# Top 50 Financial Services Startups Founded in 2023 by Funding (2026)

> The 50 best-funded financial Services startups founded in 2023, ranked by total funding raised: $2.2B combined.

Source: https://millionrounds.com/top-lists/financial-services-startups-founded-2023 (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Interbridge Mortgages** Interbridge Mortgages operates as a specialist lender focused on second charge mortgages in the UK.](https://millionrounds.com/company/interbridge-mortgages) Interbridge Mortgages operates as a specialist lender focused on second charge mortgages in the UK. *Founded* 2023 Cardiff, United Kingdom **$426M** last round Jan 2026
- 2 [**Elevage Medical Technologies** Elevage Medical Technologies offers support and growth for medical device companies by provding capital and expertise.](https://millionrounds.com/company/elevage-medical-technologies) Elevage Medical Technologies offers support and growth for medical device companies by provding capital and expertise. *Founded* 2023 Austin, United States **$300M** last round May 2023
- 3 [**Modern Wealth Management** Modern Wealth Management operates as a registered investment advisory (RIA) firm.](https://millionrounds.com/company/modern-wealth-management) Modern Wealth Management operates as a registered investment advisory (RIA) firm. *Founded* 2023 Lenexa, United States **$200M** last round Apr 2023
- 4 [**Model ML** Model ML is an artificial intelligence platform founded in 2023 by siblings Chaz and Arnie Englander.](https://millionrounds.com/company/model-ml) Model ML is an artificial intelligence platform founded in 2023 by siblings Chaz and Arnie Englander. *Founded* 2023 New York, United States **$150M** last round Aug 2026
- 5 [**Texas Stock Exchange** The Texas Stock Exchange focuses on helping US and global enterprises to have access to US equity capital markets.](https://millionrounds.com/company/texas-stock-exchange) The Texas Stock Exchange focuses on helping US and global enterprises to have access to US equity capital markets. *Founded* 2023 Dallas, United States **$113M** last round Oct 2025
- 6 [**Ayan** Ayan Capital Ltd, based in London, is an Islamic fintech company founded in 2023.](https://millionrounds.com/company/ayan) Ayan Capital Ltd, based in London, is an Islamic fintech company founded in 2023. *Founded* 2023 London, United Arab Emirates **$102M** last round Oct 2026
- 7 [**Robbin** Robbin builds B2B co-branded credit cards for best-in-class brands in 30 days](https://millionrounds.com/company/robbin) Robbin builds B2B co-branded credit cards for best-in-class brands in 30 days *Founded* 2023 São Paulo, Brazil **$100M** last round May 2026
- 8 [**Bretton AI** Bretton AI is an enterprise software company based in San Francisco, California, specializing in an agentic AI platform designed for financial crime operations](https://millionrounds.com/company/bretton-ai) Bretton AI is an enterprise software company based in San Francisco, California, specializing in an agentic AI platform designed for financial crime operations *Founded* 2023 San Francisco, United States **$75M** last round Feb 2026
- 9 [**UnifyApps** UnifyApps is an enterprise technology company founded in 2023, headquartered in Gurugram, India, with additional offices in New York, Dubai, and Hyderabad.](https://millionrounds.com/company/unifyapps) UnifyApps is an enterprise technology company founded in 2023, headquartered in Gurugram, India, with additional offices in New York, Dubai, and Hyderabad. *Founded* 2023 New York, United States **$70M** last round Oct 2025
- 10 [**CredibleX** Empowering SME Growth Through Embedded Financing and Business Solutions CredibleX is a UAE-based embedded finance lender enabling ecosystem partners to offer SM](https://millionrounds.com/company/crediblex) Empowering SME Growth Through Embedded Financing and Business Solutions CredibleX is a UAE-based embedded finance lender enabling ecosystem partners to offer SM *Founded* 2023 Abu Dhabi, United Arab Emirates **$55M** last round Dec 2024
- 11 [**Pave Bank** The world's first multi-asset and programmable bank](https://millionrounds.com/company/pave-bank) The world's first multi-asset and programmable bank *Founded* 2023 Singapore, Georgia **$44M** last round Oct 2025
- 12 [**Hyperlayer** Hyperlayer is a programmable banking platform based in London, United Kingdom.](https://millionrounds.com/company/hyperlayer) Hyperlayer is a programmable banking platform based in London, United Kingdom. *Founded* 2023 London, United Kingdom **$40M** last round Oct 2025
- 13 [**Downpayments** Downpayments is a Miami-based real estate fintech that assists property investors in financing down payments through interest-free or low-rate installment plans.](https://millionrounds.com/company/downpayments) Downpayments is a Miami-based real estate fintech that assists property investors in financing down payments through interest-free or low-rate installment plans. *Founded* 2023 Miami, United States **$32M** last round Jan 2024
- 14 [**4Elements** 4Elements develop and finance impact-driven companies using scalable and tech-based solutions to combat climate change.](https://millionrounds.com/company/4elements) 4Elements develop and finance impact-driven companies using scalable and tech-based solutions to combat climate change. *Founded* 2023 Le Bourget-du-lac, France **$29M** last round Jan 2025
- 15 [**Meridian** Meridian AI Inc.](https://millionrounds.com/company/meridian) Meridian AI Inc. *Founded* 2023 Miami Beach, United States **$26M** last round Feb 2026
