# Top 50 Fintech Startups in Australia by Funding (2026)

> The 50 best-funded fintech startups in Australia, ranked by total funding raised: $3.6B combined. With founding year, headquarters and each company's rounds.

Source: https://millionrounds.com/top-lists/fintech-startups-australia (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Airwallex** Airwallex is the leading financial technology platform for modern businesses growing beyond borders](https://millionrounds.com/company/airwallex) Airwallex is the leading financial technology platform for modern businesses growing beyond borders *Founded* 2015 San Francisco, Australia **$1.6B** last round Jun 2026
- 2 [**Cover Genius** Cover Genius provides an insurance distribution platform designed to protect the customers of e-commerce companies.](https://millionrounds.com/company/cover-genius) Cover Genius provides an insurance distribution platform designed to protect the customers of e-commerce companies. *Founded* - Australia **$201M** last round Jul 2026
- 3 [**Bizcap** BizCap®, founded in 2002, is a national commercial finance and restructuring company with a presence in San Francisco, Dallas, Denver, Los Angeles, and Tampa.](https://millionrounds.com/company/bizcap) BizCap®, founded in 2002, is a national commercial finance and restructuring company with a presence in San Francisco, Dallas, Denver, Los Angeles, and Tampa. *Founded* 2002 San Francisco, Australia **$175M** last round Oct 2026
- 4 [**JustFund** JustFund is a finance firm that connects clients and lawyers in family law matters and offers flexible ways to manage legal fees.](https://millionrounds.com/company/justfund) JustFund is a finance firm that connects clients and lawyers in family law matters and offers flexible ways to manage legal fees. *Founded* 2022 Sydney, Australia **$139M** last round Jul 2025
- 5 [**Prospa** Platform ZEUS4D menawarkan pengalaman online modern dengan transaksi cepat, akses stabil di semua perangkat, serta sistem keamanan terpercaya untuk semua pengguna.](https://millionrounds.com/company/prospa) Platform ZEUS4D menawarkan pengalaman online modern dengan transaksi cepat, akses stabil di semua perangkat, serta sistem keamanan terpercaya untuk semua pengguna. *Founded* - Sydney, Australia **$135M** last round Apr 2024
- 6 [**Athena**](https://millionrounds.com/company/athena) *Founded* - Australia **$115M** last round Nov 2026
- 7 [**MoneyMe** MoneyMe is a platform providing unsecured personal loans to the tech-savvy, convenience-driven millennial market in Australia.](https://millionrounds.com/company/moneyme) MoneyMe is a platform providing unsecured personal loans to the tech-savvy, convenience-driven millennial market in Australia. *Founded* 2013 Sydney, Australia **$91M** last round Nov 2017
- 8 [**AutoGrab** AutoGrab is an automotive data intelligence platform founded in 2020 in Melbourne, Australia.](https://millionrounds.com/company/autograb) AutoGrab is an automotive data intelligence platform founded in 2020 in Melbourne, Australia. *Founded* 2020 Melbourne, Australia **$80M** last round Jan 2026
- 9 [**Tally Group** Tally Group is developing, manufacturing, and delivering the next generation of technological services.](https://millionrounds.com/company/tally-group) Tally Group is developing, manufacturing, and delivering the next generation of technological services. *Founded* 2021 Melbourne, Australia **$80M** last round Sept 2023
- 10 [**Archa** Archa is a fintech company that provides business credit card solutions.](https://millionrounds.com/company/archa) Archa is a fintech company that provides business credit card solutions. *Founded* 2017 Melbourne, Australia **$72M** last round Oct 2026
- 11 [**Brighte** Brighte is a sustainable energy technology platform, offering sustainable energy financing solutions and energy for the home](https://millionrounds.com/company/brighte) Brighte is a sustainable energy technology platform, offering sustainable energy financing solutions and energy for the home *Founded* 2015 Sydney, Australia **$60M** last round Nov 2025
- 12 [**PayRight** PayRight is an online platform that provides its users with payment plans.](https://millionrounds.com/company/payright) PayRight is an online platform that provides its users with payment plans. *Founded* 2016 Australia **$60M** last round Jul 2019
- 13 [**Dash** DASH is a Sydney-based financial technology firm founded in 2022.](https://millionrounds.com/company/dash) DASH is a Sydney-based financial technology firm founded in 2022. *Founded* 2022 Sydney, Australia **$55M** last round Jun 2025
- 14 [**Moula** Moula is a loan service company that helps SMEs borrow money to grow their business.](https://millionrounds.com/company/moula) Moula is a loan service company that helps SMEs borrow money to grow their business. *Founded* 2013 Melbourne, Australia **$51M** last round Dec 2019
- 15 [**Futurerent** Futurerent is a developer of a real estate lending platform designed to reinvent their asset.](https://millionrounds.com/company/futurerent) Futurerent is a developer of a real estate lending platform designed to reinvent their asset. *Founded* 2019 Sydney, Australia **$43M** last round Jan 2024
