# Top 23 Fintech Startups in Chile by Funding (2026)

> The 23 best-funded fintech startups in Chile, ranked by total funding raised: $218M combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/fintech-startups-chile (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Galgo** Galgo provides consumer secured loans and financial advice to underbanked people.](https://millionrounds.com/company/galgo) Galgo provides consumer secured loans and financial advice to underbanked people. *Founded* 2018 Providencia, Chile **$55M** last round Sept 2026
- 2 [**Toku** Unrivaled access, premier storytelling, and the best of business since 1930.](https://millionrounds.com/company/toku) Unrivaled access, premier storytelling, and the best of business since 1930. *Founded* 1930 New York, Chile **$48M** last round Apr 2025
- 3 [**Xepelin** Xepelin provides a comprehensive suite of products designed to streamline financial management and simplify access to financing.](https://millionrounds.com/company/xepelin) Xepelin provides a comprehensive suite of products designed to streamline financial management and simplify access to financing. *Founded* 2019 Santiago, Chile **$36M** last round Jan 2026
- 4 [**Loads** Loads is a Chilean cross-commerce digital platform that connects global suppliers with international importers to streamline the sourcing, procurement, and expo](https://millionrounds.com/company/loads) Loads is a Chilean cross-commerce digital platform that connects global suppliers with international importers to streamline the sourcing, procurement, and expo *Founded* - Las Condes, Chile **$15M** last round Sept 2026
- 5 [**Maxxa**](https://millionrounds.com/company/maxxa) *Founded* - Chile **$11M** last round Feb 2025
- 6 [**Colektia** Colektia is a digital platform that helps financial institutions create new digital collections models, based on artificial intelligence.](https://millionrounds.com/company/colektia) Colektia is a digital platform that helps financial institutions create new digital collections models, based on artificial intelligence. *Founded* 2018 Santiago, Chile **$9.0M** last round Dec 2024
- 7 [**Datamart** Datamart is a Chilean fintech company founded in 2017 and based in Santiago, specifically in the Vitacura district.](https://millionrounds.com/company/datamart) Datamart is a Chilean fintech company founded in 2017 and based in Santiago, specifically in the Vitacura district. *Founded* 2017 Vitacura, Chile **$6.6M** last round Feb 2023
- 8 [**Creditú** Creditú is a Chilean fintech company founded in 2017 that focuses on making homeownership accessible to underserved middle- and lower-income families in Latin America.](https://millionrounds.com/company/creditu) Creditú is a Chilean fintech company founded in 2017 that focuses on making homeownership accessible to underserved middle- and lower-income families in Latin America. *Founded* 2017 Las Condes, Chile **$6.0M** last round Oct 2025
- 9 [**Blanco** Blanco is a Chilean fintech startup founded in 2024, focused on providing financial services to small and medium-sized businesses (SMEs) in Latin America, parti](https://millionrounds.com/company/blanco) Blanco is a Chilean fintech startup founded in 2024, focused on providing financial services to small and medium-sized businesses (SMEs) in Latin America, parti *Founded* 2024 Las Condes, Chile **$5.2M** last round Jul 2026
- 10 [**Koywe** Koywe is a fintech infrastructure company focused on Latin America, established in 2022.](https://millionrounds.com/company/koywe) Koywe is a fintech infrastructure company focused on Latin America, established in 2022. *Founded* 2022 Santiago, Chile **$5.0M** last round Aug 2024
- 11 [**VMetrix** VMetrix is a Chilean financial technology company founded in 2014, specializing in a cloud-native, modular SaaS platform for investment portfolio management.](https://millionrounds.com/company/vmetrix) VMetrix is a Chilean financial technology company founded in 2014, specializing in a cloud-native, modular SaaS platform for investment portfolio management. *Founded* 2014 Las Condes, Chile **$3.2M** last round May 2025
- 12 [**Jooycar** Jooycar provides auto insurance services for vehicle and small fleet owners.](https://millionrounds.com/company/jooycar) Jooycar provides auto insurance services for vehicle and small fleet owners. *Founded* 2014 Las Condes, Chile **$3.0M** last round Oct 2018
- 13 [**Destacame** Destacame is a Chilean fintech company founded in 2014, focused on enhancing financial inclusion and wellness for unbanked and underbanked populations in Latin](https://millionrounds.com/company/destacame) Destacame is a Chilean fintech company founded in 2014, focused on enhancing financial inclusion and wellness for unbanked and underbanked populations in Latin *Founded* 2014 Providencia, Chile **$3.0M** last round Mar 2019
- 14 [**RecCapital**](https://millionrounds.com/company/reccapital) *Founded* - Chile **$3.0M** last round Jun 2019
- 15 [**RedCapital** RedCapital is a crowdfunding platform that allows entrepreneurs to raise fund for businesses.](https://millionrounds.com/company/redcapital) RedCapital is a crowdfunding platform that allows entrepreneurs to raise fund for businesses. *Founded* 2018 Las Condes, Chile **$2.0M** last round Jul 2021
- 16 [**Cenit** Cenit is an AI-powered tax management application tailored for small and medium-sized enterprises (SMEs) and independent professionals in Latin America.](https://millionrounds.com/company/cenit) Cenit is an AI-powered tax management application tailored for small and medium-sized enterprises (SMEs) and independent professionals in Latin America. *Founded* 2025 Antofagasta, Chile **$1.8M** last round Nov 2025
- 17 [**Finnecto** Finnecto automates purchase requests, policy reviews, approval workflows, vendor quotation digitalization and comparison.](https://millionrounds.com/company/finnecto) Finnecto automates purchase requests, policy reviews, approval workflows, vendor quotation digitalization and comparison. *Founded* 2024 Mexico City, Chile **$1.7M** last round Jun 2025
- 18 [**Encuadrado** Encuadrado is an online platform tailored for independent health professionals and centers in Chile.](https://millionrounds.com/company/encuadrado) Encuadrado is an online platform tailored for independent health professionals and centers in Chile. *Founded* 2019 Santiago, Chile **$1.5M** last round Nov 2021
- 19 [**Betterplan** Betterplan is a Chilean WealthTech company founded in 2019 and based in Santiago, Chile.](https://millionrounds.com/company/betterplan) Betterplan is a Chilean WealthTech company founded in 2019 and based in Santiago, Chile. *Founded* 2019 Las Condes, Chile **$1.1M** last round Sept 2026
- 20 [**Fraccional** Fraccional is a real estate investment platform that allows to enter the real estate market for a small charge and earn money.](https://millionrounds.com/company/fraccional) Fraccional is a real estate investment platform that allows to enter the real estate market for a small charge and earn money. *Founded* 2022 Santiago, Chile **$1.0M** last round Mar 2024
- 21 [**Gokei**](https://millionrounds.com/company/gokei) *Founded* - Chile **$400K** last round Sept 2025
- 22 [**Becual** Becual es una empresa tecnológica que genera una plataforma donde las personas que tienen dinero se conectan de manera directa con pequeñas](https://millionrounds.com/company/becual) Becual es una empresa tecnológica que genera una plataforma donde las personas que tienen dinero se conectan de manera directa con pequeñas *Founded* 2014 Chile **$140K** last round Jan 2014
- 23 [**Sport/Life** Sport/Life is a sports crowdfunding platform based in Chile.](https://millionrounds.com/company/sport-life) Sport/Life is a sports crowdfunding platform based in Chile. *Founded* 1993 Chile **$40K** last round Nov 2013

