 2016.](https://millionrounds.com/company/vestwell) Vestwell is a financial technology company based in New York City, founded in 2016. *Founded* 2016 New York, United States **$385M** last round Mar 2026
- 12 [**Capchase** Capchase is a fintech company that provides financial solutions to startups by allowing access to funds as they grow.](https://millionrounds.com/company/capchase) Capchase is a fintech company that provides financial solutions to startups by allowing access to funds as they grow. *Founded* 2020 New York, United States **$374M** last round May 2026
- 13 [**Digital Asset** Digital Asset develops ledger technology intended to build distributed, encrypted straight-through processing tools.](https://millionrounds.com/company/digital-asset) Digital Asset develops ledger technology intended to build distributed, encrypted straight-through processing tools. *Founded* 2014 New York, United States **$355M** last round Jun 2026
- 14 [**Duetti** Duetti is a music-financial technology platform founded in 2022 and based in New York, with additional offices in Los Angeles, Miami, and London.](https://millionrounds.com/company/duetti) Duetti is a music-financial technology platform founded in 2022 and based in New York, with additional offices in Los Angeles, Miami, and London. *Founded* 2022 New York, United States **$350M** last round Feb 2026
- 15 [**Kin Insurance** Kin Insurance is an insurtech company that offers personalized home insurance policies.](https://millionrounds.com/company/kin-insurance) Kin Insurance is an insurtech company that offers personalized home insurance policies. *Founded* 2016 Chicago, United States **$335M** last round May 2026
- 16 [**Nitra** Nitra is overhauling the healthcare industry with radically efficient and transparent solutions - starting with spend management.](https://millionrounds.com/company/nitra) Nitra is overhauling the healthcare industry with radically efficient and transparent solutions - starting with spend management. *Founded* 2021 New York, United States **$302M** last round Mar 2026
- 17 [**Avant** Avant Meats Company Limited is a pioneering cultivated meat company based in Hong Kong, recognized as the first of its kind in China and the first cultivated fi](https://millionrounds.com/company/avant) Avant Meats Company Limited is a pioneering cultivated meat company based in Hong Kong, recognized as the first of its kind in China and the first cultivated fi *Founded* 2018 Central, United States **$300M** last round Jul 2026
- 18 [**Applied Data Finance** ADF has been purpose-built to be the optimal link between the underestimated underbanked consumer and capital markets.](https://millionrounds.com/company/applied-data-finance) ADF has been purpose-built to be the optimal link between the underestimated underbanked consumer and capital markets. *Founded* 2014 San Diego, United States **$300M** last round Mar 2026
- 19 [**Rogo**](https://millionrounds.com/company/rogo) *Founded* - United States **$265M** last round Sept 2026
- 20 [**Upgrade**](https://millionrounds.com/company/upgrade) *Founded* - United States **$250M** last round Feb 2026
- 21 [**Rain** Rain is an operator and custodian of digital currency exchange intended to make digital transactions.](https://millionrounds.com/company/rain) Rain is an operator and custodian of digital currency exchange intended to make digital transactions. *Founded* 2017 United States **$250M** last round Jan 2026
- 22 [**Covenant** Covenant is an innovative AI law firm focused on serving private market investors.](https://millionrounds.com/company/covenant) Covenant is an innovative AI law firm focused on serving private market investors. *Founded* 2021 New York, United States **$250M** last round Sept 2026
- 23 [**Flutterwave** Flutterwave is a prominent fintech company founded in Nigeria and based in San Francisco.](https://millionrounds.com/company/flutterwave) Flutterwave is a prominent fintech company founded in Nigeria and based in San Francisco. *Founded* 2016 San Francisco, United States **$250M** last round Jun 2026
- 24 [**Lendbuzz** Lendbuzz is a car financing platform that helps consumers with thin U.S.](https://millionrounds.com/company/lendbuzz) Lendbuzz is a car financing platform that helps consumers with thin U.S. *Founded* 2015 Boston, United States **$246M** last round Feb 2026
- 25 [**Teamshares** Teamshares is an employee ownership platform for small business.](https://millionrounds.com/company/teamshares) Teamshares is an employee ownership platform for small business. *Founded* 2019 Brooklyn, United States **$225M** last round Sept 2026
- 26 [**Circle Internet Group**](https://millionrounds.com/company/circle-internet-group) *Founded* - United States **$222M** last round May 2026
- 27 [**Mercury**](https://millionrounds.com/company/mercury) *Founded* - United States **$200M** last round May 2026
