# Top 10 Financial Services Startups in Munich by Funding (2026)

> The 10 best-funded financial Services startups in Munich, ranked by total funding raised: $59M combined.

Source: https://millionrounds.com/top-lists/financial-services-startups-munich (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Skalar** Skalar is a digital tax advisory and accounting firm based in Munich, Germany.](https://millionrounds.com/company/skalar) Skalar is a digital tax advisory and accounting firm based in Munich, Germany. *Founded* 2025 Munich, Germany **$14M** last round Jul 2026
- 2 [**Heimkapital** Heimkapital is a Munich-based real estate and financial technology company founded in 2019.](https://millionrounds.com/company/heimkapital) Heimkapital is a Munich-based real estate and financial technology company founded in 2019. *Founded* 2019 Munich, Germany **$12M** last round Sept 2022
- 3 [**finway** finway is a Munich-based fintech startup founded in 2020, focused on providing a comprehensive Finance Operating System (Finance OS) for small and medium-sized](https://millionrounds.com/company/finway) finway is a Munich-based fintech startup founded in 2020, focused on providing a comprehensive Finance Operating System (Finance OS) for small and medium-sized *Founded* 2019 Munich, Germany **$9.8M** last round Feb 2023
- 4 [**Finanzchef24** Finanzchef24 GmbH is a prominent InsurTech startup based in Munich, Germany, specializing in digital insurance brokerage.](https://millionrounds.com/company/finanzchef24) Finanzchef24 GmbH is a prominent InsurTech startup based in Munich, Germany, specializing in digital insurance brokerage. *Founded* 2012 Munich, Germany **$8.1M** last round Jun 2014
- 5 [**PAYLA** A true white-label "Buy Now, Pay Later" solution for European Payment Providers and Financial Institutions.](https://millionrounds.com/company/payla) A true white-label "Buy Now, Pay Later" solution for European Payment Providers and Financial Institutions. *Founded* 2021 Munich, Germany **$4.5M** last round Jun 2023
- 6 [**Tidely** Tidely is a Munich-based B2B SaaS company founded in 2021, specializing in AI-driven liquidity management and cash flow forecasting software.](https://millionrounds.com/company/tidely) Tidely is a Munich-based B2B SaaS company founded in 2021, specializing in AI-driven liquidity management and cash flow forecasting software. *Founded* 2021 Munich, Germany **$3.7M** last round Mar 2023
- 7 [**Project B** project b.](https://millionrounds.com/company/project-b) project b. *Founded* 2023 Munich, Germany **$3.6M** last round Feb 2025
- 8 [**Garentii** Garentii is a Munich-based insurance and rental-tech company founded in 2021.](https://millionrounds.com/company/garentii) Garentii is a Munich-based insurance and rental-tech company founded in 2021. *Founded* 2021 Munich, Germany **$2.0M** last round May 2022
- 9 [**beatvest** beatvest is a Munich-based FinTech and EdTech company founded in 2021.](https://millionrounds.com/company/beatvest) beatvest is a Munich-based FinTech and EdTech company founded in 2021. *Founded* 2021 Munich, Germany **$1.4M** last round Jan 2023
- 10 [**Vinlivt** Vinlivt is a Munich-based fintech and insurtech company founded in 2021.](https://millionrounds.com/company/vinlivt) Vinlivt is a Munich-based fintech and insurtech company founded in 2021. *Founded* 2022 Munich, Germany **$352K** last round Oct 2025

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back financial Services startups in Munich in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[All top lists](https://millionrounds.com/top-lists)

## More financial services lists

[See all](https://millionrounds.com/top-lists?t=Financial%20Services)

[*HP* *K* *FC* **Financial Services startups in the United States** 1,259 companies · $44B](https://millionrounds.com/top-lists/financial-services-startups-united-states)[*F* *FC* *R* **Financial Services startups in the United Kingdom** 472 companies · $26B](https://millionrounds.com/top-lists/financial-services-startups-united-kingdom)[*HP* *K* *O* **Financial Services startups that raised in 2026** 412 companies · $29B in 2026](https://millionrounds.com/top-lists/financial-services-startups-raised-2026)[*F* *FC* *R* **Financial Services startups in London** 282 companies · $22B](https://millionrounds.com/top-lists/financial-services-startups-london)[*K* *GH* *A* **Financial Services startups founded in 2019** 267 companies · $11B](https://millionrounds.com/top-lists/financial-services-startups-founded-2019)[*C* *M* *J* **Financial Services startups founded in 2020** 262 companies · $4.3B](https://millionrounds.com/top-lists/financial-services-startups-founded-2020)[*FH* *C* *BO* **Financial Services startups founded in 2021** 233 companies · $4.3B](https://millionrounds.com/top-lists/financial-services-startups-founded-2021)[*S* *F* *P* **Financial Services startups founded in 2018** 224 companies · $6.1B](https://millionrounds.com/top-lists/financial-services-startups-founded-2018)

## More lists for Munich

[See all](https://millionrounds.com/top-lists?r=Munich)

[*H* *T* *I* **Startups in Munich** 218 companies · $10.0B](https://millionrounds.com/top-lists/startups-munich)[*H* *R* *O* **AI startups in Munich** 57 companies · $4.5B](https://millionrounds.com/top-lists/ai-startups-munich)[*T* *O* *HB* **Health startups in Munich** 23 companies · $826M](https://millionrounds.com/top-lists/health-startups-munich)[*A* *W* *S* **IT Services startups in Munich** 15 companies · $89M](https://millionrounds.com/top-lists/it-services-startups-munich)[*H* *PF* *Q* **Deep tech startups in Munich** 13 companies · $4.8B](https://millionrounds.com/top-lists/deep-tech-startups-munich)[*C* *M* *O* **Big Data & Analytics startups in Munich** 13 companies · $247M](https://millionrounds.com/top-lists/big-data-startups-munich)[*WH* *SR* *V* **Healthcare startups in Munich** 13 companies · $96M](https://millionrounds.com/top-lists/healthcare-startups-munich)