# Top 34 Fintech Startups in Paris by Funding (2026)

> The 34 best-funded fintech startups in Paris, ranked by total funding raised: $2.2B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/fintech-startups-paris (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Alan** Alan is a prominent digital health partner based in France, recognized as the first new licensed health insurance company in the country since 1986.](https://millionrounds.com/company/alan) Alan is a prominent digital health partner based in France, recognized as the first new licensed health insurance company in the country since 1986. *Founded* 2016 Paris, France **$733M** last round Jun 2026
- 2 [**Ledger** Ledger develops hardware wallets and digital asset management tools for cryptocurrency storage, transactions, and self-custody.](https://millionrounds.com/company/ledger) Ledger develops hardware wallets and digital asset management tools for cryptocurrency storage, transactions, and self-custody. *Founded* - Paris, France **$469M** last round Jun 2023
- 3 [**Morpho** Morpho is an open-source DeFi lending protocol that connects lenders and borrowers globally.](https://millionrounds.com/company/morpho) Morpho is an open-source DeFi lending protocol that connects lenders and borrowers globally. *Founded* 2021 Paris, France **$175M** last round Jun 2026
- 4 [**Spendesk** Spendesk is a leading AI-powered spend management and procurement platform based in Paris, France.](https://millionrounds.com/company/spendesk) Spendesk is a leading AI-powered spend management and procurement platform based in Paris, France. *Founded* 2016 Paris, France **$161M** last round Jan 2022
- 5 [**Lydia** Lydia is a banking application to send and receive payments using the application.](https://millionrounds.com/company/lydia) Lydia is a banking application to send and receive payments using the application. *Founded* 2011 Paris, France **$121M** last round Dec 2021
- 6 [**Descartes Underwriting** Descartes Underwriting is a global InsurTech company based in Paris, founded in 2019.](https://millionrounds.com/company/descartes-underwriting) Descartes Underwriting is a global InsurTech company based in Paris, founded in 2019. *Founded* 2019 Paris, France **$120M** last round Jan 2022
- 7 [**Shift Technology** Shift Technology is a provider of AI-driven decision automation and optimization technology for the global insurance industry.](https://millionrounds.com/company/shift-technology) Shift Technology is a provider of AI-driven decision automation and optimization technology for the global insurance industry. *Founded* 2013 Paris, France **$90M** last round Nov 2021
- 8 [**Swan** Use Swan&s APIs and ready-made white-label interfaces to embed banking features like accounts, cards, and payments into your workflows and UX.](https://millionrounds.com/company/swan) Use Swan&s APIs and ready-made white-label interfaces to embed banking features like accounts, cards, and payments into your workflows and UX. *Founded* - Paris, France **$44M** last round Jan 2025
- 9 [**SESAMM** SESAMm is a French-founded artificial intelligence and fintech company that specializes in AI-powered text analysis.](https://millionrounds.com/company/sesamm) SESAMm is a French-founded artificial intelligence and fintech company that specializes in AI-powered text analysis. *Founded* 2014 Paris, France **$42M** last round Mar 2023
- 10 [**Qantev** Qantev is an Insurtech startup based in Paris, France, specializing in AI solutions for the health and life insurance sectors.](https://millionrounds.com/company/qantev) Qantev is an Insurtech startup based in Paris, France, specializing in AI solutions for the health and life insurance sectors. *Founded* 2018 Paris, France **$34M** last round Oct 2024
- 11 [**Finary** Finary is a fintech startup based in Paris, founded in 2020 by Julien Blancher and Mounir Laggoune.](https://millionrounds.com/company/finary) Finary is a fintech startup based in Paris, founded in 2020 by Julien Blancher and Mounir Laggoune. *Founded* 2020 Paris, France **$29M** last round Sept 2025
- 12 [**Dalma** Dalma is a digital pet insurance provider based in France, now serving the German market since October 2023.](https://millionrounds.com/company/dalma) Dalma is a digital pet insurance provider based in France, now serving the German market since October 2023. *Founded* 2021 Paris, France **$22M** last round Mar 2025
- 13 [**Spiko** Spiko is a Paris-based fintech company founded in 2023.](https://millionrounds.com/company/spiko) Spiko is a Paris-based fintech company founded in 2023. *Founded* 2023 Paris, France **$22M** last round Jul 2025
- 14 [**Formance** Formance is building open source infrastructure for the financial internet.](https://millionrounds.com/company/formance) Formance is building open source infrastructure for the financial internet. *Founded* 2021 Paris, France **$21M** last round Jan 2025
- 15 [**Lovys** Lovys is a digital insurance provider and InsurTech company based in Paris, France, founded in 2017 by Elise Moutarlier.](https://millionrounds.com/company/lovys) Lovys is a digital insurance provider and InsurTech company based in Paris, France, founded in 2017 by Elise Moutarlier. *Founded* 2017 Paris, France **$20M** last round Dec 2024
- 16 [**RockFi** Nous construisons une nouvelle gestion privée.](https://millionrounds.com/company/rockfi) Nous construisons une nouvelle gestion privée. *Founded* 2023 Paris, France **$19M** last round Mar 2025
