# Top 50 Fintech Startups in the United Kingdom by Funding (2026)

> The 50 best-funded fintech startups in the United Kingdom, ranked by total funding raised: $23B combined.

Source: https://millionrounds.com/top-lists/fintech-startups-united-kingdom (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Funding Circle** Funding Circle is a lending platform for small businesses.](https://millionrounds.com/company/funding-circle) Funding Circle is a lending platform for small businesses. *Founded* 2009 London, United Kingdom **$1.5B** last round Feb 2026
- 2 [**Revolut** Revolut is a financial technology company that offers banking services, money transfers, foreign exchange, and spending analytics.](https://millionrounds.com/company/revolut) Revolut is a financial technology company that offers banking services, money transfers, foreign exchange, and spending analytics. *Founded* 2015 London, United Kingdom **$1.3B** last round Oct 2026
- 3 [**Checkout.com** Checkout.com is a global provider of payment solutions that help businesses and communities thrive in the digital economy.](https://millionrounds.com/company/checkout-com) Checkout.com is a global provider of payment solutions that help businesses and communities thrive in the digital economy. *Founded* - London, United Kingdom **$1.2B** last round Jan 2025
- 4 [**iwoca** Iwoca offers credit financing services for small businesses.](https://millionrounds.com/company/iwoca) Iwoca offers credit financing services for small businesses. *Founded* 2011 West End, United Kingdom **$911M** last round Jul 2026
- 5 [**Atom Bank** Atom Bank plc is the United Kingdom’s first app-based, digital-only retail bank, founded in 2014 and launched in 2016.](https://millionrounds.com/company/atom-bank) Atom Bank plc is the United Kingdom’s first app-based, digital-only retail bank, founded in 2014 and launched in 2016. *Founded* 2014 Newcastle upon Tyne, United Kingdom **$818M** last round Mar 2026
- 6 [**Greensill Capital** Greensill Capital is a provider of structured working capital financing to businesses globally.](https://millionrounds.com/company/greensill-capital) Greensill Capital is a provider of structured working capital financing to businesses globally. *Founded* 2011 London, United Kingdom **$800M** last round May 2019
- 7 [**Perch Group** Perch Group is a credit and asset management company that offers debt purchase and debt collection services.](https://millionrounds.com/company/perch-group) Perch Group is a credit and asset management company that offers debt purchase and debt collection services. *Founded* 2018 Blackpool, United Kingdom **$789M** last round Jul 2025
- 8 [**Zopa**](https://millionrounds.com/company/zopa) *Founded* 2004 United Kingdom **$780M** last round Jul 2026
- 9 [**TransferWise**](https://millionrounds.com/company/transferwise) *Founded* 2010 United Kingdom **$662M** last round May 2019
- 10 [**Rapyd**](https://millionrounds.com/company/rapyd) *Founded* 2022 United Kingdom **$660M** last round Oct 2025
- 11 [**Starling Bank**](https://millionrounds.com/company/starling-bank) *Founded* 2014 United Kingdom **$655M** last round Jun 2026
- 12 [**Greensill**](https://millionrounds.com/company/greensill) *Founded* 2018 United Kingdom **$655M** last round Oct 2019
- 13 [**Capital on Tap** Capital on Tap is a fintech company that provides small businesses with credit cards and a spend management platform.](https://millionrounds.com/company/capital-on-tap) Capital on Tap is a fintech company that provides small businesses with credit cards and a spend management platform. *Founded* 2012 London, United Kingdom **$654M** last round Nov 2025
- 14 [**Ebury** Ebury is a global fintech providing international business accounts, multi-currency payments, FX hedging, trade finance, and business APIs to 25,000+ businesses](https://millionrounds.com/company/ebury) Ebury is a global fintech providing international business accounts, multi-currency payments, FX hedging, trade finance, and business APIs to 25,000+ businesses *Founded* 2009 London, United Kingdom **$570M** last round Nov 2019
- 15 [**PremFina**](https://millionrounds.com/company/premfina) *Founded* 2010 United Kingdom **$536M** last round Jun 2025
- 16 [**Tempo** Tempo is a home fitness platform, combining equipment, training guidance, and social motivation with 3D sensors and artificial intelligence.](https://millionrounds.com/company/tempo) Tempo is a home fitness platform, combining equipment, training guidance, and social motivation with 3D sensors and artificial intelligence. *Founded* 2015 United Kingdom **$514M** last round Oct 2025
- 17 [**DivideBuy** DivideBuy offers Interest-Free Credit through our Retail Partners.](https://millionrounds.com/company/dividebuy) DivideBuy offers Interest-Free Credit through our Retail Partners. *Founded* 2014 Staffordshire Reef, United Kingdom **$494M** last round Sept 2021
- 18 [**WorldRemit** WorldRemit is the online service that lets you send money to family and friends using our website or app.](https://millionrounds.com/company/worldremit) WorldRemit is the online service that lets you send money to family and friends using our website or app. *Founded* 2010 London, United Kingdom **$463M** last round Jan 2021
- 19 [**GoCardless** GoCardless helps 75,000+ businesses get paid on time.](https://millionrounds.com/company/gocardless) GoCardless helps 75,000+ businesses get paid on time. *Founded* 2011 London, United Kingdom **$442M** last round Aug 2026
