# Top 25 Fintech Startups in the United Arab Emirates by Funding (2026)

> The 25 best-funded fintech startups in the United Arab Emirates, ranked by total funding raised: $2.6B combined.

Source: https://millionrounds.com/top-lists/fintech-startups-united-arab-emirates (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Binance**](https://millionrounds.com/company/binance) *Founded* - United Arab Emirates **$2.0B** last round Mar 2025
- 2 [**Beehive** Beehive connects businesses looking for finance with investors, building mutually beneficial partnerships for growth.](https://millionrounds.com/company/beehive) Beehive connects businesses looking for finance with investors, building mutually beneficial partnerships for growth. *Founded* 2014 Dubai, United Arab Emirates **$140M** last round Mar 2025
- 3 [**Flow48** Flow48 is a FinTech company founded in 2022 that specializes in revenue-based and invoice-based financing for small and medium-sized enterprises (SMEs) in emerg](https://millionrounds.com/company/flow48) Flow48 is a FinTech company founded in 2022 that specializes in revenue-based and invoice-based financing for small and medium-sized enterprises (SMEs) in emerg *Founded* 2022 Dubai, United Arab Emirates **$69M** last round Feb 2025
- 4 [**Huspy** Huspy is a Dubai-based proptech company founded in 2020, focused on transforming the real estate market with its comprehensive digital platform.](https://millionrounds.com/company/huspy) Huspy is a Dubai-based proptech company founded in 2020, focused on transforming the real estate market with its comprehensive digital platform. *Founded* 2020 Dubai, United Arab Emirates **$59M** last round Jul 2025
- 5 [**CredibleX** Empowering SME Growth Through Embedded Financing and Business Solutions CredibleX is a UAE-based embedded finance lender enabling ecosystem partners to offer SM](https://millionrounds.com/company/crediblex) Empowering SME Growth Through Embedded Financing and Business Solutions CredibleX is a UAE-based embedded finance lender enabling ecosystem partners to offer SM *Founded* 2023 Abu Dhabi, United Arab Emirates **$55M** last round Dec 2024
- 6 [**Alaan** Alaan is an AI-native finance platform based in Dubai, designed to streamline expense management for businesses in the Middle East.](https://millionrounds.com/company/alaan) Alaan is an AI-native finance platform based in Dubai, designed to streamline expense management for businesses in the Middle East. *Founded* 2021 Dubai, United Arab Emirates **$48M** last round Aug 2025
- 7 [**Mutuum Finance**](https://millionrounds.com/company/mutuum-finance) *Founded* - United Arab Emirates **$35M** last round Nov 2025
- 8 [**Mansa**](https://millionrounds.com/company/mansa) *Founded* - United Arab Emirates **$18M** last round Feb 2025
- 9 [**RemotePass** RemotePass is an all-in-one platform for companies to onboard, manage, pay, and retain remote workers in 150 countries](https://millionrounds.com/company/remotepass) RemotePass is an all-in-one platform for companies to onboard, manage, pay, and retain remote workers in 150 countries *Founded* 2020 Boston, United Arab Emirates **$17M** last round May 2026
- 10 [**Oro** ORO is an automobile maintenance company for businesses residing in Riyadh.](https://millionrounds.com/company/oro) ORO is an automobile maintenance company for businesses residing in Riyadh. *Founded* 2021 Riyadh, United Arab Emirates **$16M** last round Aug 2026
- 11 [**Zbooni** Zbooni is a financial software and technology company based in Dubai, founded in 2016.](https://millionrounds.com/company/zbooni) Zbooni is a financial software and technology company based in Dubai, founded in 2016. *Founded* 2016 Dubai, United Arab Emirates **$15M** last round Sept 2021
- 12 [**Sarwa** Sarwa is a financial technology platform based in Abu Dhabi, UAE, founded in 2017.](https://millionrounds.com/company/sarwa) Sarwa is a financial technology platform based in Abu Dhabi, UAE, founded in 2017. *Founded* 2017 Abu Dhabi, United Arab Emirates **$15M** last round Jul 2021
- 13 [**Synapse Analytics** Synapse Analytics is an AI-powered financial technology company based in Cairo, Egypt, founded in 2018.](https://millionrounds.com/company/synapse-analytics) Synapse Analytics is an AI-powered financial technology company based in Cairo, Egypt, founded in 2018. *Founded* 2018 Abu Dhabi, United Arab Emirates **$13M** last round Sept 2026
- 14 [**WheelsOn** WheelsOn is a digital-first car rental company based in the UAE, operating primarily in Abu Dhabi and Dubai.](https://millionrounds.com/company/wheelson) WheelsOn is a digital-first car rental company based in the UAE, operating primarily in Abu Dhabi and Dubai. *Founded* 2024 Dubai, United Arab Emirates **$13M** last round Sept 2025
- 15 [**yallacompare**](https://millionrounds.com/company/yallacompare) *Founded* - United Arab Emirates **$8.0M** last round Jan 2018
- 16 [**Ajar** Ajar is a platform empowering landlords and tenants with seamless property management and rent payments.](https://millionrounds.com/company/ajar) Ajar is a platform empowering landlords and tenants with seamless property management and rent payments. *Founded* 2016 United Arab Emirates **$7.5M** last round Jun 2020
- 17 [**Sav** Sav Technologies Limited is a fintech company based in the UAE, offering a financial services platform designed to help individuals manage their money efficiently.](https://millionrounds.com/company/sav) Sav Technologies Limited is a fintech company based in the UAE, offering a financial services platform designed to help individuals manage their money efficiently. *Founded* 2022 Dubai, United Arab Emirates **$5.5M** last round Sept 2026
- 18 [**The Binary Holdings** The Binary Holdings is a Web3 infrastructure provider based in Dubai, United Arab Emirates, established in 2023.](https://millionrounds.com/company/the-binary-holdings) The Binary Holdings is a Web3 infrastructure provider based in Dubai, United Arab Emirates, established in 2023. *Founded* - Dubai, United Arab Emirates **$5.0M** last round Dec 2024
- 19 [**Zest Equity** Zest Equity, founded in 2021 and based in Dubai, is a financial technology company focused on enhancing private market transactions.](https://millionrounds.com/company/zest-equity) Zest Equity, founded in 2021 and based in Dubai, is a financial technology company focused on enhancing private market transactions. *Founded* 2021 Dubai, United Arab Emirates **$4.3M** last round Apr 2025
- 20 [**Zywa** Zywa is a financial technology neobank focused on serving Generation Z, specifically teenagers and young adults aged 10 to 25, in the Middle East and North Africa (MENA).](https://millionrounds.com/company/zywa) Zywa is a financial technology neobank focused on serving Generation Z, specifically teenagers and young adults aged 10 to 25, in the Middle East and North Africa (MENA). *Founded* 2022 Dubai, United Arab Emirates **$3.0M** last round Aug 2022
- 21 [**Awad Capital** Independent DFSA regulated financial services firm focusing on M&A and Capital Raising.](https://millionrounds.com/company/awad-capital) Independent DFSA regulated financial services firm focusing on M&A and Capital Raising. *Founded* 2015 Dubai, United Arab Emirates **$2.1M** last round Mar 2019
- 22 [**Byzanlink** Byzanlink is a cutting-edge Real-World Asset (RWA) tokenization platform revolutionizing the management of traditional financial assets on-chain.](https://millionrounds.com/company/byzanlink) Byzanlink is a cutting-edge Real-World Asset (RWA) tokenization platform revolutionizing the management of traditional financial assets on-chain. *Founded* 2024 Dubai, United Arab Emirates **$2.0M** last round Jun 2025
- 23 [**Kema** Kema is a Dubai-based B2B accounts receivable and liquidity platform designed to help businesses get paid faster.](https://millionrounds.com/company/kema) Kema is a Dubai-based B2B accounts receivable and liquidity platform designed to help businesses get paid faster. *Founded* 2023 Dubai, United Arab Emirates **$2.0M** last round Feb 2024
- 24 [**FlexxPay** FlexxPay is an online platform for employers who can access their earned salaries & commissions instantly, before the regular payday.](https://millionrounds.com/company/flexxpay) FlexxPay is an online platform for employers who can access their earned salaries & commissions instantly, before the regular payday. *Founded* 2018 United Arab Emirates **$1.5M** last round Oct 2021
- 25 [**Finllect** Finllect is the choice of the next-generation to build a credit score and prequalify for credit.](https://millionrounds.com/company/finllect) Finllect is the choice of the next-generation to build a credit score and prequalify for credit. *Founded* 2020 Dubai, United Arab Emirates **$250K** last round Jan 2022

