# Top 50 Financial Services Startups in the United Kingdom by Funding (2026)

> The 50 best-funded financial Services startups in the United Kingdom, ranked by total funding raised: $26B combined.

Source: https://millionrounds.com/top-lists/financial-services-startups-united-kingdom (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Finastra** Finastra provides the broadest portfolio of financial services software.](https://millionrounds.com/company/finastra) Finastra provides the broadest portfolio of financial services software. *Founded* 1970 London, United Kingdom **$5.3B** last round Aug 2023
- 2 [**Funding Circle** Funding Circle is a lending platform for small businesses.](https://millionrounds.com/company/funding-circle) Funding Circle is a lending platform for small businesses. *Founded* 2009 London, United Kingdom **$1.5B** last round Feb 2026
- 3 [**Revolut** Revolut is a financial technology company that offers banking services, money transfers, foreign exchange, and spending analytics.](https://millionrounds.com/company/revolut) Revolut is a financial technology company that offers banking services, money transfers, foreign exchange, and spending analytics. *Founded* 2015 London, United Kingdom **$1.3B** last round Oct 2026
- 4 [**Generation Home** Generation Home is a new mortgage lender dedicated to making homeownership work better for everyone.](https://millionrounds.com/company/generation-home) Generation Home is a new mortgage lender dedicated to making homeownership work better for everyone. *Founded* 2019 London, United Kingdom **$1.3B** last round Jan 2022
- 5 [**Checkout.com** Checkout.com is a global provider of payment solutions that help businesses and communities thrive in the digital economy.](https://millionrounds.com/company/checkout-com) Checkout.com is a global provider of payment solutions that help businesses and communities thrive in the digital economy. *Founded* - London, United Kingdom **$1.2B** last round Jan 2025
- 6 [**Tabeo** Tabeo is a payments and contact management system for the healthcare sector.](https://millionrounds.com/company/tabeo) Tabeo is a payments and contact management system for the healthcare sector. *Founded* 2017 London, United Kingdom **$960M** last round Jun 2024
- 7 [**iwoca** Iwoca offers credit financing services for small businesses.](https://millionrounds.com/company/iwoca) Iwoca offers credit financing services for small businesses. *Founded* 2011 West End, United Kingdom **$911M** last round Jul 2026
- 8 [**Atom Bank** Atom Bank plc is the United Kingdom’s first app-based, digital-only retail bank, founded in 2014 and launched in 2016.](https://millionrounds.com/company/atom-bank) Atom Bank plc is the United Kingdom’s first app-based, digital-only retail bank, founded in 2014 and launched in 2016. *Founded* 2014 Newcastle upon Tyne, United Kingdom **$818M** last round Mar 2026
- 9 [**Starling Bank**](https://millionrounds.com/company/starling-bank) *Founded* 2014 United Kingdom **$655M** last round Jun 2026
- 10 [**Ferovinum** Ferovinum is a fintech platform providing working capital and stock management software built specifically for the wine and spirits industry](https://millionrounds.com/company/ferovinum) Ferovinum is a fintech platform providing working capital and stock management software built specifically for the wine and spirits industry *Founded* 2018 London, United Kingdom **$573M** last round Jun 2025
- 11 [**PremFina**](https://millionrounds.com/company/premfina) *Founded* 2010 United Kingdom **$536M** last round Jun 2025
- 12 [**DivideBuy** DivideBuy offers Interest-Free Credit through our Retail Partners.](https://millionrounds.com/company/dividebuy) DivideBuy offers Interest-Free Credit through our Retail Partners. *Founded* 2014 Staffordshire Reef, United Kingdom **$494M** last round Sept 2021
- 13 [**McGill and Partners** McGill and Partners provides specialty insurance and reinsurance broking services for large and complex risks.](https://millionrounds.com/company/mcgill-and-partners) McGill and Partners provides specialty insurance and reinsurance broking services for large and complex risks. *Founded* 2019 London, United Kingdom **$473M** last round Sept 2026
- 14 [**GoCardless** GoCardless helps 75,000+ businesses get paid on time.](https://millionrounds.com/company/gocardless) GoCardless helps 75,000+ businesses get paid on time. *Founded* 2011 London, United Kingdom **$442M** last round Aug 2026
- 15 [**Zepz** Zepz is a global digital cross-border payments platform that enables international money transfers.](https://millionrounds.com/company/zepz) Zepz is a global digital cross-border payments platform that enables international money transfers. *Founded* - London, United Kingdom **$432M** last round Apr 2025
- 16 [**Interbridge Mortgages** Interbridge Mortgages operates as a specialist lender focused on second charge mortgages in the UK.](https://millionrounds.com/company/interbridge-mortgages) Interbridge Mortgages operates as a specialist lender focused on second charge mortgages in the UK. *Founded* 2023 Cardiff, United Kingdom **$426M** last round Jan 2026
- 17 [**Carmoola** Cruise through car finance.](https://millionrounds.com/company/carmoola) Cruise through car finance. *Founded* 2021 London, United Kingdom **$409M** last round Jun 2025
- 18 [**Stenn** Stenn International Ltd.](https://millionrounds.com/company/stenn) Stenn International Ltd. *Founded* 2015 London, United Kingdom **$400M** last round Feb 2023
