# Top 50 Fintech Startups Founded in 2021 by Funding (2026)

> The 50 best-funded fintech startups founded in 2021, ranked by total funding raised: $5.2B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/fintech-startups-founded-2021 (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Knock** Knock helps product and engineering teams send notifications to their customers.](https://millionrounds.com/company/knock) Knock helps product and engineering teams send notifications to their customers. *Founded* 2021 New York, United States **$555M** last round Aug 2025
- 2 [**Whop** Whop is a social commerce platform and online marketplace based in Brooklyn, New York.](https://millionrounds.com/company/whop) Whop is a social commerce platform and online marketplace based in Brooklyn, New York. *Founded* 2021 New York, United States **$400M** last round Oct 2026
- 3 [**Nitra** Nitra is overhauling the healthcare industry with radically efficient and transparent solutions - starting with spend management.](https://millionrounds.com/company/nitra) Nitra is overhauling the healthcare industry with radically efficient and transparent solutions - starting with spend management. *Founded* 2021 New York, United States **$302M** last round Mar 2026
- 4 [**Chongqing Ant Consumer Finance** Chongqing Ant Consumer Finance operates as a consumer finance unit of ant group.](https://millionrounds.com/company/chongqing-ant-consumer-finance) Chongqing Ant Consumer Finance operates as a consumer finance unit of ant group. *Founded* 2021 China **$279M** last round Aug 2025
- 5 [**Ledgebrook** Ledgebrook is a technology-enabled Managing General Agent (MGA) based in Boston, Massachusetts, specializing in Excess and Surplus (E&S) lines of insurance.](https://millionrounds.com/company/ledgebrook) Ledgebrook is a technology-enabled Managing General Agent (MGA) based in Boston, Massachusetts, specializing in Excess and Surplus (E&S) lines of insurance. *Founded* 2021 Needham, United States **$265M** last round Oct 2026
- 6 [**Covenant** Covenant is an innovative AI law firm focused on serving private market investors.](https://millionrounds.com/company/covenant) Covenant is an innovative AI law firm focused on serving private market investors. *Founded* 2021 New York, United States **$254M** last round Sept 2026
- 7 [**Yendo** Yendo issues credit cards secured by customer vehicle equity for lending.](https://millionrounds.com/company/yendo) Yendo issues credit cards secured by customer vehicle equity for lending. *Founded* 2021 Dallas, United States **$250M** last round Feb 2026
- 8 [**Rillet** Rillet is an AI-native accounting and ERP platform founded in 2021, designed to automate core finance workflows for SaaS, usage-based, high-growth, and public companies.](https://millionrounds.com/company/rillet) Rillet is an AI-native accounting and ERP platform founded in 2021, designed to automate core finance workflows for SaaS, usage-based, high-growth, and public companies. *Founded* 2021 San Francisco, United States **$195M** last round Aug 2026
- 9 [**Savvy Wealth** Savvy Wealth is a technology-enabled wealth management firm.](https://millionrounds.com/company/savvy-wealth) Savvy Wealth is a technology-enabled wealth management firm. *Founded* 2021 New York, United States **$188M** last round Sept 2026
- 10 [**Credix** Credix is a decentralized credit marketplace and B2B financial technology platform founded in 2021 and based in Antwerp, Belgium.](https://millionrounds.com/company/credix) Credix is a decentralized credit marketplace and B2B financial technology platform founded in 2021 and based in Antwerp, Belgium. *Founded* 2021 Sao Paulo, Brazil **$178M** last round Nov 2025
- 11 [**Morpho** Morpho is an open-source DeFi lending protocol that connects lenders and borrowers globally.](https://millionrounds.com/company/morpho) Morpho is an open-source DeFi lending protocol that connects lenders and borrowers globally. *Founded* 2021 Paris, France **$175M** last round Jun 2026
- 12 [**Thatch** Thatch is a health benefits platform that combines financial technology and insurance services.](https://millionrounds.com/company/thatch) Thatch is a health benefits platform that combines financial technology and insurance services. *Founded* 2021 San Francisco, United States **$151M** last round Sept 2026
- 13 [**Karta** Karta is a London-based metaverse studio that specializes in in-game experiential marketing.](https://millionrounds.com/company/karta) Karta is a London-based metaverse studio that specializes in in-game experiential marketing. *Founded* 2021 United States **$132M** last round Jun 2026
