# Top 50 Fintech Startups in India by Funding (2026)

> The 50 best-funded fintech startups in India, ranked by total funding raised: $8.3B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/fintech-startups-india (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Paytm**](https://millionrounds.com/company/paytm) *Founded* - India **$1.9B** last round Nov 2019
- 2 [**PolicyBazaar**](https://millionrounds.com/company/policybazaar) *Founded* 2008 Gurgaon, India **$845M** last round Nov 2019
- 3 [**PhonePe** PhonePe is a prominent Indian fintech super-app and digital payments company based in Bengaluru, Karnataka.](https://millionrounds.com/company/phonepe) PhonePe is a prominent Indian fintech super-app and digital payments company based in Bengaluru, Karnataka. *Founded* 2015 Bengaluru, India **$666M** last round Oct 2025
- 4 [**Abound**](https://millionrounds.com/company/abound) *Founded* - India **$375M** last round Mar 2025
- 5 [**KreditBee** KreditBee is a leading digital lending platform in India, founded in 2018 and headquartered in Bengaluru.](https://millionrounds.com/company/kreditbee) KreditBee is a leading digital lending platform in India, founded in 2018 and headquartered in Bengaluru. *Founded* 2018 Bengaluru, India **$289M** last round Apr 2026
- 6 [**Janalakshmi**](https://millionrounds.com/company/janalakshmi) *Founded* - India **$246M** last round Sept 2017
- 7 [**Jeeves** Jeeves is a B2B financial tech platform offering credit, funded corporate cards, and cross-border payments for businesses.](https://millionrounds.com/company/jeeves) Jeeves is a B2B financial tech platform offering credit, funded corporate cards, and cross-border payments for businesses. *Founded* 2019 Miami, India **$210M** last round Sept 2026
- 8 [**Pine Labs** Power your business with Pine Labs POS machines, payment gateways, prepaid solutions, credit processing and AI enabled fintech infrastructure for merchants and](https://millionrounds.com/company/pine-labs) Power your business with Pine Labs POS machines, payment gateways, prepaid solutions, credit processing and AI enabled fintech infrastructure for merchants and *Founded* - India **$207M** last round May 2018
- 9 [**Navi** Navi is a rapidly growing financial services company based in India, founded in 2018 by Sachin Bansal and Ankit Agarwal.](https://millionrounds.com/company/navi) Navi is a rapidly growing financial services company based in India, founded in 2018 by Sachin Bansal and Ankit Agarwal. *Founded* 2018 Bengaluru, India **$199M** last round Oct 2026
- 10 [**Amazon Pay**](https://millionrounds.com/company/amazon-pay) *Founded* - India **$153M** last round Jan 2019
- 11 [**Snapmint** Snapmint facilitates simplified, fairly-priced and hassle-free EMI options without a Credit Card.](https://millionrounds.com/company/snapmint) Snapmint facilitates simplified, fairly-priced and hassle-free EMI options without a Credit Card. *Founded* 2015 India **$148M** last round Oct 2025
- 12 [**InCred** InCred is a financial services platform that simplifies the lending process for personal, education, and business loans.](https://millionrounds.com/company/incred) InCred is a financial services platform that simplifies the lending process for personal, education, and business loans. *Founded* - India **$147M** last round Jul 2025
- 13 [**Shubham Housing Development Finance Company** Shubham Housing Development Finance Company is a prominent affordable housing finance company in India, established in February 2010.](https://millionrounds.com/company/shubham-housing-development-finance-company) Shubham Housing Development Finance Company is a prominent affordable housing finance company in India, established in February 2010. *Founded* 2011 Gurugram, India **$146M** last round Dec 2024
- 14 [**Northern Arc Capital**](https://millionrounds.com/company/northern-arc-capital) *Founded* - India **$130M** last round Mar 2019
- 15 [**Lendingkart** Need a business loan for your Preschool, Daycare, or Childcare Center in India?](https://millionrounds.com/company/lendingkart) Need a business loan for your Preschool, Daycare, or Childcare Center in India? *Founded* - Ahmedabad, India **$127M** last round Aug 2019
- 16 [**Khatabook** Khatabook is an Indian fintech and SaaS company founded in 2018, headquartered in Bengaluru, Karnataka.](https://millionrounds.com/company/khatabook) Khatabook is an Indian fintech and SaaS company founded in 2018, headquartered in Bengaluru, Karnataka. *Founded* 2018 Bengaluru, India **$127M** last round Aug 2021
- 17 [**Scapia** Scapia is a Bengaluru-based travel-fintech company founded in January 2022 by Anil Goteti, a former executive at Flipkart.](https://millionrounds.com/company/scapia) Scapia is a Bengaluru-based travel-fintech company founded in January 2022 by Anil Goteti, a former executive at Flipkart. *Founded* 2022 Bengaluru, India **$126M** last round Oct 2026
- 18 [**Razorpay** Ezetap is now Razorpay POS!](https://millionrounds.com/company/razorpay) Ezetap is now Razorpay POS! *Founded* 2014 Bengaluru South, India **$107M** last round Jun 2019
- 19 [**Five Star Business**](https://millionrounds.com/company/five-star-business) *Founded* - India **$100M** last round Aug 2018
- 20 [**M2P Fintech** M2P Fintech offers financial solutions and helps businesses offer financial services.](https://millionrounds.com/company/m2p-fintech) M2P Fintech offers financial solutions and helps businesses offer financial services. *Founded* 2014 Chennai, India **$100M** last round Sept 2024
- 21 [**NeoGrowth** NeoGrowth is a non-deposit, NBFC registered with RBI that provides short-term business loans to merchants.](https://millionrounds.com/company/neogrowth) NeoGrowth is a non-deposit, NBFC registered with RBI that provides short-term business loans to merchants. *Founded* 2011 Mumbai, India **$99M** last round Oct 2026
- 22 [**Kissht** Kissht is a financial technology platform that provides loans and credit for consumers.](https://millionrounds.com/company/kissht) Kissht is a financial technology platform that provides loans and credit for consumers. *Founded* 2015 India **$97M** last round Sept 2026
- 23 [**BillDesk** BillDesk is a leading digital payments and online payment gateway company based in Mumbai, India.](https://millionrounds.com/company/billdesk) BillDesk is a leading digital payments and online payment gateway company based in Mumbai, India. *Founded* 2000 Mumbai, India **$85M** last round Feb 2019