- 28 [**Coralogix** Coralogix is a full-stack observability platform founded in 2014, headquartered in Boston, Massachusetts, with additional offices in Ramat Gan, Israel, and San](https://millionrounds.com/company/coralogix) Coralogix is a full-stack observability platform founded in 2014, headquartered in Boston, Massachusetts, with additional offices in Ramat Gan, Israel, and San *Founded* 2014 Boston, United States **$200M** last round Jun 2026
- 29 [**Ledgebrook** Ledgebrook is a technology-enabled Managing General Agent (MGA) based in Boston, Massachusetts, specializing in Excess and Surplus (E&S) lines of insurance.](https://millionrounds.com/company/ledgebrook) Ledgebrook is a technology-enabled Managing General Agent (MGA) based in Boston, Massachusetts, specializing in Excess and Surplus (E&S) lines of insurance. *Founded* 2021 Needham, United States **$200M** last round Oct 2026
- 30 [**Yendo** Yendo issues credit cards secured by customer vehicle equity for lending.](https://millionrounds.com/company/yendo) Yendo issues credit cards secured by customer vehicle equity for lending. *Founded* 2021 Dallas, United States **$200M** last round Feb 2026
- 31 [**Quantifind** Quantifind is a financial technology and data science company that focuses on AI-driven solutions for financial crime detection, risk management, and regulatory](https://millionrounds.com/company/quantifind) Quantifind is a financial technology and data science company that focuses on AI-driven solutions for financial crime detection, risk management, and regulatory *Founded* 2009 Palo Alto, United States **$200M** last round Jun 2026
- 32 [**Databento** Databento is a financial technology company that specializes in delivering institutional-grade market data through user-friendly APIs.](https://millionrounds.com/company/databento) Databento is a financial technology company that specializes in delivering institutional-grade market data through user-friendly APIs. *Founded* 2019 Salt Lake City, United States **$197M** last round Nov 2026
- 33 [**DailyPay** DailyPay is a financial system platform that offers services to employees for paying bills on time.](https://millionrounds.com/company/dailypay) DailyPay is a financial system platform that offers services to employees for paying bills on time. *Founded* 2015 New York, United States **$195M** last round Jan 2026
- 34 [**K1x**](https://millionrounds.com/company/k1x) *Founded* - United States **$175M** last round Apr 2026
- 35 [**CAIS** CAIS, founded in 2009 and headquartered in New York City, is a leading fintech company that operates an alternative investment platform for independent financial advisors.](https://millionrounds.com/company/cais) CAIS, founded in 2009 and headquartered in New York City, is a leading fintech company that operates an alternative investment platform for independent financial advisors. *Founded* 2009 New York, United States **$170M** last round Aug 2026
- 36 [**Corgi** Corgi is an AI-native, full-stack insurance carrier based in San Francisco, specializing in customized commercial insurance products for startups, B2B SaaS comp](https://millionrounds.com/company/corgi) Corgi is an AI-native, full-stack insurance carrier based in San Francisco, specializing in customized commercial insurance products for startups, B2B SaaS comp *Founded* 2024 San Francisco, United States **$170M** last round Jul 2026
- 37 [**Taktile** Taktile is an AI-powered decision platform designed for financial institutions to enhance risk management strategies throughout the customer lifecycle.](https://millionrounds.com/company/taktile) Taktile is an AI-powered decision platform designed for financial institutions to enhance risk management strategies throughout the customer lifecycle. *Founded* 2020 New York, United States **$164M** last round Jun 2026
- 38 [**Socure** Socure is a prominent American technology company that specializes in AI-driven digital identity verification, fraud prevention, and risk decisioning.](https://millionrounds.com/company/socure) Socure is a prominent American technology company that specializes in AI-driven digital identity verification, fraud prevention, and risk decisioning. *Founded* 2012 Incline Village, United States **$156M** last round Aug 2026
- 39 [**VIVA Finance** VIVA Finance, Inc.](https://millionrounds.com/company/viva-finance) VIVA Finance, Inc. *Founded* 2019 Atlanta, United States **$150M** last round Oct 2026
- 40 [**Farther** Farther is a technology-centric wealth management firm and Registered Investment Advisor (RIA) founded in 2019.](https://millionrounds.com/company/farther) Farther is a technology-centric wealth management firm and Registered Investment Advisor (RIA) founded in 2019. *Founded* 2019 New York, United States **$150M** last round May 2026
