# Top 50 Fintech Startups Founded in 2019 by Funding (2026)

> The 50 best-funded fintech startups founded in 2019, ranked by total funding raised: $9.0B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/fintech-startups-founded-2019 (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Kalshi** Kalshi is a CFTC-regulated exchange and prediction market platform based in New York City.](https://millionrounds.com/company/kalshi) Kalshi is a CFTC-regulated exchange and prediction market platform based in New York City. *Founded* 2019 New York, United States **$3.7B** last round Oct 2026
- 2 [**Ajaib** Ajaib is Indonesia’s first fully online stock brokerage and a leading fintech investment platform in Southeast Asia.](https://millionrounds.com/company/ajaib) Ajaib is Indonesia’s first fully online stock brokerage and a leading fintech investment platform in Southeast Asia. *Founded* 2019 South Jakarta, Indonesia **$425M** last round Oct 2026
- 3 [**VIVA Finance** VIVA Finance, Inc.](https://millionrounds.com/company/viva-finance) VIVA Finance, Inc. *Founded* 2019 Atlanta, United States **$370M** last round Oct 2026
- 4 [**Finom** Finom provides financial solutions for entrepreneurs, self-employed, and freelancers.](https://millionrounds.com/company/finom) Finom provides financial solutions for entrepreneurs, self-employed, and freelancers. *Founded* 2019 Amsterdam, Netherlands **$238M** last round Jun 2025
- 5 [**Tabby** Tabby is a payments and shopping app that enables customers to make purchases and pay for them in installments.](https://millionrounds.com/company/tabby) Tabby is a payments and shopping app that enables customers to make purchases and pay for them in installments. *Founded* 2019 Saudi Arabia **$235M** last round Sept 2026
- 6 [**Teamshares** Teamshares is an employee ownership platform for small business.](https://millionrounds.com/company/teamshares) Teamshares is an employee ownership platform for small business. *Founded* 2019 Brooklyn, United States **$225M** last round Sept 2026
- 7 [**Farther** Farther is a technology-centric wealth management firm and Registered Investment Advisor (RIA) founded in 2019.](https://millionrounds.com/company/farther) Farther is a technology-centric wealth management firm and Registered Investment Advisor (RIA) founded in 2019. *Founded* 2019 New York, United States **$222M** last round May 2026
- 8 [**Jeeves** Jeeves is a B2B financial tech platform offering credit, funded corporate cards, and cross-border payments for businesses.](https://millionrounds.com/company/jeeves) Jeeves is a B2B financial tech platform offering credit, funded corporate cards, and cross-border payments for businesses. *Founded* 2019 Miami, India **$210M** last round Sept 2026
- 9 [**Databento** Databento is a financial technology company that specializes in delivering institutional-grade market data through user-friendly APIs.](https://millionrounds.com/company/databento) Databento is a financial technology company that specializes in delivering institutional-grade market data through user-friendly APIs. *Founded* 2019 Salt Lake City, United States **$197M** last round Nov 2026
- 10 [**Float Financial** Float offers a corporate card and spend management solution that allows corporate cards, reimbursements, approvals, and invoices management.](https://millionrounds.com/company/float-financial) Float offers a corporate card and spend management solution that allows corporate cards, reimbursements, approvals, and invoices management. *Founded* 2019 Toronto, Canada **$183M** last round Jun 2026
- 11 [**Neo Financial** Neo Financial is a Canadian fintech company based in Calgary, Alberta, that offers digital-first consumer banking products and co-branded loyalty programs.](https://millionrounds.com/company/neo-financial) Neo Financial is a Canadian fintech company based in Calgary, Alberta, that offers digital-first consumer banking products and co-branded loyalty programs. *Founded* 2019 Calgary, Canada **$182M** last round Oct 2026
- 12 [**Cents** Cents provides an all-in-one management system for laundromats and dry cleaners.](https://millionrounds.com/company/cents) Cents provides an all-in-one management system for laundromats and dry cleaners. *Founded* 2019 Italy **$181M** last round Apr 2026
- 13 [**Fonoa** Fonoa is an API-first company that automates tax obligations of internet companies.](https://millionrounds.com/company/fonoa) Fonoa is an API-first company that automates tax obligations of internet companies. *Founded* 2019 Dublin, Ireland **$170M** last round May 2026