- 20 [**OakNorth** From competitive savings to seamless business banking and flexible loans from £1m+, we help individuals and businesses grow while driving economic impact across.](https://millionrounds.com/company/oaknorth) From competitive savings to seamless business banking and flexible loans from £1m+, we help individuals and businesses grow while driving economic impact across. *Founded* 2013 United Kingdom **$440M** last round Feb 2019
- 21 [**Zepz** Zepz is a global digital cross-border payments platform that enables international money transfers.](https://millionrounds.com/company/zepz) Zepz is a global digital cross-border payments platform that enables international money transfers. *Founded* - London, United Kingdom **$432M** last round Apr 2025
- 22 [**Stenn** Stenn International Ltd.](https://millionrounds.com/company/stenn) Stenn International Ltd. *Founded* 2015 London, United Kingdom **$400M** last round Feb 2023
- 23 [**Prodigy Finance** Get funding for a top-tier master degree - without worrying about collateral or a cosigner.](https://millionrounds.com/company/prodigy-finance) Get funding for a top-tier master degree - without worrying about collateral or a cosigner. *Founded* 2007 London, United Kingdom **$399M** last round Dec 2025
- 24 [**Smart Pension** Smart Pension is a FinTech company that specializes in retirement savings technology, offering simplified pension solutions for businesses.](https://millionrounds.com/company/smart-pension) Smart Pension is a FinTech company that specializes in retirement savings technology, offering simplified pension solutions for businesses. *Founded* 2014 London, United Kingdom **$399M** last round Aug 2025
- 25 [**Monzo**](https://millionrounds.com/company/monzo) *Founded* - United Kingdom **$394M** last round Nov 2026
- 26 [**LendInvest** LendInvest is a property fintech company that offers buy-to-let mortgages, bridging loans, and development finance to its customers.](https://millionrounds.com/company/lendinvest) LendInvest is a property fintech company that offers buy-to-let mortgages, bridging loans, and development finance to its customers. *Founded* 2008 London, United Kingdom **$385M** last round Jul 2021
- 27 [**TrueLayer** TrueLayer is a leading open banking payments network based in London, founded in 2016.](https://millionrounds.com/company/truelayer) TrueLayer is a leading open banking payments network based in London, founded in 2016. *Founded* 2016 London, United Kingdom **$376M** last round Oct 2026
- 28 [**Sonovate** Sonovate is a fintech company based in Cardiff, Wales, that specializes in providing embedded finance, invoice funding, and back-office technology solutions for](https://millionrounds.com/company/sonovate) Sonovate is a fintech company based in Cardiff, Wales, that specializes in providing embedded finance, invoice funding, and back-office technology solutions for *Founded* 2013 Cardiff, United Kingdom **$350M** last round Jul 2022
- 29 [**Updraft** Updraft is a lending, credit report, and financial planning app for millennials.](https://millionrounds.com/company/updraft) Updraft is a lending, credit report, and financial planning app for millennials. *Founded* 2017 Palatine, United Kingdom **$318M** last round Dec 2023
- 30 [**LiveMore Mortgages** LiveMore Mortgages is a financial services company that provides online mortgage lending services for older borrowers.](https://millionrounds.com/company/livemore-mortgages) LiveMore Mortgages is a financial services company that provides online mortgage lending services for older borrowers. *Founded* 2018 London, United Kingdom **$309M** last round Jan 2023
- 31 [**Rapyd Financial Network**](https://millionrounds.com/company/rapyd-financial-network) *Founded* - United Kingdom **$300M** last round Feb 2025
- 32 [**Flagstone** Flagstone Group Ltd is a UK-based financial technology company that specializes in cash deposit platforms.](https://millionrounds.com/company/flagstone) Flagstone Group Ltd is a UK-based financial technology company that specializes in cash deposit platforms. *Founded* 2013 London, United Kingdom **$271M** last round Jun 2024
- 33 [**Hastee** Hastee is a mobile application that delivers financial education and management tools.](https://millionrounds.com/company/hastee) Hastee is a mobile application that delivers financial education and management tools. *Founded* 2017 London, United Kingdom **$270M** last round Dec 2019
- 34 [**PrimaryBid** PrimaryBid is a technology platform that allows everyday investors fair & equal access to investing in public companies raising capital.](https://millionrounds.com/company/primarybid) PrimaryBid is a technology platform that allows everyday investors fair & equal access to investing in public companies raising capital. *Founded* 2012 London, United Kingdom **$265M** last round Dec 2022
- 35 [**Momenta Finance** Momenta finance is a high-growth specialist provider of flexible business finance to the UK SME market.](https://millionrounds.com/company/momenta-finance) Momenta finance is a high-growth specialist provider of flexible business finance to the UK SME market. *Founded* 2013 London, United Kingdom **$258M** last round Sept 2024
