# Top 50 Fintech Startups in Germany by Funding (2026)

> The 50 best-funded fintech startups in Germany, ranked by total funding raised: $3.9B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/fintech-startups-germany (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Upvest** Upvest helps businesses build seamless investment experiences their customers love.](https://millionrounds.com/company/upvest) Upvest helps businesses build seamless investment experiences their customers love. *Founded* 2017 Berlin, Germany **$320M** last round Mar 2026
- 2 [**Mambu**](https://millionrounds.com/company/mambu) *Founded* - Germany **$301M** last round Dec 2021
- 3 [**Billie** Billie is a Berlin-based fintech company founded in 2016, specializing in Buy Now, Pay Later (BNPL) payment methods for the B2B market.](https://millionrounds.com/company/billie) Billie is a Berlin-based fintech company founded in 2016, specializing in Buy Now, Pay Later (BNPL) payment methods for the B2B market. *Founded* 2016 Berlin, Germany **$276M** last round Oct 2021
- 4 [**Taxfix** Taxfix is a leading AI-native financial platform based in Berlin, Germany, that specializes in digital tax solutions.](https://millionrounds.com/company/taxfix) Taxfix is a leading AI-native financial platform based in Berlin, Germany, that specializes in digital tax solutions. *Founded* 2016 Berlin, Germany **$263M** last round Apr 2022
- 5 [**Raisin** Raisin is a prominent pan-European financial technology company based in Berlin, Germany, founded in 2012.](https://millionrounds.com/company/raisin) Raisin is a prominent pan-European financial technology company based in Berlin, Germany, founded in 2012. *Founded* 2012 Berlin, Germany **$239M** last round Mar 2023
- 6 [**Scalable Capital** Zinsen, Trading-Flatrate, ab 1 € in Aktien, ETFs, Fonds, Crypto & Co.](https://millionrounds.com/company/scalable-capital) Zinsen, Trading-Flatrate, ab 1 € in Aktien, ETFs, Fonds, Crypto & Co. *Founded* - Munich, Germany **$209M** last round Jun 2025
- 7 [**Wefox**](https://millionrounds.com/company/wefox) *Founded* - Germany **$199M** last round Jul 2025
- 8 [**Deposit Solutions** Deposit Solutions is provider of the open banking platform for deposits connecting banks and depositors.](https://millionrounds.com/company/deposit-solutions) Deposit Solutions is provider of the open banking platform for deposits connecting banks and depositors. *Founded* 2011 Germany **$192M** last round Sept 2019
- 9 [**Kreditech** Kreditech was a German online lender founded in 2012 by Sebastian Diemer and Alexander Graubner-Müller, headquartered in Hamburg.](https://millionrounds.com/company/kreditech) Kreditech was a German online lender founded in 2012 by Sebastian Diemer and Alexander Graubner-Müller, headquartered in Hamburg. *Founded* 2012 Hamburg, Germany **$155M** last round Sept 2019
- 10 [**Wefox Group**](https://millionrounds.com/company/wefox-group) *Founded* - Germany **$145M** last round Mar 2019
- 11 [**solarisBank**](https://millionrounds.com/company/solarisbank) *Founded* - Germany **$130M** last round Mar 2018
- 12 [**Smava** Smava is an online loan comparison platform that offers cheaper loan options to consumers.](https://millionrounds.com/company/smava) Smava is an online loan comparison platform that offers cheaper loan options to consumers. *Founded* 2007 Berlin, Germany **$128M** last round Jan 2018
- 13 [**Pliant** Pliant helps companies in issuing adaptable physical and virtual credit cards tailored to their unique business requirements and processes.](https://millionrounds.com/company/pliant) Pliant helps companies in issuing adaptable physical and virtual credit cards tailored to their unique business requirements and processes. *Founded* 2020 Berlin, Germany **$123M** last round Nov 2025
- 14 [**GetSafe**](https://millionrounds.com/company/getsafe) *Founded* - Germany **$80M** last round Oct 2021
