# Top 50 Financial Services Startups Founded in 2021 by Funding (2026)

> The 50 best-funded financial Services startups founded in 2021, ranked by total funding raised: $4.3B combined.

Source: https://millionrounds.com/top-lists/financial-services-startups-founded-2021 (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Function Health** 100 Healthy Years • Your new routine of 120+ advanced lab tests explained by the world's top doctors](https://millionrounds.com/company/function-health) 100 Healthy Years • Your new routine of 120+ advanced lab tests explained by the world's top doctors *Founded* 2021 Austin, United States **$748M** last round Jul 2026
- 2 [**Carmoola** Cruise through car finance.](https://millionrounds.com/company/carmoola) Cruise through car finance. *Founded* 2021 London, United Kingdom **$409M** last round Jun 2025
- 3 [**Blue Owl Capital Corporation** Blue Owl Capital is an investment firm that aims to meet the distinct and underserved financing needs of middle-market companies.](https://millionrounds.com/company/blue-owl-capital-corporation) Blue Owl Capital is an investment firm that aims to meet the distinct and underserved financing needs of middle-market companies. *Founded* 2021 New York, United States **$400M** last round Apr 2026
- 4 [**Nitra** Nitra is overhauling the healthcare industry with radically efficient and transparent solutions - starting with spend management.](https://millionrounds.com/company/nitra) Nitra is overhauling the healthcare industry with radically efficient and transparent solutions - starting with spend management. *Founded* 2021 New York, United States **$302M** last round Mar 2026
- 5 [**Earned Wealth** Earned Wealth is a wealth management platform that provides personalized financial planning and investment strategies for doctors.](https://millionrounds.com/company/earned-wealth) Earned Wealth is a wealth management platform that provides personalized financial planning and investment strategies for doctors. *Founded* 2021 Walnut Creek, United States **$200M** last round Jul 2024
- 6 [**RITMO** The financial operating platform for online sellers.](https://millionrounds.com/company/ritmo) The financial operating platform for online sellers. *Founded* 2021 Madrid, Spain **$200M** last round May 2022
- 7 [**Credix** Credix is a decentralized credit marketplace and B2B financial technology platform founded in 2021 and based in Antwerp, Belgium.](https://millionrounds.com/company/credix) Credix is a decentralized credit marketplace and B2B financial technology platform founded in 2021 and based in Antwerp, Belgium. *Founded* 2021 Sao Paulo, Brazil **$178M** last round Nov 2025
- 8 [**Volume Payments** Volume Payments, operating as Volume, is a London-based FinTech startup that specializes in global business payments.](https://millionrounds.com/company/volume-payments) Volume Payments, operating as Volume, is a London-based FinTech startup that specializes in global business payments. *Founded* 2021 London, United Kingdom **$146M** last round Jun 2024
- 9 [**Pomelo** Pomelo develops a digital processing platform to provide personalized virtual accounts and cards through APIs and dashboards.](https://millionrounds.com/company/pomelo) Pomelo develops a digital processing platform to provide personalized virtual accounts and cards through APIs and dashboards. *Founded* 2021 Buenos Aires, Argentina **$130M** last round Jan 2026
- 10 [**Raise Financial Services** Raise Financial Services is a fintech company based in Mumbai, India, founded in 2021.](https://millionrounds.com/company/raise-financial-services) Raise Financial Services is a fintech company based in Mumbai, India, founded in 2021. *Founded* 2021 Mumbai, India **$120M** last round Oct 2025
- 11 [**Spry finance** Spry finance is a retail brand of equity release mortgage provider Seniors Money.](https://millionrounds.com/company/spry-finance) Spry finance is a retail brand of equity release mortgage provider Seniors Money. *Founded* 2021 Dublin, Ireland **$108M** last round Aug 2023
- 12 [**C3 Rentals** C3 Rentals is a trailer rental business.](https://millionrounds.com/company/c3-rentals) C3 Rentals is a trailer rental business. *Founded* 2021 Hattiesburg, United States **$100M** last round May 2024
- 13 [**Numeric** Numeric, also known as Velocity Labs, is a financial technology company based in San Francisco.](https://millionrounds.com/company/numeric) Numeric, also known as Velocity Labs, is a financial technology company based in San Francisco. *Founded* 2021 San Francisco, United States **$79M** last round Nov 2025
- 14 [**Battle Financial** Battle Financial offers banking values and other financial services.](https://millionrounds.com/company/battle-financial) Battle Financial offers banking values and other financial services. *Founded* 2021 Avon, United States **$75M** last round Oct 2025
- 15 [**Finkargo** Finkargo is a financial technology company based in Latin America, founded in 2021.](https://millionrounds.com/company/finkargo) Finkargo is a financial technology company based in Latin America, founded in 2021. *Founded* 2021 Bogota, Colombia **$75M** last round Sept 2024
- 16 [**Pivotal Growth** Pivotal Growth is a joint venture between LSL Property Services and Pollen Street Capital.](https://millionrounds.com/company/pivotal-growth) Pivotal Growth is a joint venture between LSL Property Services and Pollen Street Capital. *Founded* 2021 United Kingdom **$51M** last round Dec 2024
