# Top 14 Fintech Startups in Kenya by Funding (2026)

> The 14 best-funded fintech startups in Kenya, ranked by total funding raised: $448M combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/fintech-startups-kenya (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Sun King**](https://millionrounds.com/company/sun-king) *Founded* - Kenya **$196M** last round Dec 2025
- 2 [**Roam** Roam is a technology-driven electric mobility company that designs and develops electric motorcycles and electric buses for growing markets.](https://millionrounds.com/company/roam) Roam is a technology-driven electric mobility company that designs and develops electric motorcycles and electric buses for growing markets. *Founded* 2017 Kenya **$144M** last round Nov 2025
- 3 [**Cellulant** Cellulant is a prominent Pan-African payments technology company founded in 2003 in Nairobi, Kenya.](https://millionrounds.com/company/cellulant) Cellulant is a prominent Pan-African payments technology company founded in 2003 in Nairobi, Kenya. *Founded* 2004 Nairobi, Kenya **$48M** last round May 2018
- 4 [**Zanifu** Zanifu is a financial technology company based in Nairobi, Kenya, founded in 2016/2017.](https://millionrounds.com/company/zanifu) Zanifu is a financial technology company based in Nairobi, Kenya, founded in 2016/2017. *Founded* 2017 Nairobi, Kenya **$20M** last round Sept 2025
- 5 [**SunCulture** SunCulture is a Kenyan agritech and climate-tech company founded in 2012, headquartered in Nairobi.](https://millionrounds.com/company/sunculture) SunCulture is a Kenyan agritech and climate-tech company founded in 2012, headquartered in Nairobi. *Founded* 2012 Nairobi, Kenya **$15M** last round Sept 2025
- 6 [**BitPesa**](https://millionrounds.com/company/bitpesa) *Founded* - Kenya **$6.7M** last round Nov 2018
- 7 [**Umba** Umba is an African digital bank, offering free bank accounts and financial services to customers in Kenya and Nigeria](https://millionrounds.com/company/umba) Umba is an African digital bank, offering free bank accounts and financial services to customers in Kenya and Nigeria *Founded* 2019 Nairobi, Kenya **$5.0M** last round Apr 2025
- 8 [**HoneyCoin** HoneyCoin is a Kenyan fintech and software company founded in 2020.](https://millionrounds.com/company/honeycoin) HoneyCoin is a Kenyan fintech and software company founded in 2020. *Founded* 2020 Nairobi, Kenya **$4.9M** last round Aug 2025
- 9 [**Peach Cars** Peach Cars building a solution for those looking to buy and sell vehicles whole information on vehicles and hassle-free transactions.](https://millionrounds.com/company/peach-cars) Peach Cars building a solution for those looking to buy and sell vehicles whole information on vehicles and hassle-free transactions. *Founded* 2020 Nairobi, Kenya **$4.0M** last round Aug 2026
- 10 [**4G Capital**](https://millionrounds.com/company/4g-capital) *Founded* - Kenya **$2.0M** last round Mar 2026
- 11 [**Tappi** tappi is an AI-powered reputation and loyalty platform based in Nairobi, Kenya, founded in 2022.](https://millionrounds.com/company/tappi) tappi is an AI-powered reputation and loyalty platform based in Nairobi, Kenya, founded in 2022. *Founded* 2022 Nairobi, Kenya **$1.6M** last round Feb 2024
- 12 [**Flowt** Flowt is a Kenya-based financial intelligence and lending platform that leverages AI to support climate-smart small and growing businesses in Africa.](https://millionrounds.com/company/flowt) Flowt is a Kenya-based financial intelligence and lending platform that leverages AI to support climate-smart small and growing businesses in Africa. *Founded* - Nairobi, Kenya **$550K** last round Sept 2026
- 13 [**Cloud9** Cloud 9 Health is a healthtech company based in Austin, Texas, founded in 2015.](https://millionrounds.com/company/cloud9) Cloud 9 Health is a healthtech company based in Austin, Texas, founded in 2015. *Founded* 2015 Austin, Kenya **$500K** last round Oct 2026
- 14 [**Jahazii** Jahazii is an integrated HR and workforce management platform based in Nairobi, Kenya, founded in 2023.](https://millionrounds.com/company/jahazii) Jahazii is an integrated HR and workforce management platform based in Nairobi, Kenya, founded in 2023. *Founded* 2023 Nairobi, Kenya **$400K** last round Oct 2025

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back fintech startups in Kenya in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[All top lists](https://millionrounds.com/top-lists)

## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)

## More lists for Kenya

[See all](https://millionrounds.com/top-lists?r=Kenya)

[*S* *SK* *S* **Startups in Kenya** 89 companies · $1.9B](https://millionrounds.com/top-lists/startups-kenya)[*KI* *TF* *VF* **Agtech startups in Kenya** 13 companies · $161M](https://millionrounds.com/top-lists/agtech-startups-kenya)[*S* *SK* *B* **Cleantech startups in Kenya** 11 companies · $881M](https://millionrounds.com/top-lists/cleantech-startups-kenya)