# Top 50 Fintech Startups in Sao Paulo by Funding (2026)

> The 50 best-funded fintech startups in Sao Paulo, ranked by total funding raised: $3.6B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/fintech-startups-sao-paulo (Millionrounds; every figure on the page links to its filing or article)

- 1 [**CloudWalk** The interplanetary payment network](https://millionrounds.com/company/cloudwalk) The interplanetary payment network *Founded* 2013 Sao Paulo, Brazil **$2.3B** last round Apr 2026
- 2 [**Credix** Credix is a decentralized credit marketplace and B2B financial technology platform founded in 2021 and based in Antwerp, Belgium.](https://millionrounds.com/company/credix) Credix is a decentralized credit marketplace and B2B financial technology platform founded in 2021 and based in Antwerp, Belgium. *Founded* 2021 Sao Paulo, Brazil **$178M** last round Nov 2025
- 3 [**Solfácil** Solfácil is a unique ecosystem for solar installers, enabling their business through financial services, equipment sourcing and technology](https://millionrounds.com/company/solfacil) Solfácil is a unique ecosystem for solar installers, enabling their business through financial services, equipment sourcing and technology *Founded* 2018 Sao Paulo, Brazil **$170M** last round Feb 2025
- 4 [**Open Co (Brazil)** Alternative Online Lending, FinTech, online credit, Personal financial management](https://millionrounds.com/company/open-co-brazil) Alternative Online Lending, FinTech, online credit, Personal financial management *Founded* 2021 Sao Paulo, Brazil **$115M** last round Dec 2021
- 5 [**Decade** Frontier Technologies, Inc.](https://millionrounds.com/company/decade) Frontier Technologies, Inc. *Founded* 2025 Sao Paulo, Brazil **$85M** last round Aug 2026
- 6 [**QI Tech** QI Tech is a prominent Brazilian fintech company founded in 2018, headquartered in São Paulo.](https://millionrounds.com/company/qi-tech) QI Tech is a prominent Brazilian fintech company founded in 2018, headquartered in São Paulo. *Founded* 2018 Sao Paulo, Brazil **$63M** last round Jul 2025
- 7 [**Zippi** Zippi, officially known as Zippi Soluções De Crédito Ltda., is a Brazilian fintech company founded in 2019 and based in São Paulo.](https://millionrounds.com/company/zippi) Zippi, officially known as Zippi Soluções De Crédito Ltda., is a Brazilian fintech company founded in 2019 and based in São Paulo. *Founded* 2019 Sao Paulo, Brazil **$58M** last round Feb 2026
- 8 [**Agrolend** Agrolend is a Brazilian financial technology company founded in December 2020 and based in São Paulo.](https://millionrounds.com/company/agrolend) Agrolend is a Brazilian financial technology company founded in December 2020 and based in São Paulo. *Founded* 2020 Sao Paulo, Brazil **$56M** last round May 2025
- 9 [**Azos** Azos is a Brazilian insurtech company focused on making life insurance accessible to families across Brazil.](https://millionrounds.com/company/azos) Azos is a Brazilian insurtech company focused on making life insurance accessible to families across Brazil. *Founded* 2020 Sao Paulo, Brazil **$56M** last round Mar 2026
- 10 [**Educbank** Educbank is a Brazilian fintech and edtech company founded in 2020 by Danilo Costa, based in São Paulo.](https://millionrounds.com/company/educbank) Educbank is a Brazilian fintech and edtech company founded in 2020 by Danilo Costa, based in São Paulo. *Founded* 2020 Sao Paulo, Brazil **$49M** last round Nov 2024
- 11 [**Vixtra** Vixtra is a Brazilian fintech focused on providing trade-finance and import-management solutions for companies involved in international purchasing.](https://millionrounds.com/company/vixtra) Vixtra is a Brazilian fintech focused on providing trade-finance and import-management solutions for companies involved in international purchasing. *Founded* 2004 Sao Paulo, Brazil **$39M** last round Jun 2026
- 12 [**Capim** Capim is a vertical SaaS and fintech company based in São Paulo, Brazil, founded in 2021 by co-CEOs Marcelo Lutz and Roberto Biselli.](https://millionrounds.com/company/capim) Capim is a vertical SaaS and fintech company based in São Paulo, Brazil, founded in 2021 by co-CEOs Marcelo Lutz and Roberto Biselli. *Founded* 2021 Sao Paulo, Brazil **$33M** last round Jul 2026
- 13 [**Pagaleve** Pagaleve is a pioneering Brazilian fintech that specializes in the Buy Now Pay Later (BNPL) model, offering a unique service called Pix Parcelado.](https://millionrounds.com/company/pagaleve) Pagaleve is a pioneering Brazilian fintech that specializes in the Buy Now Pay Later (BNPL) model, offering a unique service called Pix Parcelado. *Founded* 2021 Sao Paulo, Brazil **$29M** last round Oct 2025