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back fintech startups in Chile in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[All top lists](https://millionrounds.com/top-lists)

## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)

## More lists for Chile

[See all](https://millionrounds.com/top-lists?r=Chile)

[*SG* *N* *G* **Startups in Chile** 308 companies · $1.3B](https://millionrounds.com/top-lists/startups-chile)[*T* *A* *M* **IT Services startups in Chile** 38 companies · $109M](https://millionrounds.com/top-lists/it-services-startups-chile)[*V* *L* *C* **AI startups in Chile** 19 companies · $56M](https://millionrounds.com/top-lists/ai-startups-chile)[*E* *I* *V* **E-commerce startups in Chile** 16 companies · $39M](https://millionrounds.com/top-lists/ecommerce-startups-chile)[*G* *X* *F* **Financial Services startups in Chile** 15 companies · $118M](https://millionrounds.com/top-lists/financial-services-startups-chile)[*B* *X* *V* **B2B startups in Chile** 13 companies · $125M](https://millionrounds.com/top-lists/b2b-startups-chile)[*H* *A* *CC* **Advertising & Adtech startups in Chile** 12 companies · $7.5M](https://millionrounds.com/top-lists/adtech-startups-chile)[*BS* *A* *U* **Agtech startups in Chile** 11 companies · $19M](https://millionrounds.com/top-lists/agtech-startups-chile)