# Top 50 Financial Services Startups Founded in 2018 by Funding (2026)

> The 50 best-funded financial Services startups founded in 2018, ranked by total funding raised: $6.1B combined.

Source: https://millionrounds.com/top-lists/financial-services-startups-founded-2018 (Millionrounds; every figure on the page links to its filing or article)

- 1 [**Stripe** Launch your startup quickly and cost effectively from anywhere in the world with Atlas.](https://millionrounds.com/company/stripe) Launch your startup quickly and cost effectively from anywhere in the world with Atlas. *Founded* 2018 San Francisco, United States **$1.0B** last round Mar 2026
- 2 [**Ferovinum** Ferovinum is a fintech platform providing working capital and stock management software built specifically for the wine and spirits industry](https://millionrounds.com/company/ferovinum) Ferovinum is a fintech platform providing working capital and stock management software built specifically for the wine and spirits industry *Founded* 2018 London, United Kingdom **$573M** last round Jun 2025
- 3 [**Point** Point Card is a financial tool that offers debit, overdraft facility, and credit card-like features.](https://millionrounds.com/company/point) Point Card is a financial tool that offers debit, overdraft facility, and credit card-like features. *Founded* 2018 San Francisco, United States **$427M** last round Nov 2025
- 4 [**Grab Financial Group** Grab Financial Group provides financial services across payments, rewards, lending and insurance.](https://millionrounds.com/company/grab-financial-group) Grab Financial Group provides financial services across payments, rewards, lending and insurance. *Founded* 2018 Singapore, Singapore **$300M** last round Jan 2021
- 5 [**KreditBee** KreditBee is a leading digital lending platform in India, founded in 2018 and headquartered in Bengaluru.](https://millionrounds.com/company/kreditbee) KreditBee is a leading digital lending platform in India, founded in 2018 and headquartered in Bengaluru. *Founded* 2018 Bengaluru, India **$289M** last round Apr 2026
- 6 [**PayPay** PayPay is a fintech company that designs and operates a digital platform to facilitate online transactions and mobile payments.](https://millionrounds.com/company/paypay) PayPay is a fintech company that designs and operates a digital platform to facilitate online transactions and mobile payments. *Founded* 2018 Tokyo, Japan **$280M** last round Dec 2024
- 7 [**Ames Watson** Ames Watson is a private holding company in revenue that purchases, transforms, and partners with companies.](https://millionrounds.com/company/ames-watson) Ames Watson is a private holding company in revenue that purchases, transforms, and partners with companies. *Founded* 2018 Columbia, United States **$250M** last round Jan 2022
- 8 [**Teylor** Teylor AG is a SME Lending platform that provides fastest and most comfortable SME loans.](https://millionrounds.com/company/teylor) Teylor AG is a SME Lending platform that provides fastest and most comfortable SME loans. *Founded* 2018 Zürich, Switzerland **$176M** last round Oct 2025
- 9 [**Sanctuary Wealth** Sanctuary Wealth is a financial services industry.](https://millionrounds.com/company/sanctuary-wealth) Sanctuary Wealth is a financial services industry. *Founded* 2018 United States **$175M** last round Jul 2022
- 10 [**Billd** Billd is a fintech startup based in Austin, Texas, focused on transforming commercial construction finance.](https://millionrounds.com/company/billd) Billd is a fintech startup based in Austin, Texas, focused on transforming commercial construction finance. *Founded* 2018 Austin, United States **$160M** last round Nov 2026
- 11 [**Amount** Amount is a digital technology company that accelerates digital transformation for financial institutions.](https://millionrounds.com/company/amount) Amount is a digital technology company that accelerates digital transformation for financial institutions. *Founded* 2018 Chicago, United States **$159M** last round Nov 2024
- 12 [**Salad Money** Salad Money is a community development finance institute that offers small-sum loans to key workers across the NHS and the public sector.](https://millionrounds.com/company/salad-money) Salad Money is a community development finance institute that offers small-sum loans to key workers across the NHS and the public sector. *Founded* 2018 London, United Kingdom **$137M** last round Jun 2025
- 13 [**Gauntlet** Gauntlet is a financial technology and quantitative research firm focused on decentralized finance (DeFi) risk management, economic modeling, and protocol optimization.](https://millionrounds.com/company/gauntlet) Gauntlet is a financial technology and quantitative research firm focused on decentralized finance (DeFi) risk management, economic modeling, and protocol optimization. *Founded* 2018 New York, United States **$125M** last round Jul 2026
- 14 [**Koyo** Koyo was a UK-based fintech lender founded in 2018 in London.](https://millionrounds.com/company/koyo) Koyo was a UK-based fintech lender founded in 2018 in London. *Founded* 2018 London, United Kingdom **$117M** last round Oct 2022
- 15 [**Hedera Hashgraph** Hedera Hashgraph is a public distributed ledger for building decentralized applications.](https://millionrounds.com/company/hedera-hashgraph) Hedera Hashgraph is a public distributed ledger for building decentralized applications. *Founded* 2018 Las Vegas, United States **$102M** last round Apr 2021
- 16 [**Lower** Lower is a fintech company and direct-to-consumer lender founded in 2018.](https://millionrounds.com/company/lower) Lower is a fintech company and direct-to-consumer lender founded in 2018. *Founded* 2018 Columbia, United States **$100M** last round Jun 2021
- 17 [**Sipay** Sipay is a Turkish fintech and payment-services company that offers a comprehensive financial platform for both businesses and consumers.](https://millionrounds.com/company/sipay) Sipay is a Turkish fintech and payment-services company that offers a comprehensive financial platform for both businesses and consumers. *Founded* 2018 Uskuedar, Türkiye **$93M** last round Apr 2025
