# Top 50 Fintech Startups Founded in 2020 by Funding (2026)

> The 50 best-funded fintech startups founded in 2020, ranked by total funding raised: $12B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/fintech-startups-founded-2020 (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Polymarket** Polymarket is the largest prediction market platform globally, allowing users to trade shares on the outcomes of real-world events.](https://millionrounds.com/company/polymarket) Polymarket is the largest prediction market platform globally, allowing users to trade shares on the outcomes of real-world events. *Founded* 2020 New York, United States **$3.0B** last round Aug 2026
- 2 [**Tamara** Tamara Restaurant in the 1st arrondissement of Paris, offerrs creative plates to share, inspired by the culinary tradition of Romania,](https://millionrounds.com/company/tamara) Tamara Restaurant in the 1st arrondissement of Paris, offerrs creative plates to share, inspired by the culinary tradition of Romania, *Founded* 2020 Saudi Arabia **$2.4B** last round Sept 2025
- 3 [**Capchase** Capchase is a fintech company that provides financial solutions to startups by allowing access to funds as they grow.](https://millionrounds.com/company/capchase) Capchase is a fintech company that provides financial solutions to startups by allowing access to funds as they grow. *Founded* 2020 New York, United States **$488M** last round May 2026
- 4 [**Stream Financial** Stream Financial collaborates with merchant partners to create financial solutions that promote energy-efficient home improvements.](https://millionrounds.com/company/stream-financial) Stream Financial collaborates with merchant partners to create financial solutions that promote energy-efficient home improvements. *Founded* 2020 Collegeville, United States **$400M** last round Jun 2024
- 5 [**Moove** Moove is a technologically integrated vehicle financing platform for mobility entrepreneurs.](https://millionrounds.com/company/moove) Moove is a technologically integrated vehicle financing platform for mobility entrepreneurs. *Founded* 2020 Nigeria **$350M** last round Aug 2026
- 6 [**Imprint** Imprint is a New York-based financial technology company founded in 2020.](https://millionrounds.com/company/imprint) Imprint is a New York-based financial technology company founded in 2020. *Founded* 2020 New York, United States **$335M** last round Nov 2026
- 7 [**barq** BARQ is a leading logistics company in the Middle East, specializing in premium bullet delivery services.](https://millionrounds.com/company/barq) BARQ is a leading logistics company in the Middle East, specializing in premium bullet delivery services. *Founded* 2020 Riyadh, Saudi Arabia **$330M** last round Sept 2026
- 8 [**Juni** Juni is a licensed fintech company based in Gothenburg, Sweden, founded in 2020.](https://millionrounds.com/company/juni) Juni is a licensed fintech company based in Gothenburg, Sweden, founded in 2020. *Founded* 2020 Gothenburg, Sweden **$312M** last round Jun 2022
- 9 [**Petal**](https://millionrounds.com/company/petal) *Founded* 2020 United States **$301M** last round Aug 2023
- 10 [**Pennylane** Pennylane is a fintech startup that develops a financial operating system designed for small and medium-sized businesses.](https://millionrounds.com/company/pennylane) Pennylane is a fintech startup that develops a financial operating system designed for small and medium-sized businesses. *Founded* 2020 France **$286M** last round Jan 2026
- 11 [**Silvr** Silvr is a financial provider for digital entrepreneurs with the help of data-based scoring technology.](https://millionrounds.com/company/silvr) Silvr is a financial provider for digital entrepreneurs with the help of data-based scoring technology. *Founded* 2020 Neuilly-sur-Seine, France **$251M** last round Jul 2023
- 12 [**Aequum Capital** Aequum is a commercial business that integrates an Environmental, Social, and Governance investment ethos.](https://millionrounds.com/company/aequum-capital) Aequum is a commercial business that integrates an Environmental, Social, and Governance investment ethos. *Founded* 2020 Chicago, United States **$250M** last round Sept 2025
- 13 [**Tyme Group** Tyme is creating a multi-country digital bank focused on emerging markets.](https://millionrounds.com/company/tyme-group) Tyme is creating a multi-country digital bank focused on emerging markets. *Founded* 2020 South Africa **$250M** last round Dec 2024
- 14 [**Taktile** Taktile is an AI-powered decision platform designed for financial institutions to enhance risk management strategies throughout the customer lifecycle.](https://millionrounds.com/company/taktile) Taktile is an AI-powered decision platform designed for financial institutions to enhance risk management strategies throughout the customer lifecycle. *Founded* 2020 New York, United States **$218M** last round Jun 2026
