# Top 50 Fintech Startups Founded in 2018 by Funding (2026)

> The 50 best-funded fintech startups founded in 2018, ranked by total funding raised: $11B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/fintech-startups-founded-2018 (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Avant** Avant Meats Company Limited is a pioneering cultivated meat company based in Hong Kong, recognized as the first of its kind in China and the first cultivated fi](https://millionrounds.com/company/avant) Avant Meats Company Limited is a pioneering cultivated meat company based in Hong Kong, recognized as the first of its kind in China and the first cultivated fi *Founded* 2018 Central, United States **$2.0B** last round Jul 2026
- 2 [**Stripe** Launch your startup quickly and cost effectively from anywhere in the world with Atlas.](https://millionrounds.com/company/stripe) Launch your startup quickly and cost effectively from anywhere in the world with Atlas. *Founded* 2018 San Francisco, United States **$1.0B** last round Mar 2026
- 3 [**Perch Group** Perch Group is a credit and asset management company that offers debt purchase and debt collection services.](https://millionrounds.com/company/perch-group) Perch Group is a credit and asset management company that offers debt purchase and debt collection services. *Founded* 2018 Blackpool, United Kingdom **$789M** last round Jul 2025
- 4 [**Addi** Addi is a fintech company based in Bogotá, Colombia, specializing in Buy Now, Pay Later (BNPL) and point-of-sale financing solutions.](https://millionrounds.com/company/addi) Addi is a fintech company based in Bogotá, Colombia, specializing in Buy Now, Pay Later (BNPL) and point-of-sale financing solutions. *Founded* 2018 Bogota, Colombia **$664M** last round Jul 2026
- 5 [**Greensill**](https://millionrounds.com/company/greensill) *Founded* 2018 United Kingdom **$655M** last round Oct 2019
- 6 [**Point** Point Card is a financial tool that offers debit, overdraft facility, and credit card-like features.](https://millionrounds.com/company/point) Point Card is a financial tool that offers debit, overdraft facility, and credit card-like features. *Founded* 2018 San Francisco, United States **$427M** last round Nov 2025
- 7 [**MNT-Halan** MNT-Halan is Egypt’s first fintech unicorn and a leading non-bank financial institution, founded in 2017 by Mounir Nakhla.](https://millionrounds.com/company/mnt-halan) MNT-Halan is Egypt’s first fintech unicorn and a leading non-bank financial institution, founded in 2017 by Mounir Nakhla. *Founded* 2018 Giza, Egypt **$425M** last round Oct 2026
- 8 [**LiveMore Mortgages** LiveMore Mortgages is a financial services company that provides online mortgage lending services for older borrowers.](https://millionrounds.com/company/livemore-mortgages) LiveMore Mortgages is a financial services company that provides online mortgage lending services for older borrowers. *Founded* 2018 London, United Kingdom **$309M** last round Jan 2023
- 9 [**Nesto** Nesto Inc.](https://millionrounds.com/company/nesto) Nesto Inc. *Founded* 2018 Montreal, Canada **$302M** last round Jun 2026
- 10 [**KreditBee** KreditBee is a leading digital lending platform in India, founded in 2018 and headquartered in Bengaluru.](https://millionrounds.com/company/kreditbee) KreditBee is a leading digital lending platform in India, founded in 2018 and headquartered in Bengaluru. *Founded* 2018 Bengaluru, India **$289M** last round Apr 2026
- 11 [**Nested**](https://millionrounds.com/company/nested) *Founded* 2018 United Kingdom **$220M** last round Mar 2022
- 12 [**Navi** Navi is a rapidly growing financial services company based in India, founded in 2018 by Sachin Bansal and Ankit Agarwal.](https://millionrounds.com/company/navi) Navi is a rapidly growing financial services company based in India, founded in 2018 by Sachin Bansal and Ankit Agarwal. *Founded* 2018 Bengaluru, India **$199M** last round Oct 2026
- 13 [**Sidecar Health** Sidecar Health, Inc.](https://millionrounds.com/company/sidecar-health) Sidecar Health, Inc. *Founded* 2018 Manhattan Beach, United States **$183M** last round Jun 2024
- 14 [**Solfácil** Solfácil is a unique ecosystem for solar installers, enabling their business through financial services, equipment sourcing and technology](https://millionrounds.com/company/solfacil) Solfácil is a unique ecosystem for solar installers, enabling their business through financial services, equipment sourcing and technology *Founded* 2018 Sao Paulo, Brazil **$170M** last round Feb 2025
