# Top 23 Fintech Startups in Delhi by Funding (2026)

> The 23 best-funded fintech startups in Delhi, ranked by total funding raised: $1.5B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/fintech-startups-delhi (Millionrounds; every figure on the page links to its filing or article)

- 1 [**PolicyBazaar**](https://millionrounds.com/company/policybazaar) *Founded* 2008 Gurgaon, India **$845M** last round Nov 2019
- 2 [**Shubham Housing Development Finance Company** Shubham Housing Development Finance Company is a prominent affordable housing finance company in India, established in February 2010.](https://millionrounds.com/company/shubham-housing-development-finance-company) Shubham Housing Development Finance Company is a prominent affordable housing finance company in India, established in February 2010. *Founded* 2011 Gurugram, India **$146M** last round Dec 2024
- 3 [**Arya.ag** Arya.ag is India's largest integrated grain commerce platform and a prominent agritech-fintech startup based in Noida, Uttar Pradesh.](https://millionrounds.com/company/arya-ag) Arya.ag is India's largest integrated grain commerce platform and a prominent agritech-fintech startup based in Noida, Uttar Pradesh. *Founded* 2013 Noida, India **$81M** last round Jan 2026
- 4 [**MobiKwik** MobiKwik is a financial services company that provides a fintech platform designed for online payments, life insurance, and loans.](https://millionrounds.com/company/mobikwik) MobiKwik is a financial services company that provides a fintech platform designed for online payments, life insurance, and loans. *Founded* 2009 Gurugram, India **$78M** last round Dec 2018
- 5 [**BharatPe** BharatPe is a financial services platform that processes payments via UPI and POS, and provides credit or loans to their merchants.](https://millionrounds.com/company/bharatpe) BharatPe is a financial services platform that processes payments via UPI and POS, and provides credit or loans to their merchants. *Founded* 2018 Gurugram, India **$67M** last round Sept 2025
- 6 [**Clix Capital** Clix Capital provides commercial finance services intended to provide commercial lending and lease facilities.](https://millionrounds.com/company/clix-capital) Clix Capital provides commercial finance services intended to provide commercial lending and lease facilities. *Founded* 2016 Gurgaon, India **$66M** last round Aug 2024
- 7 [**Progcap** Progcap, also known as Desiderata Impact Ventures Private Limited, is an Indian fintech company founded in 2017.](https://millionrounds.com/company/progcap) Progcap, also known as Desiderata Impact Ventures Private Limited, is an Indian fintech company founded in 2017. *Founded* 2016 New Delhi, India **$45M** last round Jun 2022
- 8 [**OfBusiness** OfBusiness is a technology-driven B2B platform based in Gurugram, India, that specializes in raw materials procurement and credit solutions for small and medium](https://millionrounds.com/company/ofbusiness) OfBusiness is a technology-driven B2B platform based in Gurugram, India, that specializes in raw materials procurement and credit solutions for small and medium *Founded* 2015 Gurugram, India **$41M** last round Apr 2025
- 9 [**INDwealth** IND Wealth is a financial services platform based in Gurgaon, India, founded in 2018.](https://millionrounds.com/company/indwealth) IND Wealth is a financial services platform based in Gurgaon, India, founded in 2018. *Founded* - Gurgaon, India **$30M** last round Oct 2018
- 10 [**True Balance** True Balance is a balance management utility application that helps users save and manage their mobile balances.](https://millionrounds.com/company/true-balance) True Balance is a balance management utility application that helps users save and manage their mobile balances. *Founded* 2014 Gurugram, India **$23M** last round Apr 2018
- 11 [**Indifi** Indifi Technologies Private Limited, commonly known as Indifi, is a prominent Indian fintech company that specializes in digital lending solutions for Micro, Sm](https://millionrounds.com/company/indifi) Indifi Technologies Private Limited, commonly known as Indifi, is a prominent Indian fintech company that specializes in digital lending solutions for Micro, Sm *Founded* 2015 Gurugram, India **$21M** last round Jul 2019
- 12 [**GoKwik** GoKwik is an AI-powered e-commerce enablement platform founded in 2020 and headquartered in New Delhi, India.](https://millionrounds.com/company/gokwik) GoKwik is an AI-powered e-commerce enablement platform founded in 2020 and headquartered in New Delhi, India. *Founded* 2020 New Delhi, India **$13M** last round Jun 2025