- 17 [**JobTeaser** JobTeaser is a French company founded in 2008, recognized as the European leader in youth recruitment.](https://millionrounds.com/company/jobteaser) JobTeaser is a French company founded in 2008, recognized as the European leader in youth recruitment. *Founded* 2008 Paris, France **$17M** last round May 2017
- 18 [**GarantMe** GarantMe enables renters to apply online and get a certified guarantor guarantee to lease housing in France.](https://millionrounds.com/company/garantme) GarantMe enables renters to apply online and get a certified guarantor guarantee to lease housing in France. *Founded* 2017 Paris, France **$16M** last round Jan 2023
- 19 [**Bitstack** Bitstack is a Paris-based crypto-native neobank founded in April 2021.](https://millionrounds.com/company/bitstack) Bitstack is a Paris-based crypto-native neobank founded in April 2021. *Founded* 2021 Paris, France **$15M** last round Dec 2025
- 20 [**Goodvest** Goodvest is a Paris-based fintech company founded in 2020, dedicated to responsible, climate-aligned investing for individuals.](https://millionrounds.com/company/goodvest) Goodvest is a Paris-based fintech company founded in 2020, dedicated to responsible, climate-aligned investing for individuals. *Founded* 2020 Paris, France **$14M** last round Sept 2025
- 21 [**Ramify** Ramify is a digital wealth management platform and financial advisory firm founded in 2021.](https://millionrounds.com/company/ramify) Ramify is a digital wealth management platform and financial advisory firm founded in 2021. *Founded* 2021 Paris, France **$12M** last round Jun 2024
- 22 [**Unkle** Unkle is an insurance brokerage agency.](https://millionrounds.com/company/unkle) Unkle is an insurance brokerage agency. *Founded* 2018 Paris, France **$11M** last round Jan 2022
- 23 [**HappyPal** HappyPal is a French FinTech and B2B SaaS company founded in 2019.](https://millionrounds.com/company/happypal) HappyPal is a French FinTech and B2B SaaS company founded in 2019. *Founded* 2019 Paris, France **$7.6M** last round Nov 2023
- 24 [**Mipise** Mipise is a Fintech, Regtech, and Legaltech company founded in 2013, based in Paris, France.](https://millionrounds.com/company/mipise) Mipise is a Fintech, Regtech, and Legaltech company founded in 2013, based in Paris, France. *Founded* 2013 Paris, France **$6.5M** last round Jan 2024
- 25 [**Ulule** Ulule is a leading European crowdfunding platform founded in January 2010 in Paris, France.](https://millionrounds.com/company/ulule) Ulule is a leading European crowdfunding platform founded in January 2010 in Paris, France. *Founded* 2010 Paris, France **$6.0M** last round Sept 2016
- 26 [**nopillo** Nopillo is a French fintech startup founded in 2022, specializing in accounting and tax management software for real estate investors under the LMNP (Location M](https://millionrounds.com/company/nopillo) Nopillo is a French fintech startup founded in 2022, specializing in accounting and tax management software for real estate investors under the LMNP (Location M *Founded* 2022 Paris, France **$4.4M** last round Sept 2024
- 27 [**Greenscope** Greenscope is a French greentech company founded in 2022, specializing in Environmental, Social, and Governance (ESG) monitoring and compliance solutions.](https://millionrounds.com/company/greenscope) Greenscope is a French greentech company founded in 2022, specializing in Environmental, Social, and Governance (ESG) monitoring and compliance solutions. *Founded* 2022 Paris, France **$3.3M** last round Sept 2024
- 28 [**Trezy** Trezy is an AI-powered financial management platform tailored for small and medium-sized businesses (SMEs), startups, and scale-ups.](https://millionrounds.com/company/trezy) Trezy is an AI-powered financial management platform tailored for small and medium-sized businesses (SMEs), startups, and scale-ups. *Founded* 2021 Paris, France **$3.3M** last round Jun 2023
- 29 [**Arrago** Arrago is a French fintech company founded in 2017, specializing in banking brokerage for seniors.](https://millionrounds.com/company/arrago) Arrago is a French fintech company founded in 2017, specializing in banking brokerage for seniors. *Founded* 2017 Paris, France **$3.1M** last round Dec 2025
- 30 [**Joko** Joko is a fintech company based in Paris, founded in 2018.](https://millionrounds.com/company/joko) Joko is a fintech company based in Paris, founded in 2018. *Founded* 2018 Paris, France **$1.8M** last round Jul 2019
- 31 [**TwoWay** TwoWay is a financial technology company based in Paris, founded in 2024.](https://millionrounds.com/company/twoway) TwoWay is a financial technology company based in Paris, founded in 2024. *Founded* 2024 Paris, France **$1.7M** last round May 2026
- 32 [**Sharesub** Sharesub offers the easiest way for friends to split the cost of subscriptions and other monthly expenses.](https://millionrounds.com/company/sharesub) Sharesub offers the easiest way for friends to split the cost of subscriptions and other monthly expenses. *Founded* 2020 Paris, France **$755K** last round Mar 2025
- 33 [**Aircap** Aircap is a French B2B fintech and SaaS company specializing in risk and cash-flow management for private assets and unlisted investments.](https://millionrounds.com/company/aircap) Aircap is a French B2B fintech and SaaS company specializing in risk and cash-flow management for private assets and unlisted investments. *Founded* 2024 Paris, France **$581K** last round Jul 2025
- 34 [**Rubypayeur** Rubypayeur is a French online debt collection agency and fintech based in Paris, founded in 2019.](https://millionrounds.com/company/rubypayeur) Rubypayeur is a French online debt collection agency and fintech based in Paris, founded in 2019. *Founded* 2019 Paris, France **$435K** last round Apr 2022