- 14 [**Pomelo** Pomelo develops a digital processing platform to provide personalized virtual accounts and cards through APIs and dashboards.](https://millionrounds.com/company/pomelo) Pomelo develops a digital processing platform to provide personalized virtual accounts and cards through APIs and dashboards. *Founded* 2021 Buenos Aires, Argentina **$130M** last round Jan 2026
- 15 [**Open Co (Brazil)** Alternative Online Lending, FinTech, online credit, Personal financial management](https://millionrounds.com/company/open-co-brazil) Alternative Online Lending, FinTech, online credit, Personal financial management *Founded* 2021 Sao Paulo, Brazil **$115M** last round Dec 2021
- 16 [**Stream** Stream is an order and menu management solution made simple for restaurants, POS brands, and delivery providers.](https://millionrounds.com/company/stream) Stream is an order and menu management solution made simple for restaurants, POS brands, and delivery providers. *Founded* 2021 Saudi Arabia **$101M** last round Jan 2026
- 17 [**Novig** Novig is a U.S.-based sports prediction market and trading app that offers a commission-free, peer-to-peer betting experience on sports events.](https://millionrounds.com/company/novig) Novig is a U.S.-based sports prediction market and trading app that offers a commission-free, peer-to-peer betting experience on sports events. *Founded* 2021 New York, United States **$93M** last round Feb 2026
- 18 [**CreatorFi** CreatorFi is a financial technology company that specializes in providing embedded financing solutions for digital creators.](https://millionrounds.com/company/creatorfi) CreatorFi is a financial technology company that specializes in providing embedded financing solutions for digital creators. *Founded* 2021 New York, United States **$85M** last round Sept 2026
- 19 [**Tally Group** Tally Group is developing, manufacturing, and delivering the next generation of technological services.](https://millionrounds.com/company/tally-group) Tally Group is developing, manufacturing, and delivering the next generation of technological services. *Founded* 2021 Melbourne, Australia **$80M** last round Sept 2023
- 20 [**NomuPay** Nomupay, officially known as Nomu Pay Limited, is a global fintech organization based in Dublin, Ireland.](https://millionrounds.com/company/nomupay) Nomupay, officially known as Nomu Pay Limited, is a global fintech organization based in Dublin, Ireland. *Founded* 2021 Dublin, Ireland **$77M** last round Jun 2025
- 21 [**DolarApp** DolarApp, also known as ARQ, is a fintech company that offers a digital dollar wallet for users in Mexico, Argentina, and Colombia.](https://millionrounds.com/company/dolarapp) DolarApp, also known as ARQ, is a fintech company that offers a digital dollar wallet for users in Mexico, Argentina, and Colombia. *Founded* 2021 Mexico City, Mexico **$70M** last round Mar 2026
- 22 [**Wealth.com** Wealth.com is a technology-driven estate and tax planning platform designed for financial institutions, wealth management firms, and financial advisors.](https://millionrounds.com/company/wealth-com) Wealth.com is a technology-driven estate and tax planning platform designed for financial institutions, wealth management firms, and financial advisors. *Founded* 2021 Tempe, United States **$65M** last round Apr 2026
- 23 [**Summer** Summer, operating as SummerOS, is a SaaS company that offers an AI-driven asset intelligence platform tailored for short-term rental (STR) professionals, includ](https://millionrounds.com/company/summer) Summer, operating as SummerOS, is a SaaS company that offers an AI-driven asset intelligence platform tailored for short-term rental (STR) professionals, includ *Founded* 2021 New York, United States **$60M** last round Apr 2025
- 24 [**SignalPlus** SignalPlus is a technology company founded in 2021 that specializes in developing institutional-grade trading software for digital assets, focusing on crypto op](https://millionrounds.com/company/signalplus) SignalPlus is a technology company founded in 2021 that specializes in developing institutional-grade trading software for digital assets, focusing on crypto op *Founded* 2021 Central and Western, Hong Kong SAR China **$51M** last round May 2026
- 25 [**Nelly** Nelly provides a tool for medical practices that simplifies patient onboarding and payments.](https://millionrounds.com/company/nelly) Nelly provides a tool for medical practices that simplifies patient onboarding and payments. *Founded* 2021 Berlin, Germany **$51M** last round Jan 2025
- 26 [**Playter** Playter is transforming credit in Embedded Finance, but helping any SME split their invoice payables over 3, 6, 9 or 12 monthly instalments.](https://millionrounds.com/company/playter) Playter is transforming credit in Embedded Finance, but helping any SME split their invoice payables over 3, 6, 9 or 12 monthly instalments. *Founded* 2021 London, United Kingdom **$50M** last round Jun 2022
