# Top 32 Fintech Startups in Spain by Funding (2026)

> The 32 best-funded fintech startups in Spain, ranked by total funding raised: $3.0B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/fintech-startups-spain (Millionrounds; every figure on the page links to its filing or article)

- 1 [**N26**](https://millionrounds.com/company/n26) *Founded* - Spain **$1.4B** last round Oct 2021
- 2 [**ID Finance** ID Finance is a data-driven financial technology company based in Barcelona, Spain.](https://millionrounds.com/company/id-finance) ID Finance is a data-driven financial technology company based in Barcelona, Spain. *Founded* 2015 Barcelona, Spain **$684M** last round Oct 2026
- 3 [**Twinco Capital** Twinco Capital is a sustainable supply chain finance solution that specializes in purchase order financing for large corporates and their suppliers.](https://millionrounds.com/company/twinco-capital) Twinco Capital is a sustainable supply chain finance solution that specializes in purchase order financing for large corporates and their suppliers. *Founded* 2016 Alcobendas, Spain **$422M** last round Jun 2026
- 4 [**Spotcap** Spotcap empowers SMEs with tailored finance, allowing them to focus on their business.](https://millionrounds.com/company/spotcap) Spotcap empowers SMEs with tailored finance, allowing them to focus on their business. *Founded* 2014 Berlin, Spain **$98M** last round Oct 2017
- 5 [**Qoala**](https://millionrounds.com/company/qoala) *Founded* - Spain **$94M** last round Jul 2025
- 6 [**Pagantis** Pagantis, an established fintech founded in 2011, provides automated, friction-free consumer finance for e-commerce transactions in Europe.](https://millionrounds.com/company/pagantis) Pagantis, an established fintech founded in 2011, provides automated, friction-free consumer finance for e-commerce transactions in Europe. *Founded* 2011 London, Spain **$73M** last round Mar 2019
- 7 [**fintonic** Fintonic is a free application that enables anyone to organize accounts and saving money.](https://millionrounds.com/company/fintonic) Fintonic is a free application that enables anyone to organize accounts and saving money. *Founded* 2012 Madrid, Spain **$51M** last round Apr 2024
- 8 [**Embat** Embat is a Madrid-based fintech company that specializes in AI-driven, cloud-native treasury management solutions.](https://millionrounds.com/company/embat) Embat is a Madrid-based fintech company that specializes in AI-driven, cloud-native treasury management solutions. *Founded* 2021 Madrid, Spain **$35M** last round May 2026
- 9 [**Bit2Me** Bit2Me is a digital asset company that allows users to buy and sell different cryptocurrencies.](https://millionrounds.com/company/bit2me) Bit2Me is a digital asset company that allows users to buy and sell different cryptocurrencies. *Founded* - Elche, Spain **$35M** last round Aug 2025
- 10 [**RavenPack** RavenPack is a prominent provider of big data analytics and artificial intelligence solutions for the financial services sector.](https://millionrounds.com/company/ravenpack) RavenPack is a prominent provider of big data analytics and artificial intelligence solutions for the financial services sector. *Founded* 2003 Marbella, Spain **$35M** last round Jul 2024
- 11 [**Bnext** Bnext is a Spanish fintech neobank and marketplace founded in 2016, with its public launch in March 2017.](https://millionrounds.com/company/bnext) Bnext is a Spanish fintech neobank and marketplace founded in 2016, with its public launch in March 2017. *Founded* 2016 Madrid, Spain **$30M** last round May 2022
- 12 [**Flanks** Flanks is a Barcelona-based WealthTech company that offers an AI-powered wealth data platform aimed at automating wealth aggregation and providing actionable in](https://millionrounds.com/company/flanks) Flanks is a Barcelona-based WealthTech company that offers an AI-powered wealth data platform aimed at automating wealth aggregation and providing actionable in *Founded* 2019 Barcelona, Spain **$15M** last round Feb 2025
- 13 [**Kintai** Kintai is a fintech company located in Barcelona, Spain, founded in 2021.](https://millionrounds.com/company/kintai) Kintai is a fintech company located in Barcelona, Spain, founded in 2021. *Founded* 2021 Barcelona, Spain **$14M** last round Jul 2026
- 14 [**Murphy AI** Murphy AI is a next-generation debt collection platform powered by artificial intelligence, designed to optimize recovery rates while maintaining respectful and](https://millionrounds.com/company/murphy-ai) Murphy AI is a next-generation debt collection platform powered by artificial intelligence, designed to optimize recovery rates while maintaining respectful and *Founded* - Barcelona, Spain **$13M** last round Jul 2025
- 15 [**Bdeo** Bdeo is a Spanish insurtech company founded in 2017, specializing in Visual Intelligence technology.](https://millionrounds.com/company/bdeo) Bdeo is a Spanish insurtech company founded in 2017, specializing in Visual Intelligence technology. *Founded* 2017 Madrid, Spain **$9.3M** last round Jun 2023
- 16 [**Openverse** Openverse Technology and Features: Openverse Layer0 builds itself into the root system of the value Internet, connecting other blockchain networks to become the](https://millionrounds.com/company/openverse) Openverse Technology and Features: Openverse Layer0 builds itself into the root system of the value Internet, connecting other blockchain networks to become the *Founded* - Tórtola, Spain **$8.0M** last round Oct 2025