- 24 [**Aye Finance** Aye Finance is a fintech company that empowers micro enterprises with financial services and small business loans.](https://millionrounds.com/company/aye-finance) Aye Finance is a fintech company that empowers micro enterprises with financial services and small business loans. *Founded* - India **$84M** last round Jun 2026
- 25 [**Capital Float**](https://millionrounds.com/company/capital-float) *Founded* - India **$83M** last round Apr 2018
- 26 [**OkCredit** OkCredit simplifies credit account management for shop owners and their customers.](https://millionrounds.com/company/okcredit) OkCredit simplifies credit account management for shop owners and their customers. *Founded* 2017 India **$83M** last round Aug 2021
- 27 [**Arya.ag** Arya.ag is India's largest integrated grain commerce platform and a prominent agritech-fintech startup based in Noida, Uttar Pradesh.](https://millionrounds.com/company/arya-ag) Arya.ag is India's largest integrated grain commerce platform and a prominent agritech-fintech startup based in Noida, Uttar Pradesh. *Founded* 2013 Noida, India **$81M** last round Jan 2026
- 28 [**Veriqus Group**](https://millionrounds.com/company/veriqus-group) *Founded* - India **$80M** last round Nov 2026
- 29 [**MobiKwik** MobiKwik is a financial services company that provides a fintech platform designed for online payments, life insurance, and loans.](https://millionrounds.com/company/mobikwik) MobiKwik is a financial services company that provides a fintech platform designed for online payments, life insurance, and loans. *Founded* 2009 Gurugram, India **$78M** last round Dec 2018
- 30 [**Acko** Acko Insurance, officially known as ACKO General Insurance Ltd., is India's first fully digital general insurance company, founded in 2016 and based in Bengaluru.](https://millionrounds.com/company/acko) Acko Insurance, officially known as ACKO General Insurance Ltd., is India's first fully digital general insurance company, founded in 2016 and based in Bengaluru. *Founded* 2016 Bengaluru, India **$77M** last round Jul 2025
- 31 [**Ess Kay Fincorp**](https://millionrounds.com/company/ess-kay-fincorp) *Founded* - India **$74M** last round Oct 2018
- 32 [**BharatPe** BharatPe is a financial services platform that processes payments via UPI and POS, and provides credit or loans to their merchants.](https://millionrounds.com/company/bharatpe) BharatPe is a financial services platform that processes payments via UPI and POS, and provides credit or loans to their merchants. *Founded* 2018 Gurugram, India **$67M** last round Sept 2025
- 33 [**Clix Capital** Clix Capital provides commercial finance services intended to provide commercial lending and lease facilities.](https://millionrounds.com/company/clix-capital) Clix Capital provides commercial finance services intended to provide commercial lending and lease facilities. *Founded* 2016 Gurgaon, India **$66M** last round Aug 2024
- 34 [**ClearTax** ClearTax is a Tax & Investing platform that simplifies financial lives for Indians.](https://millionrounds.com/company/cleartax) ClearTax is a Tax & Investing platform that simplifies financial lives for Indians. *Founded* 2011 India **$62M** last round Oct 2018
- 35 [**Cashfree**](https://millionrounds.com/company/cashfree) *Founded* - India **$59M** last round Feb 2025
- 36 [**Smallcase** smallcase is a Bengaluru-based fintech company founded in 2015.](https://millionrounds.com/company/smallcase) smallcase is a Bengaluru-based fintech company founded in 2015. *Founded* 2015 Bengaluru, India **$58M** last round Mar 2025
- 37 [**Samunnati** Samunnati is India's largest agri-enterprise, founded in 2014 and based in Chennai, Tamil Nadu.](https://millionrounds.com/company/samunnati) Samunnati is India's largest agri-enterprise, founded in 2014 and based in Chennai, Tamil Nadu. *Founded* 2014 Chennai, India **$55M** last round May 2019
- 38 [**Zolve**](https://millionrounds.com/company/zolve) *Founded* - India **$51M** last round Mar 2025
- 39 [**Ezetap** Ezetap Mobile Solutions is a payment device maker.](https://millionrounds.com/company/ezetap) Ezetap Mobile Solutions is a payment device maker. *Founded* 2011 India **$51M** last round Mar 2018
- 40 [**Rupeek** Rupeek is an online lending platform that specializes in credit risk, gold loans, and personal loans.](https://millionrounds.com/company/rupeek) Rupeek is an online lending platform that specializes in credit risk, gold loans, and personal loans. *Founded* 2015 India **$51M** last round May 2024
- 41 [**Plum** The Plum Lightpad is the most advanced WiFi light dimmer available.](https://millionrounds.com/company/plum) The Plum Lightpad is the most advanced WiFi light dimmer available. *Founded* 2012 Austin, India **$50M** last round Sept 2023
- 42 [**Juspay** JUSPAY, founded in 2012 and headquartered in Bengaluru, India, is a prominent fintech company specializing in payment orchestration infrastructure.](https://millionrounds.com/company/juspay) JUSPAY, founded in 2012 and headquartered in Bengaluru, India, is a prominent fintech company specializing in payment orchestration infrastructure. *Founded* 2012 Chennai, India **$50M** last round Jan 2026
- 43 [**Zeta**](https://millionrounds.com/company/zeta) *Founded* - India **$50M** last round Feb 2025
- 44 [**Five Star Business Finance** Five-Star is a Registered Non Banking Finance Company (NBFC) with Reserve Bank of India (RBI).](https://millionrounds.com/company/five-star-business-finance) Five-Star is a Registered Non Banking Finance Company (NBFC) with Reserve Bank of India (RBI). *Founded* 1984 India **$50M** last round Jul 2019
- 45 [**ZestMoney**](https://millionrounds.com/company/zestmoney) *Founded* - India **$48M** last round Dec 2019
- 46 [**NiYO**](https://millionrounds.com/company/niyo) *Founded* - India **$48M** last round Jul 2019
- 47 [**KrazyBee** KrazyBee is a non-banking financial institution that provides digital credit and lending solutions.](https://millionrounds.com/company/krazybee) KrazyBee is a non-banking financial institution that provides digital credit and lending solutions. *Founded* 2016 Bengaluru, India **$46M** last round Jun 2024
- 48 [**Progcap** Progcap, also known as Desiderata Impact Ventures Private Limited, is an Indian fintech company founded in 2017.](https://millionrounds.com/company/progcap) Progcap, also known as Desiderata Impact Ventures Private Limited, is an Indian fintech company founded in 2017. *Founded* 2016 New Delhi, India **$45M** last round Jun 2022
- 49 [**Coverfox**](https://millionrounds.com/company/coverfox) *Founded* - India **$43M** last round Jul 2019
- 50 [**Kogta Financial**](https://millionrounds.com/company/kogta-financial) *Founded* - India **$42M** last round Oct 2019