- 27 [**Tandym** Tandym is a financial technology company founded in 2021 and based in Chicago, Illinois.](https://millionrounds.com/company/tandym) Tandym is a financial technology company founded in 2021 and based in Chicago, Illinois. *Founded* 2021 Chicago, United States **$50M** last round Jun 2022
- 28 [**Adaptive Real Estate** Adaptive Real Estate helps construction teams save time and money.](https://millionrounds.com/company/adaptive-real-estate) Adaptive Real Estate helps construction teams save time and money. *Founded* 2021 New York, United States **$49M** last round Sept 2026
- 29 [**Alaan** Alaan is an AI-native finance platform based in Dubai, designed to streamline expense management for businesses in the Middle East.](https://millionrounds.com/company/alaan) Alaan is an AI-native finance platform based in Dubai, designed to streamline expense management for businesses in the Middle East. *Founded* 2021 Dubai, United Arab Emirates **$48M** last round Aug 2025
- 30 [**SecureKey** SecureKey Electronic appliances manufacturing company.](https://millionrounds.com/company/securekey) SecureKey Electronic appliances manufacturing company. *Founded* 2021 Canada **$47M** last round Oct 2016
- 31 [**Solvento** Solvento is a Fintech company that develops an AI-powered software and embedded financial products to automatie payments for truckers.](https://millionrounds.com/company/solvento) Solvento is a Fintech company that develops an AI-powered software and embedded financial products to automatie payments for truckers. *Founded* 2021 Mexico City, Mexico **$42M** last round Feb 2026
- 32 [**Method Financial** Method Financial is a financial connectivity API for consumer liability data + payments](https://millionrounds.com/company/method-financial) Method Financial is a financial connectivity API for consumer liability data + payments *Founded* 2021 New York, United States **$42M** last round Jan 2025
- 33 [**NG.CASH** NG.CASH is a digital bank built for GenZ teenagers to teach them in making financial decisions with their cash.](https://millionrounds.com/company/ng-cash) NG.CASH is a digital bank built for GenZ teenagers to teach them in making financial decisions with their cash. *Founded* 2021 São Paulo, Brazil **$42M** last round Sept 2026
- 34 [**Superlogic** Superlogic is a Miami-based enterprise software company that specializes in experiential inventory and rewards technology.](https://millionrounds.com/company/superlogic) Superlogic is a Miami-based enterprise software company that specializes in experiential inventory and rewards technology. *Founded* 2021 Miami, United States **$41M** last round Sept 2026
- 35 [**Allocate** Allocate is platform that enables investors to discover and invest in high-quality venture funds.](https://millionrounds.com/company/allocate) Allocate is platform that enables investors to discover and invest in high-quality venture funds. *Founded* 2021 Palo Alto, United States **$40M** last round Sept 2025
- 36 [**April** APRIL is a French insurance and financial services group founded in 1988 and based in Lyon.](https://millionrounds.com/company/april) APRIL is a French insurance and financial services group founded in 1988 and based in Lyon. *Founded* 2021 New York, United States **$39M** last round Sept 2025
- 37 [**Embat** Embat is a Madrid-based fintech company that specializes in AI-driven, cloud-native treasury management solutions.](https://millionrounds.com/company/embat) Embat is a Madrid-based fintech company that specializes in AI-driven, cloud-native treasury management solutions. *Founded* 2021 Madrid, Spain **$35M** last round May 2026
- 38 [**Mendel** Mendel is a fintech company based in Mexico City, founded in 2021.](https://millionrounds.com/company/mendel) Mendel is a fintech company based in Mexico City, founded in 2021. *Founded* 2021 Mexico City, Mexico **$35M** last round Mar 2025
- 39 [**Capim** Capim is a vertical SaaS and fintech company based in São Paulo, Brazil, founded in 2021 by co-CEOs Marcelo Lutz and Roberto Biselli.](https://millionrounds.com/company/capim) Capim is a vertical SaaS and fintech company based in São Paulo, Brazil, founded in 2021 by co-CEOs Marcelo Lutz and Roberto Biselli. *Founded* 2021 Sao Paulo, Brazil **$33M** last round Jul 2026
- 40 [**Setpoint.io** Setpoint.io develops a platform purpose-built for the future of asset-backed lending.](https://millionrounds.com/company/setpoint-io) Setpoint.io develops a platform purpose-built for the future of asset-backed lending. *Founded* 2021 United States **$31M** last round Aug 2024