- 16 [**InDebted** InDebted is debt collecting software that provides customer accounts and helps small and medium businesses to receive payment options.](https://millionrounds.com/company/indebted) InDebted is debt collecting software that provides customer accounts and helps small and medium businesses to receive payment options. *Founded* - Sydney, Australia **$41M** last round Sept 2025
- 17 [**Lorikeet**](https://millionrounds.com/company/lorikeet) *Founded* - Australia **$40M** last round Aug 2025
- 18 [**Ordermentum** Ordermentum is an AI-powered wholesale ordering and payments platform based in Sydney, Australia, specifically designed for the food and beverage industry.](https://millionrounds.com/company/ordermentum) Ordermentum is an AI-powered wholesale ordering and payments platform based in Sydney, Australia, specifically designed for the food and beverage industry. *Founded* 2014 Surry Hills, Australia **$39M** last round May 2026
- 19 [**Paymate** PayMate is an Indian B2B payments fintech for Enterprise and SME across supply chains.](https://millionrounds.com/company/paymate) PayMate is an Indian B2B payments fintech for Enterprise and SME across supply chains. *Founded* 2006 Mumbai, Australia **$34M** last round Jul 2019
- 20 [**Angle Auto Finance** Angle Auto Finance is a financial firm that offers auto loans, lending, commercial lending, leasing, and personal finance.](https://millionrounds.com/company/angle-auto-finance) Angle Auto Finance is a financial firm that offers auto loans, lending, commercial lending, leasing, and personal finance. *Founded* - Sydney, Australia **$33M** last round Mar 2024
- 21 [**Openpay**](https://millionrounds.com/company/openpay) *Founded* - Australia **$28M** last round May 2022
- 22 [**Superhero** Superhero is an Australian fintech company founded in 2018, based in Sydney.](https://millionrounds.com/company/superhero) Superhero is an Australian fintech company founded in 2018, based in Sydney. *Founded* 2017 Sydney, Australia **$25M** last round Aug 2026
- 23 [**Athena Home Loans** Athena Home Loans is a leading digital non-bank fintech lender in Australia, focused on providing fair and fee-free mortgage products.](https://millionrounds.com/company/athena-home-loans) Athena Home Loans is a leading digital non-bank fintech lender in Australia, focused on providing fair and fee-free mortgage products. *Founded* 2017 Sydney, Australia **$25M** last round Nov 2018
- 24 [**Instant**](https://millionrounds.com/company/instant) *Founded* - Australia **$23M** last round Mar 2025
- 25 [**Shaype** Shaype is a global financial technology company that specializes in embedded finance and wholesale financial microservices.](https://millionrounds.com/company/shaype) Shaype is a global financial technology company that specializes in embedded finance and wholesale financial microservices. *Founded* 2020 Sydney, Australia **$21M** last round Sept 2022
- 26 [**Weel** Weel specializes in providing the key to growth for Brazilian SMEs.](https://millionrounds.com/company/weel) Weel specializes in providing the key to growth for Brazilian SMEs. *Founded* 2016 Australia **$20M** last round Aug 2024
- 27 [**Assembly Payments** Assembly Payments is a fin-tech company that provides payment solutions.](https://millionrounds.com/company/assembly-payments) Assembly Payments is a fin-tech company that provides payment solutions. *Founded* 2013 Collingwood, Australia **$20M** last round Apr 2018
- 28 [**EarnOS** EarnOS is the fully remote company that provides Global Ad & Payments Platform powered by Web3.](https://millionrounds.com/company/earnos) EarnOS is the fully remote company that provides Global Ad & Payments Platform powered by Web3. *Founded* 2022 Perth, Australia **$18M** last round Jun 2026
- 29 [**Safewill** Safewill is a digital end-of-life and estate planning platform based in Surry Hills, Sydney, Australia.](https://millionrounds.com/company/safewill) Safewill is a digital end-of-life and estate planning platform based in Surry Hills, Sydney, Australia. *Founded* 2019 Sydney, Australia **$17M** last round Nov 2024
- 30 [**Pay.com.au** pay.com.au is a leading B2B payment and rewards platform in Australia, designed to help businesses earn points on everyday expenses that typically do not qualif](https://millionrounds.com/company/pay-com-au) pay.com.au is a leading B2B payment and rewards platform in Australia, designed to help businesses earn points on everyday expenses that typically do not qualif *Founded* 2019 Melbourne, Australia **$16M** last round Nov 2025
- 31 [**Advanced** Advanced is an Australian strategic capital firm that provides fast, flexible, non-dilutive R&D funding to innovation-led companies.](https://millionrounds.com/company/advanced) Advanced is an Australian strategic capital firm that provides fast, flexible, non-dilutive R&D funding to innovation-led companies. *Founded* - Brisbane, Australia **$16M** last round May 2025
- 32 [**Earlytrade** Earlytrade creates a positive change in the way businesses.](https://millionrounds.com/company/earlytrade) Earlytrade creates a positive change in the way businesses. *Founded* 2016 Sydney, Australia **$16M** last round Jun 2026