- 18 [**Emerging Markets Global Advisory** Emerging Markets Global Advisory offers advisory services to financial institutions, institutional investors and middle-market corporates.](https://millionrounds.com/company/emerging-markets-global-advisory) Emerging Markets Global Advisory offers advisory services to financial institutions, institutional investors and middle-market corporates. *Founded* 2018 London, United Kingdom **$90M** last round Dec 2024
- 19 [**Tarabut** MENA’s first and largest regulated Open Banking platform (AISP & PISP) that connects a regional network of banks and FinTechs via API.](https://millionrounds.com/company/tarabut) MENA’s first and largest regulated Open Banking platform (AISP & PISP) that connects a regional network of banks and FinTechs via API. *Founded* 2018 Bahrain **$82M** last round Sept 2026
- 20 [**Hydrolix** Hydrolix is a Portland, Oregon-based company that offers a real-time data platform and streaming data lake designed for managing large volumes of log data, rang](https://millionrounds.com/company/hydrolix) Hydrolix is a Portland, Oregon-based company that offers a real-time data platform and streaming data lake designed for managing large volumes of log data, rang *Founded* 2018 Portland, United States **$80M** last round Apr 2025
- 21 [**Butn** Butn offers a Funding Solution Suite that changes the way funding works in businesses.](https://millionrounds.com/company/butn) Butn offers a Funding Solution Suite that changes the way funding works in businesses. *Founded* 2018 Sydney, Australia **$66M** last round Jul 2025
- 22 [**Colendi** Colendi is a fintech platform dedicated to democratizing banking services and promoting financial inclusion for consumers, merchants, and institutions.](https://millionrounds.com/company/colendi) Colendi is a fintech platform dedicated to democratizing banking services and promoting financial inclusion for consumers, merchants, and institutions. *Founded* 2018 London, United Kingdom **$65M** last round May 2024
- 23 [**ClickLease** Clicklease is a FinTech equipment leasing company founded in 2018, headquartered in West Valley City, Utah.](https://millionrounds.com/company/clicklease) Clicklease is a FinTech equipment leasing company founded in 2018, headquartered in West Valley City, Utah. *Founded* 2018 Draper, United States **$63M** last round Aug 2021
- 24 [**Luma Financial Technologies** Luma Financial Technologies is an independent financial technology platform founded in 2018 and headquartered in Cincinnati, Ohio, with additional offices in Ne](https://millionrounds.com/company/luma-financial-technologies) Luma Financial Technologies is an independent financial technology platform founded in 2018 and headquartered in Cincinnati, Ohio, with additional offices in Ne *Founded* 2018 Cincinnati, United States **$63M** last round Apr 2025
- 25 [**Fundment** Fundment is a London-based FinTech company that specializes in providing a white-label, automated investment wrap platform.](https://millionrounds.com/company/fundment) Fundment is a London-based FinTech company that specializes in providing a white-label, automated investment wrap platform. *Founded* 2018 London, United Kingdom **$56M** last round Jan 2025
- 26 [**The Bank of London** The Bank of London is a global clearing, agency, and transaction bank advancing the economic infrastructure of the future.](https://millionrounds.com/company/the-bank-of-london) The Bank of London is a global clearing, agency, and transaction bank advancing the economic infrastructure of the future. *Founded* 2018 London, United Kingdom **$55M** last round Sept 2024
- 27 [**Galgo** Galgo provides consumer secured loans and financial advice to underbanked people.](https://millionrounds.com/company/galgo) Galgo provides consumer secured loans and financial advice to underbanked people. *Founded* 2018 Providencia, Chile **$55M** last round Sept 2026
- 28 [**Illimity** Illimity is a digital bank that provides direct and investment banking services.](https://millionrounds.com/company/illimity) Illimity is a digital bank that provides direct and investment banking services. *Founded* 2018 Milan, Italy **$55M** last round Jun 2023
- 29 [**Xen Capital** Xen Capital is an alternative investment platform enabling accredited investors access and liquidity in top tier investment opportunities.](https://millionrounds.com/company/xen-capital) Xen Capital is an alternative investment platform enabling accredited investors access and liquidity in top tier investment opportunities. *Founded* 2018 Singapore, Singapore **$50M** last round Sept 2024
- 30 [**Reltime AS** Global Web3 financial ecosystem.](https://millionrounds.com/company/reltime-as) Global Web3 financial ecosystem. *Founded* 2018 Ullern, Norway **$50M** last round Jul 2022
- 31 [**Helicap** Helicap is a fintech investment platform that offers funding to alternative lenders such as peer-to-peer platforms.](https://millionrounds.com/company/helicap) Helicap is a fintech investment platform that offers funding to alternative lenders such as peer-to-peer platforms. *Founded* 2018 Singapore, Singapore **$50M** last round Sept 2024
- 32 [**ProphetX** ProphetX is a federally regulated peer-to-peer sports prediction exchange and market data platform based in Hoboken, New Jersey.](https://millionrounds.com/company/prophetx) ProphetX is a federally regulated peer-to-peer sports prediction exchange and market data platform based in Hoboken, New Jersey. *Founded* 2018 New York, United States **$46M** last round Jul 2026
- 33 [**Vouch Insurance** Vouch Insurance is a technology-driven insurance broker based in San Francisco, California, founded in 2018.](https://millionrounds.com/company/vouch-insurance) Vouch Insurance is a technology-driven insurance broker based in San Francisco, California, founded in 2018. *Founded* 2018 San Francisco, United States **$46M** last round Nov 2019