- 15 [**Billd** Billd is a fintech startup based in Austin, Texas, focused on transforming commercial construction finance.](https://millionrounds.com/company/billd) Billd is a fintech startup based in Austin, Texas, focused on transforming commercial construction finance. *Founded* 2018 Austin, United States **$160M** last round Nov 2026
- 16 [**Amount** Amount is a digital technology company that accelerates digital transformation for financial institutions.](https://millionrounds.com/company/amount) Amount is a digital technology company that accelerates digital transformation for financial institutions. *Founded* 2018 Chicago, United States **$159M** last round Nov 2024
- 17 [**Credit Saison India** Credit Saison India is a wholly owned subsidiary of Credit Saison Co.](https://millionrounds.com/company/credit-saison-india) Credit Saison India is a wholly owned subsidiary of Credit Saison Co. *Founded* 2018 Bengaluru **$150M** last round May 2025
- 18 [**Ualett** Ualett is a mobile application that offers fully digital funding solution for independent contractors.](https://millionrounds.com/company/ualett) Ualett is a mobile application that offers fully digital funding solution for independent contractors. *Founded* 2018 Wilmington, United States **$150M** last round Sept 2025
- 19 [**Baubap** Baubap is a developer of a microlending financial platform that offers personal loans.](https://millionrounds.com/company/baubap) Baubap is a developer of a microlending financial platform that offers personal loans. *Founded* 2018 Mexico City, Mexico **$143M** last round Jun 2026
- 20 [**Tandem**](https://millionrounds.com/company/tandem) *Founded* 2018 United States **$140M** last round Jan 2026
- 21 [**Homeward** Homeward is a real estate finance and homebuying company based in Austin, Texas, founded in 2018 by Tim Heyl.](https://millionrounds.com/company/homeward) Homeward is a real estate finance and homebuying company based in Austin, Texas, founded in 2018 by Tim Heyl. *Founded* 2018 Austin, United States **$136M** last round Oct 2026
- 22 [**Betterfly** Betterfly is a Latin American InsurTech and employee benefits platform that combines wellness, financial inclusion, and insurance in a gamified approach.](https://millionrounds.com/company/betterfly) Betterfly is a Latin American InsurTech and employee benefits platform that combines wellness, financial inclusion, and insurance in a gamified approach. *Founded* 2018 Miami, United States **$129M** last round Feb 2022
- 23 [**Khatabook** Khatabook is an Indian fintech and SaaS company founded in 2018, headquartered in Bengaluru, Karnataka.](https://millionrounds.com/company/khatabook) Khatabook is an Indian fintech and SaaS company founded in 2018, headquartered in Bengaluru, Karnataka. *Founded* 2018 Bengaluru, India **$127M** last round Aug 2021
- 24 [**Gauntlet** Gauntlet is a financial technology and quantitative research firm focused on decentralized finance (DeFi) risk management, economic modeling, and protocol optimization.](https://millionrounds.com/company/gauntlet) Gauntlet is a financial technology and quantitative research firm focused on decentralized finance (DeFi) risk management, economic modeling, and protocol optimization. *Founded* 2018 New York, United States **$125M** last round Jul 2026
- 25 [**Wealthon** Wealthon S.A.](https://millionrounds.com/company/wealthon) Wealthon S.A. *Founded* 2018 Warszawa, Poland **$124M** last round Feb 2025
- 26 [**Galileo** Galileo Virtual Care is a team-based medical practice focused on enhancing the quality and affordability of healthcare.](https://millionrounds.com/company/galileo) Galileo Virtual Care is a team-based medical practice focused on enhancing the quality and affordability of healthcare. *Founded* 2018 PRINCE, United States **$122M** last round Oct 2024
- 27 [**PayFacto** PayFacto is a Montreal-based payment technology company founded in 2018, specializing in customized payment processing solutions, POS software, and risk management tools.](https://millionrounds.com/company/payfacto) PayFacto is a Montreal-based payment technology company founded in 2018, specializing in customized payment processing solutions, POS software, and risk management tools. *Founded* 2018 Montreal, Canada **$120M** last round Aug 2021