- 17 [**Maybern** Maybern is a fintech company based in New York that specializes in providing an AI-powered operating system for private fund management.](https://millionrounds.com/company/maybern) Maybern is a fintech company based in New York that specializes in providing an AI-powered operating system for private fund management. *Founded* 2021 New York, United States **$50M** last round Nov 2025
- 18 [**Outgo Inc** Outgo is an all-in-one vertical banking solution for freight carriers.](https://millionrounds.com/company/outgo-inc) Outgo is an all-in-one vertical banking solution for freight carriers. *Founded* 2021 Seattle, United States **$50M** last round Sept 2024
- 19 [**Xposure Music** Xposure Music is a Montreal-based financing and investment platform founded in 2021.](https://millionrounds.com/company/xposure-music) Xposure Music is a Montreal-based financing and investment platform founded in 2021. *Founded* 2021 Montreal, Canada **$43M** last round Dec 2025
- 20 [**NG.CASH** NG.CASH is a digital bank built for GenZ teenagers to teach them in making financial decisions with their cash.](https://millionrounds.com/company/ng-cash) NG.CASH is a digital bank built for GenZ teenagers to teach them in making financial decisions with their cash. *Founded* 2021 São Paulo, Brazil **$42M** last round Sept 2026
- 21 [**Alternativ** Alternativ is a financial firm that specializes in wealth advisory with a focus on alternative assets.](https://millionrounds.com/company/alternativ) Alternativ is a financial firm that specializes in wealth advisory with a focus on alternative assets. *Founded* 2021 Irvine, United States **$41M** last round Sept 2023
- 22 [**Renegade Insurance** InsureTech, Independent Insurance Agency](https://millionrounds.com/company/renegade-insurance) InsureTech, Independent Insurance Agency *Founded* 2021 United States **$41M** last round Nov 2021
- 23 [**Allocate** Allocate is platform that enables investors to discover and invest in high-quality venture funds.](https://millionrounds.com/company/allocate) Allocate is platform that enables investors to discover and invest in high-quality venture funds. *Founded* 2021 Palo Alto, United States **$40M** last round Sept 2025
- 24 [**dezerv.** Dezerv Investments Private Limited is a Mumbai-based startup specializing in wealth technology and financial technology.](https://millionrounds.com/company/dezerv) Dezerv Investments Private Limited is a Mumbai-based startup specializing in wealth technology and financial technology. *Founded* 2021 Mumbai, India **$40M** last round Oct 2025
- 25 [**April** APRIL is a French insurance and financial services group founded in 1988 and based in Lyon.](https://millionrounds.com/company/april) APRIL is a French insurance and financial services group founded in 1988 and based in Lyon. *Founded* 2021 New York, United States **$39M** last round Sept 2025
- 26 [**equipifi** equipifi is a Scottsdale, Arizona-based fintech company that offers a white-label Buy Now, Pay Later (BNPL) platform tailored for financial institutions, includ](https://millionrounds.com/company/equipifi) equipifi is a Scottsdale, Arizona-based fintech company that offers a white-label Buy Now, Pay Later (BNPL) platform tailored for financial institutions, includ *Founded* 2021 Scottsdale, United States **$34M** last round May 2026
- 27 [**Capim** Capim is a vertical SaaS and fintech company based in São Paulo, Brazil, founded in 2021 by co-CEOs Marcelo Lutz and Roberto Biselli.](https://millionrounds.com/company/capim) Capim is a vertical SaaS and fintech company based in São Paulo, Brazil, founded in 2021 by co-CEOs Marcelo Lutz and Roberto Biselli. *Founded* 2021 Sao Paulo, Brazil **$33M** last round Jul 2026
- 28 [**Finture** Finture is the challenger bank fintech company that provides credit payment & credit card services to SEA market](https://millionrounds.com/company/finture) Finture is the challenger bank fintech company that provides credit payment & credit card services to SEA market *Founded* 2021 Singapore, Singapore **$30M** last round Aug 2024
- 29 [**Highbeam** Highbeam is a financial technology company based in New York, founded in 2021.](https://millionrounds.com/company/highbeam) Highbeam is a financial technology company based in New York, founded in 2021. *Founded* 2021 New York, United States **$30M** last round Sept 2025
- 30 [**Kadmos** Kadmos is a payment solution that focuses on salary payments for migrant workers.](https://millionrounds.com/company/kadmos) Kadmos is a payment solution that focuses on salary payments for migrant workers. *Founded* 2021 Berlin, Germany **$29M** last round Jul 2022
- 31 [**3i** 3i is a platform for investors to share deal flow, learn, and exchange knowledge.](https://millionrounds.com/company/3i) 3i is a platform for investors to share deal flow, learn, and exchange knowledge. *Founded* 2021 New York, United States **$27M** last round Nov 2021
- 32 [**Frec** Frec Markets, Inc.](https://millionrounds.com/company/frec) Frec Markets, Inc. *Founded* 2021 San Francisco, United States **$26M** last round Oct 2023
- 33 [**Fruitful** Fruitful is a financial technology company that offers a financial wellness membership service.](https://millionrounds.com/company/fruitful) Fruitful is a financial technology company that offers a financial wellness membership service. *Founded* 2021 New York, United States **$25M** last round Jun 2022
- 34 [**Basic Capital** Basic Capital is a venture-backed financial technology company founded in 2023 and based in New York City.](https://millionrounds.com/company/basic-capital) Basic Capital is a venture-backed financial technology company founded in 2023 and based in New York City. *Founded* 2021 New York, United States **$25M** last round Aug 2025