- 14 [**Valon** Valon is a New York-based fintech company founded in 2019, specializing in mortgage servicing through its innovative platform, ValonOS.](https://millionrounds.com/company/valon) Valon is a New York-based fintech company founded in 2019, specializing in mortgage servicing through its innovative platform, ValonOS. *Founded* 2019 New York, United States **$150M** last round Oct 2026
- 15 [**Sokin** Sokin is a global FinTech company based in London, UK, founded in 2019 by Vroon Modgill.](https://millionrounds.com/company/sokin) Sokin is a global FinTech company based in London, UK, founded in 2019 by Vroon Modgill. *Founded* 2019 London, United Kingdom **$146M** last round Jan 2026
- 16 [**Ethos** Ethos ESG, now part of ACA Group, specializes in data and analysis services that assess the impact of companies and funds on various social and environmental is](https://millionrounds.com/company/ethos) Ethos ESG, now part of ACA Group, specializes in data and analysis services that assess the impact of companies and funds on various social and environmental is *Founded* 2019 Minneapolis, United Kingdom **$143M** last round May 2026
- 17 [**PalmPay** PalmPay is a licensed financial technology company that specializes in digital payment solutions and smartphone financing in various African and Asian markets,](https://millionrounds.com/company/palmpay) PalmPay is a licensed financial technology company that specializes in digital payment solutions and smartphone financing in various African and Asian markets, *Founded* 2019 Lagos, Nigeria **$140M** last round Jun 2025
- 18 [**Fnality** Fnality International is a global fintech organization founded in 2019, focused on developing regulated payment systems for wholesale banking markets.](https://millionrounds.com/company/fnality) Fnality International is a global fintech organization founded in 2019, focused on developing regulated payment systems for wholesale banking markets. *Founded* 2019 London, United Kingdom **$136M** last round Sept 2025
- 19 [**Descartes Underwriting** Descartes Underwriting is a global InsurTech company based in Paris, founded in 2019.](https://millionrounds.com/company/descartes-underwriting) Descartes Underwriting is a global InsurTech company based in Paris, founded in 2019. *Founded* 2019 Paris, France **$120M** last round Jan 2022
- 20 [**RappiPay** RappiPay is a Colombia-based fintech platform that offers solutions such as payments processing, digital money transfers, and online banking for individuals and](https://millionrounds.com/company/rappipay) RappiPay is a Colombia-based fintech platform that offers solutions such as payments processing, digital money transfers, and online banking for individuals and *Founded* 2019 Bogota, Colombia **$114M** last round Sept 2022
- 21 [**Stand** Discrete Safety Jewellery For Peace Of Mind](https://millionrounds.com/company/stand) Discrete Safety Jewellery For Peace Of Mind *Founded* 2019 United States **$105M** last round Oct 2026
- 22 [**Valon Technologies** Valon is a tech-enabled residential mortgage servicer.](https://millionrounds.com/company/valon-technologies) Valon is a tech-enabled residential mortgage servicer. *Founded* 2019 New York, United States **$100M** last round Oct 2024
- 23 [**Nala** Nala is a digital health company with the mission of simplifying healthcare access.](https://millionrounds.com/company/nala) Nala is a digital health company with the mission of simplifying healthcare access. *Founded* 2019 Tanzania **$90M** last round May 2026
- 24 [**Scalapay** Scalapay is a European financial technology company founded in 2019 and headquartered in Milan, Italy.](https://millionrounds.com/company/scalapay) Scalapay is a European financial technology company founded in 2019 and headquartered in Milan, Italy. *Founded* 2019 Dublin, Italy **$81M** last round Dec 2025
- 25 [**Benepass** Benepass is a benefits administration platform that helps companies manage and distribute employee perks and benefits.](https://millionrounds.com/company/benepass) Benepass is a benefits administration platform that helps companies manage and distribute employee perks and benefits. *Founded* 2019 New York, United States **$80M** last round Jan 2026