- 41 [**Dub** dub, operating as DASTA Incorporated, is a financial technology company based in New York City.](https://millionrounds.com/company/dub) dub, operating as DASTA Incorporated, is a financial technology company based in New York City. *Founded* 2021 New York, United States **$30M** last round May 2025
- 42 [**Highbeam** Highbeam is a financial technology company based in New York, founded in 2021.](https://millionrounds.com/company/highbeam) Highbeam is a financial technology company based in New York, founded in 2021. *Founded* 2021 New York, United States **$30M** last round Sept 2025
- 43 [**Feathery** Feathery is a software company based in San Francisco, founded in 2021 by Peter Dun and Zack Khan.](https://millionrounds.com/company/feathery) Feathery is a software company based in San Francisco, founded in 2021 by Peter Dun and Zack Khan. *Founded* 2021 San Francisco, United States **$30M** last round Jul 2026
- 44 [**IVY** Ivy is a company to unify and accelerate all machine learning frameworks and enables automatic code conversions between them.](https://millionrounds.com/company/ivy) Ivy is a company to unify and accelerate all machine learning frameworks and enables automatic code conversions between them. *Founded* 2021 Germany **$30M** last round Jan 2025
- 45 [**Apron** Apron is a London-based financial technology company founded in 2021 by Bogdan Uzbekov.](https://millionrounds.com/company/apron) Apron is a London-based financial technology company founded in 2021 by Bogdan Uzbekov. *Founded* 2021 London, United Kingdom **$29M** last round Sept 2024
- 46 [**Pagaleve** Pagaleve is a pioneering Brazilian fintech that specializes in the Buy Now Pay Later (BNPL) model, offering a unique service called Pix Parcelado.](https://millionrounds.com/company/pagaleve) Pagaleve is a pioneering Brazilian fintech that specializes in the Buy Now Pay Later (BNPL) model, offering a unique service called Pix Parcelado. *Founded* 2021 Sao Paulo, Brazil **$29M** last round Oct 2025
- 47 [**Frete.com** frete.com is the largest road freight transportation platform in Latin America, connecting freight owners with truck drivers through a Machine Learning-powered](https://millionrounds.com/company/frete-com) frete.com is the largest road freight transportation platform in Latin America, connecting freight owners with truck drivers through a Machine Learning-powered *Founded* 2021 Sao Paulo, Brazil **$28M** last round Jan 2026
- 48 [**Orb** Forest assessment solutions](https://millionrounds.com/company/orb) Forest assessment solutions *Founded* 2021 United States **$27M** last round Sept 2024
- 49 [**Quantbase** High risk index funds for stocks, crypto, NFTs, prediction markets, art, and more.](https://millionrounds.com/company/quantbase) High risk index funds for stocks, crypto, NFTs, prediction markets, art, and more. *Founded* 2021 New York, United States **$27M** last round Sept 2025
- 50 [**PactFi** PactFi is a New York-based financial technology company focused on the private credit market.](https://millionrounds.com/company/pactfi) PactFi is a New York-based financial technology company focused on the private credit market. *Founded* 2021 New York, United States **$25M** last round Mar 2026

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies founded in 2021 whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

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## More fintech lists

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[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)

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[*GV* *V* *RP* **Health startups worldwide** 12,811 companies · $81B](https://millionrounds.com/top-lists/health-startups)[*O* *A* *X* **AI startups worldwide** 10,238 companies · $830B](https://millionrounds.com/top-lists/ai-startups)[*GV* *V* *RP* **Biotech startups worldwide** 7,127 companies · $70B](https://millionrounds.com/top-lists/biotech-startups)[*D* *B* *FT* **Big data startups worldwide** 3,812 companies · $220B](https://millionrounds.com/top-lists/big-data-startups)[*O* *A* *B* **AI startups that raised in 2026** 2,922 companies · $540B in 2026](https://millionrounds.com/top-lists/ai-startups-raised-2026)[*FT* *CE* *P* **Energy providers startups worldwide** 2,808 companies · $152B](https://millionrounds.com/top-lists/energy-providers-startups)[*A* *P* *O* **Marketing tech startups worldwide** 2,728 companies · $28B](https://millionrounds.com/top-lists/marketing-tech-startups)[*SA* *C* *D* **Customer service startups worldwide** 2,637 companies · $64B](https://millionrounds.com/top-lists/customer-service-startups)