- 16 [**Limited** Limited creates a separate inbox for online shopping.](https://millionrounds.com/company/limited) Limited creates a separate inbox for online shopping. *Founded* 2023 United States **$26M** last round Sept 2026
- 17 [**Thrivory** Thrivory is a healthcare fintech and AI company based in Oradell, New Jersey, founded in 2023.](https://millionrounds.com/company/thrivory) Thrivory is a healthcare fintech and AI company based in Oradell, New Jersey, founded in 2023. *Founded* 2023 Oradell, United States **$25M** last round Nov 2025
- 18 [**Avtal** Avtal is a fintech and SaaS company based in Austin, Texas, founded in 2023.](https://millionrounds.com/company/avtal) Avtal is a fintech and SaaS company based in Austin, Texas, founded in 2023. *Founded* 2023 Austin, United States **$24M** last round Mar 2026
- 19 [**Capi Money** Capi Money is a fintech company based in London, founded in 2023.](https://millionrounds.com/company/capi-money) Capi Money is a fintech company based in London, founded in 2023. *Founded* 2023 London, United States **$21M** last round Jul 2025
- 20 [**Functional Finance** Functional Finance is a financial operations platform based in San Francisco, designed specifically for the insurance industry.](https://millionrounds.com/company/functional-finance) Functional Finance is a financial operations platform based in San Francisco, designed specifically for the insurance industry. *Founded* 2023 San Francisco, United States **$20M** last round May 2024
- 21 [**Siete Ventures Sporting VC** Global Sporting Venture Capital](https://millionrounds.com/company/siete-ventures-sporting-vc) Global Sporting Venture Capital *Founded* 2023 Miami, United States **$19M** last round Jun 2024
- 22 [**Safebooks AI** Safebooks AI develops a platform for enterprises to automate the quality verification of financial data.](https://millionrounds.com/company/safebooks-ai) Safebooks AI develops a platform for enterprises to automate the quality verification of financial data. *Founded* 2023 Wilmington, United States **$15M** last round Dec 2025
- 23 [**Inscope** Inscope is the first AI-native financial statement preparation platform built for accounting firms and finance teams.](https://millionrounds.com/company/inscope) Inscope is the first AI-native financial statement preparation platform built for accounting firms and finance teams. *Founded* 2023 San Francisco, United States **$15M** last round Feb 2026
- 24 [**Brico** Brico is a San Francisco-based FinTech and SaaS company founded in 2023.](https://millionrounds.com/company/brico) Brico is a San Francisco-based FinTech and SaaS company founded in 2023. *Founded* 2023 San Francisco, United States **$14M** last round Oct 2025
- 25 [**SyntheticFi** SyntheticFi LLC is a financial technology company based in San Francisco, specializing in low-cost, tax-efficient securities-backed lending solutions.](https://millionrounds.com/company/syntheticfi) SyntheticFi LLC is a financial technology company based in San Francisco, specializing in low-cost, tax-efficient securities-backed lending solutions. *Founded* 2023 Bonita Springs, United States **$14M** last round Jun 2026
- 26 [**GoodScore** GoodScore is a leading credit score management app that empowers over 5 million Indians to build their credit score to 750+.](https://millionrounds.com/company/goodscore) GoodScore is a leading credit score management app that empowers over 5 million Indians to build their credit score to 750+. *Founded* 2023 Bengaluru, India **$13M** last round Oct 2025
- 27 [**Tensec** Cross-Border B2B Payments and Global Transaction Banking for SMBs](https://millionrounds.com/company/tensec) Cross-Border B2B Payments and Global Transaction Banking for SMBs *Founded* 2023 Palo Alto, United States **$12M** last round Jun 2025
- 28 [**Concourse** Concourse is an AI transformation platform designed specifically for finance teams in enterprises.](https://millionrounds.com/company/concourse) Concourse is an AI transformation platform designed specifically for finance teams in enterprises. *Founded* 2023 New York, United States **$12M** last round Feb 2026
- 29 [**Firenze** Firenze aims to expand financial services by extending investment-backed lending to a wider audience.](https://millionrounds.com/company/firenze) Firenze aims to expand financial services by extending investment-backed lending to a wider audience. *Founded* 2023 Manchester, United Kingdom **$11M** last round Apr 2026
- 30 [**Axiology** Axiology is a capital markets infrastructure provider based in Vilnius, Lithuania.](https://millionrounds.com/company/axiology) Axiology is a capital markets infrastructure provider based in Vilnius, Lithuania. *Founded* 2023 Vilnius, Lithuania **$11M** last round Feb 2026
- 31 [**Synthesys** Synthesys is a financial technology company that focuses on tokenized capital markets.](https://millionrounds.com/company/synthesys) Synthesys is a financial technology company that focuses on tokenized capital markets. *Founded* 2023 Singapore, Singapore **$11M** last round Oct 2025
- 32 [**Finbridge Global** Finbridge Global is a London-based fintech credential and accreditation platform founded in 2023.](https://millionrounds.com/company/finbridge-global) Finbridge Global is a London-based fintech credential and accreditation platform founded in 2023. *Founded* 2023 London, United Kingdom **$11M** last round Apr 2026
- 33 [**Surus** Surus is an asset management, custody, and compliance platform designed for institutional clients.](https://millionrounds.com/company/surus) Surus is an asset management, custody, and compliance platform designed for institutional clients. *Founded* 2023 Bengaluru, United States **$11M** last round Mar 2025