- 26 [**Counterpart** Counterpart is an insurtech startup company that works in the management liability insurance market.](https://millionrounds.com/company/counterpart) Counterpart is an insurtech startup company that works in the management liability insurance market. *Founded* 2019 Los Angeles, United States **$66M** last round May 2026
- 27 [**Cardless** Cardless, based in San Francisco, California, is a financial technology firm founded in 2019 by Michael Spelfogel and Scott Kazmierowicz.](https://millionrounds.com/company/cardless) Cardless, based in San Francisco, California, is a financial technology firm founded in 2019 by Michael Spelfogel and Scott Kazmierowicz. *Founded* 2019 San Francisco, United States **$60M** last round Sept 2025
- 28 [**Zippi** Zippi, officially known as Zippi Soluções De Crédito Ltda., is a Brazilian fintech company founded in 2019 and based in São Paulo.](https://millionrounds.com/company/zippi) Zippi, officially known as Zippi Soluções De Crédito Ltda., is a Brazilian fintech company founded in 2019 and based in São Paulo. *Founded* 2019 Sao Paulo, Brazil **$58M** last round Feb 2026
- 29 [**Syfe** Syfe is a digital wealth management platform based in Singapore, founded in 2019 by Dhruv Arora.](https://millionrounds.com/company/syfe) Syfe is a digital wealth management platform based in Singapore, founded in 2019 by Dhruv Arora. *Founded* 2019 Singapore, Singapore **$57M** last round Jun 2025
- 30 [**Silverflow** Silverflow is a FinTech company based in Duivendrecht, Netherlands, founded in 2019 by Robert Kraal, Anne Willem de Vries, and Paul Buying.](https://millionrounds.com/company/silverflow) Silverflow is a FinTech company based in Duivendrecht, Netherlands, founded in 2019 by Robert Kraal, Anne Willem de Vries, and Paul Buying. *Founded* 2019 Amsterdam, Netherlands **$56M** last round Mar 2026
- 31 [**Dtcpay** dtcpay is a digital payments company based in Singapore, founded in 2019.](https://millionrounds.com/company/dtcpay) dtcpay is a digital payments company based in Singapore, founded in 2019. *Founded* 2019 Singapore, Singapore **$50M** last round Sept 2026
- 32 [**Daloopa** Daloopa is a financial data infrastructure company based in New York, founded in 2019.](https://millionrounds.com/company/daloopa) Daloopa is a financial data infrastructure company based in New York, founded in 2019. *Founded* 2019 New York, United States **$47M** last round Jun 2026
- 33 [**Archera** Archera provides a cloud cost optimization solution for companies to save time and money on their cloud costs, without any risk.](https://millionrounds.com/company/archera) Archera provides a cloud cost optimization solution for companies to save time and money on their cloud costs, without any risk. *Founded* 2019 Bellevue, United States **$47M** last round Oct 2026
- 34 [**Habi** Habi is a digital platform that aims to simplify the process of buying and selling real estate properties.](https://millionrounds.com/company/habi) Habi is a digital platform that aims to simplify the process of buying and selling real estate properties. *Founded* 2019 Bogota, Colombia **$46M** last round Apr 2026
- 35 [**Futurerent** Futurerent is a developer of a real estate lending platform designed to reinvent their asset.](https://millionrounds.com/company/futurerent) Futurerent is a developer of a real estate lending platform designed to reinvent their asset. *Founded* 2019 Sydney, Australia **$43M** last round Jan 2024
- 36 [**Kintsugi** Kintsugi detects signs of clinical depression and anxiety using machine learning and voice biomarkers.](https://millionrounds.com/company/kintsugi) Kintsugi detects signs of clinical depression and anxiety using machine learning and voice biomarkers. *Founded* 2019 Berkeley, United States **$42M** last round Apr 2025
- 37 [**ZBD** ZBD is a fintech company based in Hoboken, New Jersey, founded in 2019.](https://millionrounds.com/company/zbd) ZBD is a fintech company based in Hoboken, New Jersey, founded in 2019. *Founded* 2019 Hoboken, United States **$40M** last round Jan 2026
- 38 [**TBC Bank Uzbekistan** The first next-generation greenfield digital bank in Uzbekistan, established by TBC Group - FTSE 250 constituent financial services group](https://millionrounds.com/company/tbc-bank-uzbekistan) The first next-generation greenfield digital bank in Uzbekistan, established by TBC Group - FTSE 250 constituent financial services group *Founded* 2019 Тошкент, Uzbekistan **$37M** last round Dec 2024