- 15 [**Mundi** Mundi provides financial, trade development, strategy, freight and reinventing international trade services.](https://millionrounds.com/company/mundi) Mundi provides financial, trade development, strategy, freight and reinventing international trade services. *Founded* 2020 New York, Mexico **$153M** last round Sept 2026
- 16 [**Nu Colombia** Nu Colombia issue credit card services.](https://millionrounds.com/company/nu-colombia) Nu Colombia issue credit card services. *Founded* 2020 Bogotá, Colombia **$150M** last round Apr 2024
- 17 [**Bolttech** bolttech is an international insurtech company based in Singapore, founded in 2020.](https://millionrounds.com/company/bolttech) bolttech is an international insurtech company based in Singapore, founded in 2020. *Founded* 2020 Singapore, Singapore **$147M** last round Jun 2025
- 18 [**Federato** Federato is an AI-native underwriting platform designed for the property and casualty (P&C) insurance industry.](https://millionrounds.com/company/federato) Federato is an AI-native underwriting platform designed for the property and casualty (P&C) insurance industry. *Founded* 2020 San Francisco, United States **$140M** last round Nov 2025
- 19 [**Backflip** Backflip is a real estate financial technology company that assists residential real estate investors in sourcing, analyzing, and financing fix-and-flip projects.](https://millionrounds.com/company/backflip) Backflip is a real estate financial technology company that assists residential real estate investors in sourcing, analyzing, and financing fix-and-flip projects. *Founded* 2020 Austin, United States **$140M** last round Dec 2025
- 20 [**Pliant** Pliant helps companies in issuing adaptable physical and virtual credit cards tailored to their unique business requirements and processes.](https://millionrounds.com/company/pliant) Pliant helps companies in issuing adaptable physical and virtual credit cards tailored to their unique business requirements and processes. *Founded* 2020 Berlin, Germany **$123M** last round Nov 2025
- 21 [**Parafin** Growing small businesses through embedded financial services enabled on the very platforms on which SMBs sell & transact](https://millionrounds.com/company/parafin) Growing small businesses through embedded financial services enabled on the very platforms on which SMBs sell & transact *Founded* 2020 San Francisco, United States **$100M** last round May 2026
- 22 [**Sardine** SardineAI Corp is an AI-native technology company based in San Francisco, specializing in fraud prevention, anti-money laundering (AML) compliance, and credit-r](https://millionrounds.com/company/sardine) SardineAI Corp is an AI-native technology company based in San Francisco, specializing in fraud prevention, anti-money laundering (AML) compliance, and credit-r *Founded* 2020 San Francisco, United States **$95M** last round May 2026
- 23 [**Midas** Midas is the first neobroker of Turkey, providing zero commission Turkish and American stocks.](https://millionrounds.com/company/midas) Midas is the first neobroker of Turkey, providing zero commission Turkish and American stocks. *Founded* 2020 Üsküdar, Türkiye **$89M** last round Aug 2025
- 24 [**Spruce** Spruce is building a future where users control their identity and data across all digital interactions.](https://millionrounds.com/company/spruce) Spruce is building a future where users control their identity and data across all digital interactions. *Founded* 2020 New York, United States **$80M** last round Jul 2022
- 25 [**AutoGrab** AutoGrab is an automotive data intelligence platform founded in 2020 in Melbourne, Australia.](https://millionrounds.com/company/autograb) AutoGrab is an automotive data intelligence platform founded in 2020 in Melbourne, Australia. *Founded* 2020 Melbourne, Australia **$80M** last round Jan 2026
- 26 [**Coast** Coast, also known as CoastPay, is a New York-based fintech startup founded in 2020 by Daniel Simon.](https://millionrounds.com/company/coast) Coast, also known as CoastPay, is a New York-based fintech startup founded in 2020 by Daniel Simon. *Founded* 2020 PRINCE, United States **$77M** last round Oct 2026
- 27 [**SAPI** Our embedded finance loan-product-as-a-service enable payment companies and platforms to offer SME loan products to their business clients.](https://millionrounds.com/company/sapi) Our embedded finance loan-product-as-a-service enable payment companies and platforms to offer SME loan products to their business clients. *Founded* 2020 London, United Kingdom **$74M** last round Nov 2025
