# Top 15 Fintech Startups in Indonesia by Funding (2026)

> The 15 best-funded fintech startups in Indonesia, ranked by total funding raised: $911M combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/fintech-startups-indonesia (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Ajaib** Ajaib is Indonesia’s first fully online stock brokerage and a leading fintech investment platform in Southeast Asia.](https://millionrounds.com/company/ajaib) Ajaib is Indonesia’s first fully online stock brokerage and a leading fintech investment platform in Southeast Asia. *Founded* 2019 South Jakarta, Indonesia **$425M** last round Oct 2026
- 2 [**Akulaku**](https://millionrounds.com/company/akulaku) *Founded* - Indonesia **$170M** last round Jan 2019
- 3 [**KoinWorks** KoinWorks is Indonesia's first credit-led neobank focused on Micro, Small, and Medium Enterprises (MSMEs).](https://millionrounds.com/company/koinworks) KoinWorks is Indonesia's first credit-led neobank focused on Micro, Small, and Medium Enterprises (MSMEs). *Founded* 2016 South Jakarta, Indonesia **$95M** last round Jan 2022
- 4 [**JULO** JULO is an Indonesian fintech company founded in 2016, dedicated to providing affordable, unsecured digital personal loans through a smartphone app.](https://millionrounds.com/company/julo) JULO is an Indonesian fintech company founded in 2016, dedicated to providing affordable, unsecured digital personal loans through a smartphone app. *Founded* 2016 Indonesia **$60M** last round Apr 2022
- 5 [**SuperAtom**](https://millionrounds.com/company/superatom) *Founded* - Indonesia **$46M** last round Jul 2022
- 6 [**Pintarnya** Pintarnya is an mobile application to unlock employment and financial opportunities for millions of blue-collar workers in Indonesia.](https://millionrounds.com/company/pintarnya) Pintarnya is an mobile application to unlock employment and financial opportunities for millions of blue-collar workers in Indonesia. *Founded* 2022 Jakarta, Indonesia **$31M** last round Jan 2026
- 7 [**ONLINEPAJAK** OnlinePajak is Indonesia's leading SaaS platform that simplifies tax compliance, e-filing, invoicing, and financial transaction automation for individuals, SMEs](https://millionrounds.com/company/onlinepajak) OnlinePajak is Indonesia's leading SaaS platform that simplifies tax compliance, e-filing, invoicing, and financial transaction automation for individuals, SMEs *Founded* 2014 South Jakarta, Indonesia **$28M** last round Apr 2025
- 8 [**Akseleran** Akseleran is an Indonesian financial technology company that operates a fully licensed Peer-to-Peer (P2P) Lending platform.](https://millionrounds.com/company/akseleran) Akseleran is an Indonesian financial technology company that operates a fully licensed Peer-to-Peer (P2P) Lending platform. *Founded* 2016 Indonesia **$24M** last round Sept 2019
- 9 [**UangTeman** UangTeman, meaning "Money Friend" in Indonesian, is a leading online unsecured micro-lending service based in Indonesia.](https://millionrounds.com/company/uangteman) UangTeman, meaning "Money Friend" in Indonesian, is a leading online unsecured micro-lending service based in Indonesia. *Founded* 2014 South Jakarta, Indonesia **$10M** last round Aug 2019
- 10 [**Monit** Immersing intelligence with IoT to create a smarter world.](https://millionrounds.com/company/monit) Immersing intelligence with IoT to create a smarter world. *Founded* 2020 Indonesia **$6.7M** last round Jan 2025
- 11 [**Pinhome** Pinhome is a property transaction and real estate fintech platform making property and home financing more accessible.](https://millionrounds.com/company/pinhome) Pinhome is a property transaction and real estate fintech platform making property and home financing more accessible. *Founded* 2020 Indonesia **$5.0M** last round Jul 2023
- 12 [**AwanTunai** AwanTunai is an Indonesian fintech company founded in 2017, focused on transforming the cash-based economy by providing point-of-sale financing and supply chain](https://millionrounds.com/company/awantunai) AwanTunai is an Indonesian fintech company founded in 2017, focused on transforming the cash-based economy by providing point-of-sale financing and supply chain *Founded* 2017 Jakarta, Indonesia **$4.3M** last round Nov 2018
- 13 [**Pluang** Investasi di Saham AS, Kripto, Emas & Reksa Dana mulai Rp5.000.](https://millionrounds.com/company/pluang) Investasi di Saham AS, Kripto, Emas & Reksa Dana mulai Rp5.000. *Founded* 2019 Central Jakarta, DKI Jakarta, Indonesia **$3.0M** last round Sept 2019
- 14 [**Finfra** Finfra is an artificial intelligence and blockchain technology company.](https://millionrounds.com/company/finfra) Finfra is an artificial intelligence and blockchain technology company. *Founded* 2017 Indonesia **$2.5M** last round Oct 2026
- 15 [**Crowde** CROWDE is a regulated peer-to-peer (P2P) lending platform based in Jakarta, Indonesia.](https://millionrounds.com/company/crowde) CROWDE is a regulated peer-to-peer (P2P) lending platform based in Jakarta, Indonesia. *Founded* 2015 Indonesia **$1.0M** last round Sept 2019

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back fintech startups in Indonesia in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[All top lists](https://millionrounds.com/top-lists)

## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)

## More lists for Indonesia

[See all](https://millionrounds.com/top-lists?r=Indonesia)

[*G* *T* *T* **Startups in Indonesia** 190 companies · $8.7B](https://millionrounds.com/top-lists/startups-indonesia)[*B* *E* *OC* **IT Services startups in Indonesia** 14 companies · $82M](https://millionrounds.com/top-lists/it-services-startups-indonesia)[*G* *T* *T* **Internet startups in Indonesia** 14 companies · $5.8B](https://millionrounds.com/top-lists/internet-startups-indonesia)[*S* *E* *L* **Agtech startups in Indonesia** 13 companies · $232M](https://millionrounds.com/top-lists/agtech-startups-indonesia)[*OI* *LI* *L* **E-commerce startups in Indonesia** 12 companies · $198M](https://millionrounds.com/top-lists/ecommerce-startups-indonesia)[*G* *S* *S* **Logistics startups in Indonesia** 11 companies · $3.8B](https://millionrounds.com/top-lists/logistics-startups-indonesia)[*A* *S* *M* **Financial Services startups in Indonesia** 10 companies · $574M](https://millionrounds.com/top-lists/financial-services-startups-indonesia)