# Top 33 Fintech Startups in Nigeria by Funding (2026)

> The 33 best-funded fintech startups in Nigeria, ranked by total funding raised: $1.4B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/fintech-startups-nigeria (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Moniepoint**](https://millionrounds.com/company/moniepoint) *Founded* - Nigeria **$400M** last round Oct 2025
- 2 [**Moove** Moove is a technologically integrated vehicle financing platform for mobility entrepreneurs.](https://millionrounds.com/company/moove) Moove is a technologically integrated vehicle financing platform for mobility entrepreneurs. *Founded* 2020 Nigeria **$350M** last round Aug 2026
- 3 [**PalmPay** PalmPay is a licensed financial technology company that specializes in digital payment solutions and smartphone financing in various African and Asian markets,](https://millionrounds.com/company/palmpay) PalmPay is a licensed financial technology company that specializes in digital payment solutions and smartphone financing in various African and Asian markets, *Founded* 2019 Lagos, Nigeria **$140M** last round Jun 2025
- 4 [**LemFi**](https://millionrounds.com/company/lemfi) *Founded* - Nigeria **$106M** last round May 2026
- 5 [**MAX**](https://millionrounds.com/company/max) *Founded* - Nigeria **$76M** last round Oct 2026
- 6 [**Yellow Card** Yellow Card is the largest and only licensed Stablecoin on/off ramp on the African continent.](https://millionrounds.com/company/yellow-card) Yellow Card is the largest and only licensed Stablecoin on/off ramp on the African continent. *Founded* 2016 Birmingham, Nigeria **$73M** last round Aug 2026
- 7 [**Sycamore**](https://millionrounds.com/company/sycamore) *Founded* - Nigeria **$65M** last round Apr 2026
- 8 [**Nomba** Nomba is a tech company that offers financial software solutions.](https://millionrounds.com/company/nomba) Nomba is a tech company that offers financial software solutions. *Founded* 2017 Lagos, Nigeria **$33M** last round Sept 2026
- 9 [**Kredete** Kredete is a platform for African immigrants in North America to send money home to 20+ countries instantly at low fees and build credit.](https://millionrounds.com/company/kredete) Kredete is a platform for African immigrants in North America to send money home to 20+ countries instantly at low fees and build credit. *Founded* 2022 New York, Nigeria **$22M** last round Sept 2025
- 10 [**OmniRetail** OmniRetail is a B2B e-commerce platform that digitizes informal supply chains.](https://millionrounds.com/company/omniretail) OmniRetail is a B2B e-commerce platform that digitizes informal supply chains. *Founded* 2021 Lagos, Nigeria **$20M** last round Apr 2025
- 11 [**Waza**](https://millionrounds.com/company/waza) *Founded* - Nigeria **$13M** last round Jan 2025
- 12 [**Raenest** Raenest optimizes accounts receivable & expenses for startups & freelancers with global bank accounts & simplified multicurrency invoicing.](https://millionrounds.com/company/raenest) Raenest optimizes accounts receivable & expenses for startups & freelancers with global bank accounts & simplified multicurrency invoicing. *Founded* 2022 Ikeja, Nigeria **$11M** last round Feb 2025
- 13 [**Paystack** Paystack lets businesses accept payments via credit card, debit card, money transfer and mobile money on their websites or mobile apps.](https://millionrounds.com/company/paystack) Paystack lets businesses accept payments via credit card, debit card, money transfer and mobile money on their websites or mobile apps. *Founded* 2015 Nigeria **$8.0M** last round Aug 2018
- 14 [**Kudi**](https://millionrounds.com/company/kudi) *Founded* - Nigeria **$5.8M** last round Mar 2019
- 15 [**Payhippo (now Rivy)**](https://millionrounds.com/company/payhippo-now-rivy) *Founded* - Nigeria **$4.0M** last round Mar 2025
- 16 [**Casava** Casava is a Nigerian financial technology company that specializes in providing income protection and affordable health insurance plans.](https://millionrounds.com/company/casava) Casava is a Nigerian financial technology company that specializes in providing income protection and affordable health insurance plans. *Founded* 2019 Lagos, Nigeria **$4.0M** last round Feb 2022