- 28 [**iCreditWorks** iCreditWorks is a financial technology company based in Iselin, New Jersey, founded in 2020.](https://millionrounds.com/company/icreditworks) iCreditWorks is a financial technology company based in Iselin, New Jersey, founded in 2020. *Founded* 2020 Woodbridge Township, United States **$60M** last round Apr 2025
- 29 [**Neon For Life** Neon For Life, also known as Neon Financial, is a fintech startup founded in 2020 and based in Chicago, Illinois, with operations in San Francisco, California.](https://millionrounds.com/company/neon-for-life) Neon For Life, also known as Neon Financial, is a fintech startup founded in 2020 and based in Chicago, Illinois, with operations in San Francisco, California. *Founded* 2020 San Francisco, United States **$60M** last round Oct 2021
- 30 [**MillTech** MillTech is a financial technology company founded in 2019 that specializes in foreign exchange (FX) management solutions.](https://millionrounds.com/company/milltech) MillTech is a financial technology company founded in 2019 that specializes in foreign exchange (FX) management solutions. *Founded* 2020 London, United Kingdom **$60M** last round Apr 2026
- 31 [**Huspy** Huspy is a Dubai-based proptech company founded in 2020, focused on transforming the real estate market with its comprehensive digital platform.](https://millionrounds.com/company/huspy) Huspy is a Dubai-based proptech company founded in 2020, focused on transforming the real estate market with its comprehensive digital platform. *Founded* 2020 Dubai, United Arab Emirates **$59M** last round Jul 2025
- 32 [**Ambrook** Ambrook is a financial technology company founded in 2020, focused on providing financial management software for America's family-run businesses, particularly](https://millionrounds.com/company/ambrook) Ambrook is a financial technology company founded in 2020, focused on providing financial management software for America's family-run businesses, particularly *Founded* 2020 New York, United States **$56M** last round Aug 2026
- 33 [**Agrolend** Agrolend is a Brazilian financial technology company founded in December 2020 and based in São Paulo.](https://millionrounds.com/company/agrolend) Agrolend is a Brazilian financial technology company founded in December 2020 and based in São Paulo. *Founded* 2020 Sao Paulo, Brazil **$56M** last round May 2025
- 34 [**Azos** Azos is a Brazilian insurtech company focused on making life insurance accessible to families across Brazil.](https://millionrounds.com/company/azos) Azos is a Brazilian insurtech company focused on making life insurance accessible to families across Brazil. *Founded* 2020 Sao Paulo, Brazil **$56M** last round Mar 2026
- 35 [**Anrok** Anrok is a San Francisco-based fintech company founded in 2020.](https://millionrounds.com/company/anrok) Anrok is a San Francisco-based fintech company founded in 2020. *Founded* 2020 San Francisco, United States **$55M** last round Oct 2025
- 36 [**Tazapay** Tazapay is a Singapore-based fintech company founded in 2020, specializing in cross-border payment solutions for businesses.](https://millionrounds.com/company/tazapay) Tazapay is a Singapore-based fintech company founded in 2020, specializing in cross-border payment solutions for businesses. *Founded* 2020 Singapore, Singapore **$53M** last round Mar 2026
- 37 [**Ownwell** Ownwell is an AI-powered proptech startup based in Austin, Texas, founded in 2020.](https://millionrounds.com/company/ownwell) Ownwell is an AI-powered proptech startup based in Austin, Texas, founded in 2020. *Founded* 2020 Austin, United States **$50M** last round Feb 2026
- 38 [**Metronome** Metronome is a usage-based billing platform that helps companies to implement new business models and launch products faster.](https://millionrounds.com/company/metronome) Metronome is a usage-based billing platform that helps companies to implement new business models and launch products faster. *Founded* 2020 San Francisco, United States **$50M** last round Feb 2025
- 39 [**Educbank** Educbank is a Brazilian fintech and edtech company founded in 2020 by Danilo Costa, based in São Paulo.](https://millionrounds.com/company/educbank) Educbank is a Brazilian fintech and edtech company founded in 2020 by Danilo Costa, based in São Paulo. *Founded* 2020 Sao Paulo, Brazil **$49M** last round Nov 2024
- 40 [**Pillar** The infrastructure layer for health education](https://millionrounds.com/company/pillar) The infrastructure layer for health education *Founded* 2020 Italy **$48M** last round Apr 2026
- 41 [**River** River is an electric vehicle startup building multi-utility scooters.](https://millionrounds.com/company/river) River is an electric vehicle startup building multi-utility scooters. *Founded* 2020 Bengaluru, United States **$47M** last round Jan 2026