- 19 [**Smart Pension** Smart Pension is a FinTech company that specializes in retirement savings technology, offering simplified pension solutions for businesses.](https://millionrounds.com/company/smart-pension) Smart Pension is a FinTech company that specializes in retirement savings technology, offering simplified pension solutions for businesses. *Founded* 2014 London, United Kingdom **$399M** last round Aug 2025
- 20 [**TrueLayer** TrueLayer is a leading open banking payments network based in London, founded in 2016.](https://millionrounds.com/company/truelayer) TrueLayer is a leading open banking payments network based in London, founded in 2016. *Founded* 2016 London, United Kingdom **$376M** last round Oct 2026
- 21 [**Teya** Teya builds tools for SMBs to unlock hassle-free payments, better business management, new and returning customers, all on fair terms.](https://millionrounds.com/company/teya) Teya builds tools for SMBs to unlock hassle-free payments, better business management, new and returning customers, all on fair terms. *Founded* 2019 United Kingdom **$370M** last round Nov 2021
- 22 [**ManyPets** ManyPets is a digital-first pet insurance provider based in London, UK.](https://millionrounds.com/company/manypets) ManyPets is a digital-first pet insurance provider based in London, UK. *Founded* 2017 London, United Kingdom **$350M** last round Jun 2021
- 23 [**StrideUp** StrideUp makes homeownership more affordable.](https://millionrounds.com/company/strideup) StrideUp makes homeownership more affordable. *Founded* 2016 London, United Kingdom **$343M** last round Jun 2022
- 24 [**Clearwell Capital** Clearwell Capital is a UK-based company.](https://millionrounds.com/company/clearwell-capital) Clearwell Capital is a UK-based company. *Founded* 2010 London, United Kingdom **$333M** last round May 2025
- 25 [**Towergate** Towergate is a specialist insurance broker offering personal and business customers cover from a range of market leading policies.](https://millionrounds.com/company/towergate) Towergate is a specialist insurance broker offering personal and business customers cover from a range of market leading policies. *Founded* 1997 Ashford, United Kingdom **$322M** last round Feb 2011
- 26 [**Invest in Women Taskforce** The goal of the Invest in Women Taskforce is to establish one of the biggest investment pools contributed by female investors.](https://millionrounds.com/company/invest-in-women-taskforce) The goal of the Invest in Women Taskforce is to establish one of the biggest investment pools contributed by female investors. *Founded* - London, United Kingdom **$314M** last round Nov 2024
- 27 [**Rapyd Financial Network**](https://millionrounds.com/company/rapyd-financial-network) *Founded* - United Kingdom **$300M** last round Feb 2025
- 28 [**SquareBook** SquareBook is a socially responsible FinTech driving a new IPO equity culture.](https://millionrounds.com/company/squarebook) SquareBook is a socially responsible FinTech driving a new IPO equity culture. *Founded* 2017 Edinburgh, United Kingdom **$285M** last round Oct 2023
- 29 [**Lendable** Lendable Ltd is a British fintech company based in London, specializing in digital consumer lending and personal finance solutions.](https://millionrounds.com/company/lendable) Lendable Ltd is a British fintech company based in London, specializing in digital consumer lending and personal finance solutions. *Founded* 2014 London, United Kingdom **$283M** last round Mar 2022
- 30 [**Flagstone** Flagstone Group Ltd is a UK-based financial technology company that specializes in cash deposit platforms.](https://millionrounds.com/company/flagstone) Flagstone Group Ltd is a UK-based financial technology company that specializes in cash deposit platforms. *Founded* 2013 London, United Kingdom **$271M** last round Jun 2024
- 31 [**Target Healthcare REIT** Target Healthcare REIT makes responsible investments to improve care home real estate.](https://millionrounds.com/company/target-healthcare-reit) Target Healthcare REIT makes responsible investments to improve care home real estate. *Founded* - London, United Kingdom **$267M** last round Sept 2025
- 32 [**Elliptic** Elliptic is a leading blockchain analytics and crypto compliance firm based in London, with additional offices in New York, Singapore, and Tokyo.](https://millionrounds.com/company/elliptic) Elliptic is a leading blockchain analytics and crypto compliance firm based in London, with additional offices in New York, Singapore, and Tokyo. *Founded* 2013 London, United Kingdom **$265M** last round Jul 2026
- 33 [**PrimaryBid** PrimaryBid is a technology platform that allows everyday investors fair & equal access to investing in public companies raising capital.](https://millionrounds.com/company/primarybid) PrimaryBid is a technology platform that allows everyday investors fair & equal access to investing in public companies raising capital. *Founded* 2012 London, United Kingdom **$265M** last round Dec 2022
- 34 [**Momenta Finance** Momenta finance is a high-growth specialist provider of flexible business finance to the UK SME market.](https://millionrounds.com/company/momenta-finance) Momenta finance is a high-growth specialist provider of flexible business finance to the UK SME market. *Founded* 2013 London, United Kingdom **$258M** last round Sept 2024