- 13 [**Basic Home Loan** BASIC Home Loan is an Indian fintech company founded in 2020 by Atul Monga, Kalyan Josyula, and Pranav Khattar, with its headquarters in Gurugram, Haryana.](https://millionrounds.com/company/basic-home-loan) BASIC Home Loan is an Indian fintech company founded in 2020 by Atul Monga, Kalyan Josyula, and Pranav Khattar, with its headquarters in Gurugram, Haryana. *Founded* 2020 Gurugram, India **$10M** last round Sept 2024
- 14 [**axiTrust** axiTrust is a technology and consulting platform based in India, focusing on surety bonds and digital guarantees.](https://millionrounds.com/company/axitrust) axiTrust is a technology and consulting platform based in India, focusing on surety bonds and digital guarantees. *Founded* 2024 Gurugram, India **$7.6M** last round Oct 2026
- 15 [**Junio** Junio is an Indian fintech company founded in 2020 by Ankit Gera and Shankar Nath, focusing on financial literacy and money management solutions for children, t](https://millionrounds.com/company/junio) Junio is an Indian fintech company founded in 2020 by Ankit Gera and Shankar Nath, focusing on financial literacy and money management solutions for children, t *Founded* 2020 New Delhi, India **$6.0M** last round Mar 2022
- 16 [**Toffee Insurance** Toffee Insurance is an Indian insurtech company founded in 2017, based in Gurugram, Haryana.](https://millionrounds.com/company/toffee-insurance) Toffee Insurance is an Indian insurtech company founded in 2017, based in Gurugram, Haryana. *Founded* 2017 Gurugram, India **$5.5M** last round Dec 2019
- 17 [**SaveIN** SaveIN, officially known as Copiosus Tech Pvt.](https://millionrounds.com/company/savein) SaveIN, officially known as Copiosus Tech Pvt. *Founded* 2022 New Delhi, India **$4.3M** last round Apr 2025
- 18 [**Paytm Money** Paytm Money is a prominent Indian wealth-tech platform and online financial service provider, established in 2017 as a subsidiary of One97 Communications Limited.](https://millionrounds.com/company/paytm-money) Paytm Money is a prominent Indian wealth-tech platform and online financial service provider, established in 2017 as a subsidiary of One97 Communications Limited. *Founded* 2017 Noida, India **$4.0M** last round Mar 2019
- 19 [**Credenc** Credenc is a digital education loan platform for higher education that works as the digital finance desk of management colleges.](https://millionrounds.com/company/credenc) Credenc is a digital education loan platform for higher education that works as the digital finance desk of management colleges. *Founded* 2017 Gurugram, India **$2.5M** last round Oct 2019
- 20 [**plutos ONE** Plutos ONE is a fintech company based in India that specializes in payment infrastructure.](https://millionrounds.com/company/plutos-one) Plutos ONE is a fintech company based in India that specializes in payment infrastructure. *Founded* 2022 New Delhi, India **$2.0M** last round Aug 2024
- 21 [**Lendbox** Lendbox, officially known as Transactree Technologies Private Limited, is a licensed Non-Banking Financial Company (NBFC) based in New Delhi, India.](https://millionrounds.com/company/lendbox) Lendbox, officially known as Transactree Technologies Private Limited, is a licensed Non-Banking Financial Company (NBFC) based in New Delhi, India. *Founded* 2015 New Delhi, India **$1.5M** last round Mar 2021
- 22 [**LetsMD** LetsMD is a healthcare fintech company based in New Delhi, founded in 2015.](https://millionrounds.com/company/letsmd) LetsMD is a healthcare fintech company based in New Delhi, founded in 2015. *Founded* 2015 New Delhi, India **$1.0M** last round Oct 2018
- 23 [**PickMyWork** PickMyWork is a leading gig platform in India that connects individuals with part-time and flexible work opportunities.](https://millionrounds.com/company/pickmywork) PickMyWork is a leading gig platform in India that connects individuals with part-time and flexible work opportunities. *Founded* 2020 Gurugram, India **$500K** last round Dec 2025

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed as this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back fintech startups in Delhi in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[All top lists](https://millionrounds.com/top-lists)

## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)

## More lists for Delhi

[See all](https://millionrounds.com/top-lists?r=Delhi)

[*H* *PB* *RL* **Health startups in Delhi** 25 companies · $557M](https://millionrounds.com/top-lists/health-startups-delhi)[*C* *T* *3S* **AI startups in Delhi** 21 companies · $72M](https://millionrounds.com/top-lists/ai-startups-delhi)