- 33 [**Pearler** Pearler is an Aussie startup that simplifies investing for financial independence.](https://millionrounds.com/company/pearler) Pearler is an Aussie startup that simplifies investing for financial independence. *Founded* 2018 Sydney, Australia **$16M** last round Sept 2026
- 34 [**Athena Mortgage**](https://millionrounds.com/company/athena-mortgage) *Founded* - Australia **$15M** last round May 2018
- 35 [**CloudTech**](https://millionrounds.com/company/cloudtech) *Founded* - Australia **$14M** last round Jun 2025
- 36 [**Fair Go Finance** Fair Go Finance provides online personal loan for everyday Aussies.](https://millionrounds.com/company/fair-go-finance) Fair Go Finance provides online personal loan for everyday Aussies. *Founded* 2008 Australia **$14M** last round Sept 2019
- 37 [**WeMoney** WeMoney is an Australian financial wellness platform founded in 2020.](https://millionrounds.com/company/wemoney) WeMoney is an Australian financial wellness platform founded in 2020. *Founded* 2020 Perth, Australia **$12M** last round Apr 2025
- 38 [**Tic:Toc**](https://millionrounds.com/company/tic-toc) *Founded* - Australia **$12M** last round Jul 2018
- 39 [**UpCover** Upcover is an Australian insurtech company founded in 2019, based in Sydney.](https://millionrounds.com/company/upcover) Upcover is an Australian insurtech company founded in 2019, based in Sydney. *Founded* 2019 Sydney, Australia **$11M** last round Feb 2025
- 40 [**Apate.AI** Apate.ai is an Australian cybersecurity startup founded in 2024, based in Macquarie Park, New South Wales.](https://millionrounds.com/company/apate-ai) Apate.ai is an Australian cybersecurity startup founded in 2024, based in Macquarie Park, New South Wales. *Founded* 2024 Sydney, Australia **$11M** last round Aug 2026
- 41 [**VentureCrowd** VentureCrowd is a leading multi-asset class crowdfunding and digital investment platform based in Sydney, Australia.](https://millionrounds.com/company/venturecrowd) VentureCrowd is a leading multi-asset class crowdfunding and digital investment platform based in Sydney, Australia. *Founded* 2013 Brisbane, Australia **$10M** last round Feb 2022
- 42 [**Credit Savvy** Credit Savvy is an Australian financial services brand dedicated to helping individuals access and manage their credit information.](https://millionrounds.com/company/credit-savvy) Credit Savvy is an Australian financial services brand dedicated to helping individuals access and manage their credit information. *Founded* 2015 Sydney, Australia **$10M** last round Jul 2020
- 43 [**Credit Clear** Credit Clear is Australia's leading digital receivables management and payments provider.](https://millionrounds.com/company/credit-clear) Credit Clear is Australia's leading digital receivables management and payments provider. *Founded* 2016 Australia **$8.5M** last round Jun 2018
- 44 [**Block Earner** Block Earner is a leading crypto-backed loans provider and cryptocurrency exchange based in Sydney, Australia.](https://millionrounds.com/company/block-earner) Block Earner is a leading crypto-backed loans provider and cryptocurrency exchange based in Sydney, Australia. *Founded* 2021 Sydney, Australia **$8.0M** last round Aug 2025
- 45 [**Verrency** Verrency is a global financial technology company founded in 2016, headquartered in Melbourne, Australia, with additional offices in major cities worldwide.](https://millionrounds.com/company/verrency) Verrency is a global financial technology company founded in 2016, headquartered in Melbourne, Australia, with additional offices in major cities worldwide. *Founded* 2016 Melbourne, Australia **$7.0M** last round Jun 2019
- 46 [**Payble** Payable is an app that helps you find a restaurant that will sit you quickly, and pay their bill with your phone.](https://millionrounds.com/company/payble) Payable is an app that helps you find a restaurant that will sit you quickly, and pay their bill with your phone. *Founded* 2013 Australia **$5.1M** last round Sept 2025
- 47 [**InvestorHub** InvestorHub is an Australian fintech company based in Melbourne, specializing in sales and marketing software for investor relations.](https://millionrounds.com/company/investorhub) InvestorHub is an Australian fintech company based in Melbourne, specializing in sales and marketing software for investor relations. *Founded* 2022 Melbourne, Australia **$5.0M** last round Jul 2024
- 48 [**Send Payments** Send Payments is an Australian fintech company that specializes in embedded finance and cross-border international payment solutions.](https://millionrounds.com/company/send-payments) Send Payments is an Australian fintech company that specializes in embedded finance and cross-border international payment solutions. *Founded* 2019 Sydney, Australia **$5.0M** last round Aug 2025
- 49 [**SimplePay** Simplepay allows businesses to pay recurring bills.](https://millionrounds.com/company/simplepay) Simplepay allows businesses to pay recurring bills. *Founded* 2011 Australia **$5.0M** last round Mar 2019
- 50 [**LendUs**](https://millionrounds.com/company/lendus) *Founded* - Australia **$5.0M** last round Jul 2026