- 34 [**Delend** Delend is a Brazilian fintech company that provides an AI-powered credit infrastructure platform.](https://millionrounds.com/company/delend) Delend is a Brazilian fintech company that provides an AI-powered credit infrastructure platform. *Founded* 2023 Sao Paulo, Brazil **$10M** last round Mar 2024
- 35 [**Scout** AI-powered competitive intelligence](https://millionrounds.com/company/scout) AI-powered competitive intelligence *Founded* 2023 United States **$9.7M** last round Oct 2025
- 36 [**LittleFish** littlefish is a Johannesburg-based fintech and merchant-services platform founded in 2021.](https://millionrounds.com/company/littlefish) littlefish is a Johannesburg-based fintech and merchant-services platform founded in 2021. *Founded* 2023 Johannesburg, South Africa **$9.5M** last round Mar 2026
- 37 [**Round Treasury** Round Treasury is a London-based fintech company founded in 2023, offering an AI-powered treasury management platform.](https://millionrounds.com/company/round-treasury) Round Treasury is a London-based fintech company founded in 2023, offering an AI-powered treasury management platform. *Founded* 2023 London, United Kingdom **$8.1M** last round Apr 2026
- 38 [**Necto** Necto platform harnesses the power of next generation, API driven bank connectivity.](https://millionrounds.com/company/necto) Necto platform harnesses the power of next generation, API driven bank connectivity. *Founded* 2023 New York, United States **$8.0M** last round Dec 2023
- 39 [**StretchDollar** StretchDollar is a health benefits platform based in San Francisco, founded in 2023.](https://millionrounds.com/company/stretchdollar) StretchDollar is a health benefits platform based in San Francisco, founded in 2023. *Founded* 2023 San Francisco, United States **$7.8M** last round Dec 2024
- 40 [**Ambak** Ambak is a Gurugram-based fintech platform that simplifies the home loan and loan against property process in India.](https://millionrounds.com/company/ambak) Ambak is a Gurugram-based fintech platform that simplifies the home loan and loan against property process in India. *Founded* 2023 Gurugram, India **$7.7M** last round Dec 2025
- 41 [**Higala** Higala is a fintech startup based in the Philippines, focused on enhancing financial inclusion through open-source payments infrastructure and digital banking solutions.](https://millionrounds.com/company/higala) Higala is a fintech startup based in the Philippines, focused on enhancing financial inclusion through open-source payments infrastructure and digital banking solutions. *Founded* 2023 Philippines **$6.8M** last round Dec 2025
- 42 [**SwiftXccess** SwiftXccess is a UK-based financial technology company founded in 2023, specializing in payment infrastructure for businesses and institutions.](https://millionrounds.com/company/swiftxccess) SwiftXccess is a UK-based financial technology company founded in 2023, specializing in payment infrastructure for businesses and institutions. *Founded* 2023 London, United Kingdom **$6.2M** last round May 2023
- 43 [**Tunic Pay** Tunic Pay is a startup that solves APP fraud with recipient verification and payment conditionality.](https://millionrounds.com/company/tunic-pay) Tunic Pay is a startup that solves APP fraud with recipient verification and payment conditionality. *Founded* 2023 London, United Kingdom **$5.0M** last round Oct 2024
- 44 [**Tuza** Tuza works with small company payment providers to connect merchants with the best option for users.](https://millionrounds.com/company/tuza) Tuza works with small company payment providers to connect merchants with the best option for users. *Founded* 2023 London, United Kingdom **$5.0M** last round May 2024
- 45 [**Linker Finance** Linker Finance is a Pasadena, California-based fintech company that offers a modular, white-label digital banking platform designed for community banks, credit](https://millionrounds.com/company/linker-finance) Linker Finance is a Pasadena, California-based fintech company that offers a modular, white-label digital banking platform designed for community banks, credit *Founded* 2023 Pasadena, United States **$5.0M** last round Jul 2026
- 46 [**Tumoni** Banking people through free remittances.](https://millionrounds.com/company/tumoni) Banking people through free remittances. *Founded* 2023 Managua, Nicaragua **$4.9M** last round Nov 2024
- 47 [**Mary Technology** Mary Technology is a legal tech startup based in Sydney, founded in 2023.](https://millionrounds.com/company/mary-technology) Mary Technology is a legal tech startup based in Sydney, founded in 2023. *Founded* 2023 Sydney, Australia **$4.9M** last round Mar 2026
- 48 [**6Lock** 6lock is a private markets fintech company based in Austin, Texas, founded in 2023.](https://millionrounds.com/company/6lock) 6lock is a private markets fintech company based in Austin, Texas, founded in 2023. *Founded* 2023 Austin, United States **$4.8M** last round Feb 2026
- 49 [**Glif** Glif is an AI creative platform developed by Spellcasters, Inc.](https://millionrounds.com/company/glif) Glif is an AI creative platform developed by Spellcasters, Inc. *Founded* 2023 New York, Bahamas **$4.5M** last round Feb 2024
- 50 [**Givefront** Givefront is the financial operating system for non-profits.](https://millionrounds.com/company/givefront) Givefront is the financial operating system for non-profits. *Founded* 2023 San Francisco, United States **$4.5M** last round Dec 2025