- 17 [**PaidHR** PaidHR is a people operations platform that helps HR teams streamline HR and payroll tasks.](https://millionrounds.com/company/paidhr) PaidHR is a people operations platform that helps HR teams streamline HR and payroll tasks. *Founded* 2021 Lekki, Nigeria **$3.3M** last round Jun 2025
- 18 [**BFREE**](https://millionrounds.com/company/bfree) *Founded* - Nigeria **$3.0M** last round May 2026
- 19 [**Drive45 Mobility**](https://millionrounds.com/company/drive45-mobility) *Founded* - Nigeria **$3.0M** last round Sept 2026
- 20 [**Juicyway**](https://millionrounds.com/company/juicyway) *Founded* - Nigeria **$3.0M** last round Dec 2024
- 21 [**Winich Farms**](https://millionrounds.com/company/winich-farms) *Founded* - Nigeria **$3.0M** last round Jun 2025
- 22 [**Daya** The Financial Engine for African Businesses](https://millionrounds.com/company/daya) The Financial Engine for African Businesses *Founded* 2025 Lagos, Nigeria **$2.4M** last round Jun 2026
- 23 [**Rulesbase**](https://millionrounds.com/company/rulesbase) *Founded* - Nigeria **$2.1M** last round Oct 2025
- 24 [**Klasha** Global trade, local payments.](https://millionrounds.com/company/klasha) Global trade, local payments. *Founded* 2021 San Francisco, Nigeria **$2.0M** last round Oct 2024
- 25 [**Billboxx**](https://millionrounds.com/company/billboxx) *Founded* - Nigeria **$1.6M** last round Dec 2024
- 26 [**Kuda**](https://millionrounds.com/company/kuda) *Founded* - Nigeria **$1.6M** last round Sept 2019
- 27 [**Accrue**](https://millionrounds.com/company/accrue) *Founded* - Nigeria **$1.6M** last round Jan 2025
- 28 [**Seeds & Pennies**](https://millionrounds.com/company/seeds-and-pennies) *Founded* - Nigeria **$1.1M** last round May 2025
- 29 [**TechAdvance** TechAdvance develops and provides payment applications to utility, finance and transportation sectors.](https://millionrounds.com/company/techadvance) TechAdvance develops and provides payment applications to utility, finance and transportation sectors. *Founded* 2009 Lagos, Nigeria **$1.0M** last round Aug 2019
- 30 [**CreditChek** Creditchek is a fintech startup based in Lagos, Nigeria, founded in 2021.](https://millionrounds.com/company/creditchek) Creditchek is a fintech startup based in Lagos, Nigeria, founded in 2021. *Founded* 2021 Lagos, Nigeria **$600K** last round Jun 2026
- 31 [**Palremit** Digital wallet and exchange](https://millionrounds.com/company/palremit) Digital wallet and exchange *Founded* 2022 Dover, Nigeria **$200K** last round May 2025
- 32 [**Earthbond** We've leveraged climate finance and AI to build a credit model that helps African businesses get reliable, affordable solar.](https://millionrounds.com/company/earthbond) We've leveraged climate finance and AI to build a credit model that helps African businesses get reliable, affordable solar. *Founded* 2022 Lagos, Nigeria **$200K** last round Oct 2024
- 33 [**Hizo**](https://millionrounds.com/company/hizo) *Founded* - Nigeria **$100K** last round Jun 2025

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back fintech startups in Nigeria in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[All top lists](https://millionrounds.com/top-lists)

## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)

## More lists for Nigeria

[See all](https://millionrounds.com/top-lists?r=Nigeria)

[*FC* *M* *M* **Startups in Nigeria** 121 companies · $2.7B](https://millionrounds.com/top-lists/startups-nigeria)[*M* *ZB* *L* **Financial Services startups in Nigeria** 15 companies · $909M](https://millionrounds.com/top-lists/financial-services-startups-nigeria)[*S* *TI* *HH* **AI startups in Nigeria** 11 companies · $183M](https://millionrounds.com/top-lists/ai-startups-nigeria)[*S* *T* *C* **IT Services startups in Nigeria** 10 companies · $7.6M](https://millionrounds.com/top-lists/it-services-startups-nigeria)[*M* *DP* *A* **Cleantech startups in Nigeria** 10 companies · $109M](https://millionrounds.com/top-lists/cleantech-startups-nigeria)