- 35 [**Paintbrush** Paintbrush is a fintech company connecting idea-stage founders with the non-dilutive capital they need to grow on their own terms.](https://millionrounds.com/company/paintbrush) Paintbrush is a fintech company connecting idea-stage founders with the non-dilutive capital they need to grow on their own terms. *Founded* 2021 Salt Lake City, United States **$25M** last round Feb 2023
- 36 [**Xcelerate** Xcelerate is an operating and investment platform that provides consultation and audit services.](https://millionrounds.com/company/xcelerate) Xcelerate is an operating and investment platform that provides consultation and audit services. *Founded* 2021 Singapore, Singapore **$25M** last round Feb 2024
- 37 [**finmid** finmid is a Berlin-based company that provides embedded lending infrastructure for software platforms, marketplaces, and vertical SaaS businesses.](https://millionrounds.com/company/finmid) finmid is a Berlin-based company that provides embedded lending infrastructure for software platforms, marketplaces, and vertical SaaS businesses. *Founded* 2021 Berlin, Germany **$24M** last round Apr 2024
- 38 [**BKN301** BKN301 is a London-based fintech infrastructure provider that specializes in Banking-as-a-Service (BaaS) and digital payments.](https://millionrounds.com/company/bkn301) BKN301 is a London-based fintech infrastructure provider that specializes in Banking-as-a-Service (BaaS) and digital payments. *Founded* 2021 London, United Kingdom **$24M** last round Apr 2025
- 39 [**OatFi** OatFi provides the end-to-end infrastructure for B2B payment platforms to launch embedded working capital tools.](https://millionrounds.com/company/oatfi) OatFi provides the end-to-end infrastructure for B2B payment platforms to launch embedded working capital tools. *Founded* 2021 New York, United States **$24M** last round Jun 2025
- 40 [**CashGo** CashGO is a Brazilian fintech that focuses on the real estate ecosystem.](https://millionrounds.com/company/cashgo) CashGO is a Brazilian fintech that focuses on the real estate ecosystem. *Founded* 2021 Sao Paulo, Brazil **$23M** last round Apr 2026
- 41 [**Meow** Meow offers businesses checking accounts with interest, treasury management services, invoicing, bill pay and more.](https://millionrounds.com/company/meow) Meow offers businesses checking accounts with interest, treasury management services, invoicing, bill pay and more. *Founded* 2021 United States **$22M** last round Jul 2022
- 42 [**Comun** Comun offers an app-based platform that facilitates digital banking services for Latinos in the US.](https://millionrounds.com/company/comun) Comun offers an app-based platform that facilitates digital banking services for Latinos in the US. *Founded* 2021 New York, United States **$22M** last round Aug 2024
- 43 [**Insurely** Insurely is a financial brokerage firm that provides auto, general liability, cyber protection, and marine shipping insurance services.](https://millionrounds.com/company/insurely) Insurely is a financial brokerage firm that provides auto, general liability, cyber protection, and marine shipping insurance services. *Founded* 2021 Auckland, Sweden **$21M** last round Mar 2022
- 44 [**Valora** Valora is a mobile wallet that allows you to send, save, and spend crypto as easily as sending a text](https://millionrounds.com/company/valora) Valora is a mobile wallet that allows you to send, save, and spend crypto as easily as sending a text *Founded* 2021 United States **$21M** last round Apr 2025
- 45 [**Arc Technologies** Arc is a full-service finance platform that provides software startups with customized financial products.](https://millionrounds.com/company/arc-technologies) Arc is a full-service finance platform that provides software startups with customized financial products. *Founded* 2021 United States **$20M** last round Aug 2022
- 46 [**Dbank** Dbank is a Pakistan-based fintech platform that provides digital banking solutions for individuals.](https://millionrounds.com/company/dbank) Dbank is a Pakistan-based fintech platform that provides digital banking solutions for individuals. *Founded* 2021 Islamabad, Pakistan **$18M** last round Jul 2022
- 47 [**GrailPay** GrailPay is a fintech company focused on risk intelligence and payments infrastructure for bank-to-bank transactions, particularly within the Automated Clearing](https://millionrounds.com/company/grailpay) GrailPay is a fintech company focused on risk intelligence and payments infrastructure for bank-to-bank transactions, particularly within the Automated Clearing *Founded* 2021 New York, United States **$17M** last round Jun 2026
- 48 [**Provable Markets** Provable Markets is a New York-based fintech company founded in 2020, specializing in securities finance technology.](https://millionrounds.com/company/provable-markets) Provable Markets is a New York-based fintech company founded in 2020, specializing in securities finance technology. *Founded* 2021 New York, United States **$16M** last round Jul 2026
- 49 [**IPID** iPiD (International Payments Identity) is a fintech startup based in Singapore, founded in 2021.](https://millionrounds.com/company/ipid) iPiD (International Payments Identity) is a fintech startup based in Singapore, founded in 2021. *Founded* 2021 Singapore, Singapore **$16M** last round Oct 2026
- 50 [**Scaleup Finance** Scaleup Finance provides a financial management platform designed to improve the management and administration of financial operations.](https://millionrounds.com/company/scaleup-finance) Scaleup Finance provides a financial management platform designed to improve the management and administration of financial operations. *Founded* 2021 London, Denmark **$16M** last round May 2025