- 14 [**Frete.com** frete.com is the largest road freight transportation platform in Latin America, connecting freight owners with truck drivers through a Machine Learning-powered](https://millionrounds.com/company/frete-com) frete.com is the largest road freight transportation platform in Latin America, connecting freight owners with truck drivers through a Machine Learning-powered *Founded* 2021 Sao Paulo, Brazil **$28M** last round Jan 2026
- 15 [**Crown** Crown is a São Paulo-based infrastructure fintech founded in 2024, specializing in bridging Brazil’s traditional financial system with the global digital asset economy.](https://millionrounds.com/company/crown) Crown is a São Paulo-based infrastructure fintech founded in 2024, specializing in bridging Brazil’s traditional financial system with the global digital asset economy. *Founded* 2024 Sao Paulo, Brazil **$24M** last round Jan 2026
- 16 [**Velotax** Velotax is a Brazilian digital credit and financial technology startup based in São Paulo.](https://millionrounds.com/company/velotax) Velotax is a Brazilian digital credit and financial technology startup based in São Paulo. *Founded* 2020 Sao Paulo, Brazil **$23M** last round Oct 2025
- 17 [**UME Financial Services** Ume is a credit platform capable of reaching competitive prices and creating an economic environment to make credit simple and democratic.](https://millionrounds.com/company/ume-financial-services) Ume is a credit platform capable of reaching competitive prices and creating an economic environment to make credit simple and democratic. *Founded* 2011 Sao Paulo, Brazil **$21M** last round Sept 2025
- 18 [**Z1** Z1 Instituição de Pagamento Ltda., now rebranded as NG.CASH, is a Brazilian payment institution authorized by the Central Bank of Brazil.](https://millionrounds.com/company/z1) Z1 Instituição de Pagamento Ltda., now rebranded as NG.CASH, is a Brazilian payment institution authorized by the Central Bank of Brazil. *Founded* 2019 Sao Paulo, Brazil **$21M** last round Apr 2023
- 19 [**Jusfy** Jusfy is a Brazilian LawTech startup founded in 2021, based in São Paulo.](https://millionrounds.com/company/jusfy) Jusfy is a Brazilian LawTech startup founded in 2021, based in São Paulo. *Founded* 2021 Sao Paulo, Brazil **$20M** last round Aug 2026
- 20 [**Avenia** Avenia is a financial technology company based in São Paulo, Brazil, specializing in borderless liquidity and cross-border payment infrastructure.](https://millionrounds.com/company/avenia) Avenia is a financial technology company based in São Paulo, Brazil, specializing in borderless liquidity and cross-border payment infrastructure. *Founded* 2023 Sao Paulo, Brazil **$17M** last round Feb 2026
- 21 [**Justos** Justos is a Brazilian insurtech company founded in 2020, specializing in auto insurance.](https://millionrounds.com/company/justos) Justos is a Brazilian insurtech company founded in 2020, specializing in auto insurance. *Founded* 2020 Sao Paulo, Brazil **$17M** last round Jun 2025
- 22 [**Zak** Zak.app is a company based in São Paulo, Brazil, founded in 2018.](https://millionrounds.com/company/zak) Zak.app is a company based in São Paulo, Brazil, founded in 2018. *Founded* 2018 Sao Paulo, Brazil **$15M** last round Nov 2021
- 23 [**Klubi** Klubi Administradora de Consórcio Ltda.](https://millionrounds.com/company/klubi) Klubi Administradora de Consórcio Ltda. *Founded* 2021 Sao Paulo, Brazil **$13M** last round Dec 2025
- 24 [**Altis** Altis is a Brazilian company specializing in embedded credit infrastructure.](https://millionrounds.com/company/altis) Altis is a Brazilian company specializing in embedded credit infrastructure. *Founded* 2023 Sao Paulo, Brazil **$13M** last round Dec 2025
- 25 [**Iniciador** Iniciador is a Brazilian fintech and payment institution based in São Paulo, authorized by the Central Bank of Brazil.](https://millionrounds.com/company/iniciador) Iniciador is a Brazilian fintech and payment institution based in São Paulo, authorized by the Central Bank of Brazil. *Founded* 2021 Sao Paulo, Brazil **$12M** last round Aug 2025
- 26 [**FinanZero** FinanZero is a pioneering fintech in the Brazilian credit market, operating since 2016 as an online loan search platform.](https://millionrounds.com/company/finanzero) FinanZero is a pioneering fintech in the Brazilian credit market, operating since 2016 as an online loan search platform. *Founded* 2015 Sao Paulo, Brazil **$12M** last round Apr 2025
