# Top 26 Fintech Startups in Sydney by Funding (2026)

> The 26 best-funded fintech startups in Sydney, ranked by total funding raised: $777M combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/fintech-startups-sydney (Millionrounds; every figure on the page links to its filing or article)

- 1 [**JustFund** JustFund is a finance firm that connects clients and lawyers in family law matters and offers flexible ways to manage legal fees.](https://millionrounds.com/company/justfund) JustFund is a finance firm that connects clients and lawyers in family law matters and offers flexible ways to manage legal fees. *Founded* 2022 Sydney, Australia **$139M** last round Jul 2025
- 2 [**Prospa** Platform ZEUS4D menawarkan pengalaman online modern dengan transaksi cepat, akses stabil di semua perangkat, serta sistem keamanan terpercaya untuk semua pengguna.](https://millionrounds.com/company/prospa) Platform ZEUS4D menawarkan pengalaman online modern dengan transaksi cepat, akses stabil di semua perangkat, serta sistem keamanan terpercaya untuk semua pengguna. *Founded* - Sydney, Australia **$135M** last round Apr 2024
- 3 [**MoneyMe** MoneyMe is a platform providing unsecured personal loans to the tech-savvy, convenience-driven millennial market in Australia.](https://millionrounds.com/company/moneyme) MoneyMe is a platform providing unsecured personal loans to the tech-savvy, convenience-driven millennial market in Australia. *Founded* 2013 Sydney, Australia **$91M** last round Nov 2017
- 4 [**Brighte** Brighte is a sustainable energy technology platform, offering sustainable energy financing solutions and energy for the home](https://millionrounds.com/company/brighte) Brighte is a sustainable energy technology platform, offering sustainable energy financing solutions and energy for the home *Founded* 2015 Sydney, Australia **$60M** last round Nov 2025
- 5 [**Dash** DASH is a Sydney-based financial technology firm founded in 2022.](https://millionrounds.com/company/dash) DASH is a Sydney-based financial technology firm founded in 2022. *Founded* 2022 Sydney, Australia **$55M** last round Jun 2025
- 6 [**Futurerent** Futurerent is a developer of a real estate lending platform designed to reinvent their asset.](https://millionrounds.com/company/futurerent) Futurerent is a developer of a real estate lending platform designed to reinvent their asset. *Founded* 2019 Sydney, Australia **$43M** last round Jan 2024
- 7 [**InDebted** InDebted is debt collecting software that provides customer accounts and helps small and medium businesses to receive payment options.](https://millionrounds.com/company/indebted) InDebted is debt collecting software that provides customer accounts and helps small and medium businesses to receive payment options. *Founded* - Sydney, Australia **$41M** last round Sept 2025
- 8 [**Angle Auto Finance** Angle Auto Finance is a financial firm that offers auto loans, lending, commercial lending, leasing, and personal finance.](https://millionrounds.com/company/angle-auto-finance) Angle Auto Finance is a financial firm that offers auto loans, lending, commercial lending, leasing, and personal finance. *Founded* - Sydney, Australia **$33M** last round Mar 2024
- 9 [**Superhero** Superhero is an Australian fintech company founded in 2018, based in Sydney.](https://millionrounds.com/company/superhero) Superhero is an Australian fintech company founded in 2018, based in Sydney. *Founded* 2017 Sydney, Australia **$25M** last round Aug 2026
- 10 [**Athena Home Loans** Athena Home Loans is a leading digital non-bank fintech lender in Australia, focused on providing fair and fee-free mortgage products.](https://millionrounds.com/company/athena-home-loans) Athena Home Loans is a leading digital non-bank fintech lender in Australia, focused on providing fair and fee-free mortgage products. *Founded* 2017 Sydney, Australia **$25M** last round Nov 2018
- 11 [**Shaype** Shaype is a global financial technology company that specializes in embedded finance and wholesale financial microservices.](https://millionrounds.com/company/shaype) Shaype is a global financial technology company that specializes in embedded finance and wholesale financial microservices. *Founded* 2020 Sydney, Australia **$21M** last round Sept 2022
- 12 [**Safewill** Safewill is a digital end-of-life and estate planning platform based in Surry Hills, Sydney, Australia.](https://millionrounds.com/company/safewill) Safewill is a digital end-of-life and estate planning platform based in Surry Hills, Sydney, Australia. *Founded* 2019 Sydney, Australia **$17M** last round Nov 2024
- 13 [**Earlytrade** Earlytrade creates a positive change in the way businesses.](https://millionrounds.com/company/earlytrade) Earlytrade creates a positive change in the way businesses. *Founded* 2016 Sydney, Australia **$16M** last round Jun 2026
- 14 [**Pearler** Pearler is an Aussie startup that simplifies investing for financial independence.](https://millionrounds.com/company/pearler) Pearler is an Aussie startup that simplifies investing for financial independence. *Founded* 2018 Sydney, Australia **$16M** last round Sept 2026
- 15 [**UpCover** Upcover is an Australian insurtech company founded in 2019, based in Sydney.](https://millionrounds.com/company/upcover) Upcover is an Australian insurtech company founded in 2019, based in Sydney. *Founded* 2019 Sydney, Australia **$11M** last round Feb 2025