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies founded in 2021 whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

Open any company for its rounds and investors, or search the investors who back financial Services startups founded in 2021 in the app, with filters, lists and exports.

[Find their investors](https://millionrounds.com/login?join=1&next=/app/investors)[All top lists](https://millionrounds.com/top-lists)

## More financial services lists

[See all](https://millionrounds.com/top-lists?t=Financial%20Services)

[*HP* *K* *FC* **Financial Services startups in the United States** 1,259 companies · $44B](https://millionrounds.com/top-lists/financial-services-startups-united-states)[*F* *FC* *R* **Financial Services startups in the United Kingdom** 472 companies · $26B](https://millionrounds.com/top-lists/financial-services-startups-united-kingdom)[*HP* *K* *O* **Financial Services startups that raised in 2026** 412 companies · $29B in 2026](https://millionrounds.com/top-lists/financial-services-startups-raised-2026)[*F* *FC* *R* **Financial Services startups in London** 282 companies · $22B](https://millionrounds.com/top-lists/financial-services-startups-london)[*K* *GH* *A* **Financial Services startups founded in 2019** 267 companies · $11B](https://millionrounds.com/top-lists/financial-services-startups-founded-2019)[*C* *M* *J* **Financial Services startups founded in 2020** 262 companies · $4.3B](https://millionrounds.com/top-lists/financial-services-startups-founded-2020)[*S* *F* *P* **Financial Services startups founded in 2018** 224 companies · $6.1B](https://millionrounds.com/top-lists/financial-services-startups-founded-2018)[*K* *E* *AH* **Financial Services startups in New York** 200 companies · $14B](https://millionrounds.com/top-lists/financial-services-startups-new-york)

## More lists worldwide

[See all](https://millionrounds.com/top-lists?r=Global)

[*GV* *V* *RP* **Health startups worldwide** 12,811 companies · $81B](https://millionrounds.com/top-lists/health-startups)[*O* *A* *X* **AI startups worldwide** 10,238 companies · $830B](https://millionrounds.com/top-lists/ai-startups)[*GV* *V* *RP* **Biotech startups worldwide** 7,127 companies · $70B](https://millionrounds.com/top-lists/biotech-startups)[*D* *B* *FT* **Big data startups worldwide** 3,812 companies · $220B](https://millionrounds.com/top-lists/big-data-startups)[*AF* *R* *S* **Fintech startups worldwide** 3,200 companies · $94B](https://millionrounds.com/top-lists/fintech-startups)[*O* *A* *B* **AI startups that raised in 2026** 2,922 companies · $540B in 2026](https://millionrounds.com/top-lists/ai-startups-raised-2026)[*FT* *CE* *P* **Energy providers startups worldwide** 2,808 companies · $152B](https://millionrounds.com/top-lists/energy-providers-startups)[*A* *P* *O* **Marketing tech startups worldwide** 2,728 companies · $28B](https://millionrounds.com/top-lists/marketing-tech-startups)