# Top 50 Fintech Startups in France by Funding (2026)

> The 50 best-funded fintech startups in France, ranked by total funding raised: $4.0B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/fintech-startups-france (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Alan** Alan is a prominent digital health partner based in France, recognized as the first new licensed health insurance company in the country since 1986.](https://millionrounds.com/company/alan) Alan is a prominent digital health partner based in France, recognized as the first new licensed health insurance company in the country since 1986. *Founded* 2016 Paris, France **$733M** last round Jun 2026
- 2 [**Ledger** Ledger develops hardware wallets and digital asset management tools for cryptocurrency storage, transactions, and self-custody.](https://millionrounds.com/company/ledger) Ledger develops hardware wallets and digital asset management tools for cryptocurrency storage, transactions, and self-custody. *Founded* - Paris, France **$469M** last round Jun 2023
- 3 [**Lendix**](https://millionrounds.com/company/lendix) *Founded* - France **$291M** last round Jun 2018
- 4 [**Pennylane** Pennylane is a fintech startup that develops a financial operating system designed for small and medium-sized businesses.](https://millionrounds.com/company/pennylane) Pennylane is a fintech startup that develops a financial operating system designed for small and medium-sized businesses. *Founded* 2020 France **$286M** last round Jan 2026
- 5 [**Silvr** Silvr is a financial provider for digital entrepreneurs with the help of data-based scoring technology.](https://millionrounds.com/company/silvr) Silvr is a financial provider for digital entrepreneurs with the help of data-based scoring technology. *Founded* 2020 Neuilly-sur-Seine, France **$251M** last round Jul 2023
- 6 [**Morpho** Morpho is an open-source DeFi lending protocol that connects lenders and borrowers globally.](https://millionrounds.com/company/morpho) Morpho is an open-source DeFi lending protocol that connects lenders and borrowers globally. *Founded* 2021 Paris, France **$175M** last round Jun 2026
- 7 [**Spendesk** Spendesk is a leading AI-powered spend management and procurement platform based in Paris, France.](https://millionrounds.com/company/spendesk) Spendesk is a leading AI-powered spend management and procurement platform based in Paris, France. *Founded* 2016 Paris, France **$161M** last round Jan 2022
- 8 [**Wynd**](https://millionrounds.com/company/wynd) *Founded* - France **$124M** last round Jan 2019
- 9 [**Lydia** Lydia is a banking application to send and receive payments using the application.](https://millionrounds.com/company/lydia) Lydia is a banking application to send and receive payments using the application. *Founded* 2011 Paris, France **$121M** last round Dec 2021
- 10 [**Descartes Underwriting** Descartes Underwriting is a global InsurTech company based in Paris, founded in 2019.](https://millionrounds.com/company/descartes-underwriting) Descartes Underwriting is a global InsurTech company based in Paris, founded in 2019. *Founded* 2019 Paris, France **$120M** last round Jan 2022
- 11 [**Shift Technology** Shift Technology is a provider of AI-driven decision automation and optimization technology for the global insurance industry.](https://millionrounds.com/company/shift-technology) Shift Technology is a provider of AI-driven decision automation and optimization technology for the global insurance industry. *Founded* 2013 Paris, France **$90M** last round Nov 2021
- 12 [**aveni**](https://millionrounds.com/company/aveni) *Founded* - France **$82M** last round Jun 2026
- 13 [**Karmen**](https://millionrounds.com/company/karmen) *Founded* - France **$68M** last round Jan 2026
- 14 [**Tinubu** Tinubu is a leading enterprise SaaS provider focused on the specialty insurance industry, including credit insurance, surety, bonding, trade credit, and political risk.](https://millionrounds.com/company/tinubu) Tinubu is a leading enterprise SaaS provider focused on the specialty insurance industry, including credit insurance, surety, bonding, trade credit, and political risk. *Founded* 2000 Issy-les-Moulineaux, France **$62M** last round Oct 2017
- 15 [**FairMoney** FairMoney is the fair loan comparison website.](https://millionrounds.com/company/fairmoney) FairMoney is the fair loan comparison website. *Founded* 2015 France **$54M** last round Jul 2021
- 16 [**StoØk**](https://millionrounds.com/company/stoik) *Founded* - France **$51M** last round Jan 2026
- 17 [**R3**](https://millionrounds.com/company/r3) *Founded* - France **$49M** last round Oct 2022
- 18 [**Agicap** Agicap is a French SaaS cash management and treasury platform founded in 2016 and based in Lyon, France.](https://millionrounds.com/company/agicap) Agicap is a French SaaS cash management and treasury platform founded in 2016 and based in Lyon, France. *Founded* 2016 Lyon, France **$48M** last round Nov 2024
- 19 [**Younited Credit**](https://millionrounds.com/company/younited-credit) *Founded* - France **$48M** last round Sept 2017
- 20 [**Swan** Use Swan&s APIs and ready-made white-label interfaces to embed banking features like accounts, cards, and payments into your workflows and UX.](https://millionrounds.com/company/swan) Use Swan&s APIs and ready-made white-label interfaces to embed banking features like accounts, cards, and payments into your workflows and UX. *Founded* - Paris, France **$44M** last round Jan 2025
- 21 [**SESAMM** SESAMm is a French-founded artificial intelligence and fintech company that specializes in AI-powered text analysis.](https://millionrounds.com/company/sesamm) SESAMm is a French-founded artificial intelligence and fintech company that specializes in AI-powered text analysis. *Founded* 2014 Paris, France **$42M** last round Mar 2023
- 22 [**iBanFirst**](https://millionrounds.com/company/ibanfirst) *Founded* - France **$41M** last round Jun 2020
- 23 [**October** October is a public relations and marketing agency.](https://millionrounds.com/company/october) October is a public relations and marketing agency. *Founded* 2013 London, France **$38M** last round Jan 2023
- 24 [**Dutch Finance**](https://millionrounds.com/company/dutch-finance) *Founded* - France **$37M** last round Jan 2018