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies founded in 2023 whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

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## More financial services lists

[See all](https://millionrounds.com/top-lists?t=Financial%20Services)

[*HP* *K* *FC* **Financial Services startups in the United States** 1,259 companies · $44B](https://millionrounds.com/top-lists/financial-services-startups-united-states)[*F* *FC* *R* **Financial Services startups in the United Kingdom** 472 companies · $26B](https://millionrounds.com/top-lists/financial-services-startups-united-kingdom)[*HP* *K* *O* **Financial Services startups that raised in 2026** 412 companies · $29B in 2026](https://millionrounds.com/top-lists/financial-services-startups-raised-2026)[*F* *FC* *R* **Financial Services startups in London** 282 companies · $22B](https://millionrounds.com/top-lists/financial-services-startups-london)[*K* *GH* *A* **Financial Services startups founded in 2019** 267 companies · $11B](https://millionrounds.com/top-lists/financial-services-startups-founded-2019)[*C* *M* *J* **Financial Services startups founded in 2020** 262 companies · $4.3B](https://millionrounds.com/top-lists/financial-services-startups-founded-2020)[*FH* *C* *BO* **Financial Services startups founded in 2021** 233 companies · $4.3B](https://millionrounds.com/top-lists/financial-services-startups-founded-2021)[*S* *F* *P* **Financial Services startups founded in 2018** 224 companies · $6.1B](https://millionrounds.com/top-lists/financial-services-startups-founded-2018)

## More lists worldwide

[See all](https://millionrounds.com/top-lists?r=Global)

[*GV* *V* *RP* **Health startups worldwide** 12,811 companies · $81B](https://millionrounds.com/top-lists/health-startups)[*O* *A* *X* **AI startups worldwide** 10,238 companies · $830B](https://millionrounds.com/top-lists/ai-startups)[*GV* *V* *RP* **Biotech startups worldwide** 7,127 companies · $70B](https://millionrounds.com/top-lists/biotech-startups)[*D* *B* *FT* **Big data startups worldwide** 3,812 companies · $220B](https://millionrounds.com/top-lists/big-data-startups)[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*O* *A* *B* **AI startups that raised in 2026** 2,922 companies · $540B in 2026](https://millionrounds.com/top-lists/ai-startups-raised-2026)[*FT* *CE* *P* **Energy providers startups worldwide** 2,808 companies · $152B](https://millionrounds.com/top-lists/energy-providers-startups)[*A* *P* *O* **Marketing tech startups worldwide** 2,728 companies · $28B](https://millionrounds.com/top-lists/marketing-tech-startups)