- 35 [**Praetura Commercial Finance** Praetura Commercial Finance is a team of independent experts with a wealth of knowledge.](https://millionrounds.com/company/praetura-commercial-finance) Praetura Commercial Finance is a team of independent experts with a wealth of knowledge. *Founded* 2016 Manchester, United Kingdom **$256M** last round Mar 2024
- 36 [**Soldo** Soldo is a British fintech company established in London in 2014.](https://millionrounds.com/company/soldo) Soldo is a British fintech company established in London in 2014. *Founded* 2014 London, United Kingdom **$252M** last round Jul 2021
- 37 [**Behavox** Behavox is a London-based AI company founded in 2014, specializing in compliance and risk management for financial services and regulated industries.](https://millionrounds.com/company/behavox) Behavox is a London-based AI company founded in 2014, specializing in compliance and risk management for financial services and regulated industries. *Founded* 2014 London, United Kingdom **$245M** last round Jul 2026
- 38 [**Fluro** At Fluro, we build innovative, fair, and accessible finance solutions.](https://millionrounds.com/company/fluro) At Fluro, we build innovative, fair, and accessible finance solutions. *Founded* 2012 London, United Kingdom **$219M** last round Oct 2022
- 39 [**LMAX Group** LMAX Group is an independent financial technology company of multiple institutional execution venues for FX and cryptocurrency trading.](https://millionrounds.com/company/lmax-group) LMAX Group is an independent financial technology company of multiple institutional execution venues for FX and cryptocurrency trading. *Founded* 2010 London, United Kingdom **$192M** last round Jan 2026
- 40 [**Oakbrook Finance** Oakbrook Finance is a financial service provider that specializes in consumer lending, advanced analytics and technology solutions.](https://millionrounds.com/company/oakbrook-finance) Oakbrook Finance is a financial service provider that specializes in consumer lending, advanced analytics and technology solutions. *Founded* 2011 Nottingham, United Kingdom **$191M** last round Jul 2022
- 41 [**Mintago** Mintago is a London-based financial technology company founded in 2019 by Chieu Cao.](https://millionrounds.com/company/mintago) Mintago is a London-based financial technology company founded in 2019 by Chieu Cao. *Founded* 2019 London, United Kingdom **$182M** last round May 2025
- 42 [**Jaja Finance** Jaja Finance is a London-based fintech company that specializes in digitally-led credit card products and financing services.](https://millionrounds.com/company/jaja-finance) Jaja Finance is a London-based fintech company that specializes in digitally-led credit card products and financing services. *Founded* 2016 London, United Kingdom **$177M** last round Dec 2025
- 43 [**Zilch** Zilch is is a direct-to-consumer ad-subsidised payments network that provides a flexible buy now, pay later service.](https://millionrounds.com/company/zilch) Zilch is is a direct-to-consumer ad-subsidised payments network that provides a flexible buy now, pay later service. *Founded* 2016 London, United Kingdom **$175M** last round Nov 2025
- 44 [**Monese** Monese is a digital banking option that provides mobile-only, multi-currency accounts in countries across the European Economic Area.](https://millionrounds.com/company/monese) Monese is a digital banking option that provides mobile-only, multi-currency accounts in countries across the European Economic Area. *Founded* 2013 London, United Kingdom **$167M** last round Jun 2026
- 45 [**Shawbrook Bank** Shawbrook Bank is a provider of financial services including savings and loans in the UK.](https://millionrounds.com/company/shawbrook-bank) Shawbrook Bank is a provider of financial services including savings and loans in the UK. *Founded* - Brentwood, United Kingdom **$167M** last round Nov 2025
- 46 [**Allica**](https://millionrounds.com/company/allica) *Founded* 2011 United Kingdom **$155M** last round Feb 2026
- 47 [**Kroo Bank** Kroo Bank is a British neobank based in London, offering retail banking services exclusively through its mobile app.](https://millionrounds.com/company/kroo-bank) Kroo Bank is a British neobank based in London, offering retail banking services exclusively through its mobile app. *Founded* 2016 London, United Kingdom **$153M** last round Aug 2026
- 48 [**GB Bank** GB Bank supports property developers and homeowners with lending options and other financial services for economic development.](https://millionrounds.com/company/gb-bank) GB Bank supports property developers and homeowners with lending options and other financial services for economic development. *Founded* 2017 Middlesbrough, United Kingdom **$151M** last round Sept 2026
- 49 [**Sokin** Sokin is a global FinTech company based in London, UK, founded in 2019 by Vroon Modgill.](https://millionrounds.com/company/sokin) Sokin is a global FinTech company based in London, UK, founded in 2019 by Vroon Modgill. *Founded* 2019 London, United Kingdom **$146M** last round Jan 2026
- 50 [**Volume Payments** Volume Payments, operating as Volume, is a London-based FinTech startup that specializes in global business payments.](https://millionrounds.com/company/volume-payments) Volume Payments, operating as Volume, is a London-based FinTech startup that specializes in global business payments. *Founded* 2021 London, United Kingdom **$146M** last round Jun 2024