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back fintech startups in India in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[All top lists](https://millionrounds.com/top-lists)

## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)

## More lists for India

[See all](https://millionrounds.com/top-lists?r=India)

[*T* *AN* *F* **Startups in India** 2,116 companies · $60B](https://millionrounds.com/top-lists/startups-india)[*F* *O* *S* **Internet startups in India** 154 companies · $22B](https://millionrounds.com/top-lists/internet-startups-india)[*AA* *R* *HD* **IT Services startups in India** 153 companies · $2.4B](https://millionrounds.com/top-lists/it-services-startups-india)[*N* *S* *I* **AI startups in India** 152 companies · $5.8B](https://millionrounds.com/top-lists/ai-startups-india)[*I* *C* *P* **Healthcare startups in India** 152 companies · $3.1B](https://millionrounds.com/top-lists/healthcare-startups-india)[*PM* *E* *G* **E-commerce startups in India** 127 companies · $2.7B](https://millionrounds.com/top-lists/ecommerce-startups-india)[*P* *A* *K* **Financial Services startups in India** 124 companies · $3.4B](https://millionrounds.com/top-lists/financial-services-startups-india)[*O* *R* *E* **Logistics startups in India** 85 companies · $7.1B](https://millionrounds.com/top-lists/logistics-startups-india)