# Top 50 Fintech Startups in San Francisco by Funding (2026)

> The 50 best-funded fintech startups in San Francisco, ranked by total funding raised: $14B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/fintech-startups-san-francisco (Millionrounds; every figure on the page links to its filing or article)

- 1 [**SoFi** SoFi is a finance company that offers a range of lending and wealth management services.](https://millionrounds.com/company/sofi) SoFi is a finance company that offers a range of lending and wealth management services. *Founded* - San Francisco, United States **$4.2B** last round Dec 2025
- 2 [**Affirm** Buy now pay later without the fees.](https://millionrounds.com/company/affirm) Buy now pay later without the fees. *Founded* - San Francisco, United States **$1.7B** last round Oct 2025
- 3 [**Stripe** Launch your startup quickly and cost effectively from anywhere in the world with Atlas.](https://millionrounds.com/company/stripe) Launch your startup quickly and cost effectively from anywhere in the world with Atlas. *Founded* 2018 San Francisco, United States **$1.0B** last round Mar 2026
- 4 [**Carta** Carta, Inc.](https://millionrounds.com/company/carta) Carta, Inc. *Founded* 2012 San Francisco, United States **$880M** last round Aug 2021
- 5 [**Ripple** Ripple is a leading American technology company focused on enhancing global cross-border payments through blockchain technology.](https://millionrounds.com/company/ripple) Ripple is a leading American technology company focused on enhancing global cross-border payments through blockchain technology. *Founded* 2012 San Francisco, United States **$596M** last round Nov 2025
- 6 [**Gusto** Gusto, Inc.](https://millionrounds.com/company/gusto) Gusto, Inc. *Founded* 2011 San Francisco, United States **$518M** last round Jul 2025
- 7 [**Brex** ``````oooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooo``````oooooooooooooooooooooooooooooooo](https://millionrounds.com/company/brex) ``````oooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooo``````oooooooooooooooooooooooooooooooo *Founded* 2017 San Francisco, United States **$517M** last round Jan 2025
- 8 [**Point** Point Card is a financial tool that offers debit, overdraft facility, and credit card-like features.](https://millionrounds.com/company/point) Point Card is a financial tool that offers debit, overdraft facility, and credit card-like features. *Founded* 2018 San Francisco, United States **$427M** last round Nov 2025
- 9 [**SpotOn** SpotOn is a restaurant technology and financial services company based in San Francisco, California.](https://millionrounds.com/company/spoton) SpotOn is a restaurant technology and financial services company based in San Francisco, California. *Founded* 2017 San Francisco, United States **$346M** last round May 2022
- 10 [**Step** Step is a Dubai-based new media company founded in 2011 by Ray Dargham.](https://millionrounds.com/company/step) Step is a Dubai-based new media company founded in 2011 by Ray Dargham. *Founded* 2011 San Francisco, United States **$326M** last round Oct 2022
- 11 [**Flutterwave** Flutterwave is a prominent fintech company founded in Nigeria and based in San Francisco.](https://millionrounds.com/company/flutterwave) Flutterwave is a prominent fintech company founded in Nigeria and based in San Francisco. *Founded* 2016 San Francisco, United States **$250M** last round Jun 2026
- 12 [**Super.com** Super.com is a technology company based in San Francisco, specializing in fintech and commerce.](https://millionrounds.com/company/super-com) Super.com is a technology company based in San Francisco, specializing in fintech and commerce. *Founded* 2016 San Francisco, United States **$210M** last round Aug 2026
- 13 [**Rillet** Rillet is an AI-native accounting and ERP platform founded in 2021, designed to automate core finance workflows for SaaS, usage-based, high-growth, and public companies.](https://millionrounds.com/company/rillet) Rillet is an AI-native accounting and ERP platform founded in 2021, designed to automate core finance workflows for SaaS, usage-based, high-growth, and public companies. *Founded* 2021 San Francisco, United States **$195M** last round Aug 2026
- 14 [**Corgi** Corgi is an AI-native, full-stack insurance carrier based in San Francisco, specializing in customized commercial insurance products for startups, B2B SaaS comp](https://millionrounds.com/company/corgi) Corgi is an AI-native, full-stack insurance carrier based in San Francisco, specializing in customized commercial insurance products for startups, B2B SaaS comp *Founded* 2024 San Francisco, United States **$170M** last round Jul 2026