- 15 [**LimeTax** Limetax is a tax advisory and accounting group based in Berlin, Germany.](https://millionrounds.com/company/limetax) Limetax is a tax advisory and accounting group based in Berlin, Germany. *Founded* 2025 Berlin, Germany **$77M** last round Sept 2026
- 16 [**FinLeap** From ‘14 to ‘21, finleap built/invested in 15 ventures and developed 5+ JVs/service ventures worth €3.0Bn+.](https://millionrounds.com/company/finleap) From ‘14 to ‘21, finleap built/invested in 15 ventures and developed 5+ JVs/service ventures worth €3.0Bn+. *Founded* 2014 Berlin, Germany **$71M** last round Nov 2018
- 17 [**Exporo** Exporo AG is a leading real estate crowdfunding platform and fintech company based in Hamburg, Germany.](https://millionrounds.com/company/exporo) Exporo AG is a leading real estate crowdfunding platform and fintech company based in Hamburg, Germany. *Founded* 2014 Hamburg, Germany **$58M** last round Jun 2022
- 18 [**Simplesurance** Simplesurance creates a platform for simple access to insurance to combine traditional insurance industries with digital business.](https://millionrounds.com/company/simplesurance) Simplesurance creates a platform for simple access to insurance to combine traditional insurance industries with digital business. *Founded* 2012 Berlin, Germany **$56M** last round May 2018
- 19 [**NUMBER26**](https://millionrounds.com/company/number26) *Founded* - Germany **$53M** last round Jun 2016
- 20 [**Nelly** Nelly provides a tool for medical practices that simplifies patient onboarding and payments.](https://millionrounds.com/company/nelly) Nelly provides a tool for medical practices that simplifies patient onboarding and payments. *Founded* 2021 Berlin, Germany **$51M** last round Jan 2025
- 21 [**Flexvelop** We buy your business equipment.](https://millionrounds.com/company/flexvelop) We buy your business equipment. *Founded* 2018 Hamburg, Germany **$43M** last round Mar 2025
- 22 [**Moonfare** Moonfare is a digital platform that provides HNWI, family offices, banks and their advisors access to top-tier private markets investments.](https://millionrounds.com/company/moonfare) Moonfare is a digital platform that provides HNWI, family offices, banks and their advisors access to top-tier private markets investments. *Founded* 2016 Berlin, Germany **$43M** last round Feb 2023
- 23 [**Bunch** We connect people whose lives are touched by chronic illness to develop trusted networks called bunches.](https://millionrounds.com/company/bunch) We connect people whose lives are touched by chronic illness to develop trusted networks called bunches. *Founded* - Germany **$43M** last round May 2026
- 24 [**CrossLend** CrossLend is a FinTech company based in Berlin, Germany, specializing in digital debt technology and solutions for loan asset transactions.](https://millionrounds.com/company/crosslend) CrossLend is a FinTech company based in Berlin, Germany, specializing in digital debt technology and solutions for loan asset transactions. *Founded* 2014 Berlin, Germany **$39M** last round Oct 2019
- 25 [**BillFront**](https://millionrounds.com/company/billfront) *Founded* - Germany **$35M** last round Dec 2016
- 26 [**Penta**](https://millionrounds.com/company/penta) *Founded* - Germany **$35M** last round Aug 2021
- 27 [**Moss** Cards, invoices, and employee reimbursements in one platform.](https://millionrounds.com/company/moss) Cards, invoices, and employee reimbursements in one platform. *Founded* - Germany **$35M** last round Aug 2026
- 28 [**Integral**](https://millionrounds.com/company/integral) *Founded* - Germany **$33M** last round Sept 2026
- 29 [**Causa Prima** Causa Prima is a technology company based in Finland, specializing in agentic AI for finance operations.](https://millionrounds.com/company/causa-prima) Causa Prima is a technology company based in Finland, specializing in agentic AI for finance operations. *Founded* - Munich, Germany **$30M** last round Oct 2026