- 36 [**Soldo** Soldo is a British fintech company established in London in 2014.](https://millionrounds.com/company/soldo) Soldo is a British fintech company established in London in 2014. *Founded* 2014 London, United Kingdom **$252M** last round Jul 2021
- 37 [**Tymit** Tymit is a UK-based financial technology company founded in 2017, specializing in flexible credit solutions and Buy Now, Pay Later (BNPL) services.](https://millionrounds.com/company/tymit) Tymit is a UK-based financial technology company founded in 2017, specializing in flexible credit solutions and Buy Now, Pay Later (BNPL) services. *Founded* 2017 London, United Kingdom **$241M** last round Nov 2025
- 38 [**YouLend** YouLend is the leading global embedded financing platform for the world’s top e-commerce platforms, tech companies and PSPs.](https://millionrounds.com/company/youlend) YouLend is the leading global embedded financing platform for the world’s top e-commerce platforms, tech companies and PSPs. *Founded* 2015 London, United Kingdom **$225M** last round Mar 2026
- 39 [**9fin** 9fin is an AI-native debt market intelligence platform founded in 2016, headquartered in London with additional offices in New York, Hong Kong, and Belfast.](https://millionrounds.com/company/9fin) 9fin is an AI-native debt market intelligence platform founded in 2016, headquartered in London with additional offices in New York, Hong Kong, and Belfast. *Founded* 2016 London, United Kingdom **$223M** last round Jul 2026
- 40 [**Nested**](https://millionrounds.com/company/nested) *Founded* 2018 United Kingdom **$220M** last round Mar 2022
- 41 [**Paymentology** Paymentology is a global issuer processor and cloud-native card issuing platform based in London, UK.](https://millionrounds.com/company/paymentology) Paymentology is a global issuer processor and cloud-native card issuing platform based in London, UK. *Founded* 2015 London, United Kingdom **$210M** last round May 2026
- 42 [**Assetz Capital** Assetz Capital is a multi award-winning lender, operating in short to medium-term lending, we offer a range of bespoke property-backed specialist finance solutions.](https://millionrounds.com/company/assetz-capital) Assetz Capital is a multi award-winning lender, operating in short to medium-term lending, we offer a range of bespoke property-backed specialist finance solutions. *Founded* 2013 Manchester, United Kingdom **$205M** last round Nov 2025
- 43 [**Tide** Tide is a UK business financial platform providing business current accounts and admin tools, including invoicing, expense management, accounting integrations,](https://millionrounds.com/company/tide) Tide is a UK business financial platform providing business current accounts and admin tools, including invoicing, expense management, accounting integrations, *Founded* 2015 London, United Kingdom **$194M** last round Sept 2025
- 44 [**Fleximize** Fleximize is a fintech-led business finance provider offering business loans of up to £500,000 to UK-based SMEs](https://millionrounds.com/company/fleximize) Fleximize is a fintech-led business finance provider offering business loans of up to £500,000 to UK-based SMEs *Founded* 2013 Ipswich, United Kingdom **$188M** last round Sept 2023
- 45 [**Neyber** Neyber is financial wellbeing provider that helps UK employees to be better with their money.](https://millionrounds.com/company/neyber) Neyber is financial wellbeing provider that helps UK employees to be better with their money. *Founded* 2014 United Kingdom **$180M** last round Sept 2017
- 46 [**Zilch** Zilch is is a direct-to-consumer ad-subsidised payments network that provides a flexible buy now, pay later service.](https://millionrounds.com/company/zilch) Zilch is is a direct-to-consumer ad-subsidised payments network that provides a flexible buy now, pay later service. *Founded* 2016 London, United Kingdom **$175M** last round Nov 2025
- 47 [**TRIVER** Triver is a London-based fintech company that specializes in cash flow financing for small and medium-sized enterprises (SMEs).](https://millionrounds.com/company/triver) Triver is a London-based fintech company that specializes in cash flow financing for small and medium-sized enterprises (SMEs). *Founded* 2023 London, United Kingdom **$174M** last round Aug 2026
- 48 [**Monese** Monese is a digital banking option that provides mobile-only, multi-currency accounts in countries across the European Economic Area.](https://millionrounds.com/company/monese) Monese is a digital banking option that provides mobile-only, multi-currency accounts in countries across the European Economic Area. *Founded* 2013 London, United Kingdom **$167M** last round Jun 2026
- 49 [**Moneybox** Moneybox, officially known as Digital Moneybox Limited, is a prominent UK-based financial technology company that focuses on mobile-first savings and investment solutions.](https://millionrounds.com/company/moneybox) Moneybox, officially known as Digital Moneybox Limited, is a prominent UK-based financial technology company that focuses on mobile-first savings and investment solutions. *Founded* 2015 London, United Kingdom **$160M** last round Jul 2026
- 50 [**Wonga** Wonga.pl is a Polish online lending company that specializes in providing instant personal loans and installment loans.](https://millionrounds.com/company/wonga) Wonga.pl is a Polish online lending company that specializes in providing instant personal loans and installment loans. *Founded* 2007 Birmingham, United Kingdom **$158M** last round Aug 2018