- 15 [**Branch International** Branch International is a fintech company founded in 2015, focused on providing financial services to the mobile generation in emerging markets, particularly in](https://millionrounds.com/company/branch-international) Branch International is a fintech company founded in 2015, focused on providing financial services to the mobile generation in emerging markets, particularly in *Founded* 2015 San Francisco, United States **$170M** last round Apr 2019
- 16 [**PayJoy** PayJoy provides credit to customers in emerging markets.](https://millionrounds.com/company/payjoy) PayJoy provides credit to customers in emerging markets. *Founded* 2015 San Francisco, United States **$169M** last round Dec 2025
- 17 [**Tribal** Tribal is a fintech company that facilitates financial management for emerging-market SMEs.](https://millionrounds.com/company/tribal) Tribal is a fintech company that facilitates financial management for emerging-market SMEs. *Founded* 2016 San Francisco, United States **$160M** last round May 2026
- 18 [**Thatch** Thatch is a health benefits platform that combines financial technology and insurance services.](https://millionrounds.com/company/thatch) Thatch is a health benefits platform that combines financial technology and insurance services. *Founded* 2021 San Francisco, United States **$151M** last round Sept 2026
- 19 [**Kountable** Kountable is a global trade and technology platform founded in 2015, headquartered in San Francisco, California, with additional offices in Nairobi, Kigali, and The Hague.](https://millionrounds.com/company/kountable) Kountable is a global trade and technology platform founded in 2015, headquartered in San Francisco, California, with additional offices in Nairobi, Kigali, and The Hague. *Founded* 2014 San Francisco, United States **$150M** last round Jan 2017
- 20 [**Federato** Federato is an AI-native underwriting platform designed for the property and casualty (P&C) insurance industry.](https://millionrounds.com/company/federato) Federato is an AI-native underwriting platform designed for the property and casualty (P&C) insurance industry. *Founded* 2020 San Francisco, United States **$140M** last round Nov 2025
- 21 [**Human Interest** Human Interest is a technology-driven financial services company based in San Francisco, California, founded in 2015.](https://millionrounds.com/company/human-interest) Human Interest is a technology-driven financial services company based in San Francisco, California, founded in 2015. *Founded* 2015 San Francisco, United States **$126M** last round Oct 2025
- 22 [**Juniper Square** Juniper Square is a fintech company based in San Francisco, founded in 2014.](https://millionrounds.com/company/juniper-square) Juniper Square is a fintech company based in San Francisco, founded in 2014. *Founded* 2014 San Francisco, United States **$108M** last round Sept 2025
- 23 [**CoinTracker** CoinTracker is a financial technology company that specializes in cryptocurrency portfolio tracking and tax compliance software.](https://millionrounds.com/company/cointracker) CoinTracker is a financial technology company that specializes in cryptocurrency portfolio tracking and tax compliance software. *Founded* 2017 San Francisco, United States **$102M** last round Jan 2022
- 24 [**Parafin** Growing small businesses through embedded financial services enabled on the very platforms on which SMBs sell & transact](https://millionrounds.com/company/parafin) Growing small businesses through embedded financial services enabled on the very platforms on which SMBs sell & transact *Founded* 2020 San Francisco, United States **$100M** last round May 2026
- 25 [**Nova Credit** Nova Credit is a fintech and credit infrastructure company founded in 2016, focused on creating a more inclusive global financial system.](https://millionrounds.com/company/nova-credit) Nova Credit is a fintech and credit infrastructure company founded in 2016, focused on creating a more inclusive global financial system. *Founded* 2016 San Francisco, United States **$96M** last round Oct 2025
- 26 [**Sardine** SardineAI Corp is an AI-native technology company based in San Francisco, specializing in fraud prevention, anti-money laundering (AML) compliance, and credit-r](https://millionrounds.com/company/sardine) SardineAI Corp is an AI-native technology company based in San Francisco, specializing in fraud prevention, anti-money laundering (AML) compliance, and credit-r *Founded* 2020 San Francisco, United States **$95M** last round May 2026
- 27 [**WeTravel** WeTravel is a technology platform tailored for multi-day group travel businesses.](https://millionrounds.com/company/wetravel) WeTravel is a technology platform tailored for multi-day group travel businesses. *Founded* 2016 San Francisco, United States **$92M** last round Sept 2025