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

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## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)

## More lists for United Arab Emirates

[See all](https://millionrounds.com/top-lists?r=United%20Arab%20Emirates)

[*B* *C* *AP* **Startups in the United Arab Emirates** 172 companies · $5.8B](https://millionrounds.com/top-lists/startups-united-arab-emirates)[*B* *LP* *MF* **Web3 & Crypto startups in the United Arab Emirates** 25 companies · $2.2B](https://millionrounds.com/top-lists/web3-startups-united-arab-emirates)[*A* *A* *O* **AI startups in the United Arab Emirates** 21 companies · $235M](https://millionrounds.com/top-lists/ai-startups-united-arab-emirates)[*C* *E* *F* **Internet startups in the United Arab Emirates** 15 companies · $910M](https://millionrounds.com/top-lists/internet-startups-united-arab-emirates)[*T* *R* *M* **IT Services startups in the United Arab Emirates** 12 companies · $492M](https://millionrounds.com/top-lists/it-services-startups-united-arab-emirates)[*A* *Z* *M* **Consumer Apps startups in the United Arab Emirates** 11 companies · $74M](https://millionrounds.com/top-lists/app-startups-united-arab-emirates)[*E* *Z* *M* **E-commerce startups in the United Arab Emirates** 10 companies · $157M](https://millionrounds.com/top-lists/ecommerce-startups-united-arab-emirates)