- 30 [**IVY** Ivy is a company to unify and accelerate all machine learning frameworks and enables automatic code conversions between them.](https://millionrounds.com/company/ivy) Ivy is a company to unify and accelerate all machine learning frameworks and enables automatic code conversions between them. *Founded* 2021 Germany **$30M** last round Jan 2025
- 31 [**FinanceFox**](https://millionrounds.com/company/financefox) *Founded* - Germany **$28M** last round Sept 2016
- 32 [**Thinksurance** Thinksurance is a prominent insurtech company based in Frankfurt, Germany, founded in 2015.](https://millionrounds.com/company/thinksurance) Thinksurance is a prominent insurtech company based in Frankfurt, Germany, founded in 2015. *Founded* 2015 Frankfurt, Germany **$26M** last round Jun 2024
- 33 [**Zeitgold**](https://millionrounds.com/company/zeitgold) *Founded* - Germany **$23M** last round Feb 2019
- 34 [**Banxware** Banxware provides the technology and the funds for business financing of any kind: fully embedded in platforms or as an affiliate solution](https://millionrounds.com/company/banxware) Banxware provides the technology and the funds for business financing of any kind: fully embedded in platforms or as an affiliate solution *Founded* - Berlin, Germany **$23M** last round Jun 2025
- 35 [**Finiata** Finiata is a financial technology and consulting firm based in Berlin, Germany, focused on improving the liquidity and financial health of small and medium-size](https://millionrounds.com/company/finiata) Finiata is a financial technology and consulting firm based in Berlin, Germany, focused on improving the liquidity and financial health of small and medium-size *Founded* 2016 Berlin, Germany **$21M** last round Dec 2017
- 36 [**Hepster** Hepster is an InsurTech company that focuses on the insurance sector.](https://millionrounds.com/company/hepster) Hepster is an InsurTech company that focuses on the insurance sector. *Founded* 2016 Rostock, Germany **$21M** last round Jul 2023
- 37 [**Bitwala** Bitwala is a financial technology company based in Berlin, Germany, that integrates blockchain finance with traditional banking.](https://millionrounds.com/company/bitwala) Bitwala is a financial technology company based in Berlin, Germany, that integrates blockchain finance with traditional banking. *Founded* 2014 Berlin, Germany **$21M** last round Feb 2024
- 38 [**Tapline** Digital funding marketplace allowing SaaS companies to raise instant non dilutive, non debt like capital to further grow their business](https://millionrounds.com/company/tapline) Digital funding marketplace allowing SaaS companies to raise instant non dilutive, non debt like capital to further grow their business *Founded* 2021 Berlin, Germany **$21M** last round Jan 2025
- 39 [**Kabilio** Kabilio is a Barcelona-based startup founded in 2024 that specializes in AI software for accounting and tax automation.](https://millionrounds.com/company/kabilio) Kabilio is a Barcelona-based startup founded in 2024 that specializes in AI software for accounting and tax automation. *Founded* 2024 Barcelona, Germany **$20M** last round Nov 2026
- 40 [**Finanzguru** Finanzguru is a prominent German FinTech company based in Frankfurt am Main, focused on digital personal finance management.](https://millionrounds.com/company/finanzguru) Finanzguru is a prominent German FinTech company based in Frankfurt am Main, focused on digital personal finance management. *Founded* 2015 Frankfurt, Germany **$19M** last round Apr 2023
- 41 [**Lano** Lano is a global technology company based in Berlin that offers an Employer of Record (EOR) and payroll platform.](https://millionrounds.com/company/lano) Lano is a global technology company based in Berlin that offers an Employer of Record (EOR) and payroll platform. *Founded* 2018 Berlin, Germany **$17M** last round Dec 2023