- 42 [**EDGE Markets** EDGE Markets creates tools to promote responsible betting activity and grow the legal sports betting ecosystem.](https://millionrounds.com/company/edge-markets) EDGE Markets creates tools to promote responsible betting activity and grow the legal sports betting ecosystem. *Founded* 2020 Wilmington, United States **$46M** last round Jun 2026
- 43 [**Standard Metrics** Standard Metrics is a financial software company based in San Francisco, founded in 2020.](https://millionrounds.com/company/standard-metrics) Standard Metrics is a financial software company based in San Francisco, founded in 2020. *Founded* 2020 San Francisco, United States **$44M** last round Aug 2026
- 44 [**Synctera** Synctera is a Banking-as-a-Service (BaaS) and embedded finance platform founded in 2020, headquartered in Palo Alto, California, with additional locations in Sa](https://millionrounds.com/company/synctera) Synctera is a Banking-as-a-Service (BaaS) and embedded finance platform founded in 2020, headquartered in Palo Alto, California, with additional locations in Sa *Founded* 2020 San Francisco, United States **$40M** last round Nov 2026
- 45 [**Blnk** BLNK is an Egyptian fintech company focused on enhancing financial inclusion through its AI-powered point-of-sale (POS) financing solutions.](https://millionrounds.com/company/blnk) BLNK is an Egyptian fintech company focused on enhancing financial inclusion through its AI-powered point-of-sale (POS) financing solutions. *Founded* 2020 6th of October City, Egypt **$37M** last round Jun 2026
- 46 [**Aplazo** Aplazo is a payment network that offers payment solutions and merchant tools to help merchants sell more and grow their brands.](https://millionrounds.com/company/aplazo) Aplazo is a payment network that offers payment solutions and merchant tools to help merchants sell more and grow their brands. *Founded* 2020 Mexico City, Mexico **$36M** last round Mar 2026
- 47 [**Paycast** Paycast is a new type of payment engine for marketplaces, with a bold ambition to facilitate a new era of trust online.](https://millionrounds.com/company/paycast) Paycast is a new type of payment engine for marketplaces, with a bold ambition to facilitate a new era of trust online. *Founded* 2020 London, United Kingdom **$34M** last round Dec 2021
- 48 [**Crezco** Crezco is a London-based fintech company that specializes in embedded payments through an API, utilizing open banking technology.](https://millionrounds.com/company/crezco) Crezco is a London-based fintech company that specializes in embedded payments through an API, utilizing open banking technology. *Founded* 2020 London, United Kingdom **$32M** last round Jan 2026
- 49 [**eCredit** eCredit offers digital financial services for credit management and account operations.](https://millionrounds.com/company/ecredit) eCredit offers digital financial services for credit management and account operations. *Founded* 2020 United States **$32M** last round Jun 2004
- 50 [**FUTUREPROOF** FutureProof help athletes transition into business and beyond.](https://millionrounds.com/company/futureproof) FutureProof help athletes transition into business and beyond. *Founded* 2020 Hong Kong SAR China **$32M** last round Oct 2022

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies founded in 2020 whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

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## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)

## More lists worldwide

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[*GV* *V* *RP* **Health startups worldwide** 12,811 companies · $81B](https://millionrounds.com/top-lists/health-startups)[*O* *A* *X* **AI startups worldwide** 10,238 companies · $830B](https://millionrounds.com/top-lists/ai-startups)[*GV* *V* *RP* **Biotech startups worldwide** 7,127 companies · $70B](https://millionrounds.com/top-lists/biotech-startups)[*D* *B* *FT* **Big data startups worldwide** 3,812 companies · $220B](https://millionrounds.com/top-lists/big-data-startups)[*O* *A* *B* **AI startups that raised in 2026** 2,922 companies · $540B in 2026](https://millionrounds.com/top-lists/ai-startups-raised-2026)[*FT* *CE* *P* **Energy providers startups worldwide** 2,808 companies · $152B](https://millionrounds.com/top-lists/energy-providers-startups)[*A* *P* *O* **Marketing tech startups worldwide** 2,728 companies · $28B](https://millionrounds.com/top-lists/marketing-tech-startups)[*SA* *C* *D* **Customer service startups worldwide** 2,637 companies · $64B](https://millionrounds.com/top-lists/customer-service-startups)