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back financial Services startups in the United Kingdom in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[All top lists](https://millionrounds.com/top-lists)

## More financial services lists

[See all](https://millionrounds.com/top-lists?t=Financial%20Services)

[*HP* *K* *FC* **Financial Services startups in the United States** 1,259 companies · $44B](https://millionrounds.com/top-lists/financial-services-startups-united-states)[*HP* *K* *O* **Financial Services startups that raised in 2026** 412 companies · $29B in 2026](https://millionrounds.com/top-lists/financial-services-startups-raised-2026)[*F* *FC* *R* **Financial Services startups in London** 282 companies · $22B](https://millionrounds.com/top-lists/financial-services-startups-london)[*K* *GH* *A* **Financial Services startups founded in 2019** 267 companies · $11B](https://millionrounds.com/top-lists/financial-services-startups-founded-2019)[*C* *M* *J* **Financial Services startups founded in 2020** 262 companies · $4.3B](https://millionrounds.com/top-lists/financial-services-startups-founded-2020)[*FH* *C* *BO* **Financial Services startups founded in 2021** 233 companies · $4.3B](https://millionrounds.com/top-lists/financial-services-startups-founded-2021)[*S* *F* *P* **Financial Services startups founded in 2018** 224 companies · $6.1B](https://millionrounds.com/top-lists/financial-services-startups-founded-2018)[*K* *E* *AH* **Financial Services startups in New York** 200 companies · $14B](https://millionrounds.com/top-lists/financial-services-startups-new-york)

## More lists for United Kingdom

[See all](https://millionrounds.com/top-lists?r=United%20Kingdom)

[*SC* *N* *F* **Startups in the United Kingdom** 8,355 companies · $79B](https://millionrounds.com/top-lists/startups-united-kingdom)[*IL* *CS* *ON* **Health startups in the United Kingdom** 1,094 companies · $17B](https://millionrounds.com/top-lists/health-startups-united-kingdom)[*N* *AA* *IL* **AI startups in the United Kingdom** 835 companies · $32B](https://millionrounds.com/top-lists/ai-startups-united-kingdom)[*C* *T* *K* **IT Services startups in the United Kingdom** 816 companies · $5.3B](https://millionrounds.com/top-lists/it-services-startups-united-kingdom)[*IL* *CS* *ON* **Healthcare startups in the United Kingdom** 608 companies · $14B](https://millionrounds.com/top-lists/healthcare-startups-united-kingdom)[*IL* *CS* *ON* **Biotech startups in the United Kingdom** 588 companies · $15B](https://millionrounds.com/top-lists/biotech-startups-united-kingdom)[*FC* *R* *C* **Fintech startups in the United Kingdom** 342 companies · $23B](https://millionrounds.com/top-lists/fintech-startups-united-kingdom)[*N* *Q* *L* **Big Data & Analytics startups in the United Kingdom** 336 companies · $13B](https://millionrounds.com/top-lists/big-data-startups-united-kingdom)