- 28 [**Standard Cognition** Checkout Technologies creates AI powered technologies to reshape and enhance the relationship between physical retailers and shoppers.](https://millionrounds.com/company/standard-cognition) Checkout Technologies creates AI powered technologies to reshape and enhance the relationship between physical retailers and shoppers. *Founded* 2017 San Francisco, United States **$86M** last round Apr 2024
- 29 [**Casap** Casap is a San Francisco-based FinTech company founded in 2023, specializing in AI-powered dispute automation and fraud prevention.](https://millionrounds.com/company/casap) Casap is a San Francisco-based FinTech company founded in 2023, specializing in AI-powered dispute automation and fraud prevention. *Founded* 2023 San Francisco, United States **$81M** last round Oct 2026
- 30 [**Digits** Digits is an AI-native accounting software company based in San Francisco, California.](https://millionrounds.com/company/digits) Digits is an AI-native accounting software company based in San Francisco, California. *Founded* 2018 San Francisco, United States **$76M** last round Mar 2022
- 31 [**Bretton AI** Bretton AI is an enterprise software company based in San Francisco, California, specializing in an agentic AI platform designed for financial crime operations](https://millionrounds.com/company/bretton-ai) Bretton AI is an enterprise software company based in San Francisco, California, specializing in an agentic AI platform designed for financial crime operations *Founded* 2023 San Francisco, United States **$75M** last round Feb 2026
- 32 [**Windfall** Windfall Data, Inc.](https://millionrounds.com/company/windfall) Windfall Data, Inc. *Founded* 2016 San Francisco, United States **$74M** last round Apr 2025
- 33 [**PLASTIQ** Plastiq offers a bill pay service for businesses to better manage their cash flow.](https://millionrounds.com/company/plastiq) Plastiq offers a bill pay service for businesses to better manage their cash flow. *Founded* 2012 San Francisco, United States **$72M** last round Nov 2021
- 34 [**MURAL** Mural is an AI-powered visual workspace platform that enhances team collaboration by connecting strategy to execution in a shared digital environment.](https://millionrounds.com/company/mural) Mural is an AI-powered visual workspace platform that enhances team collaboration by connecting strategy to execution in a shared digital environment. *Founded* 2011 San Francisco, United States **$67M** last round Oct 2026
- 35 [**SigFig** SigFig is financial services firm that dedicates in making high-quality investment advice to investors of all wealth levels.](https://millionrounds.com/company/sigfig) SigFig is financial services firm that dedicates in making high-quality investment advice to investors of all wealth levels. *Founded* 2007 San Francisco, United States **$66M** last round Jun 2018
- 36 [**ApplePie Capital** ApplePie Capital is a marketplace lender and financial solutions provider focused on the franchise industry.](https://millionrounds.com/company/applepie-capital) ApplePie Capital is a marketplace lender and financial solutions provider focused on the franchise industry. *Founded* 2014 San Francisco, United States **$65M** last round Sept 2021
- 37 [**Socotra** Socotra is a cloud-native insurance technology company founded in 2014 and based in San Francisco, California.](https://millionrounds.com/company/socotra) Socotra is a cloud-native insurance technology company founded in 2014 and based in San Francisco, California. *Founded* 2014 San Francisco, United States **$61M** last round Mar 2022
- 38 [**Cardless** Cardless, based in San Francisco, California, is a financial technology firm founded in 2019 by Michael Spelfogel and Scott Kazmierowicz.](https://millionrounds.com/company/cardless) Cardless, based in San Francisco, California, is a financial technology firm founded in 2019 by Michael Spelfogel and Scott Kazmierowicz. *Founded* 2019 San Francisco, United States **$60M** last round Sept 2025
- 39 [**Neon For Life** Neon For Life, also known as Neon Financial, is a fintech startup founded in 2020 and based in Chicago, Illinois, with operations in San Francisco, California.](https://millionrounds.com/company/neon-for-life) Neon For Life, also known as Neon Financial, is a fintech startup founded in 2020 and based in Chicago, Illinois, with operations in San Francisco, California. *Founded* 2020 San Francisco, United States **$60M** last round Oct 2021
- 40 [**Anrok** Anrok is a San Francisco-based fintech company founded in 2020.](https://millionrounds.com/company/anrok) Anrok is a San Francisco-based fintech company founded in 2020. *Founded* 2020 San Francisco, United States **$55M** last round Oct 2025
- 41 [**Ripio** Desarrollá las economías on-chain con Ripio: stablecoins en moneda local, rampas instantáneas e infraestructura white-label para empresas en Latinoamérica.](https://millionrounds.com/company/ripio) Desarrollá las economías on-chain con Ripio: stablecoins en moneda local, rampas instantáneas e infraestructura white-label para empresas en Latinoamérica. *Founded* - San Francisco, United States **$52M** last round Sept 2021