- 41 [**Braviant Holdings** A leading provider of tech-enabled credit products and services for underbanked consumers](https://millionrounds.com/company/braviant-holdings) A leading provider of tech-enabled credit products and services for underbanked consumers *Founded* 2014 Chicago, United States **$150M** last round Apr 2026
- 42 [**Valon** Valon is a New York-based fintech company founded in 2019, specializing in mortgage servicing through its innovative platform, ValonOS.](https://millionrounds.com/company/valon) Valon is a New York-based fintech company founded in 2019, specializing in mortgage servicing through its innovative platform, ValonOS. *Founded* 2019 New York, United States **$150M** last round Oct 2026
- 43 [**ProducePay** ProducePay is a Los Angeles-based AgTech and FinTech company founded in 2014.](https://millionrounds.com/company/producepay) ProducePay is a Los Angeles-based AgTech and FinTech company founded in 2014. *Founded* 2014 Los Angeles, United States **$140M** last round Sept 2026
- 44 [**Collective**](https://millionrounds.com/company/collective) *Founded* - United States **$140M** last round Oct 2026
- 45 [**Chronograph** Chronograph is a technology firm based in Brooklyn, New York, specializing in portfolio monitoring, valuation, and analytics solutions for the private capital market.](https://millionrounds.com/company/chronograph) Chronograph is a technology firm based in Brooklyn, New York, specializing in portfolio monitoring, valuation, and analytics solutions for the private capital market. *Founded* 2016 New York, United States **$140M** last round Jun 2026
- 46 [**Imprint** Imprint is a New York-based financial technology company founded in 2020.](https://millionrounds.com/company/imprint) Imprint is a New York-based financial technology company founded in 2020. *Founded* 2020 New York, United States **$130M** last round Nov 2026
- 47 [**Current**](https://millionrounds.com/company/current) *Founded* - United States **$125M** last round Jun 2026
- 48 [**Xpansiv** Xpansiv is a global technology company based in New York, specializing in market infrastructure for the energy transition.](https://millionrounds.com/company/xpansiv) Xpansiv is a global technology company based in New York, specializing in market infrastructure for the energy transition. *Founded* 2016 New York, United States **$125M** last round Sept 2026
- 49 [**Reserv** Reserv is a technology-enabled Third-Party Administrator (TPA) and insurtech firm that specializes in modernizing Property and Casualty (P&C) insurance claims processing.](https://millionrounds.com/company/reserv) Reserv is a technology-enabled Third-Party Administrator (TPA) and insurtech firm that specializes in modernizing Property and Casualty (P&C) insurance claims processing. *Founded* 2022 New York, United States **$125M** last round May 2026
- 50 [**Karta** Karta is a London-based metaverse studio that specializes in in-game experiential marketing.](https://millionrounds.com/company/karta) Karta is a London-based metaverse studio that specializes in in-game experiential marketing. *Founded* 2021 United States **$125M** last round Jun 2026

**Money raised in 2026** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies with a round in 2026 that we track, ranked by what they raised this year. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back fintech startups in the United States that raised in 2026 in the app, with filters, lists and exports.

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## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)[*P* *T* *C* **Fintech startups founded in 2020** 179 companies · $12B](https://millionrounds.com/top-lists/fintech-startups-founded-2020)

## More lists for United States

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[*O* *A* *X* **Startups in the United States** 42,176 companies · $870B](https://millionrounds.com/top-lists/startups-united-states)[*GV* *V* *RP* **Health startups in the United States** 7,411 companies · $71B](https://millionrounds.com/top-lists/health-startups-united-states)[*O* *A* *X* **AI startups in the United States** 5,656 companies · $718B](https://millionrounds.com/top-lists/ai-startups-united-states)[*V* *RP* *DH* **Healthcare startups in the United States** 4,148 companies · $51B](https://millionrounds.com/top-lists/healthcare-startups-united-states)[*S* *P* *I* **IT Services startups in the United States** 3,482 companies · $27B](https://millionrounds.com/top-lists/it-services-startups-united-states)[*D* *CE* *AD* **Big Data & Analytics startups in the United States** 2,107 companies · $132B](https://millionrounds.com/top-lists/big-data-startups-united-states)[*O* *A* *W* **AI startups in the United States that raised in 2026** 1,648 companies · $431B in 2026](https://millionrounds.com/top-lists/ai-startups-united-states-raised-2026)[*D* *P* *A* **Software startups in the United States** 1,638 companies · $77B](https://millionrounds.com/top-lists/software-startups-united-states)