- 34 [**FI Capital** FI Capital offers invoice finance solutions to improve cash flow for small businesses.](https://millionrounds.com/company/fi-capital) FI Capital offers invoice finance solutions to improve cash flow for small businesses. *Founded* 2018 London, United Kingdom **$46M** last round Dec 2022
- 35 [**MoneyFellows** Money Fellows is an Egyptian fintech company that digitizes traditional "Money Circles," known locally as Gameya or ROSCA, into a secure mobile platform.](https://millionrounds.com/company/money-fellows) Money Fellows is an Egyptian fintech company that digitizes traditional "Money Circles," known locally as Gameya or ROSCA, into a secure mobile platform. *Founded* 2018 New Cairo City, Egypt **$45M** last round May 2025
- 36 [**Stark Bank** STARK BANK is a Brazilian digital bank founded on July 26, 2018, in São Paulo.](https://millionrounds.com/company/stark-bank) STARK BANK is a Brazilian digital bank founded on July 26, 2018, in São Paulo. *Founded* 2018 Sao Paulo, Brazil **$45M** last round Apr 2022
- 37 [**Foxen** Foxen is a technology company based in Columbus, Ohio, specializing in risk management, insurance compliance, and financial wellness solutions for the multifami](https://millionrounds.com/company/foxen) Foxen is a technology company based in Columbus, Ohio, specializing in risk management, insurance compliance, and financial wellness solutions for the multifami *Founded* 2018 Columbus, United States **$44M** last round Jun 2022
- 38 [**Flexvelop** We buy your business equipment.](https://millionrounds.com/company/flexvelop) We buy your business equipment. *Founded* 2018 Hamburg, Germany **$43M** last round Mar 2025
- 39 [**Puma Property Finance** Puma Property Finance is a specialist lender based in the UK, focusing on flexible first-charge development and investment finance for professional property dev](https://millionrounds.com/company/puma-property-finance) Puma Property Finance is a specialist lender based in the UK, focusing on flexible first-charge development and investment finance for professional property dev *Founded* 2018 London, United Kingdom **$41M** last round May 2025
- 40 [**Chipper Cash** Chipper Cash is a fintech platform that offers mobile, cross-border money transfer services.](https://millionrounds.com/company/chipper-cash) Chipper Cash is a fintech platform that offers mobile, cross-border money transfer services. *Founded* 2018 San Francisco, United States **$41M** last round Jan 2022
- 41 [**Conta Simples** Conta Simples is a Brazilian fintech company founded in 2018 and based in São Paulo.](https://millionrounds.com/company/conta-simples) Conta Simples is a Brazilian fintech company founded in 2018 and based in São Paulo. *Founded* 2018 Sao Paulo, Brazil **$41M** last round Jan 2024
- 42 [**Coremont** Coremont is a financial services firm regulated by the FCA, specializing in cloud-based portfolio management software and managed services for investment manage](https://millionrounds.com/company/coremont) Coremont is a financial services firm regulated by the FCA, specializing in cloud-based portfolio management software and managed services for investment manage *Founded* 2018 Bressingham, United Kingdom **$40M** last round Dec 2025
- 43 [**Good Money** Good Money is a customer-owned digital banking platform founded in 2018 and headquartered in Los Angeles, California.](https://millionrounds.com/company/good-money) Good Money is a customer-owned digital banking platform founded in 2018 and headquartered in Los Angeles, California. *Founded* 2018 San Francisco, United States **$39M** last round Mar 2020
- 44 [**Household Capital** Household Capital is an Australian financial services firm established in 2016, specializing in retirement funding solutions for homeowners aged 60 and older.](https://millionrounds.com/company/household-capital) Household Capital is an Australian financial services firm established in 2016, specializing in retirement funding solutions for homeowners aged 60 and older. *Founded* 2018 Melbourne, Australia **$38M** last round Oct 2022
- 45 [**Doconomy** Doconomy is a Swedish impact-fintech company founded in 2018.](https://millionrounds.com/company/doconomy) Doconomy is a Swedish impact-fintech company founded in 2018. *Founded* 2018 Stockholm, Sweden **$37M** last round May 2024
- 46 [**Omnio** Omnio Group is a market leading provider of cloud-based banking and payment services.](https://millionrounds.com/company/omnio) Omnio Group is a market leading provider of cloud-based banking and payment services. *Founded* 2018 London, United Kingdom **$36M** last round Aug 2025
- 47 [**Peak3** Peak3 is an insurtech software company that provides technology solutions for insurers and digital platforms.](https://millionrounds.com/company/peak3) Peak3 is an insurtech software company that provides technology solutions for insurers and digital platforms. *Founded* 2018 Singapore **$35M** last round Jun 2024
- 48 [**jaris** Jaris delivers private-label embedded financial services to software-enabled payment providers.](https://millionrounds.com/company/jaris) Jaris delivers private-label embedded financial services to software-enabled payment providers. *Founded* 2018 Burlingame, United States **$31M** last round Aug 2021
- 49 [**SMArtX Advisory Solutions** SMArtX Advisory Solutions is a managed accounts technology provider based in West Palm Beach, Florida.](https://millionrounds.com/company/smartx-advisory-solutions) SMArtX Advisory Solutions is a managed accounts technology provider based in West Palm Beach, Florida. *Founded* 2018 West Palm Beach, United States **$30M** last round May 2022
- 50 [**Simetrik** Simetrik is a no-code solution that offers the right balance between flexibility and robustness for the reconciliation process automation.](https://millionrounds.com/company/simetrik) Simetrik is a no-code solution that offers the right balance between flexibility and robustness for the reconciliation process automation. *Founded* 2018 San Francisco, Colombia **$30M** last round Jun 2025