- 42 [**Carrum Health** Carrum Health is a health tech company based in San Francisco, California, founded in 2014.](https://millionrounds.com/company/carrum-health) Carrum Health is a health tech company based in San Francisco, California, founded in 2014. *Founded* 2014 San Francisco, United States **$52M** last round May 2023
- 43 [**Dealpath** Dealpath is a cloud-based real estate investment management platform that streamlines commercial real estate investment decisions for institutional investors.](https://millionrounds.com/company/dealpath) Dealpath is a cloud-based real estate investment management platform that streamlines commercial real estate investment decisions for institutional investors. *Founded* 2014 San Francisco, United States **$51M** last round Sept 2022
- 44 [**Metronome** Metronome is a usage-based billing platform that helps companies to implement new business models and launch products faster.](https://millionrounds.com/company/metronome) Metronome is a usage-based billing platform that helps companies to implement new business models and launch products faster. *Founded* 2020 San Francisco, United States **$50M** last round Feb 2025
- 45 [**Veem** Veem is a San Francisco-based B2B payment platform founded in 2014.](https://millionrounds.com/company/veem) Veem is a San Francisco-based B2B payment platform founded in 2014. *Founded* 2014 San Francisco, United States **$49M** last round Sept 2018
- 46 [**Vouch Insurance** Vouch Insurance is a technology-driven insurance broker based in San Francisco, California, founded in 2018.](https://millionrounds.com/company/vouch-insurance) Vouch Insurance is a technology-driven insurance broker based in San Francisco, California, founded in 2018. *Founded* 2018 San Francisco, United States **$46M** last round Nov 2019
- 47 [**Sentieo** Sentieo provides the first financial intelligence platform specifically designed for the research needs of investors.](https://millionrounds.com/company/sentieo) Sentieo provides the first financial intelligence platform specifically designed for the research needs of investors. *Founded* 2012 San Francisco, United States **$45M** last round May 2021
- 48 [**Mos** Mos is a financial technology company based in San Francisco, California.](https://millionrounds.com/company/mos) Mos is a financial technology company based in San Francisco, California. *Founded* 2017 San Francisco, United States **$44M** last round Feb 2022
- 49 [**Standard Metrics** Standard Metrics is a financial software company based in San Francisco, founded in 2020.](https://millionrounds.com/company/standard-metrics) Standard Metrics is a financial software company based in San Francisco, founded in 2020. *Founded* 2020 San Francisco, United States **$44M** last round Aug 2026
- 50 [**True Link Financial** True Link is a diversified financial services firm dedicated to providing services for at-risk demographics such as the elderly and disabled](https://millionrounds.com/company/true-link-financial) True Link is a diversified financial services firm dedicated to providing services for at-risk demographics such as the elderly and disabled *Founded* 2012 San Francisco, United States **$42M** last round Jul 2020

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

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## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)

## More lists for San Francisco

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[*O* *D* *TM* **Startups in San Francisco** 4,251 companies · $350B](https://millionrounds.com/top-lists/startups-san-francisco)[*O* *D* *TM* **AI startups in San Francisco** 1,276 companies · $321B](https://millionrounds.com/top-lists/ai-startups-san-francisco)[*A* *M* *BM* **IT Services startups in San Francisco** 404 companies · $3.9B](https://millionrounds.com/top-lists/it-services-startups-san-francisco)[*D* *C* *A* **Big Data & Analytics startups in San Francisco** 300 companies · $47B](https://millionrounds.com/top-lists/big-data-startups-san-francisco)[*AH* *CH* *Z* **Healthcare startups in San Francisco** 230 companies · $9.2B](https://millionrounds.com/top-lists/healthcare-startups-san-francisco)[*D* *L* *I* **Internet startups in San Francisco** 192 companies · $20B](https://millionrounds.com/top-lists/internet-startups-san-francisco)[*D* *A* *C* **Software startups in San Francisco** 189 companies · $48B](https://millionrounds.com/top-lists/software-startups-san-francisco)[*M* *AT* *CH* **Biotech startups in San Francisco** 181 companies · $12B](https://millionrounds.com/top-lists/biotech-startups-san-francisco)