- 27 [**180 Seguros** 180 Seguros is Brazil's first tech insurance company, founded in 2020 in São Paulo by former Nubank executives Mauro Levi D’Ancona and Franco Lamping.](https://millionrounds.com/company/180-seguros) 180 Seguros is Brazil's first tech insurance company, founded in 2020 in São Paulo by former Nubank executives Mauro Levi D’Ancona and Franco Lamping. *Founded* 2020 Sao Paulo, Brazil **$12M** last round Oct 2025
- 28 [**BHub** BHub is a Brazilian technology company and the first "Back-office as a Service" startup in Latin America, founded in June 2021.](https://millionrounds.com/company/bhub) BHub is a Brazilian technology company and the first "Back-office as a Service" startup in Latin America, founded in June 2021. *Founded* 2021 Sao Paulo, Brazil **$10M** last round Dec 2025
- 29 [**Kamino** Kamino is a Brazilian fintech company founded in 2021, specializing in financial automation and management software for medium-sized enterprises.](https://millionrounds.com/company/kamino) Kamino is a Brazilian fintech company founded in 2021, specializing in financial automation and management software for medium-sized enterprises. *Founded* 2021 Sao Paulo, Brazil **$10M** last round Sept 2025
- 30 [**Lerian** For those who move fast without losing control.](https://millionrounds.com/company/lerian) For those who move fast without losing control. *Founded* 2024 Sao Paulo, Brazil **$8.8M** last round Jan 2026
- 31 [**Stay** Stay is a Brazilian fintech that specializes in corporate financial benefits.](https://millionrounds.com/company/stay) Stay is a Brazilian fintech that specializes in corporate financial benefits. *Founded* 2023 Sao Paulo, Brazil **$8.3M** last round Oct 2026
- 32 [**Divibank** Divibank is a Brazilian fintech established in 2020, specializing in revenue-sharing financing for digital marketing campaigns and payment orchestration solutions.](https://millionrounds.com/company/divibank) Divibank is a Brazilian fintech established in 2020, specializing in revenue-sharing financing for digital marketing campaigns and payment orchestration solutions. *Founded* 2020 Sao Paulo, Brazil **$8.2M** last round Apr 2025
- 33 [**Barte** Barte is a B2B fintech company based in Brazil, specializing in an online payments platform that automates payment processes and enhances cash flow management f](https://millionrounds.com/company/barte) Barte is a B2B fintech company based in Brazil, specializing in an online payments platform that automates payment processes and enhances cash flow management f *Founded* 2021 Sao Paulo, Brazil **$8.0M** last round Oct 2024
- 34 [**Hero Seguros** Hero Seguros is a Brazilian insurtech founded in 2021, specializing in digital travel insurance and mobile phone insurance.](https://millionrounds.com/company/hero-seguros) Hero Seguros is a Brazilian insurtech founded in 2021, specializing in digital travel insurance and mobile phone insurance. *Founded* 2021 Sao Paulo, Brazil **$7.0M** last round Apr 2026
- 35 [**Jeitto** Jeitto is a digital credit app.](https://millionrounds.com/company/jeitto) Jeitto is a digital credit app. *Founded* 2014 Sao Paulo, Brazil **$6.8M** last round Oct 2025
- 36 [**IORQ** IORQ is a Brazilian credit-infrastructure fintech based in São Paulo, focused on transforming private credit in Brazil.](https://millionrounds.com/company/iorq) IORQ is a Brazilian credit-infrastructure fintech based in São Paulo, focused on transforming private credit in Brazil. *Founded* - Sao Paulo, Brazil **$6.4M** last round Aug 2025
- 37 [**Neofin** Neofin is a Brazilian fintech company that specializes in intelligent and automated accounts receivable solutions.](https://millionrounds.com/company/neofin) Neofin is a Brazilian fintech company that specializes in intelligent and automated accounts receivable solutions. *Founded* 2022 Sao Paulo, Brazil **$6.0M** last round Feb 2025
- 38 [**CUB** CUB is a Brazilian fintech established in 2022, dedicated to providing financial and technological solutions for the real estate market.](https://millionrounds.com/company/cub) CUB is a Brazilian fintech established in 2022, dedicated to providing financial and technological solutions for the real estate market. *Founded* 2022 Sao Paulo, Brazil **$5.5M** last round Sept 2025
- 39 [**Frente** Frente Corretora de Câmbio S.A.](https://millionrounds.com/company/frente) Frente Corretora de Câmbio S.A. *Founded* 2018 Sao Paulo, Brazil **$5.5M** last round Jun 2025