- 25 [**Qonto**](https://millionrounds.com/company/qonto) *Founded* - France **$35M** last round Aug 2022
- 26 [**Lunchr**](https://millionrounds.com/company/lunchr) *Founded* - France **$34M** last round Feb 2019
- 27 [**Qantev** Qantev is an Insurtech startup based in Paris, France, specializing in AI solutions for the health and life insurance sectors.](https://millionrounds.com/company/qantev) Qantev is an Insurtech startup based in Paris, France, specializing in AI solutions for the health and life insurance sectors. *Founded* 2018 Paris, France **$34M** last round Oct 2024
- 28 [**Neat**](https://millionrounds.com/company/neat) *Founded* - France **$33M** last round Sept 2024
- 29 [**Finary** Finary is a fintech startup based in Paris, founded in 2020 by Julien Blancher and Mounir Laggoune.](https://millionrounds.com/company/finary) Finary is a fintech startup based in Paris, founded in 2020 by Julien Blancher and Mounir Laggoune. *Founded* 2020 Paris, France **$29M** last round Sept 2025
- 30 [**Wealthcome** Wealthcome is a French wealthtech and fintech company founded in 2022 by Cyprien Delmeule.](https://millionrounds.com/company/wealthcome) Wealthcome is a French wealthtech and fintech company founded in 2022 by Cyprien Delmeule. *Founded* 2022 Bordeaux, France **$25M** last round Sept 2026
- 31 [**Pretto** I’ve been exploring infinity and opposites pictorially for some time through the use of and my fascination for perspective drawing.](https://millionrounds.com/company/pretto) I’ve been exploring infinity and opposites pictorially for some time through the use of and my fascination for perspective drawing. *Founded* 1977 France **$24M** last round Oct 2024
- 32 [**Linxo**](https://millionrounds.com/company/linxo) *Founded* - France **$24M** last round Sept 2017
- 33 [**Bankin'**](https://millionrounds.com/company/bankin) *Founded* - France **$23M** last round Apr 2019
- 34 [**Dalma** Dalma is a digital pet insurance provider based in France, now serving the German market since October 2023.](https://millionrounds.com/company/dalma) Dalma is a digital pet insurance provider based in France, now serving the German market since October 2023. *Founded* 2021 Paris, France **$22M** last round Mar 2025
- 35 [**Spiko** Spiko is a Paris-based fintech company founded in 2023.](https://millionrounds.com/company/spiko) Spiko is a Paris-based fintech company founded in 2023. *Founded* 2023 Paris, France **$22M** last round Jul 2025
- 36 [**Formance** Formance is building open source infrastructure for the financial internet.](https://millionrounds.com/company/formance) Formance is building open source infrastructure for the financial internet. *Founded* 2021 Paris, France **$21M** last round Jan 2025
- 37 [**Lovys** Lovys is a digital insurance provider and InsurTech company based in Paris, France, founded in 2017 by Elise Moutarlier.](https://millionrounds.com/company/lovys) Lovys is a digital insurance provider and InsurTech company based in Paris, France, founded in 2017 by Elise Moutarlier. *Founded* 2017 Paris, France **$20M** last round Dec 2024
- 38 [**RockFi** Nous construisons une nouvelle gestion privée.](https://millionrounds.com/company/rockfi) Nous construisons une nouvelle gestion privée. *Founded* 2023 Paris, France **$19M** last round Mar 2025
- 39 [**JobTeaser** JobTeaser is a French company founded in 2008, recognized as the European leader in youth recruitment.](https://millionrounds.com/company/jobteaser) JobTeaser is a French company founded in 2008, recognized as the European leader in youth recruitment. *Founded* 2008 Paris, France **$17M** last round May 2017
- 40 [**GarantMe** GarantMe enables renters to apply online and get a certified guarantor guarantee to lease housing in France.](https://millionrounds.com/company/garantme) GarantMe enables renters to apply online and get a certified guarantor guarantee to lease housing in France. *Founded* 2017 Paris, France **$16M** last round Jan 2023
- 41 [**Zelros** Zelros is an end-to-end AI business platform that integrate standard scenarios for sales & claims.](https://millionrounds.com/company/zelros) Zelros is an end-to-end AI business platform that integrate standard scenarios for sales & claims. *Founded* - France **$16M** last round Feb 2021
- 42 [**Hyperline**](https://millionrounds.com/company/hyperline) *Founded* - France **$15M** last round Jan 2025
- 43 [**Bitstack** Bitstack is a Paris-based crypto-native neobank founded in April 2021.](https://millionrounds.com/company/bitstack) Bitstack is a Paris-based crypto-native neobank founded in April 2021. *Founded* 2021 Paris, France **$15M** last round Dec 2025
- 44 [**Shine**](https://millionrounds.com/company/shine) *Founded* - France **$14M** last round Sept 2018
- 45 [**Goodvest** Goodvest is a Paris-based fintech company founded in 2020, dedicated to responsible, climate-aligned investing for individuals.](https://millionrounds.com/company/goodvest) Goodvest is a Paris-based fintech company founded in 2020, dedicated to responsible, climate-aligned investing for individuals. *Founded* 2020 Paris, France **$14M** last round Sept 2025
- 46 [**triPica** CRM and Billing SaaS solutions for telecom and energy](https://millionrounds.com/company/tripica) CRM and Billing SaaS solutions for telecom and energy *Founded* 2016 France **$14M** last round Nov 2026
- 47 [**Georges**](https://millionrounds.com/company/georges) *Founded* - France **$12M** last round Jul 2019
- 48 [**Ramify** Ramify is a digital wealth management platform and financial advisory firm founded in 2021.](https://millionrounds.com/company/ramify) Ramify is a digital wealth management platform and financial advisory firm founded in 2021. *Founded* 2021 Paris, France **$12M** last round Jun 2024
- 49 [**Unkle** Unkle is an insurance brokerage agency.](https://millionrounds.com/company/unkle) Unkle is an insurance brokerage agency. *Founded* 2018 Paris, France **$11M** last round Jan 2022
- 50 [**Unilend** Unilend is a crowdlending platform based in France that connects individual lenders with small and medium-sized enterprises (SMEs) seeking financing.](https://millionrounds.com/company/unilend) Unilend is a crowdlending platform based in France that connects individual lenders with small and medium-sized enterprises (SMEs) seeking financing. *Founded* 2013 Nancy, France **$11M** last round Sept 2016