- 39 [**Nuvocargo** Nuvocargo is an AI-native digital logistics platform that leads the market in US-Mexico cross-border trucking.](https://millionrounds.com/company/nuvocargo) Nuvocargo is an AI-native digital logistics platform that leads the market in US-Mexico cross-border trucking. *Founded* 2019 PRINCE, United States **$37M** last round Jun 2023
- 40 [**Xepelin** Xepelin provides a comprehensive suite of products designed to streamline financial management and simplify access to financing.](https://millionrounds.com/company/xepelin) Xepelin provides a comprehensive suite of products designed to streamline financial management and simplify access to financing. *Founded* 2019 Santiago, Chile **$36M** last round Jan 2026
- 41 [**Credit Genie** Credit Genie is a U.S.-based FinTech company founded in 2019 by Ed Harycki, who previously founded Swift Capital.](https://millionrounds.com/company/credit-genie) Credit Genie is a U.S.-based FinTech company founded in 2019 by Ed Harycki, who previously founded Swift Capital. *Founded* 2019 Philadelphia, United States **$34M** last round Feb 2025
- 42 [**Kikoff** Kikoff is a San Francisco-based fintech company founded in 2019 by Cynthia Chen and Christophe Chong.](https://millionrounds.com/company/kikoff) Kikoff is a San Francisco-based fintech company founded in 2019 by Cynthia Chen and Christophe Chong. *Founded* 2019 San Francisco, United States **$30M** last round Jun 2021
- 43 [**Interface.ai** interface.ai is a fintech and software development firm that specializes in agentic AI solutions for community banks and credit unions in the United States.](https://millionrounds.com/company/interface-ai) interface.ai is a fintech and software development firm that specializes in agentic AI solutions for community banks and credit unions in the United States. *Founded* 2019 San Francisco, United States **$30M** last round Oct 2024
- 44 [**Resolve** Resolve is a huge effort that gives scientists an efficient way to put their carbon capture and storage research into practice.](https://millionrounds.com/company/resolve) Resolve is a huge effort that gives scientists an efficient way to put their carbon capture and storage research into practice. *Founded* 2019 United States **$30M** last round Jul 2022
- 45 [**Sprive** Sprive is a UK-based fintech startup founded in 2019 and headquartered in London.](https://millionrounds.com/company/sprive) Sprive is a UK-based fintech startup founded in 2019 and headquartered in London. *Founded* 2019 London, United Kingdom **$29M** last round Sept 2026
- 46 [**SmartBank** SmartBank is a fintech company based in Tokyo, Japan, founded in April 2019.](https://millionrounds.com/company/smartbank) SmartBank is a fintech company based in Tokyo, Japan, founded in April 2019. *Founded* 2019 Shinagawa City, Japan **$28M** last round Jan 2025
- 47 [**Lentra** An API-first enterprise SaaS lending cloud platform with microservices artchitecture – Transforming digital lending journeys since 2019](https://millionrounds.com/company/lentra) An API-first enterprise SaaS lending cloud platform with microservices artchitecture – Transforming digital lending journeys since 2019 *Founded* 2019 Pune **$27M** last round May 2023
- 48 [**Franq** Franq is a Brazilian fintech startup founded in 2019 and based in Florianópolis, Santa Catarina.](https://millionrounds.com/company/franq) Franq is a Brazilian fintech startup founded in 2019 and based in Florianópolis, Santa Catarina. *Founded* 2019 Florianopolis, Brazil **$25M** last round May 2026
- 49 [**Knight FinTech** Knight FinTech is a Mumbai-based banking technology company founded in 2019 by Kushal Rastogi and Partesh Shah.](https://millionrounds.com/company/knight-fintech) Knight FinTech is a Mumbai-based banking technology company founded in 2019 by Kushal Rastogi and Partesh Shah. *Founded* 2019 Mumbai, India **$24M** last round Jan 2026
- 50 [**Coin** Stealth FinTech Company](https://millionrounds.com/company/coin) Stealth FinTech Company *Founded* 2019 United States **$22M** last round Oct 2014

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies founded in 2019 whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

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## More fintech lists

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[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)

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