- 42 [**Compeon** COMPEON is the product and vendor-independent full-service provider for SME financing.](https://millionrounds.com/company/compeon) COMPEON is the product and vendor-independent full-service provider for SME financing. *Founded* 2012 Düsseldorf, Germany **$17M** last round Sept 2022
- 43 [**Heron Data** We categorise and label bank transaction data.](https://millionrounds.com/company/heron-data) We categorise and label bank transaction data. *Founded* 2020 New York, Germany **$17M** last round Jul 2025
- 44 [**Coya** Coya offers scalable protection at the point of need with an AI risk guardian and simple, transparent, and personalized insurance cover.](https://millionrounds.com/company/coya) Coya offers scalable protection at the point of need with an AI risk guardian and simple, transparent, and personalized insurance cover. *Founded* - Germany **$16M** last round Jun 2021
- 45 [**Payworks** Cybersource is an e-commerce payment management company that simplifies and automates payment operations.](https://millionrounds.com/company/payworks) Cybersource is an e-commerce payment management company that simplifies and automates payment operations. *Founded* 1994 Foster City, Germany **$15M** last round Feb 2018
- 46 [**The Naga Group** NAGA AG Group is a German-based fintech company founded in 2015 and publicly listed on the Frankfurt Stock Exchange.](https://millionrounds.com/company/the-naga-group) NAGA AG Group is a German-based fintech company founded in 2015 and publicly listed on the Frankfurt Stock Exchange. *Founded* 2015 Hamburg, Germany **$13M** last round Mar 2017
- 47 [**Treasury Intelligence**](https://millionrounds.com/company/treasury-intelligence) *Founded* - Germany **$12M** last round Nov 2017
- 48 [**OneFor** OneFor is a pan-European fintech company based in Düsseldorf, Germany, founded in 2020.](https://millionrounds.com/company/onefor) OneFor is a pan-European fintech company based in Düsseldorf, Germany, founded in 2020. *Founded* 2020 Prishtina, Germany **$12M** last round Jul 2021
- 49 [**FinCompare**](https://millionrounds.com/company/fincompare) *Founded* - Germany **$12M** last round Jun 2018
- 50 [**MYOS** Myos is an asset-based finance company that specializes in providing working capital loans to online merchants and e-commerce sellers globally.](https://millionrounds.com/company/myos) Myos is an asset-based finance company that specializes in providing working capital loans to online merchants and e-commerce sellers globally. *Founded* 2018 Berlin, Germany **$11M** last round Nov 2022

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed as this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back fintech startups in Germany in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[All top lists](https://millionrounds.com/top-lists)

## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)

## More lists for Germany

[See all](https://millionrounds.com/top-lists?r=Germany)

[*NR* *H* *DH* **Startups in Germany** 2,003 companies · $36B](https://millionrounds.com/top-lists/startups-germany)[*NR* *H* *PL* **AI startups in Germany** 321 companies · $14B](https://millionrounds.com/top-lists/ai-startups-germany)[*B* *T* *C* **Health startups in Germany** 240 companies · $4.8B](https://millionrounds.com/top-lists/health-startups-germany)[*B* *C* *A* **Healthcare startups in Germany** 137 companies · $3.0B](https://millionrounds.com/top-lists/healthcare-startups-germany)[*B* *T* *C* **Biotech startups in Germany** 136 companies · $4.1B](https://millionrounds.com/top-lists/biotech-startups-germany)[*S* *DT* *E* **IT Services startups in Germany** 124 companies · $1.0B](https://millionrounds.com/top-lists/it-services-startups-germany)[*A* *S* *F* **Big Data & Analytics startups in Germany** 100 companies · $1.8B](https://millionrounds.com/top-lists/big-data-startups-germany)[*T* *F* *AG* **Transport startups in Germany** 93 companies · $8.5B](https://millionrounds.com/top-lists/transport-startups-germany)