- 17 [**Elma** Elma Electronic is a global leader in embedded computing solutions and electronic enclosures, founded in 1986 in Wetzikon, Switzerland.](https://millionrounds.com/company/elma) Elma Electronic is a global leader in embedded computing solutions and electronic enclosures, founded in 1986 in Wetzikon, Switzerland. *Founded* 2017 Barcelona, Spain **$6.6M** last round Jan 2022
- 18 [**STAMP** STAMP is a software startup based in Madrid that specializes in a B2B SaaS platform designed for merchants.](https://millionrounds.com/company/stamp) STAMP is a software startup based in Madrid that specializes in a B2B SaaS platform designed for merchants. *Founded* 2023 Madrid, Spain **$5.2M** last round Jan 2026
- 19 [**TaxDown** TaxDown is a Spanish startup that eases the income tax return filing process for taxpayers.](https://millionrounds.com/company/taxdown) TaxDown is a Spanish startup that eases the income tax return filing process for taxpayers. *Founded* 2019 Madrid, Spain **$4.6M** last round Mar 2026
- 20 [**ALL-ART** ALL.ART is a blockchain-based Web3 company founded in 2017 and headquartered in Zug, Switzerland, with operations in Tortola.](https://millionrounds.com/company/all-art) ALL.ART is a blockchain-based Web3 company founded in 2017 and headquartered in Zug, Switzerland, with operations in Tortola. *Founded* 2021 Road Town, Spain **$4.5M** last round Nov 2021
- 21 [**Goin** GOin, gestionnaire de crypto-actifs depuis 2018, agréé MiCA et certifié ISO 27001:2022, propose conservation, courtage et gestion de portefeuilles de crypto-actifs.](https://millionrounds.com/company/goin) GOin, gestionnaire de crypto-actifs depuis 2018, agréé MiCA et certifié ISO 27001:2022, propose conservation, courtage et gestion de portefeuilles de crypto-actifs. *Founded* - Spain **$3.4M** last round Feb 2025
- 22 [**Captio** Captio enables companies and their employees an improved control of their expenses and the discovery of new savings opportunities.](https://millionrounds.com/company/captio) Captio enables companies and their employees an improved control of their expenses and the discovery of new savings opportunities. *Founded* 2012 L'Hospitalet de Llobregat, Spain **$3.2M** last round Oct 2017
- 23 [**Mitto** Mitto AG is a global provider of omnichannel communications solutions and a Communications Platform as a Service (CPaaS) vendor, based in Zug, Switzerland.](https://millionrounds.com/company/mitto) Mitto AG is a global provider of omnichannel communications solutions and a Communications Platform as a Service (CPaaS) vendor, based in Zug, Switzerland. *Founded* 2019 Barcelona, Spain **$2.9M** last round Aug 2020
- 24 [**StudentFinance.com**](https://millionrounds.com/company/studentfinance-com) *Founded* - Spain **$1.4M** last round Nov 2019
- 25 [**Yumminn** Yumminn is a Barcelona-based technology startup founded in March 2021, focusing on app-based payment solutions for the restaurant and hospitality sector.](https://millionrounds.com/company/yumminn) Yumminn is a Barcelona-based technology startup founded in March 2021, focusing on app-based payment solutions for the restaurant and hospitality sector. *Founded* 2021 Barcelona, Spain **$1.4M** last round Nov 2022
- 26 [**Tokenized Green** Tokenized Green is a fintech platform based in Burgos, Spain, that focuses on impact investing through tokenization.](https://millionrounds.com/company/tokenized-green) Tokenized Green is a fintech platform based in Burgos, Spain, that focuses on impact investing through tokenization. *Founded* 2023 Burgos, Spain **$1.3M** last round Jul 2026
- 27 [**Nemuru** Nemuru is a financial technology company based in Barcelona, Spain, founded in 2019.](https://millionrounds.com/company/nemuru) Nemuru is a financial technology company based in Barcelona, Spain, founded in 2019. *Founded* 2018 Barcelona, Spain **$1.2M** last round Jun 2023
- 28 [**Worldcoo** Worldcoo is a Barcelona-based social impact technology company founded in 2012.](https://millionrounds.com/company/worldcoo) Worldcoo is a Barcelona-based social impact technology company founded in 2012. *Founded* 2012 Barcelona, Spain **$997K** last round Nov 2019
- 29 [**JubilaME** JubilaME helps middle class citizens to plan and make an informed purchase of life insurance | private pensions | savings plans](https://millionrounds.com/company/jubilame) JubilaME helps middle class citizens to plan and make an informed purchase of life insurance | private pensions | savings plans *Founded* 2023 Madrid, Spain **$339K** last round Jan 2025
- 30 [**Aino**](https://millionrounds.com/company/aino) *Founded* - Spain **$300K** last round Jun 2025
- 31 [**billage** 株式会社Billage is a Japan-based company specializing in human resources and talent-related services.](https://millionrounds.com/company/billage) 株式会社Billage is a Japan-based company specializing in human resources and talent-related services. *Founded* 2015 Shinjuku City, Spain **$196K** last round Apr 2020
- 32 [**TRADEASY** Tradeasy is a fintech startup that specializes in automated trading systems.](https://millionrounds.com/company/tradeasy) Tradeasy is a fintech startup that specializes in automated trading systems. *Founded* 2017 Barcelona, Spain **$171K** last round Jan 2024