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed as this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back fintech startups in France in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[All top lists](https://millionrounds.com/top-lists)

## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)

## More lists for France

[See all](https://millionrounds.com/top-lists?r=France)

[*MA* *M* *TE* **Startups in France** 3,025 companies · $32B](https://millionrounds.com/top-lists/startups-france)[*AL* *E* *A* **Health startups in France** 379 companies · $8.4B](https://millionrounds.com/top-lists/health-startups-france)[*MA* *M* *AL* **AI startups in France** 305 companies · $17B](https://millionrounds.com/top-lists/ai-startups-france)[*A* *D* *V* **Biotech startups in France** 230 companies · $5.2B](https://millionrounds.com/top-lists/biotech-startups-france)[*D* *I* *V* **IT Services startups in France** 218 companies · $1.0B](https://millionrounds.com/top-lists/it-services-startups-france)[*AL* *E* *A* **Healthcare startups in France** 185 companies · $6.6B](https://millionrounds.com/top-lists/healthcare-startups-france)[*MA* *P* *D* **Big Data & Analytics startups in France** 121 companies · $9.4B](https://millionrounds.com/top-lists/big-data-startups-france)[*CS* *HA* *Q* **Software startups in France** 116 companies · $989M](https://millionrounds.com/top-lists/software-startups-france)