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back fintech startups in Australia in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[All top lists](https://millionrounds.com/top-lists)

## More fintech lists

[See all](https://millionrounds.com/top-lists?t=Fintech)

[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*R* *S* *K* **Fintech startups in the United States** 1,301 companies · $55B](https://millionrounds.com/top-lists/fintech-startups-united-states)[*S* *K* *FC* **Fintech startups in Europe** 749 companies · $30B](https://millionrounds.com/top-lists/fintech-startups-europe)[*R* *K* *R* **Fintech startups that raised in 2026** 665 companies · $30B in 2026](https://millionrounds.com/top-lists/fintech-startups-raised-2026)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*R* *K* *R* **Fintech startups in the United States that raised in 2026** 257 companies · $22B in 2026](https://millionrounds.com/top-lists/fintech-startups-united-states-raised-2026)[*K* *P* *I* **Fintech startups in New York** 217 companies · $21B](https://millionrounds.com/top-lists/fintech-startups-new-york)[*S* *R* *A* **Fintech startups in Bay Area** 212 companies · $22B](https://millionrounds.com/top-lists/fintech-startups-bay-area)

## More lists for Australia

[See all](https://millionrounds.com/top-lists?r=Australia)

[*FT* *F* *I* **Startups in Australia** 1,387 companies · $54B](https://millionrounds.com/top-lists/startups-australia)[*FT* *F* *I* **AI startups in Australia** 163 companies · $33B](https://millionrounds.com/top-lists/ai-startups-australia)[*A* *HH* *H* **Healthcare startups in Australia** 93 companies · $2.2B](https://millionrounds.com/top-lists/healthcare-startups-australia)[*CA* *V* *D* **IT Services startups in Australia** 85 companies · $762M](https://millionrounds.com/top-lists/it-services-startups-australia)[*M* *W* *H* **Financial Services startups in Australia** 82 companies · $2.1B](https://millionrounds.com/top-lists/financial-services-startups-australia)[*TP* *A* *H* **Biotech startups in Australia** 71 companies · $2.8B](https://millionrounds.com/top-lists/biotech-startups-australia)[*EE* *AE* *VE* **Energy startups in Australia** 70 companies · $8.2B](https://millionrounds.com/top-lists/energy-startups-australia)[*FT* *F* *I* **AI startups in Australia that raised in 2026** 66 companies · $28B in 2026](https://millionrounds.com/top-lists/ai-startups-australia-raised-2026)