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed as this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back fintech startups in Spain in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[All top lists](https://millionrounds.com/top-lists)

## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)

## More lists for Spain

[See all](https://millionrounds.com/top-lists?r=Spain)

[*CG* *GP* *N* **Startups in Spain** 1,335 companies · $20B](https://millionrounds.com/top-lists/startups-spain)[*S* *U* *OT* **Health startups in Spain** 167 companies · $1.4B](https://millionrounds.com/top-lists/health-startups-spain)[*MC* *X* *J* **AI startups in Spain** 127 companies · $1.9B](https://millionrounds.com/top-lists/ai-startups-spain)[*IE* *T* *O* **IT Services startups in Spain** 124 companies · $790M](https://millionrounds.com/top-lists/it-services-startups-spain)[*S* *U* *OT* **Healthcare startups in Spain** 86 companies · $894M](https://millionrounds.com/top-lists/healthcare-startups-spain)[*S* *OT* *AB* **Biotech startups in Spain** 81 companies · $966M](https://millionrounds.com/top-lists/biotech-startups-spain)[*L* *P* *C* **Internet startups in Spain** 54 companies · $2.5B](https://millionrounds.com/top-lists/internet-startups-spain)[*H* *C* *Z* **Transport startups in Spain** 52 companies · $1.8B](https://millionrounds.com/top-lists/transport-startups-spain)