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed as this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back fintech startups in Paris in the app, with filters, lists and exports.

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## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)

## More lists for Paris

[See all](https://millionrounds.com/top-lists?r=Paris)

[*MA* *M* *E* **Startups in Paris** 1,275 companies · $24B](https://millionrounds.com/top-lists/startups-paris)[*MA* *M* *P* **AI startups in Paris** 159 companies · $14B](https://millionrounds.com/top-lists/ai-startups-paris)[*E* *A* *A* **Health startups in Paris** 131 companies · $4.6B](https://millionrounds.com/top-lists/health-startups-paris)[*V* *F* *M* **IT Services startups in Paris** 94 companies · $346M](https://millionrounds.com/top-lists/it-services-startups-paris)[*A* *DM* *H* **Biotech startups in Paris** 81 companies · $2.8B](https://millionrounds.com/top-lists/biotech-startups-paris)[*E* *A* *DM* **Healthcare startups in Paris** 62 companies · $3.1B](https://millionrounds.com/top-lists/healthcare-startups-paris)[*MA* *P* *D* **Big Data & Analytics startups in Paris** 51 companies · $8.9B](https://millionrounds.com/top-lists/big-data-startups-paris)[*S* *L* *B* **Consumer Apps startups in Paris** 51 companies · $718M](https://millionrounds.com/top-lists/app-startups-paris)