- 28 [**Koyo** Koyo was a UK-based fintech lender founded in 2018 in London.](https://millionrounds.com/company/koyo) Koyo was a UK-based fintech lender founded in 2018 in London. *Founded* 2018 London, United Kingdom **$117M** last round Oct 2022
- 29 [**House of Insurtech** House of Insurtech is a London-based insurance technology and data firm founded in December 2018.](https://millionrounds.com/company/house-of-insurtech) House of Insurtech is a London-based insurance technology and data firm founded in December 2018. *Founded* 2018 United Kingdom **$117M** last round Aug 2022
- 30 [**TITAN** Professional wealth management from your phone.](https://millionrounds.com/company/titan) Professional wealth management from your phone. *Founded* 2018 San Diego, Cayman Islands **$111M** last round Jun 2026
- 31 [**FundGuard** FundGuard is a private, AI-powered, cloud-native SaaS company founded in 2018.](https://millionrounds.com/company/fundguard) FundGuard is a private, AI-powered, cloud-native SaaS company founded in 2018. *Founded* 2018 Dedham, United States **$104M** last round Mar 2024
- 32 [**Sipay** Sipay is a Turkish fintech and payment-services company that offers a comprehensive financial platform for both businesses and consumers.](https://millionrounds.com/company/sipay) Sipay is a Turkish fintech and payment-services company that offers a comprehensive financial platform for both businesses and consumers. *Founded* 2018 Uskuedar, Türkiye **$93M** last round Apr 2025
- 33 [**Tarabut** MENA’s first and largest regulated Open Banking platform (AISP & PISP) that connects a regional network of banks and FinTechs via API.](https://millionrounds.com/company/tarabut) MENA’s first and largest regulated Open Banking platform (AISP & PISP) that connects a regional network of banks and FinTechs via API. *Founded* 2018 Bahrain **$82M** last round Sept 2026
- 34 [**Paytient** Paytient offers a financial platform to increase the company's deductible health plan adoption.](https://millionrounds.com/company/paytient) Paytient offers a financial platform to increase the company's deductible health plan adoption. *Founded* 2018 Columbia, United States **$81M** last round Jun 2025
- 35 [**Digits** Digits is an AI-native accounting software company based in San Francisco, California.](https://millionrounds.com/company/digits) Digits is an AI-native accounting software company based in San Francisco, California. *Founded* 2018 San Francisco, United States **$76M** last round Mar 2022
- 36 [**LIQUiDITY Group** Liquidity Group deploys capital at scale faster using advanced decision science, due diligence, monitoring, and predictive technology.](https://millionrounds.com/company/liquidity-group) Liquidity Group deploys capital at scale faster using advanced decision science, due diligence, monitoring, and predictive technology. *Founded* 2018 New York, United States **$75M** last round Mar 2025
- 37 [**BharatPe** BharatPe is a financial services platform that processes payments via UPI and POS, and provides credit or loans to their merchants.](https://millionrounds.com/company/bharatpe) BharatPe is a financial services platform that processes payments via UPI and POS, and provides credit or loans to their merchants. *Founded* 2018 Gurugram, India **$67M** last round Sept 2025
- 38 [**Figure Technologies**](https://millionrounds.com/company/figure-technologies) *Founded* 2018 United States **$65M** last round Feb 2019
- 39 [**QI Tech** QI Tech is a prominent Brazilian fintech company founded in 2018, headquartered in São Paulo.](https://millionrounds.com/company/qi-tech) QI Tech is a prominent Brazilian fintech company founded in 2018, headquartered in São Paulo. *Founded* 2018 Sao Paulo, Brazil **$63M** last round Jul 2025
- 40 [**Delphia** Delphia is a Toronto-based fintech company founded in 2018 that specializes in AI-driven investment products.](https://millionrounds.com/company/delphia) Delphia is a Toronto-based fintech company founded in 2018 that specializes in AI-driven investment products. *Founded* 2018 Toronto, Canada **$60M** last round Jun 2022