- 40 [**Bull** Bull is a Brazilian fintech startup based in São Paulo, founded in 2024 by Juliana Freitas and José Pires Neto.](https://millionrounds.com/company/bull) Bull is a Brazilian fintech startup based in São Paulo, founded in 2024 by Juliana Freitas and José Pires Neto. *Founded* 2024 Sao Paulo, Brazil **$5.5M** last round Sept 2026
- 41 [**Magie** Magie is a Brazilian fintech company that specializes in AI-powered financial services through WhatsApp.](https://millionrounds.com/company/magie) Magie is a Brazilian fintech company that specializes in AI-powered financial services through WhatsApp. *Founded* - Sao Paulo, Brazil **$5.0M** last round Jan 2026
- 42 [**Pluggy** Pluggy is a B2B fintech company based in São Paulo, Brazil, founded in 2019.](https://millionrounds.com/company/pluggy) Pluggy is a B2B fintech company based in São Paulo, Brazil, founded in 2019. *Founded* 2019 Sao Paulo, Brazil **$4.6M** last round Aug 2026
- 43 [**UnblockPay** UnblockPay is a financial technology firm based in Brazil, specializing in banking and payments infrastructure for international transactions.](https://millionrounds.com/company/unblockpay) UnblockPay is a financial technology firm based in Brazil, specializing in banking and payments infrastructure for international transactions. *Founded* 2025 Sao Paulo, Brazil **$4.5M** last round Mar 2026
- 44 [**Oxpay** Oxpay is a digital account service focused on the road transport sector in Brazil.](https://millionrounds.com/company/oxpay) Oxpay is a digital account service focused on the road transport sector in Brazil. *Founded* 2021 Sao Paulo, Brazil **$3.5M** last round Nov 2024
- 45 [**BlindPay** BlindPay is a financial technology company based in San Francisco, California, founded in 2024.](https://millionrounds.com/company/blindpay) BlindPay is a financial technology company based in San Francisco, California, founded in 2024. *Founded* 2024 Sao Paulo, Brazil **$3.3M** last round Aug 2025
- 46 [**Pipeimob** PipeImob is a Brazilian proptech company that offers a transaction-management platform tailored for the real estate sector.](https://millionrounds.com/company/pipeimob) PipeImob is a Brazilian proptech company that offers a transaction-management platform tailored for the real estate sector. *Founded* 2021 Sao Paulo, Brazil **$2.8M** last round Aug 2025
- 47 [**AlugaMais** É hora de descomplicar a forma de alugar.](https://millionrounds.com/company/alugamais) É hora de descomplicar a forma de alugar. *Founded* 2021 Sao Paulo, Brazil **$2.0M** last round Jul 2025
- 48 [**Vitrify** Vitrify is a Brazilian SaaS company that specializes in providing structured data on assets within the Brazilian market.](https://millionrounds.com/company/vitrify) Vitrify is a Brazilian SaaS company that specializes in providing structured data on assets within the Brazilian market. *Founded* 2025 Sao Paulo, Brazil **$1.2M** last round May 2026
- 49 [**Cashin** Cashin is a Brazilian digital incentives and rewards platform founded in 2018 by Luciana Ramos and Nani Gordon.](https://millionrounds.com/company/cashin) Cashin is a Brazilian digital incentives and rewards platform founded in 2018 by Luciana Ramos and Nani Gordon. *Founded* 2018 Sao Paulo, Brazil **$404K** last round Oct 2026
- 50 [**MZIC** MZIC was created with the purpose of offering a new financing avenue for artists and record labels through the financial market and DeFi.](https://millionrounds.com/company/mzic) MZIC was created with the purpose of offering a new financing avenue for artists and record labels through the financial market and DeFi. *Founded* 2022 Sao Paulo, Brazil **$300K** last round Aug 2025

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back fintech startups in Sao Paulo in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[All top lists](https://millionrounds.com/top-lists)

## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)

## More lists for Sao Paulo

[See all](https://millionrounds.com/top-lists?r=Sao%20Paulo)

[*C* *OB* *V* **Startups in Sao Paulo** 260 companies · $6.9B](https://millionrounds.com/top-lists/startups-sao-paulo)[*C* *D* *D* **AI startups in Sao Paulo** 33 companies · $2.7B](https://millionrounds.com/top-lists/ai-startups-sao-paulo)[*C* *SB* *CS* **Financial Services startups in Sao Paulo** 26 companies · $496M](https://millionrounds.com/top-lists/financial-services-startups-sao-paulo)[*BN* *P* *C* **IT Services startups in Sao Paulo** 19 companies · $152M](https://millionrounds.com/top-lists/it-services-startups-sao-paulo)