- 16 [**Apate.AI** Apate.ai is an Australian cybersecurity startup founded in 2024, based in Macquarie Park, New South Wales.](https://millionrounds.com/company/apate-ai) Apate.ai is an Australian cybersecurity startup founded in 2024, based in Macquarie Park, New South Wales. *Founded* 2024 Sydney, Australia **$11M** last round Aug 2026
- 17 [**Credit Savvy** Credit Savvy is an Australian financial services brand dedicated to helping individuals access and manage their credit information.](https://millionrounds.com/company/credit-savvy) Credit Savvy is an Australian financial services brand dedicated to helping individuals access and manage their credit information. *Founded* 2015 Sydney, Australia **$10M** last round Jul 2020
- 18 [**Block Earner** Block Earner is a leading crypto-backed loans provider and cryptocurrency exchange based in Sydney, Australia.](https://millionrounds.com/company/block-earner) Block Earner is a leading crypto-backed loans provider and cryptocurrency exchange based in Sydney, Australia. *Founded* 2021 Sydney, Australia **$8.0M** last round Aug 2025
- 19 [**Send Payments** Send Payments is an Australian fintech company that specializes in embedded finance and cross-border international payment solutions.](https://millionrounds.com/company/send-payments) Send Payments is an Australian fintech company that specializes in embedded finance and cross-border international payment solutions. *Founded* 2019 Sydney, Australia **$5.0M** last round Aug 2025
- 20 [**Avenue Bank** Avenue Bank is Australia’s first licensed bank focused exclusively on bank guarantees, providing efficient digital banking solutions for businesses.](https://millionrounds.com/company/avenue-bank) Avenue Bank is Australia’s first licensed bank focused exclusively on bank guarantees, providing efficient digital banking solutions for businesses. *Founded* 2018 Sydney, Australia **$4.0M** last round Sept 2023
- 21 [**Chuffed.org** Chuffed.org is a global crowdfunding platform that empowers grassroots organizers to support social justice, climate action, and various social causes.](https://millionrounds.com/company/chuffed-org) Chuffed.org is a global crowdfunding platform that empowers grassroots organizers to support social justice, climate action, and various social causes. *Founded* 2013 Sydney, Australia **$3.1M** last round Mar 2016
- 22 [**Equitise** Equitise is an equity crowdfunding platform based in Sydney, Australia, with an additional office in Auckland, New Zealand.](https://millionrounds.com/company/equitise) Equitise is an equity crowdfunding platform based in Sydney, Australia, with an additional office in Auckland, New Zealand. *Founded* 2014 Sydney, Australia **$2.0M** last round May 2018
- 23 [**OpenDebt** OpenDebt is a specialized collections technology company that provides AI-driven and human-support tools.](https://millionrounds.com/company/opendebt) OpenDebt is a specialized collections technology company that provides AI-driven and human-support tools. *Founded* - Sydney, Australia **$2.0M** last round Sept 2026
- 24 [**Ajust** Ajust is a mission-driven startup based in Bondi Heights, Sydney, focused on helping Australian consumers resolve complaints with businesses.](https://millionrounds.com/company/ajust) Ajust is a mission-driven startup based in Bondi Heights, Sydney, focused on helping Australian consumers resolve complaints with businesses. *Founded* 2022 Sydney, Australia **$2.0M** last round Nov 2024
- 25 [**OpenSparkz** OpenSparkz is a fintech and Platform-as-a-Service company based in Sydney, specializing in card-linked loyalty and offers technology.](https://millionrounds.com/company/opensparkz) OpenSparkz is a fintech and Platform-as-a-Service company based in Sydney, specializing in card-linked loyalty and offers technology. *Founded* 2016 Sydney, Australia **$1.1M** last round Feb 2019
- 26 [**RainCheck** RainCheck is a Contextual Commerce platform that allows brands to both track & influence online product discovery to in-store sales.](https://millionrounds.com/company/raincheck) RainCheck is a Contextual Commerce platform that allows brands to both track & influence online product discovery to in-store sales. *Founded* 2014 Sydney, Australia **$90K** last round Jul 2015

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back fintech startups in Sydney in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[All top lists](https://millionrounds.com/top-lists)

## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)

## More lists for Sydney

[See all](https://millionrounds.com/top-lists?r=Sydney)

[*PE* *A* *CE* **Startups in Sydney** 328 companies · $5.0B](https://millionrounds.com/top-lists/startups-sydney)[*C* *N* *FC* **AI startups in Sydney** 47 companies · $754M](https://millionrounds.com/top-lists/ai-startups-sydney)[*W* *M* *J* **Financial Services startups in Sydney** 30 companies · $981M](https://millionrounds.com/top-lists/financial-services-startups-sydney)[*D* *SQ* *DZ* **IT Services startups in Sydney** 24 companies · $201M](https://millionrounds.com/top-lists/it-services-startups-sydney)[*A* *E* *S* **Healthcare startups in Sydney** 22 companies · $736M](https://millionrounds.com/top-lists/healthcare-startups-sydney)[*K* *H* *UL* **Big Data & Analytics startups in Sydney** 15 companies · $148M](https://millionrounds.com/top-lists/big-data-startups-sydney)[*A* *CP* *SE* **Biotech startups in Sydney** 13 companies · $717M](https://millionrounds.com/top-lists/biotech-startups-sydney)