- 41 [**Digitt** Digitt creates equitable financial tools to combat predatory lending.](https://millionrounds.com/company/digitt) Digitt creates equitable financial tools to combat predatory lending. *Founded* 2018 Guadalajara, Mexico **$60M** last round Jun 2026
- 42 [**ReLease** Release engages in the mobile phone re-commerce market.](https://millionrounds.com/company/release) Release engages in the mobile phone re-commerce market. *Founded* 2018 Canada **$55M** last round Mar 2025
- 43 [**Galgo** Galgo provides consumer secured loans and financial advice to underbanked people.](https://millionrounds.com/company/galgo) Galgo provides consumer secured loans and financial advice to underbanked people. *Founded* 2018 Providencia, Chile **$55M** last round Sept 2026
- 44 [**OpenGamma** OpenGamma is a financial technology company based in London, specializing in derivatives analytics and margin optimization.](https://millionrounds.com/company/opengamma) OpenGamma is a financial technology company based in London, specializing in derivatives analytics and margin optimization. *Founded* 2018 London, United Kingdom **$49M** last round Apr 2019
- 45 [**MaxAB** MaxAB is a B2B e-commerce platform that connects food and grocery retailers to suppliers.](https://millionrounds.com/company/maxab) MaxAB is a B2B e-commerce platform that connects food and grocery retailers to suppliers. *Founded* 2018 Egypt **$46M** last round Oct 2022
- 46 [**Vouch Insurance** Vouch Insurance is a technology-driven insurance broker based in San Francisco, California, founded in 2018.](https://millionrounds.com/company/vouch-insurance) Vouch Insurance is a technology-driven insurance broker based in San Francisco, California, founded in 2018. *Founded* 2018 San Francisco, United States **$46M** last round Nov 2019
- 47 [**MoneyFellows** Money Fellows is an Egyptian fintech company that digitizes traditional "Money Circles," known locally as Gameya or ROSCA, into a secure mobile platform.](https://millionrounds.com/company/money-fellows) Money Fellows is an Egyptian fintech company that digitizes traditional "Money Circles," known locally as Gameya or ROSCA, into a secure mobile platform. *Founded* 2018 New Cairo City, Egypt **$45M** last round May 2025
- 48 [**Flexvelop** We buy your business equipment.](https://millionrounds.com/company/flexvelop) We buy your business equipment. *Founded* 2018 Hamburg, Germany **$43M** last round Mar 2025
- 49 [**Chipper Cash** Chipper Cash is a fintech platform that offers mobile, cross-border money transfer services.](https://millionrounds.com/company/chipper-cash) Chipper Cash is a fintech platform that offers mobile, cross-border money transfer services. *Founded* 2018 San Francisco, United States **$41M** last round Jan 2022
- 50 [**Center** Center is a corporate credit card and real-time travel & expense management solution.](https://millionrounds.com/company/center) Center is a corporate credit card and real-time travel & expense management solution. *Founded* 2018 Bellevue, United States **$41M** last round Dec 2023

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies founded in 2018 whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

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## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)

## More lists worldwide

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[*GV* *V* *RP* **Health startups worldwide** 12,811 companies · $81B](https://millionrounds.com/top-lists/health-startups)[*O* *A* *X* **AI startups worldwide** 10,238 companies · $830B](https://millionrounds.com/top-lists/ai-startups)[*GV* *V* *RP* **Biotech startups worldwide** 7,127 companies · $70B](https://millionrounds.com/top-lists/biotech-startups)[*D* *B* *FT* **Big data startups worldwide** 3,812 companies · $220B](https://millionrounds.com/top-lists/big-data-startups)[*O* *A* *B* **AI startups that raised in 2026** 2,922 companies · $540B in 2026](https://millionrounds.com/top-lists/ai-startups-raised-2026)[*FT* *CE* *P* **Energy providers startups worldwide** 2,808 companies · $152B](https://millionrounds.com/top-lists/energy-providers-startups)[*A* *P* *O* **Marketing tech startups worldwide** 2,728 companies · $28B](https://millionrounds.com/top-lists/marketing-tech-startups)[*SA* *C* *D* **Customer service startups worldwide** 2,637 companies · $64B](https://millionrounds.com/top-lists/customer-service-startups)