# Top 13 Fintech Startups in Estonia by Funding (2026)

> The 13 best-funded fintech startups in Estonia, ranked by total funding raised: $102M combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/fintech-startups-estonia (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Funderbeam** Funderbeam is a funding and trading platform that connects companies and investors to buy and sell equity stakes.](https://millionrounds.com/company/funderbeam) Funderbeam is a funding and trading platform that connects companies and investors to buy and sell equity stakes. *Founded* - Estonia **$47M** last round May 2023
- 2 [**Cachet** Cachet is an Estonian InsurTech company founded in 2018, specializing in adaptive, usage-based insurance infrastructure tailored for the platform and gig economy.](https://millionrounds.com/company/cachet) Cachet is an Estonian InsurTech company founded in 2018, specializing in adaptive, usage-based insurance infrastructure tailored for the platform and gig economy. *Founded* 2018 Tallinn, Estonia **$18M** last round Oct 2026
- 3 [**Single.Earth** Single.Earth is a GreenTech and fintech startup based in Tallinn, Estonia, founded in 2019.](https://millionrounds.com/company/single-earth) Single.Earth is a GreenTech and fintech startup based in Tallinn, Estonia, founded in 2019. *Founded* 2019 Tallinn, Estonia **$7.9M** last round Jul 2021
- 4 [**Creem** Creem is an Estonian fintech company founded in 2024, based in Randvere, Estonia.](https://millionrounds.com/company/creem) Creem is an Estonian fintech company founded in 2024, based in Randvere, Estonia. *Founded* - Tallinn, Estonia **$7.8M** last round Sept 2026
- 5 [**Salv** Salv Technologies Oü is an Estonian fintech and RegTech company based in Tallinn, founded in 2018 by former engineers from Skype, Microsoft, and Wise.](https://millionrounds.com/company/salv) Salv Technologies Oü is an Estonian fintech and RegTech company based in Tallinn, founded in 2018 by former engineers from Skype, Microsoft, and Wise. *Founded* 2018 Tallinn, Estonia **$6.3M** last round Mar 2024
- 6 [**Wert** Wert is a financial software company founded in 2020, based in Tallinn, Estonia.](https://millionrounds.com/company/wert) Wert is a financial software company founded in 2020, based in Tallinn, Estonia. *Founded* 2020 Tallinn, Estonia **$5.0M** last round Mar 2022
- 7 [**Mifundo** AI-based platform which makes cross-border lending possible for the banks and consumers in EU.](https://millionrounds.com/company/mifundo) AI-based platform which makes cross-border lending possible for the banks and consumers in EU. *Founded* 2018 Tallinn, Estonia **$4.0M** last round Sept 2024
- 8 [**Cino**](https://millionrounds.com/company/cino) *Founded* - Estonia **$3.7M** last round Mar 2025
- 9 [**askRobin** askRobin was an Estonian fintech company founded in 2017, focused on enhancing financial inclusion for underbanked populations in Latin America, specifically in](https://millionrounds.com/company/askrobin) askRobin was an Estonian fintech company founded in 2017, focused on enhancing financial inclusion for underbanked populations in Latin America, specifically in *Founded* 2017 Tallinn, Estonia **$1.7M** last round May 2020
- 10 [**Scramble** Scramble OÜ, also known as Scrambleup, is a fintech company based in Tallinn, Estonia, founded in 2019.](https://millionrounds.com/company/scramble) Scramble OÜ, also known as Scrambleup, is a fintech company based in Tallinn, Estonia, founded in 2019. *Founded* 2019 Tallinn, Estonia **$545K** last round Mar 2024
- 11 [**Bilance** Bilance is a European fintech startup founded in 2019, headquartered in Tallinn, Estonia.](https://millionrounds.com/company/bilance) Bilance is a European fintech startup founded in 2019, headquartered in Tallinn, Estonia. *Founded* 2022 Tallinn, Estonia **$321K** last round Nov 2023
- 12 [**Lyfery** Lyfery offers life insurance that helps people safeguard themselves.](https://millionrounds.com/company/lyfery) Lyfery offers life insurance that helps people safeguard themselves. *Founded* 2022 Tallinn, Estonia **$271K** last round Mar 2024
- 13 [**Fintellect** Fintellect is a financial management tool tailored for project-based service firms.](https://millionrounds.com/company/fintellect) Fintellect is a financial management tool tailored for project-based service firms. *Founded* 2022 Tallinn, Estonia **$100K** last round May 2025

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back fintech startups in Estonia in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[All top lists](https://millionrounds.com/top-lists)

## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)

## More lists for Estonia

[See all](https://millionrounds.com/top-lists?r=Estonia)

[*G* *ST* *T* **Startups in Estonia** 223 companies · $2.8B](https://millionrounds.com/top-lists/startups-estonia)[*ST* *P* *J* **AI startups in Estonia** 31 companies · $422M](https://millionrounds.com/top-lists/ai-startups-estonia)[*NS* *B* *E* **IT Services startups in Estonia** 18 companies · $23M](https://millionrounds.com/top-lists/it-services-startups-estonia)[*B* *Q* *IL* **Web3 & Crypto startups in Estonia** 15 companies · $130M](https://millionrounds.com/top-lists/web3-startups-estonia)[*H* *C* *C* **Financial Services startups in Estonia** 12 companies · $83M](https://millionrounds.com/top-lists/financial-services-startups-estonia)[*F* *A* *M* **Big Data & Analytics startups in Estonia** 12 companies · $69M](https://millionrounds.com/top-lists/big-data-startups-estonia)