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed as this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back fintech startups in the United Kingdom in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[All top lists](https://millionrounds.com/top-lists)

## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)[*P* *T* *C* **Fintech startups founded in 2020** 179 companies · $12B](https://millionrounds.com/top-lists/fintech-startups-founded-2020)

## More lists for United Kingdom

[See all](https://millionrounds.com/top-lists?r=United%20Kingdom)

[*SC* *N* *F* **Startups in the United Kingdom** 8,355 companies · $79B](https://millionrounds.com/top-lists/startups-united-kingdom)[*IL* *CS* *ON* **Health startups in the United Kingdom** 1,094 companies · $17B](https://millionrounds.com/top-lists/health-startups-united-kingdom)[*N* *AA* *IL* **AI startups in the United Kingdom** 835 companies · $32B](https://millionrounds.com/top-lists/ai-startups-united-kingdom)[*C* *T* *K* **IT Services startups in the United Kingdom** 816 companies · $5.3B](https://millionrounds.com/top-lists/it-services-startups-united-kingdom)[*IL* *CS* *ON* **Healthcare startups in the United Kingdom** 608 companies · $14B](https://millionrounds.com/top-lists/healthcare-startups-united-kingdom)[*IL* *CS* *ON* **Biotech startups in the United Kingdom** 588 companies · $15B](https://millionrounds.com/top-lists/biotech-startups-united-kingdom)[*F* *FC* *R* **Financial Services startups in the United Kingdom** 472 companies · $26B](https://millionrounds.com/top-lists/financial-services-startups-united-kingdom)[*N* *Q* *L* **Big Data & Analytics startups in the United Kingdom** 336 companies · $13B](https://millionrounds.com/top-lists/big-data-startups-united-kingdom)