**Total funding** how the list is ranked

**15 November 2026** updated nightly

**Rounds we track** source: Millionrounds

Companies founded in 2018 whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

## Who backed them?

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## More financial services lists

[See all](https://millionrounds.com/top-lists?t=Financial%20Services)

[*HP* *K* *FC* **Financial Services startups in the United States** 1,259 companies · $44B](https://millionrounds.com/top-lists/financial-services-startups-united-states)[*F* *FC* *R* **Financial Services startups in the United Kingdom** 472 companies · $26B](https://millionrounds.com/top-lists/financial-services-startups-united-kingdom)[*HP* *K* *O* **Financial Services startups that raised in 2026** 412 companies · $29B in 2026](https://millionrounds.com/top-lists/financial-services-startups-raised-2026)[*F* *FC* *R* **Financial Services startups in London** 282 companies · $22B](https://millionrounds.com/top-lists/financial-services-startups-london)[*K* *GH* *A* **Financial Services startups founded in 2019** 267 companies · $11B](https://millionrounds.com/top-lists/financial-services-startups-founded-2019)[*C* *M* *J* **Financial Services startups founded in 2020** 262 companies · $4.3B](https://millionrounds.com/top-lists/financial-services-startups-founded-2020)[*FH* *C* *BO* **Financial Services startups founded in 2021** 233 companies · $4.3B](https://millionrounds.com/top-lists/financial-services-startups-founded-2021)[*K* *E* *AH* **Financial Services startups in New York** 200 companies · $14B](https://millionrounds.com/top-lists/financial-services-startups-new-york)

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